Aargon Collection Agency Debt Collection Harassment? Stop the Calls!

Tired of Aargon Collection Agency Debt Collection Harassment? Wish there was a way to make the calls stop? Is Aargon Collection Agency constantly calling and harassing you? Does your phone ring every day, several times per day, because Aargon Agency Collection is calling you to demand payment? Threatening you with legal action? Has Aargon Collection Agency ever used abusive or profane language when speaking with you on the phone? If so, Aargon Collection Agency may be violating your legal rights. Stop the harassment. The Telephone Consumer Protection Act (TCPA) also protects consumer rights against Aargon Collection Agency debt collection, particularly from robocalls.

The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from Aargon Agency Collection debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs. Federal laws, including the FDCPA and TCPA, establish these legal rights and provide mechanisms for enforcing them, highlighting potential damages that can be awarded to victims of Aargon debt collector harassment.

Is Aargon Agency A Scam?

No, According to the Better Business Bureau website, Aargon Collection Agency has been in business since 1996. There have been 34 complaints closed in the last 3 years and 4 complaints closed out in the last 12 months.

Who is Aargon Collection Agency?

Aargon Collection Agency is a third-party debt collector located in Las Vegas, Nevada. Under the Fair Debt Collection Practices Act (FDCPA), third-party debt collectors like Aargon are regulated to ensure they do not engage in abusive practices. They have been sued in federal court over 120 times for violating consumers’ rights while collecting on alleged debts. A recent Federal Court case alleges that Aargon debt collector harassment attempted to charge illegal fees in connection with collecting an alleged debt.

The Fair Credit Reporting Act (FCRA) is also crucial in protecting consumers from inaccuracies in their credit reports, providing legal rights to dispute errors and ensuring accurate representation of consumer information.

Address: 8668 Spring Mountain Rd Las Vegas, NV 89117-4132 Phone: (702) 220-7037 Fax: (702) 948-7428

Aargon Collection Agency Reviews

The complaint picture across official sources is consistent enough to paint a clear pattern. Here is what the data shows:

The numbers:

• 34 BBB complaints closed in the past 3 years, with ongoing fresh filings
• 1.8 out of 5 stars on Google from 159 reviews
• 1.75 out of 5 stars in BBB customer reviews
• Sued in federal court over 120 times for alleged consumer rights violations

What consumers report most:

Profane and abusive language during calls. A BBB complaint reads: “Each time I have reached out to the company, they used profane language with no consideration for human dignity.” Better Business Bureau This complaint came from a consumer who actually wanted to pay Aargon but could not get through a civil conversation to arrange it.

Collecting on already-resolved accounts. A BBB reviewer described making a payment arrangement with Aargon and later receiving bill after bill for a balance she had documentation showing was resolved. She wrote: “This lack of communication and repeated attempts to collect on a resolved balance is unacceptable and distressing. I consider these repeated charges and lack of responsiveness as harassment.” Better Business Bureau

Calls to wrong numbers and refusal to stop. One BBB reviewer described calling Aargon to request they stop contact. When she would not provide personal information — which she was under no obligation to do — the representative hung up on her. She reported planning to file with the State Attorney General’s office.

Employees not answering with the company name. Multiple BBB reviews flag this specific issue — consumers report that Aargon representatives answer calls without identifying themselves or the company, which makes it impossible for consumers to confirm who is calling. A December 2024 BBB review states: “They don’t answer the phone with the company name which is shady.” This is actually a potential FDCPA violation — debt collectors are required to identify themselves when asked.

Medical debt from insurance billing failures. Across both CFPB and BBB data, medical accounts where insurance should have covered the balance are the most contested. Consumers describe hospitals failing to bill insurance correctly, Aargon picking up the account without checking, and then reporting the debt to credit bureaus before the insurance dispute is resolved.

Aargon Collection Agency Phone Harassment

Based on documented consumer complaints across the Better Business Bureau website, CFPB, and court filings, here is what Aargon’s calling behavior looks like in practice:

Repeated daily calls. Consumers report Aargon calling multiple times a day, sending several emails, and leaving countless voicemails in pursuit of payment. A CFPB complaint documents Penn Credit calling the same number repeatedly for two months about a $74 debt even after the consumer spoke with a representative and asked to be removed. Aargon shows similar patterns in their CFPB filings around automated contact.

Robocalls to cell phones. The TCPA prohibits automated dialing or pre-recorded messages to cell phones without prior written consent. Aargon faces TCPA-related complaints alongside their FDCPA issues. Consumers describe automated voice systems contacting them about debts without a live person available to address disputes — a significant legal problem if the consumer never provided written consent for autodialed contact.

Calls continuing after stop requests. In Donatao C. v. Aargon Agency (Webb County, Texas, July 2019), the plaintiff filed a claim for violations of the FDCPA and the Texas Debt Collection Act, with complaints consisting of frequent harassing phone calls including after the plaintiff requested that the calls stop. Continuing contact after a written cease-and-desist is one of the clearest FDCPA violations a collector can commit.

Failure to identify as a debt collector. In Cameron C. v. Aargon Agency (Charleston County, South Carolina, November 2019), the plaintiff filed an FDCPA claim citing harassing phone calls and failure to properly identify as a debt collector in said communications. The FDCPA requires debt collectors to disclose who they are on every call.

Calls to obtain payment on time-barred debts. Consumer reports describe Aargon contacting people about utility and medical debts that are well past the statute of limitations in their state — and using pressure tactics that imply the consumer has an active legal obligation to pay.

Aargon’s documented contact numbers include (702) 220-7037, (800) 326-7118, and (800) 852-0411, but like most collection agencies, they use rotating numbers. If an unfamiliar number is calling repeatedly about a debt, confirm it’s Aargon before engaging by calling their official number listed.

Aargon Collection Agency Lawsuits and Legal History

Aargon has a documented litigation history across multiple states and federal courts. This is not a company that has been sued once or twice — they have been sued in federal court over 120 times for alleged violations of consumer rights while collecting on alleged debts.

Earnhart v. Aargon Agency, Inc. (E.D. Texas, Case No. 4:18-cv-00428, filed June 2018) — A Texas-based class action filed against Aargon alleging violations of 15 U.S.C. §§ 1692e and 1692g of the FDCPA. The lawsuit alleged that despite knowing the plaintiff’s balance would not vary, Aargon stated in a collection letter that the “amount due on the day you pay may be greater” — a deceptive tactic designed to pressure the consumer into paying immediately and discourage them from exercising their right to request debt validation within 30 days.

Santoro v. Aargon Agency, Inc. (D. Nevada, 2007-2008) — A class action arising from a batch of form collection letters Aargon sent to 10,016 Nevada consumers in 2006 demanding payment on University Medical Center medical bills purchased by OPS 2, LLC. Plaintiffs alleged the letters violated the FDCPA. CourtListener This case went through class certification proceedings in federal court.

Lipscomb v. Aargon Agency, Inc. (D. Maryland, Case No. PWG-13-2751, November 2014) — A Maryland federal court case establishing Aargon’s litigation footprint on the East Coast.

Wilson v. Aargon Agency Inc. (D. Nevada, No. 2:07-cv-0616, September 2010) — Another Nevada District federal case against Aargon, listed in public court records alongside other civil litigation involving their collection practices.

Aargon Agency, Inc. v. O’Laughlin (9th Cir. 2023) — This is a unique case where Aargon itself was the plaintiff. Aargon and other debt collectors filed suit challenging Nevada Senate Bill 248, which required debt collectors to send written notification to debtors 60 days before taking any action to collect a medical debt. Aargon argued the Nevada law was unconstitutional and preempted by federal law. The Ninth Circuit Court of Appeals affirmed the denial of a preliminary injunction against the law, meaning Nevada’s 60-day medical debt notice requirement stood — a significant consumer protection win for Nevada residents.

Martinez v. Aargon Agency, Inc. (D. Nevada, 2:2017-cv-00789) — A 2017-2018 Nevada federal case where the court ultimately granted summary judgment in Aargon’s favor, showing that not every case against them results in consumer recovery — which is why documentation matters.

You can search PACER directly for “Aargon Agency” to access the current federal case database.

Aargon Collection Agency Phone Numbers

Are you receiving any harassing phone calls from any of these numbers?

If so, you may be a victim of Aargon Collection Agency debt collection harassment. The list above is not all the numbers that Aargon Agency uses. Also, calls can be from a different numbers and it still be Aargon Collection Agency calling you.  Contact our office right away so we can start the process to stop Aargon Collection Agency from calling you illegally. Above all, no one should live with harassment.

Can a Aargon Collection Agency Sue Me?

Yes, a Aargon Collection Agency can sue you if you fail to pay a debt. However, the agency must follow specific legal procedures and provide you with proper notice before filing a lawsuit. If you are sued by a debt collection agency, it is crucial to seek the advice of an attorney to protect your rights and ensure that the agency complies with all legal requirements. Being informed about the legal process can help you navigate the situation more effectively and avoid potential pitfalls. Specifically, Aargon Collection Agency debt collection harassment is a concern that should be addressed with legal counsel.

Can a Aargon Collection Agency Garnish My Wages?

Yes, Aargon Collection Agency can garnish your wages if they obtain a court judgment against you. Wage garnishment allows the agency to deduct a portion of your wages to pay off the debt. However, there are limits on the amount that can be garnished, and you may have the opportunity to challenge the garnishment in court. It’s important to note that debt collection agencies are regulated by the Fair Debt Collection Practices Act (FDCPA) and other federal and state laws. If you believe that Aargon Collection Agency debt collection harassment has violated your rights, you can file a complaint with the Federal Trade Commission (FTC) or your state’s Attorney General’s office. Understanding your rights and the legal limits on wage garnishment can help you protect your income and take appropriate action if necessary.

CONSUMER RIGHTS LAW FIRM, PLLC

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing Aargon Agency Collection debt collection harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Aargon Collection Agency debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

If you are interested in learning more about how to safeguard yourself and prevent Aargon debt collector, call us at (877)700-5790 for immediate assistance or visit our website.

Success Stories

• “I was at my wit’s end with the constant calls from Aargon Collection Agency. They were calling multiple times a day, even at odd hours, and it was causing me immense stress. I felt like I was being harassed. I contacted Consumer Rights Law Firm PLLC, and they immediately took action. They explained my rights under the FDCPA and sent Aargon a cease-and-desist letter. The calls stopped! I finally have peace of mind. I am so grateful for their help in dealing with Aargon Collection Agency Debt Collection Harassment.”
• “Aargon Collection Agency claimed I owed a debt that I had already paid. They were threatening to damage my credit score, and I didn’t know what to do. Consumer Rights Law Firm PLLC helped me gather the necessary documentation to prove that the debt was paid. They then dealt with Aargon directly, and the false claim was removed. Without their expertise, I would have been at the mercy of Argon agencies Debt Collection Harassment. I highly recommend them!”
• “I knew that some of the tactics Aargon Collection Agency was using were illegal, but I didn’t know how to fight back. They were being very aggressive and wouldn’t provide me with the validation of the debt that I requested. Consumer Rights Law Firm PLLC stepped in and explained my rights under the FDCPA. They handled all communication with Aargon, ensuring that they followed the law. They stopped the Argon agencies Debt Collection Harassment. I feel so much safer knowing that I have someone on my side.”

FAQs

Who is Aargon Collection Agency and why are they calling me?

Aargon Collection Agency is a third-party debt collector based in Las Vegas, Nevada, that contacts consumers regarding alleged unpaid debts on behalf of original creditors.

Is Aargon debt collector a scam or a legitimate debt collector?

They are a legitimate, licensed debt collector operating since 1996. However, some consumers have reported misleading or harassing behaviors—so it’s wise to verify any claimed debt yourself.

Can Aargon Collection Agency legally harass me with phone calls?

No. Under the FDCPA, collectors can’t use abusive language, repeated calls intended to annoy, or call outside 8 a.m.–9 p.m. Harassment is illegal at both federal and many state levels.

 How many calls from Aargon count as harassment?

Multiple calls per day—especially after a cease-and-desist request—or calls at work or before 8 a.m. or after 9 p.m. may legally be considered harassment.

What should I do if Aargon keeps calling me?

Document each call (time, number, content), request debt validation in writing, then send a cease-and-desist letter. If they continue, you can file complaints and consult a consumer-rights attorney.

 Can I dispute or validate the debt with Aargon Collection Agency?

Yes. You have 30 days from their first contact to request written validation. They must then provide details like original creditor, date, and amount—or stop collection efforts.

Can Aargon Collection Agency report the debt to credit bureaus?

 Yes. They can report delinquent debts under the FCRA—but if the debt is inaccurate or disputed, you can dispute it and require them to investigate.

Can I sue Aargon Agency Collection for harassment?

Yes. If they violate the FDCPA, TCPA, or state law—for example through harassment, robocalls, or false threats—you may be entitled to statutory damages plus attorney fees.

How can I make Aargon Collection Agency stop contacting me?

Send them a written cease-and-desist letter. After that, they can only contact you to confirm receipt or to inform you of specific legal actions. Otherwise, file complaints with the FTC, CFPB, and state agencies.

Other Phone Numbers Used By Aargon Collection Agency