Wilber and Associates Debt Collection Harassment
Are you tired of Wilber and Associates debt collection harassment? Are you getting multiple calls every day, receiving threats of lawsuits, or being spoken to in abusive or profane language? If so, Wilber and Associates may be violating your rights under the Fair Debt Collection Practices Act (FDCPA). You have the legal right to stop the harassment and even seek damages.
Is Wilber and Associates a Scam?
No. Wilber and Associates is a legitimate debt collection agency, in business since 2004 according to the Better Business Bureau (BBB). However, illegal practices and harassment complaints have been widely reported:
136 complaints filed and closed in the past 3 years
62 complaints in the last year alone
These complaints typically involve abusive calls, false threats, and misleading information.
Who Is Wilber and Associates?
Wilber and Associates is a third-party debt collection agency based in Normal, Illinois. They have been involved in several federal court cases alleging illegal debt collection practices. They are sometimes mistaken for a law firm due to their threats of legal action, but they are a debt collection company, not attorneys.
| Contact Info | Details |
|---|---|
| Address | 210 Landmark Dr., Normal, IL 61761 |
| Phone | 800-313-5169 |
| Fax | 800-313-5179 |
| Other Names | Wilber & Associates, Wilber & Associates PC, Wilber Law Group, Wilber Group |
Wilber and Associates Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
- 📲 800-313-5169
- 📲 309-663-6700
How Wilber and Associates Debt Collection Harasses Consumers
If Wilber and Associates engages in any of the following tactics, you may have a case:
- Calls before 8:00 a.m. or after 9:00 p.m. or at any time they are given notice that it is inconvenient to call
- Talking to others about your debt
- Calling your place of employment after being advised that calls cannot be accepted at work
- Using profane language or any language that is harassing and abusive
- Engaging in any conduct that harasses, abuses, or oppresses
- Making misrepresentations of fact, such as how much is owed or threatening actions they cannot take
- Threatening arrest or criminal prosecution
- Sending false information to the credit bureaus
- Causing a telephone to ring an unreasonable amount of times
Wilber & Associates Lawsuits & Consumer Complaints
Wilber & Associates has faced multiple lawsuits and consumer complaints related to debt collection practices. These highlight common issues you should be aware of:
| Case / Complaint | Details | Outcome / Notes |
|---|---|---|
| Get My Case Dismissed Against Wilber and Associates | Consumers sued for alleged debts. Even if the debt is valid, cases can sometimes be dismissed or settled. | Settlements are possible by negotiating payment; cases may be dismissed once payment is made. |
| Debt Collection for Minor Accidents | A consumer was harassed over a $5,000 claim for a minor car accident with no damage. Wilber & Associates threatened license suspension. | Harassment claims and illegal threats can be reported; debt collectors cannot suspend licenses directly. |
| General Consumer Complaints | Reports include rude, threatening, and persistent calls, letters demanding payment for accidents not caused by the consumer, and intimidation tactics. | Consumers may dispute debts, request validation, or seek legal action under the FDCPA. |
These cases show that Wilber & Associates often pursues aggressive collection tactics. Consumers have options to dispute invalid claims, settle debts, or request case dismissal, and in some instances, report harassment to the CFPB or Better Business Bureau.
How to Stop Wilber & Associates Harassment
Dealing with constant calls or aggressive tactics can be stressful. Follow these steps to protect yourself:
1. Send a Cease & Desist Letter
Include your name, address, and account number.
Send via certified mail and keep a copy for records.
2. Block Their Calls
Add all known numbers (e.g., 800-313-5169, 309-663-6700) to your phone’s block list.
Use call-blocking apps if needed.
Keep a log of any new numbers.
3. Seek Legal Help
A debt collection attorney can stop harassment, file claims under the FDCPA, and recover damages.
They can also help challenge invalid debts or negotiate settlements.
Tip: Document every call, letter, or email, it strengthens your case.
CONSUMER RIGHTS LAW FIRM PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing debt collection harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Wilber and Associates debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to stop debt collection calls and protect yourself from debt collection harassment violations, call us at (877) 700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 “I highly recommend the Consumer Rights Law Firm to anyone harassed! They were very professional and straightforward about my rights”.
- 🏆 “The Consumer Rights Law Firm PLLC handled my case on two separate occasions. Their courteous and helpful staff were familiar with the collection agency in question, stopping the harassment calls, and even securing compensation for me. I would recommend this company to anyone going through this type of harassment a very satisfied customer”.
- 🏆 “Because of a lie from a third-party debt collector that threatened me financially, I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable, and settled my case quickly. THANK YOU SO MUCH!!”
FAQs
Is Wilber and Associates a scam?
No, but they have been accused of illegal practices and debt collection harassment violations.
Can Wilber and Associates seize my property?
Wilber and Associates can’t seize your property, but there are some exceptions. The collector may repossess the property if the debt is tied to it. Or, if the collector has sued and obtained a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can Wilber and Associates sue me?
Yes, Wilber and Associates can sue you so long as the debt is within the statute of limitations.
Can Wilber and Associates report my debt to the collections bureaus?
Yes, Debt collectors are allowed to place the collection account on your credit report.
Can Wilber and Associates arrest me?
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Police may arrest you for certain debts like unpaid child support or traffic tickets, depending on the laws in your state.
Can I stop Wilber & Associates from reporting my debt to credit bureaus?
Yes. If you believe the debt is invalid or inaccurate, you can dispute it with the credit bureaus. Request debt validation from Wilber & Associates, and they must provide proof of the debt. If they fail to do so, the debt can be removed from your credit report.
What should I do if Wilber & Associates threatens my license or wages?
Debt collectors cannot directly suspend your license or garnish wages without a court order. If they threaten these actions, it may be harassment under the FDCPA. Document the threats and contact a debt collection attorney immediately to protect your rights.
