Action Collection Service Phone Harassment?
Is Action Collection Service (ACS) calling you? Stop Action Collection Service phone harassment. Action Collection Service is a debt collection agency. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal debt harassment and needs to stop. You have the legal right to stop ACS from calling you and to demand that they stop calling. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Action Collection Service a Scam?
According to the Better Business Bureau website, Action Collection Service has been in business for 58 years (BBB established in 1966). The BBB maintains a profile page for Action Collection Service, which provides details about the company and its credibility. There have been 4 complaints filed against ACS with the BBB.
Action Collection Service Better Business Bureau
Who is Action Collection Service?
Action Collection Service is one of the action collection agencies and a third party debt collector located in Boise, Idaho. ACS has been a party to a Federal Court case over 190 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 2115 Vista Ave
Boise, ID 83705
Mailing address: 2115 Vista Ave, Boise, ID 83705
Phone: (208) 345-1750
Action Collection Service may also operate under an alternate business or alternate business name, such as ACS. The staff size estimated for Action Collection Service is approximately X employees.
Action Collection Service Collection Tactics
If Action Collection Service uses any of the following tactics to collect debts from debtors, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
These tactics are commonly used by debt collection agencies to collect from debtors on behalf of creditors. In some cases, attorneys may also be involved in the collection process, especially if legal action is threatened.
Action Collection Service Phone Numbers
208-345-1750, 208-465-7600, 208-733-8150, (208) 345-1750, (208) 465-7600, (208) 733-8150, 2083451750, 2084657600, 2087338150
If the answer is yes, then you are receiving calls from a known ACS number. You may be a victim of ACS phone harassment. The list above is not all the numbers that ACS uses. The calls can be from a different number and it still be Action Collection Service calling you. It is important to document all communications with Action Collection Service, including calls and written correspondence, to protect your rights. Contact our office right away so we can start the process to stop ACS from calling you illegally. Above all, no one should live with harassment!
How Debt Collection Affects Your Credit Report
When a debt collector or collection agency like Action Collection Service contacts you about an unpaid debt, the impact can go far beyond unwanted calls or letters—it can also affect your credit report and financial future. Understanding how debt collection practices influence your credit score is essential for protecting your rights and your financial health.
If a debt is sent to a third party collection agency, such as Action Collection Agency, it may be reported to the major credit bureaus. This negative mark can lower your credit score and remain on your credit report for up to seven years, even if you eventually pay the debt. That’s why it’s so important to ensure that any debt a debt collector claims you owe is accurate and that the collection agency is following fair debt collection practices as required by federal law, including the Fair Debt Collection Practices Act (FDCPA).
Debt collectors are required to provide verification of the debt if you request it. If Action Collection Service or any other collection agency cannot verify the debt, they must remove it from your credit report. This is a crucial protection for consumers, as errors or unverified debts can unfairly damage your credit standing.
In addition to the FDCPA, the Telephone Consumer Protection Act (TCPA) protects you from harassing or unwanted calls, including those made to your cell phone. If a debt collector violates the TCPA by making repeated or automated calls without your consent, you may be entitled to recover money for these violations. Our law firm is experienced in helping consumers stop debt collection harassment and can guide you through your rights under both the FDCPA and TCPA.
Action Collection Agency and other third party collection agencies often specialize in healthcare collections, offering a wide array of healthcare accounts receivable services such as traditional bad debt collections, pre-collection, and early out programs. While these services help businesses recover money, they can sometimes lead to aggressive collection tactics. If you feel you are being harassed or contacted in violation of debt collection laws, you have the right to take legal action, including suing for damages and attorney fees.
To protect your credit report, it’s important to:
- Regularly monitor your credit report for any new collection accounts or inaccuracies.
- Dispute any errors or unverified debts with the credit bureaus and provide supporting documentation.
- Send a cease and desist letter to stop further communication from debt collectors if you are being harassed.
- Request written verification of any debt a collection agency claims you owe.
Our law firm can provide you with sample letters, help you dispute errors, and represent you if you need to sue a debt collector for harassment or violations of federal laws. Remember, you have the right to accurate credit reporting and to be free from debt collection harassment. If you’re facing issues with Action Collection Service or any other collection agency, contact us today to learn how we can help you protect your credit, stop unwanted calls, and recover money for any violations of your rights.
Don’t let debt collectors harass you or damage your credit report—take action now to safeguard your financial future.
Is ACS a scam? No, Action Collection Service has been in business for 58 years.
Can Action Collection Service garnish my wages? Yes, ACS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can ACS sue me? Yes, ACS can sue you so long as the debt is within the statute of limitations. If you prevail in court, you may be able to recover court costs in addition to any damages.
Can ACS report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report.
Can ACS arrest me?
The following is a sample list of complaints filed against Action Collection Service in the past and can be found on Pacer.org. Over the past three years, there have been several complaints and legal actions filed against Action Collection Service. These complaints allege problems such as customer service issues, billing errors, and aggressive collection tactics. Each lawsuit or complaint alleges problems with the agency’s practices.
4:11-cv-00081-SEH Shader v. Action Collection Service
2:01-cv-00534-DWH-LRL Estojero v. Action Collection Service
5:13-cv-00712-HE Parker v. Action Collection Service
5:14-cv-00880-F Carson et al v. Action Collection Service
2:15-cv-00590-MJP Claeys v Action Collection Service
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Action Collection Service harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
For example, Lemberg Law is a professional consumer protection law firm that specializes in handling debt collection harassment cases, providing expert legal support to consumers.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Action Collection Service. call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
