Action Debt Recovery Phone Harassment?
Is Action Debt Recovery (ADR) calling you? Stop Action Debt Recovery phone harassment. Do they threaten to take legal action or garnish your wages? Some collectors may threaten wage garnishment as a tactic, but this is only possible under specific legal circumstances. Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop ADR phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Failing to notify you of your right to dispute the debt is another violation. It is important to receive a formal letter from the collector, which should outline the debt details and your rights.
Collectors should assess your ability to pay before pursuing aggressive collection tactics. You also have the option to enter into a repayment agreement based on your ability to pay.
Illegal and harassing tactics are not only prohibited, but a professional approach is required by law and helps maintain positive relationships.
Maintaining compliance and professionalism in debt collection helps protect the reputation of both the collector and the business they represent.
Is Action Debt Recovery a Scam?
According to the Better Business Bureau website, Action Debt Recovery has been in business for 7 years. The company has experience operating in the debt collection industry and serves a variety of businesses.
Action Debt Recovery Better Business Bureau
Who is Action Debt Recovery?
Action Debt Recovery is third party debt collector located in Tampa, Florida.
Address: PO Box 274013
Tampa, FL 33688-4013
Phone: (813) 600-6551
While ADR is based in Florida, they also provide debt collection services to clients in California and other states.
ADR offers a comprehensive range of debt recovery services tailored to meet the needs of various industries.
Their dedicated team of professionals ensures effective and compliant debt recovery for every client.
Action Debt Recovery Collection Tactics
If Action Debt Recovery engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Being called directly by collectors regarding your accounts
- Targeting specific accounts that are past due or delinquent
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Action Debt Recovery Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
813-600-6551, 813-600-6602, (813) 600-6551, (813) 600-6602, 8136006551, 8136006602
If the answer is yes, then you are receiving calls from a known ADR number. You may be a victim of ADR phone harassment. The list above is not all the numbers that ADR uses. The calls can be from a different number and it still be Action Debt Recovery calling you. Contact our office right away so we can start the process to stop ADR from calling you illegally. It is important to provide a prompt response to any suspicious calls to ensure your concerns are addressed quickly. Decide on the best course of action now to protect yourself from further harassment. Above all, no one should live with harassment!
Debt Collection Rules and Regulations
When it comes to debt collection, there are important rules and regulations in place to protect consumers from unfair treatment. The Fair Debt Collection Practices Act (FDCPA) is a key federal law that sets clear standards for how debt collectors must operate. Under the FDCPA, debt collectors are required to follow fair debt collection practices, which means they cannot harass, threaten, or deceive you in their efforts to collect debts. Collectors must provide you with accurate information about the debt, including the amount owed and the name of the original creditor, and they are required to inform you of your rights under the law.
The FDCPA also gives consumers the right to dispute a debt and to request verification, ensuring that collectors are providing the right information and not attempting to collect on debts that are not valid. In addition to the FDCPA, other regulations such as the Debt Collection Rule further clarify what collectors can and cannot do. By understanding these collection regulations, consumers can better protect themselves, ensure compliance from collectors, and take control of their financial situation. If you believe a collector is not providing the required information or is using unfair collection tactics, knowing your rights under the FDCPA is your first line of defense.
Submitting a Complaint
If you feel that a debt collector has crossed the line or violated your rights under the FDCPA or other debt collection regulations, you have the power to take action. Consumers can submit a complaint to the (CFPB) or the Federal Trade Commission (FTC), both of which oversee debt collection practices and enforce compliance with the law. To submit a complaint, simply visit the CFPB or FTC website and fill out their online complaint form, or contact them by phone for assistance.
When preparing your complaint, be sure to gather all relevant details, such as the debt collector’s name, contact information, the amount of the debt, and copies of any letters or communications you have received. Providing complete and accurate information helps regulators investigate your case and hold collectors accountable. By submitting a complaint, you not only protect your own rights but also help ensure that other consumers are safeguarded from unfair debt collection practices. If you’re unsure about the process or need support, there are resources available to guide you every step of the way.
Common Questions
Is ADR a scam? No, Action Debt Recovery has been in business for 7 years.
Can Action Debt Recovery garnish my wages? Yes, ADR can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts. Law firms are often involved in the legal process for wage garnishment, ensuring compliance with regulations and proper procedures.
Can ADR sue me? Yes, ADR can sue you so long as the debt is within the statute of limitations. For legal action to proceed, a lawsuit must be filed in court. If you believe your rights have been violated, you can file a complaint or legal action with the appropriate authorities or seek assistance from law firms specializing in debt collection cases.
Can ADR report my debt to the collection bureaus? Yes, ADR can report your debt to the collection bureaus. Missed payments can negatively impact your credit report and lower your credit score.
Can ADR arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. We use advanced technology to manage cases efficiently and provide clients with real-time visibility into the status of their cases. Accurate data is essential in supporting our clients’ cases and ensuring the best possible outcomes. Rather than suffer alone, contact our office to begin the process to stop the Action Debt Recovery harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Action Debt Recovery, call us at 855-385-8182 for immediate assistance or visit our website at www.consumerlawfirmcenter.com to learn more about your rights and the debt collection process.
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights, and helped me recover compensation for the harassment I experienced.”
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions. The staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stopped. I was even compensated with dollars for my case. I would recommend this company to anyone going thru this type of harassment—a very satisfied customer.”
“Because of a lie from a third-party debt collector that threatened me financially, I nearly made the mistake of paying the debt collector money I couldn’t afford as a payment. The people here were friendly, knowledgeable, and showed a real willingness to help resolve my issue. They settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
https://consumerlawfirmcenter.com/association-capital-recovery-phone-harassment/
https://consumerlawfirmcenter.com/action-collectors-incorporated-phone-harassment/
https://consumerlawfirmcenter.com/action-revenue-recovery-phone-harassment/
https://consumerlawfirmcenter.com/fairway-capital-recovery-phone-harassment/
https://consumerlawfirmcenter.com/advanced-collections-phone-harassment/
https://consumerlawfirmcenter.com/absolute-debt-recovery-services-phone-harassment/
https://consumerlawfirmcenter.com/action-recovery-online-phone-harassment/
https://consumerlawfirmcenter.com/collection-receivables-phone-harassment/
https://consumerlawfirmcenter.com/advantage-recovery-group-phone-harassment/