Account Control Systems Phone Harassment?
Is Account Control Systems (ACS) calling you? Stop Account Control Systems phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? Using abusive language, such as profanity or offensive remarks, is illegal and constitutes harassment. If so what they are doing is illegal and needs to stop. Deceptive practices are also prohibited under the FDCPA.
Account Control Systems plays a crucial role in the financial industry by helping creditors recover outstanding debts within the legal and regulatory framework.
You have the legal right to stop ACS phone harassment, and the FDCPA protects consumers from such harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Account Control Systems a Scam?
According to the Better Business Bureau website, Account Control Systems has been in business for 37 years.
Account Control Systems Better Business Bureau
Who is Account Control Systems?
Account Control Systems is third party debt collector and collection company located in Montvale, New Jersey. ACS has been a party to a Federal Court case over 35 times. An account control system can impact consumers’ wages or credit reports when they have delinquent accounts or unpaid balances. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. Many consumers have reported issues or complaints about ACS’s practices.
Address: 85 Chestnut Ridge Rd Ste 113
Montvale, NJ 07645-1836
Phone: (201) 367-1622
Account Control Systems Collection Tactics
If Account Control Systems engages in any of the following tactics, you may have a case:
- Using abusive language, such as profanity or offensive remarks, during calls.
- Contacting you at inappropriate hours or without properly informing you of your rights.
- Calling you multiple times in a single day or week, which may be considered harassment.
- If you receive calls from ACS phone numbers, recognize these as potential collection attempts and consider your rights.
Account Control Systems Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
201-367-1622, 201-767-5300, (201) 367-1622, (201) 767-5300, 2013671622, 2017675300
If the answer is yes, then you are receiving calls from a known ACS number. You may be a victim of ACS phone harassment. If you have been contacted by ACS, it is important to know your rights and seek legal support to protect yourself. The list above is not all the numbers that ACS uses. The calls can be from a different number and it still be Account Control Systems calling you. If you have already paid the debt but are still receiving calls, you should inform ACS and keep records of your payments to ensure your account is properly acknowledged. Contact our office right away so we can start the process to stop ACS from calling you illegally. Above all, no one should live with harassment!
Better Business Bureau Ratings
When considering the reputation of Account Control Systems as a debt collection agency, it’s important to look at their rating with the Better Business Bureau (BBB). The BBB evaluates businesses like Account Control Systems based on several factors, including the number of complaints filed, how those complaints are resolved, and the company’s responsiveness to consumer concerns. As a collection agency, Account Control Systems is expected to follow fair debt collection practices and comply with all federal laws that protect consumers from abusive or deceptive collection practices. Checking the BBB rating and reading through complaints filed against Account Control Systems can give you valuable insight into their collection practices and how they handle disputes. If you’re dealing with account control issues or have concerns about debt collection practices, the BBB is a useful resource to help you make informed decisions and protect your rights as a consumer.
Credit Report Implications
If Account Control Systems is attempting to collect a debt from you, it’s possible that they may report the debt to credit reporting agencies. This can have a significant impact on your credit report and overall credit score, making it more difficult to obtain loans, credit cards, or even housing in the future. As a consumer, you have the right under federal law to dispute any inaccurate or false information that appears on your credit report. It’s crucial to regularly monitor your credit report for any entries from Account Control Systems or other debt collectors, and to act quickly if you notice any errors. If a debt collection agency reports false information, you have the right to have it corrected and may be entitled to recover damages. Staying vigilant about your credit report is an important step in protecting your financial health and ensuring that debt collection agencies follow the law.
Collection Agencies and the Law
Collection agencies like Account Control Systems are required to follow strict federal and state laws when attempting to collect debts. The Fair Debt Collection Practices Act (FDCPA) is a federal law that sets clear guidelines for debt collectors, prohibiting abusive, deceptive, or unfair collection practices. For example, debt collectors must provide you with the name of the original creditor and the amount owed, and they cannot contact you at inconvenient times or places, such as before 8:00 a.m. or after 9:00 p.m., or at your workplace if you’ve told them not to. If you believe Account Control Systems or any other collection agency has violated your rights, you can file a complaint with the Federal Trade Commission (FTC) or seek help from a consumer law attorney. Understanding your rights under federal and state laws is essential to protecting yourself from unlawful debt collection practices.
Account Control Systems Garnish Wages
Account Control Systems, as a debt collection agency, may pursue wage garnishment if they obtain a court judgment against you for an unpaid debt. Wage garnishment is a legal process where a portion of your paycheck is withheld to pay off a debt. However, federal law limits how much can be garnished from your wages, and certain types of income, such as Social Security or unemployment benefits, are protected from garnishment. If you are facing the possibility of wage garnishment from Account Control Systems, it’s important to know your rights and seek legal advice. You have the right to challenge the garnishment in court and ensure that the process is being carried out lawfully. Don’t hesitate to contact a consumer law attorney if you need help protecting your income from unlawful collection practices.
Filing Complaints
If you believe that Account Control Systems has engaged in abusive, deceptive, or illegal debt collection practices, you have the right to file a complaint. You can submit your complaint to the Federal Trade Commission (FTC), your state Attorney General’s office, the Better Business Bureau, or the (CFPB). When filing a complaint, be sure to include detailed information about your interactions with the debt collector, such as dates and times of phone calls, the names of the individuals you spoke with, and copies of any correspondence. Keeping thorough records can help support your case and may increase your chances of recovering statutory damages and attorney fees if your rights have been violated. Filing a complaint not only helps protect your own rights but also helps hold debt collection agencies accountable for their actions and protects other consumers from similar abusive practices.
Common Questions
Is ACS a scam? No, Account Control Systems has been in business for 37 years.
Can Account Control Systems garnish my wages? Yes, ACS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can ACS sue me? Yes, ACS can sue you so long as the debt is within the statute of limitations. If ACS sues and wins, you may also be responsible for court costs in addition to the debt.
Can ACS report my debt to the collection bureaus? Yes, ACS can report your debt to the credit bureaus. The debt may be reported as a collection account, and unpaid debts can negatively impact your credit score.
Can ACS arrest me? No, ACS cannot arrest you for most debts. Arrest is only possible for certain debts, such as unpaid child support, especially if there is a court order that has been ignored.
What if the debt is not mine? If the debt is not yours, it could be the result of identity theft or false claims by a third-party debt collector. Identity theft can lead to unauthorized accounts or debts appearing on your credit report. You have the right to dispute these with the credit bureaus and should report any false claims to the appropriate agencies.
The following is a sample list of complaints filed against Account Control Systems in the past and can be found on Pacer.org.
2:13-cv-01131-JPS Newman v. Account Control Systems
2:14-cv-00468-WEC Ozier v. Account Control Systems
2:15-cv-00489-JPS Pietraszewski v. Account Control Systems
2:15-cv-01231-LA Mikolajczyk v. Account Control Systems
2:17-cv-00365-LA Schmitz v. Account Control Systems
About Us
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Account Control Systems harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Account Control Systems. call us at 855-385-8182 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
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