Acer Capital Recovery Phone Harassment?
*Is Acer Capital Recovery (ACR) calling you?*Stop Acer Capital Recovery phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop ACR phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. For reference, the Fair Debt Collection Practices Act (FDCPA) outlines your rights and the legal protections available to you.
Is Acer Capital Recovery a Scam?
According to the Better Business Bureau website, Acer Capital Recovery has been in business for 11 years.
Acer Capital Recovery Better Business Bureau
Who is Acer Capital Recovery and What Services Provided?
Acer Capital Recovery is third party debt collector located in Buffalo, New York.
Address: 3407 Delaware Ave suite 225
Suite 225
Buffalo, NY 14217
Phone: (800) 845-2279
The company’s directors are responsible for overseeing compliance and ensuring strong organizational governance.
Acer Capital Recovery Collection Tactics
Acer Capital Recovery operates as a third-party debt collection agency, utilizing a structured array of services and programs designed to recover outstanding debts on behalf of their partners. Their process often begins with persistent phone calls, letters, and emails, all aimed at obtaining payment or information from the person responsible for the debt. In some cases, Acer Capital Recovery may attempt to access additional data by reaching out to family members or even the debtor’s workplace, seeking to verify contact details or the nature of the debt.
The services provided by Acer Capital Recovery are subject to strict legal limitations. While their goal is to obtain payment, they must operate within the boundaries set by federal and state laws, including those in New York. Any attempt to control or access personal information must be conducted lawfully, and the organization is prohibited from engaging in criminal activity or using illegal tactics. For example, they cannot threaten harm, misrepresent the consequences of non-payment, or create false representations about their authority.
A key risk for consumers is the potential harm to their credit score, as Acer Capital Recovery may report unpaid debts to credit bureaus. This can have long-term consequences, affecting access to credit, employment, and even housing. In more serious cases, if the debt remains unresolved, the agency may initiate legal proceedings, which could result in additional costs or wage garnishment if a judgment is obtained.
It is important for anybody contacted by Acer Capital Recovery to acknowledge their rights and the limitations of the agency’s authority. Consumers have the right to request that communication cease, to dispute the validity of the debt, and to seek professional advice before responding to any demands. Reviewing all correspondence carefully and keeping records of every event and phone call can help protect against potential abuse or illegal practices.
The quality of Acer Capital Recovery’s services and their compliance with the law are often reflected in online reviews and consumer feedback. Negative experiences, such as repeated phone calls or perceived harassment, can damage the organization’s reputation and may even result in legal action against them. For this reason, it is in the best interest of both the agency and the consumer to ensure all interactions are professional, respectful, and within the law.
If you feel overwhelmed by the process or are unsure about your rights, it is always helpful to seek guidance from a qualified attorney or credit counselor. Taking control of the situation early can help minimize risk, prevent further harm, and ensure that your personal data and legal rights are fully protected.
Acer Capital Recovery Collection Tactics
If Acer Capital Recovery engages in any of the following tactics, you may have a case:
- Using profanity or abusive language (prohibited by FDCPA, see line 806)
- Calling you before 8:00 a.m. or after 9:00 p.m. (prohibited by FDCPA, see line 805(a)(1))
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Acer Capital Recovery Phone Calls and Numbers
Are you receiving any harassing phone calls from any of the following numbers?
800-845-2279, (800) 845-2279, 8008452279
If the answer is yes, then you are receiving calls from a known ACR number. You may be a victim of ACR phone harassment. The list above is not all the numbers that ACR uses. The calls can be from a different number and it still be Acer Capital Recovery calling you. Contact our office right away so we can start the process to stop ACR from calling you illegally. Above all, no one should live with harassment!
Common Questions
Is ACR a scam? No, Acer Capital Recovery has been in business for 11 years.
Can Acer Capital Recovery garnish my wages? Yes, ACR can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can ACR sue me? Yes, ACR can sue you so long as the debt is within the statute of limitations
Can ACR report my debt to the collection bureaus? Yes, debt collectors are allowed to place the collection account on your credit report. It is the responsibility of debt collectors to report information accurately, and as a consumer, you also have the responsibility to monitor your credit report for any errors. It is important to regularly review your credit report to ensure all information is correct.
Can ACR arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
About Us
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Acer Capital Recovery harassment. Our office has been assisting consumers since 2010. We provide clients with educational material and resources to help them understand their rights and options. In addition, our firm ensures the provision of comprehensive legal services and support to all clients. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Acer Capital Recovery. call us at 855-385-8182 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Building a strong connection with our clients is essential to effectively resolve harassment cases and provide the support they need. Our extensive network of clients, partners, and resources helps us achieve successful outcomes for those we represent.
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
https://consumerlawfirmcenter.com/american-recovery-service-phone-harassment/
https://consumerlawfirmcenter.com/debt-management-partners-phone-harassment/
https://consumerlawfirmcenter.com/accord-creditor-services-phone-harassment/
https://consumerlawfirmcenter.com/advanced-creditors-associates-phone-harassment/
https://consumerlawfirmcenter.com/allgate-financial-phone-harassment/
https://consumerlawfirmcenter.com/allegiant-capital-recovery-services-debt-collection-harassment/
https://consumerlawfirmcenter.com/account-adjustment-bureau-phone-harassment/
https://consumerlawfirmcenter.com/advanced-portfolio-group-phone-harassment/
https://consumerlawfirmcenter.com/allegiance-accounting-services-phone-harassment/
https://consumerlawfirmcenter.com/fairway-capital-recovery-phone-harassment/
