ABA Recovery Service Phone Harassment?
Is ABA Recovery Service (ABARS) calling you? Stop ABA Recovery Service phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? Sometimes, debts are assigned to collection agencies like ABA Recovery Service, so you should verify who has been assigned to collect your debt. If so what they are doing is illegal and needs to stop. You have the legal right to stop ABARS phone harassment. Consumers should send any disputes or requests for debt validation in writing, preferably via certified mail. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. Before taking any action, make sure you have received proper written notice of the debt.
Is ABA Recovery Service a Scam?
According to the Better Business Bureau website, they have been in business for 57 years. Read more here: ABA Recovery Service Better Business Bureau.
Who is ABA Recovery Service?
They are a third party debt collector located in Grand Island, Nebraska. ABARS has been a party to a Federal Court case over 45 times. Legal actions have been taken against ABA Recovery Service, and a person or entity found to violate debt collection laws can be banned from such activities. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
🏛️ Address: 821 W Oklahoma Ave # 2 Grand Island, NE 68801-6781
☎️ Phone: (308) 381-8000
ABA Recovery Service Collection Tactics
Collection agencies must adhere to strict legal guidelines when attempting to recover debts. While collectors may contact debtors by phone or mail, they are prohibited from using threats, obscene language, or repeated calls intended to harass. The manager or supervisor at a collection agency is responsible for ensuring that all collection tactics comply with legal standards and do not cross into harassment. Employers must train their staff to follow these rules to avoid legal consequences.
ABA Recovery Service Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📱 308-381-8000
- 📱 (308) 381-8000
- 📱 3083818000
If the answer is yes, then you are receiving calls from a known ABARS number. You may be a victim of ABARS phone harassment. The list above is not all the numbers that ABARS uses. Sort through your recent call logs to identify any other numbers that may be associated with ABA Recovery Service. The calls can be from different phone numbers and it still be ABA Recovery Service calling you. Contact our office right away so we can start the process to stop ABARS from calling you illegally. Above all, no one should live with harassment!
Complaints Against ABA Recovery Service
The following is a sample list of complaints filed against ABA Recovery Service in the past and can be found on Pacer.org.
- 📋 3:15-cv-01971-CAB-KSC Thornton v.
- 📋 4:91-cv-03127-WKU Larson v.
- 📋 4:99-cv-03063-UNA Dittmer v.
- 📋 4:96-cv-03428-WKU Brown v.
Understanding Your Consumer Rights
When you’re contacted by a debt collector like ABA Recovery Service Inc, understanding your consumer rights is your first line of defense. Debt collectors and collection agencies are required by law to treat you fairly and provide clear information about any debts they claim you owe. The Better Business Bureau (BBB) is a valuable resource for checking the reputation and business practices of any recovery service or collection agency you’re dealing with.
Pursuant to the Fair Debt Collection Practices Act (FDCPA), debt collectors must provide you with specific information, including the name of the original creditor, the amount owed, and your options for payment. They are strictly prohibited from using abusive, harassing, or deceptive tactics to collect debts. This means they cannot threaten to disclose your debts to your family, friends, or employers, nor can they attempt to collect money you do not owe.
If you’re contacted by ABA Recovery Service or any other recovery service, you have the right to request written verification of the debt. If you believe the debt is not yours or the amount is incorrect, you can dispute the debt in writing. Always keep detailed records of every call, letter, or email you receive—including dates, times, and the names or numbers of the people who contacted you. This documentation can be crucial if you need to file a complaint or defend your rights.
To further protect yourself, never provide sensitive personal or financial information—such as your bank account or Social Security number—unless you are certain the request is legitimate. You can also check your credit report to ensure that any debts reported by a collection agency are accurate and up to date. If you suspect a debt collector is violating your rights, you can file a complaint with the Federal Trade Commission (FTC), your state Attorney General’s office, or the Better Business Bureau.
Remember, some debt collectors, including ABA Recovery Service Inc, have faced lawsuits and complaints for violating consumer rights. Doing your research and staying informed can help you avoid becoming a victim of unfair collection practices or scams. Always prioritize your financial security, and don’t hesitate to seek help from a consumer protection agency or legal professional if you have questions about your rights or how to handle a debt collector. For more information, visit the FTC website or check the BBB for business ratings and consumer reviews.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the ABA Recovery Service harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from ABA Recovery Service. call us at 877-700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 I had an amazing experience working with them. Start to finish it was extremely easy for me. I wasn’t stressed at all about paying either. It was garenteed in writing that I would not have to pay any out of pocket expenses and that exactly what happened, plus I got the outcome I wanted. Thanks again!
- 🏆 I Very Highly recommend Consumer Rights Law Firm, everyone at the firm was very helpful and responsive to any questions that I had during this difficult time. I was guaranteed in writing that there would be no out of pocket expenses at all and they were true to their word. I honestly appreciate everything that they did for me !!!!
- 🏆 These folks were professional and cared about what was going on. The follow-through was refreshing! I appreciate this service very much. They guaranteed in writing that the services wouldn’t cost me a cent! I found that incredible. All around great experience!
Frequently Asked Questions
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Who is ABA Recovery Service?
ABA Recovery Service is a debt collection agency that contacts consumers on behalf of creditors to collect unpaid debts. -
Why is ABA Recovery Service calling me?
They’re likely calling about an outstanding debt, but must follow federal and state laws when contacting you. -
Is it legal for ABA Recovery Service to harass me with phone calls?
No. Harassment, threats, or deceptive tactics are prohibited under the FDCPA. -
What should I do if ABA Recovery Service is harassing me?
Send a cease-and-desist letter, request debt verification, report them to regulators, or consult an attorney. -
Can Consumer Rights Law Firm PLLC help with ABA Recovery Service phone harassment?
Yes. They specialize in stopping illegal debt collection practices and can help you take legal action. -
How can I stop calls from ABA Recovery Service?
Send a written cease-and-desist letter, dispute invalid debts, or hire a consumer rights attorney. -
Can I sue ABA Recovery Service for harassment?
Yes. You may sue for statutory damages up to $1,000 plus attorney fees under the FDCPA. -
Does ABA Recovery Service have to verify the debt they are collecting?
Yes. You have the right to request written proof of the debt within 30 days of first contact. -
What agencies can I complain to about ABA Recovery Service?
You can file complaints with the FTC, CFPB, or your state attorney general’s office. -
What are my rights under the FDCPA when dealing with ABA Recovery Service?
You have the right to be free from harassment, dispute debts, and limit communication.