Harassment from Elmview Management Services?
Are you getting harassed with phone calls from Elmview Management Services? Third-party debt collectors are often tasked with the job of recovering debts from debtors on behalf of creditors, therefore, it is no surprise that even though you may not have acquired the debt from Elmview Management Services, they are the ones calling you ceaselessly and making efforts to collect it on behalf of your original lender.
If you are receiving debt collection calls from Elmview Management Services, it is probably because you have fallen back on the monthly payments on one or more of your debts. This may not entirely be your fault, sometimes, unplanned events come up in life and they put you in bad states financially, making it difficult for you to pay back your loans. Debt collectors, however, do not understand this. Once your loan has gone into default and has been transferred to them, they will often do whatever they deem necessary to get you to resolve the account, and sometimes what they deem necessary crosses the legal threshold of what is considered ethical debt collection activity.
This is where debt collectors cross the line – when they use force, harassment, coercion, and threats when trying to retrieve a loan from you. You have rights, and the law demands that debt collectors respect those rights. Reach out to a qualified lawyer on 877-700-5790 if you suspect that your debt collection rights are being trampled upon.
What happens when you default on your loans?
Defaulting on a loan is a situation where you are unable to make payments on your loan for a certain period of time. When your debt goes into default, it is sent usually sent to a debt collection agency like Elmview Management Services whose job is to contact the borrower and receive the unpaid funds. The result of defaulting on a loan varies depending on the type of loan and who your original creditor is. Some original creditors may have the loan sent to their internal debt collectors, while others may have it transferred or sold to a third-party debt collection agency.
Regardless of the route that your original creditor decides to take, defaulting will drastically reduce your credit score, impact your ability to receive future credit, and can lead to a lawsuit being filed against you which can lead to the garnishment of your paycheck) if you are still unable to meet up with monthly payments on the debt. If you find yourself in a tough financial situation that hinders you from being able to make your debt payments on time, it’s important to contact your original lender or third-party debt collector to see if they will be willing to discuss restructuring your loan terms.
Because defaulting on a loan drastically affects your credit score, it means that you may have lower chances of getting a loan in the future, and it may also affect your standard of living.
Who is Elmview Management Services?
Elmview Management Services is a debt collection organization founded on the 3rd of August, 2017. The company specializes in third-party debt collection and credit counseling services.
741 Wright Ave
New York 14120
Is Elmview Management Services a legitimate debt collection company?
Although Elmview Management Services is not a BBB accredited debt collection agency at the time of this writing, the company is a legitimate debt collection agency located in New York. The fact that they do not a BBB accreditation or an open BBB file makes it more difficult to prove the legitimacy of the establishment and certain whether or not the number calling you over your defaulted debts is indeed a representative from the company. This makes it doubly important to verify the integrity of the number calling you and claiming to be authorized to collect a debt on behalf of Elmview Management Services. It is also important to verify the legitimacy of the debt that they claim you owe.
Elmview Management Services phone numbers:
509-925-6688 or 509 452 3510
Do you have a Question?
If you have an unanswered question about Elmview Management Services and their collection process, or about debt collection harassment in general, do not hesitate to reach out to us here.
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Elmview Management Services. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at (877)700-5790 for immediate assistance.