Absolute Debt Recovery Services Phone Harassment❓
Is Absolute Debt Recovery Services (ADRS) calling you? Stop Absolute Debt Recovery Services phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop ADRS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. Seeking expert advice can help you understand the potential consequences of debt collection on your financial future and provide a secure path through complex financial decisions.
Introduction to Debt Collection
Debt collection is a process where a debt collector or a collection agency attempts to recover outstanding debts from debtors on behalf of creditors. This process can have a significant impact on an individual’s financial future, and it’s essential to understand the fair debt collection practices and the Fair Credit Reporting Act (FCRA) that regulate the industry. Absolute Recovery Services is a debt collection agency that specializes in recovering debts from individuals and businesses. By understanding these regulations, consumers can better protect themselves from unfair practices and take control of their financial future.
Is Absolute Debt Recovery Services a Scam❓
According to the Better Business Bureau website, Absolute Debt Recovery Services has been in business for 7 years. Checking BBB ratings is significant when assessing the reputation of debt collection agencies, as negative reviews on the BBB can reflect poorly on these agencies.
Who is Absolute Debt Recovery Services❓
Absolute Debt Recovery Services is third party debt collector located in Northglenn, Colorado. Debt collection companies play a crucial role in the industry by working with debt collectors to negotiate and recover debts effectively.
🏛️ Absolute Debt Recovery Services Address: PO Box 33950 Northglenn, CO 80233-0950
📞 Phone: (720) 350-4476
Absolute Debt Recovery Services Collection Tactics
If Absolute Debt Recovery Services engages in any of the following tactics, you may have a case:
- 🗯️ Using profanity or abusive language
- 🕗 Calling you before 8:00 a.m. or after 9:00 p.m.
- 🔁 Calling you multiple times per week
- 📢 Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, or destroy your credit
- 🚨 Telling you or anyone else that you’ve committed a crime
- 📵 Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- ⚔️ Trying to collect more than legally allowed
Debt collection agencies focus on collecting overdue accounts by employing various methods of communication and strategies to motivate debtors to promptly pay their debts.
Absolute Debt Recovery Services Phone Numbers
📲 Are you receiving any harassing phone calls from any of the following numbers?
- 720-350-4476
- (720) 350-4476
- 7203504476
If the answer is yes, then you are receiving calls from a known ADRS number. You may be a victim of ADRS phone harassment. The list above is not all the numbers that ADRS uses. The calls can be from different numbers and it still be Absolute Debt Recovery Services calling you. Confirm the legitimacy of the calls by verifying the contact information. Contact our office right away so we can start the process to stop ADRS from calling you illegally. Above all, no one should live with harassment!
Impact on Credit Report
When a debt is sent to a collection agency, it can negatively impact an individual’s credit report. The credit report will show that the debt is in collections, which can lower the individual’s credit score. However, it’s crucial to note that debt collection agencies like Absolute Recovery Services must follow the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA), which protect consumers from unfair and deceptive practices. Understanding how debt collection affects credit reports is vital for managing debt and maintaining a healthy financial future. By staying informed, consumers can take steps to mitigate the impact on their credit and work towards financial stability.
Debt Collection Process
The debt collection process typically begins when a creditor sends a debt to a collection agency. The collection agency will then attempt to contact the debtor to collect the outstanding debt. This can be done through phone calls, mail, or other forms of communication. It’s essential for debtors to be aware of their rights and to verify the debt and the collection agency to avoid scams. Absolute Recovery Services, like other collection agencies, must provide debtors with written notice of the debt, including the amount owed, the original creditor, and the payment options. By understanding these steps, debtors can ensure they are dealing with legitimate agencies and take appropriate actions to address their debts.
Managing Debt and Credit
Managing debt and credit is crucial for maintaining a healthy financial future. Individuals can take steps to manage their debt by creating a budget, prioritizing payments, and communicating with creditors and collection agencies. It’s also essential to monitor credit reports and dispute any errors or inaccuracies. Absolute Recovery Services and other collection agencies can provide guidance and support to help individuals manage their debt and improve their credit score. By understanding the debt collection process and the laws that regulate it, individuals can take control of their financial situation and make informed decisions about their debt and credit. Taking proactive steps can lead to a more secure financial future and reduce the stress associated with debt management.
Common Questions
Is ADRS a scam❓
No, Absolute Debt Recovery Services has been in business for 7 years.
Can ADRS garnish my wages❓
Yes, ADRS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can ADRS sue me❓
Yes, ADRS can sue you so long as the debt is within the statute of limitations.
Can ADRS report my debt to the collection bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report. It is important to include the date of delinquency in debt settlement agreements to ensure accurate documentation of key details.
Can ADRS arrest me❓
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Absolute Debt Recovery Services harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Absolute Debt Recovery Services. call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 ADRS called me 10+ times a day, even at 7 a.m., and threatened to garnish my wages for a debt I didn’t recognize. They even told my coworker about the debt, which was humiliating. After contacting Consumer Rights Law Firm PLLC, they sent a cease-and-desist letter and filed an FDCPA claim. The calls stopped immediately, and I received $1,000 in damages—plus ADRS covered my legal fees. The firm was transparent and never charged me a dime. Life-changing!
- 🏆 ADRS falsely reported a debt on my credit report, dropping my score by 150 points. I disputed it myself, but they ignored me. Consumer Rights Law Firm PLLC stepped in, proved the debt was invalid, and forced ADRS to remove it. They also secured a settlement for the harassment (calls after 9 p.m.). Now my credit is clean, and I qualified for a mortgage. Their team was relentless and kind—highly recommend!
- 🏆 ADRS demanded payment for a “medical debt” from 2012—way past the statute of limitations. They threatened to sue me, claiming I’d be arrested if I didn’t pay. Consumer Rights Law Firm PLLC confirmed it was a scam and sued ADRS for TCPA violations (robocalls). I got $500 per illegal call and a written apology. The only reason I’m not giving 5 stars is because the process took 4 months, but it was worth it!
