Credit Clearing House of America Phone Harassment?

Is Credit Clearing House of America harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt?  If so what they are doing is illegal and needs to stop. You have the legal right to stop Credit Clearing House of America phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.

Is Credit Clearing House of America a scam?

According to the Better Business Bureau website, Credit Clearing House of America has been in business since 1951. There have been 4 customer complaints filed on the BBB.

Credit Clearing House of America Better Business Bureau 

 

What is Credit Clearing House of America?

Credit Clearing House of America is a debt collection company located in Louisville KY.

Address: 120 E. Market St.
Louisville, KY 40202
Phone: (502) 583-1666

 

Credit Clearing House of America Phone Harassment Examples

If Credit Clearing House of America engages in any of the following tactics, you may have a case:

  • Using profanity or abusive language
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you multiple times per week
  • Talking to others about your debt
  • Calling your workplace
  • Threatening to sue you, harm you, or destroy your credit
  • Telling you or anyone else that you’ve committed a crime
  • Calling repeatedly for the wrong person
  • Failing to notify you of your right to dispute the debt
  • Trying to collect more than legally allowed

 

Known Credit Clearing House of America Collection Call Numbers

Are you receiving any harassing phone calls from any of the following numbers?

(502) 583-1666 (502) 569-7110

If the answer is yes, then you are receiving calls from a known Credit Clearing House of America number. You may be a victim of Credit Clearing House of America phone harassment.  The list above is not all the numbers that Credit Clearing House of America uses. The calls can be from a different number and it still be Credit Clearing House of America calling you.  Contact our office right away so we can start the process to stop Credit Clearing House of America from calling you illegally. Above all, no one should live with harassment!

Common Questions:

Is Credit Clearing House of America a scam? No, Credit Clearing House of America has been in business since 1951.

Can Credit Clearing House of America seize my property? Credit Clearing House of America can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.

Can Credit Clearing House of America sue me? Yes, Credit Clearing House of America can sue you so long as the debt is within the statute of limitations.

Can Credit Clearing House of America report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report

Can Credit Clearing House of America arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Credit Clearing House of America and can be found on Pacer.org.

4:19-cv-00044-SEB-DML WISEMAN v. CREDIT CLEARING HOUSE OF AMERICA, INC.

1:19-cv-00010-GNS-HBB Coomer v. Credit Clearing House of America, Inc.

5:18-cv-00507-DCR-MAS Williams v. Credit Clearing House of America, Inc. et al

3:17-cv-00049-TBR-LLK Couch v. Credit Clearing House of America, Inc.

4:16-cv-00240-SEB-DML RAMSEY v. CREDIT CLEARING HOUSE OF AMERICA, INC.

CONSUMER RIGHTS LAW FIRM, PLLC

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Credit Clearing House of America harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Credit Clearing House of America, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out a links below for more information:

https://www.consumer.ftc.gov/articles/debt-collection-faqs

Kentucky Attorney General  

Consumer Financial Protection Bureau 

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