ABA Recovery Service Phone Harassment?
*Is ABA Recovery Service (ABARS) calling you?*Stop ABA Recovery Service phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? Sometimes, debts are assigned to collection agencies like ABA Recovery Service, so you should verify who has been assigned to collect your debt. If so what they are doing is illegal and needs to stop. You have the legal right to stop ABARS phone harassment. Consumers should send any disputes or requests for debt validation in writing, preferably via certified mail. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. Before taking any action, make sure you have received proper written notice of the debt.
Is ABA Recovery Service a Scam?
According to the Better Business Bureau website, they have been in business for 57 years.
ABA Recovery Service Better Business Bureau
Who is ABA Recovery Service?
They are a third party debt collector located in Grand Island, Nebraska. ABARS has been a party to a Federal Court case over 45 times. Legal actions have been taken against ABA Recovery Service, and a person or entity found to violate debt collection laws can be banned from such activities. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 821 W Oklahoma Ave # 2
Grand Island, NE 68801-6781
Phone: (308) 381-8000
ABA Recovery Service Collection Tactics
Collection agencies must adhere to strict legal guidelines when attempting to recover debts. While collectors may contact debtors by phone or mail, they are prohibited from using threats, obscene language, or repeated calls intended to harass. The manager or supervisor at a collection agency is responsible for ensuring that all collection tactics comply with legal standards and do not cross into harassment. Employers must train their staff to follow these rules to avoid legal consequences.
ABA Recovery Service Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
308-381-8000, (308) 381-8000, 3083818000
If the answer is yes, then you are receiving calls from a known ABARS number. You may be a victim of ABARS phone harassment. The list above is not all the numbers that ABARS uses. Sort through your recent call logs to identify any other numbers that may be associated with ABA Recovery Service. The calls can be from a different number and it still be ABA Recovery Service calling you. Contact our office right away so we can start the process to stop ABARS from calling you illegally. Above all, no one should live with harassment!
Common Questions
Is ABARS a scam? No, they have been in business for 57 years.
Can they garnish my wages? Yes, ABARS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can ABARS sue me? Yes, ABARS can sue you so long as the debt is within the statute of limitations
Can ABARS report my debt to the collection bureaus?
Can ABARS arrest me?
Should I pay ABA Recovery Service if I am contacted? You should only pay ABA Recovery Service after you have verified the debt is valid and all legal requirements have been met. Make sure you understand the debt and communicate with ABARS before making any payment.
The following is a sample list of complaints filed against ABA Recovery Service in the past and can be found on Pacer.org.
3:15-cv-01971-CAB-KSC Thornton v. ABA Recovery Service
4:91-cv-03127-WKU Larson v. ABA Recovery
4:99-cv-03063-UNA Dittmer v. ABA Recovery Svc
4:96-cv-03428-WKU Brown v. ABA Recovery Svc
Understanding Your Consumer Rights
When you’re contacted by a debt collector like ABA Recovery Service Inc, understanding your consumer rights is your first line of defense. Debt collectors and collection agencies are required by law to treat you fairly and provide clear information about any debts they claim you owe. The Better Business Bureau (BBB) is a valuable resource for checking the reputation and business practices of any recovery service or collection agency you’re dealing with.
Pursuant to the Fair Debt Collection Practices Act (FDCPA), debt collectors must provide you with specific information, including the name of the original creditor, the amount owed, and your options for payment. They are strictly prohibited from using abusive, harassing, or deceptive tactics to collect debts. This means they cannot threaten to disclose your debts to your family, friends, or employers, nor can they attempt to collect money you do not owe.
If you’re contacted by ABA Recovery Service or any other recovery service, you have the right to request written verification of the debt. If you believe the debt is not yours or the amount is incorrect, you can dispute the debt in writing. Always keep detailed records of every call, letter, or email you receive—including dates, times, and the names or numbers of the people who contacted you. This documentation can be crucial if you need to file a complaint or defend your rights.
To further protect yourself, never provide sensitive personal or financial information—such as your bank account or Social Security number—unless you are certain the request is legitimate. You can also check your credit report to ensure that any debts reported by a collection agency are accurate and up to date. If you suspect a debt collector is violating your rights, you can file a complaint with the Federal Trade Commission (FTC), your state Attorney General’s office, or the Better Business Bureau.
Remember, some debt collectors, including ABA Recovery Service Inc, have faced lawsuits and complaints for violating consumer rights. Doing your research and staying informed can help you avoid becoming a victim of unfair collection practices or scams. Always prioritize your financial security, and don’t hesitate to seek help from a consumer protection agency or legal professional if you have questions about your rights or how to handle a debt collector. For more information, visit the FTC website or check the BBB for business ratings and consumer reviews.
About Us
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the ABA Recovery Service harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from ABA Recovery Service. call us at 855-385-8182 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Legal actions taken by courts can significantly affect how payments are allocated to creditors, especially in debt collection and bankruptcy cases. It is crucial to determine whether debts actually exist at the time of collection, as this impacts both the timing and result of payments made. Proper allocation of payments ensures that creditors’ interests are protected and that consumers are not held liable for non-existent or invalid debts. The timing of these actions and payments can influence the final result for all parties involved, highlighting the importance of understanding your rights and the legal process.
Check out the links below for more information:
https://consumerlawfirmcenter.com/bath-credit-service-phone-harassment/
https://consumerlawfirmcenter.com/associated-recovery-systems-phone-harassment/
https://consumerlawfirmcenter.com/advantage-recovery-service-inc-phone-harassment/
https://consumerlawfirmcenter.com/aaron-bryant-stewart-cross-phone-harassment/
https://consumerlawfirmcenter.com/a-a-a-a-inc-phone-harassment/
https://consumerlawfirmcenter.com/aams-phone-harassment/
https://consumerlawfirmcenter.com/professional-recovery-personnel-phone-harassment/
