Ace Recovery Phone Harassment?
*Is Ace Recovery (AR) calling you?*Stop Ace Recovery phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. You have the legal right to stop AR phone harassment. If a collection agency commits a violation of the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Ace Recovery a Scam?
According to the Better Business Bureau website, Ace Recovery has been in business for 1 years. There have been 2 complaints filed against AR with the BBB.
Ace Recovery Better Business Bureau
Who is Ace Recovery?
Ace Recovery is third party debt collector located in Niagara Falls, New York. Ace Recovery collects debts on behalf of financial institutions, such as banks, credit card companies, or hospitals.
Address: PO Box 54
Niagara Falls, NY 14304-0054
Phone: (855) 807-1213
Ace Recovery Collection Tactics
If Ace Recovery engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
Contacting your place of employment about a debt is subject to legal restrictions and can negatively impact your professional reputation. - Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Ace Recovery Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
855-807-1213, (855) 807-1213, 8558071213
If the answer is yes, then you are receiving calls from a known AR number. You may be a victim of AR phone harassment. The list above is not all the numbers that AR uses. The calls can be from a different number and it still be Ace Recovery calling you. Contact our office right away so we can start the process to stop AR from calling you illegally. Above all, no one should live with harassment!
Federal Laws and Regulations
When it comes to dealing with debt collectors and third party debt collection agencies like Ace Recovery Services, understanding your legal protections is essential. Federal laws are in place to ensure fair debt collection and to shield consumers from phone harassment, abusive language, and other aggressive collection tactics.
The cornerstone of these protections is the Fair Debt Collection Practices Act (FDCPA). This federal law sets strict guidelines for how debt collectors can contact you, what they can say, and how often they can call. Under the FDCPA, debt collectors are prohibited from using threatening messages, repeated calls, or harassing language. They cannot contact you multiple times a day, discuss your debts with others, or make false threats of legal action or wage garnishment unless they have a valid court order.
If you are receiving calls from a debt collection agency, you have the right to request, in writing, that they stop contacting you. This formal request, often called a “cease and desist” letter, requires the debt collector to halt all communication except to notify you of specific actions, such as filing a lawsuit. You also have the right to dispute the debt and demand verification before making any payment or providing sensitive information like your social security number.
The Telephone Consumer Protection Act (TCPA) offers additional safeguards, especially regarding automated calls and text messages. Debt collectors must have your consent before using robocalls or sending texts to your phone numbers. If you believe a debt collector has violated these laws, you can file a complaint with the Federal Trade Commission (FTC), your state’s attorney general’s office, or the Better Business Bureau. These organizations investigate consumer complaints and can take legal action against companies that commit violations.
It’s important to be vigilant when dealing with any collection agency. Always verify the legitimacy of the business and the debt they claim you owe. Never provide personal or financial information until you have obtained written proof of the debt and confirmed the company’s identity through trusted sources like the business bureau or the company’s official website.
If a debt collector threatens to sue you or take legal action, remember that you have the right to defend yourself in court. Consulting with an attorney or a reputable credit counseling agency can help you navigate the process and protect your rights. Many debt collectors rely on consumers not knowing the law—by staying informed and taking action, you can stop harassing calls and ensure fair treatment.
In summary, federal laws like the FDCPA and TCPA are powerful tools for consumers facing debt collector harassment. By understanding your legal rights, filing complaints when necessary, and seeking professional help, you can protect yourself from unfair debt collection practices and hold companies like Ace Recovery Services accountable.
Common Questions
Is AR a scam? No, Ace Recovery has been in business for 1 year.
Can Ace Recovery garnish my wages? Yes, AR can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can AR sue me? Yes, AR can sue you so long as the debt is within the statute of limitations
Can AR report my debt to the collection bureaus?
Can AR arrest me? Debt collectors don’t have the authority to have you arrested for a debt. Failure to pay a debt is a civil matter and does not result in criminal charges or arrest. Any claim by a debt collector that you could be arrested for not paying is false and potentially illegal. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample of complaints filed against Ace Recovery in the past and can be found on Pacer.org.
1:13-cv-00875-RJD-VVP Weinstein v. ACE Recovery, Inc.
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Ace Recovery harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Ace Recovery. call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”. Harassment from debt collectors can occur via text message as well as phone calls.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Consumers can also file complaints about illegal debt collection practices with their state’s attorney general’s office.
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
https://consumerlawfirmcenter.com/communications-credit-recovery-phone-harassment/
https://consumerlawfirmcenter.com/berlin-wheeler-phone-harassment/
https://consumerlawfirmcenter.com/ace-recovery-services-phone-harassment/
https://consumerlawfirmcenter.com/eastpoint-recovery-phone-harassment/
https://consumerlawfirmcenter.com/account-recovery-inc-phone-harassment/
https://consumerlawfirmcenter.com/logistical-recovery-systems-phone-harassment/
https://consumerlawfirmcenter.com/acs-recovery-services-phone-harassment/
https://consumerlawfirmcenter.com/stop-cu-recovery-phone-harassment/
https://consumerlawfirmcenter.com/account-recovery-service-phone-harassment/
https://consumerlawfirmcenter.com/cbj-credit-recovery-phone-harassment/
