USCB Corp Debt Collection Harassment❓ Stop the Calls❗
Is USCB Corp (USCB) calling you? Stop USCB Corp phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. Many individuals are not aware of their rights under the Fair Debt Collection Practices Act (FDCPA) when dealing with collection agencies like USCB America. You have the legal right to stop USCB phone harassment. If you receive a lawsuit notice from USCB Corp, it is crucial to respond promptly to protect your rights. Lawsuits from USCB Corp can lead to wage garnishment, making it important to understand the legal processes involved. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. Ignoring a lawsuit can lead to a default judgment against you, making it essential to address any legal notices you receive.
Introduction to Debt Collection
Debt collection is the process of recovering debts from individuals or businesses that have failed to pay their debts. Debt collection agencies, such as USCB Corporation, play a crucial role in this process by acting as intermediaries between creditors and debtors. The Fair Debt Collection Practices Act (FDCPA) regulates debt collection practices, ensuring that debt collectors treat consumers fairly and respectfully. Understanding debt collection is essential for both creditors and debtors, as it can help them navigate the complex process of recovering debts. It is also important to address each claim listed in any legal notices you receive.
Is USCB Corp a Scam❓
According to the Better Business Bureau website, USCB Corp is a legitimate company that has been in business for 15 years. However, there have been multiple claims filed against USCB Corp, highlighting concerns about their debt collection practices. For example, one consumer successfully navigated a debt issue with USCB Corp by understanding their rights and maintaining accurate documentation throughout the dispute. There have been 22 complaints filed against USCB with the BBB.
Who is USCB Corp❓
USCB Corp acts as a USCB debt collector for various creditors, located in Eynon, Pennsylvania. USCB America, a division of USCB Corp, is known for its unfair debt collection tactics. They have been a party to over 30 federal cases based on their issuance of credit and collection of debts incurred on their credit cards. Furthermore, a recent Federal Court case alleges that USCB Corp used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
🏛️ Address: 761 Scranton Carbondale Hwy Eynon, PA 18403
📞 Phone: (570) 876-6309
USCB Corp Collection Tactics
If USCB Corp engages in any of the following tactics, you may have a case:
- 🚫 Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 📞 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, destroy your credit, or use illegal tactics to extract payments
- ❌ Telling you or anyone else that you’ve committed a crime
- 🔁 Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- 💰 Trying to collect more than legally allowed
It is important to gather evidence and maintain a log of any interactions with USCB Corp, including calls, voicemails, and written communications, to provide proof of any illegal or harassing tactics.
USCB Corp Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 570-876-6309
- 📲 800-499-0309
- 📲 (570) 876-6309
- 📲 (800) 499-0309
- 📲 5708766309
- 📲 8004990309
If the answer is yes, then you are receiving calls from a known USCB number. You may be a victim of USCB phone harassment. The list above is not all the numbers that USCB uses. The calls can be from different numbers and it still be USCB Corp calling you. Contact our office right away so we can start the process to stop USCB from calling you illegally. Above all, no one should live with harassment!
Common Questions
Is USCB a scam❓
No, USCB Corp has been in business for 15 years.
Can USCB Corp garnish my wages❓
Yes, USCB can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can USCB sue me❓
Yes, USCB can sue you so long as the debt is within the statute of limitations.
Can USCB report my debt to the collections bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report.
Can USCB arrest me❓
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against USCB Corp in the past year and can be found on Pacer.gov.
- 📋 3:09-cv-01495-CSH Moses v.
- 📋 1:13-cv-00905-RPM-CBS Slimbarski v.
- 📋 1:15-cv-01059-RBJ-NYW Welch v.
- 📋 5:17-cv-00119-MTT Gilmore v.
- 📋 1:11-cv-04054-JEC Birdette v.
Credit Report and Debt
A credit report is a detailed record of an individual’s or business’s credit history, including their payment history, credit accounts, and public records. Debt collection agencies, like USCB Corporation, often report debt information to credit bureaus, such as Equifax, Experian, and TransUnion. This information can significantly impact an individual’s or business’s credit score, making it essential to ensure that the information is accurate and up-to-date. Debt collectors must prove their claims when reporting debt information to credit bureaus. The Fair Credit Reporting Act (FCRA) governs the use of credit reports and ensures that consumers have access to their credit information.
Dealing with Debt Collectors
Dealing with debt collectors can be a challenging and intimidating experience, especially for those who are unfamiliar with the debt collection process. It is essential to understand your rights and responsibilities when dealing with debt collectors, including the right to dispute debts and the right to request written communication. Debt collectors, such as USCB Corporation, must comply with the FDCPA and treat consumers fairly and respectfully. If you are being contacted by a debt collector, it is crucial to keep a record of all communication, including phone calls, letters, and emails.
Additionally, it is advisable to speak with a reputable company that can assist in resolving issues related to debt collection calls from USCB Corporation.
Debt Collection Process
The debt collection process typically begins when a creditor hires a debt collection agency, such as USCB Corporation, to recover a debt. The debt collector will then attempt to contact the debtor to negotiate a payment plan or settle the debt. If the debtor fails to respond or pay the debt, the debt collector may report the debt to credit bureaus or take legal action. It is essential to understand the debt collection process and your rights as a consumer to ensure that you are treated fairly and respectfully.
Aggressive tactics used by debt collectors to coerce payments can have serious legal implications. Under the FDCPA, consumers have rights that protect them from being threatened or intimidated, and they may be entitled to compensation if such tactics are used.
Wage Garnishment
Wage garnishment is a legal process where a creditor, such as USCB Corporation, can deduct a portion of your wages to collect a debt. However, this can only be done with a court order, and there are strict limits on the amount that can be garnished. Under the Fair Debt Collection Practices Act (FDCPA), debt collectors like USCB Corporation must follow specific procedures before attempting to garnish your wages. If you’re facing wage garnishment from USCB Corporation, it’s crucial to understand your rights and options. You can contact a reputable credit repair company or seek assistance from a qualified attorney to help you navigate the process and protect your wages. Knowing your rights can help you take the necessary steps to prevent or stop wage garnishment and ensure that you are treated fairly.
Pay-for-Delete Agreements
Pay-for-delete agreements are arrangements where a debt collector, such as USCB Corporation, agrees to remove a collection account from your credit report in exchange for payment. While this may seem like a convenient solution, it’s important to approach these agreements with caution. Paying a debt in collections can actually hurt your credit score, as it updates the account status to “paid” but still appears on your report for seven years from the date of first delinquency. Before entering into a pay-for-delete agreement with USCB Corporation, consider consulting with a credit repair expert or attorney to determine the best course of action for your specific situation. They can help you understand the potential impact on your credit and explore alternative solutions that may be more beneficial in the long run.
Rights and Protections
As a consumer dealing with USCB Corporation or any other debt collection agency, you have rights and protections under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). These laws prohibit debt collectors from engaging in unfair, deceptive, or abusive practices, such as making false statements, using threats or intimidation, or contacting you at inconvenient times. You also have the right to dispute any debt and request verification from the debt collector. If you believe USCB Corporation has violated your rights, you can file a complaint with the Better Business Bureau (BBB), the Federal Trade Commission (FTC), or your state’s Attorney General office. Additionally, you can seek assistance from a reputable credit repair company or a qualified attorney to help you navigate the debt collection process and protect your rights. Remember to keep detailed records of all communication with USCB Corporation, including phone calls, letters, and emails, as this can be useful in case of a dispute or lawsuit. Knowing your rights and taking proactive steps can help you manage debt collection issues more effectively and ensure that you are treated fairly.
Stopping Harassing Phone Calls
Harassing phone calls from debt collectors can be stressful and intimidating. However, there are steps you can take to stop these calls. Under the FDCPA, debt collectors are prohibited from making excessive or harassing phone calls. If you are receiving harassing phone calls from a debt collector, you can request that they cease communication or contact you only in writing. It is essential to ensure that any payment agreements discussed are in line with the proposals made. You can also file a complaint with the Better Business Bureau or the Federal Trade Commission (FTC) if you believe that a debt collector is violating the FDCPA. It is essential to keep a record of all communication with debt collectors, including phone calls, letters, and emails, to help you track any potential violations of the FDCPA.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Our services include helping clients secure compensation for any damages caused by aggressive debt collection tactics. Rather than suffer alone, contact our office to begin the process to stop the USCB Corp harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from USCB Corp call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 “I was being harassed by a debt collector who called me constantly—morning, noon, and night. They even started contacting my workplace, which was incredibly embarrassing. I reached out to Consumer Rights Law Firm PLLC, and they jumped into action right away. Within days, the calls stopped, and I finally felt peace again. They handled everything professionally and kept me informed every step of the way.”
- 🏆 “I started getting repeated calls from a company about a debt that wasn’t even mine. I told them multiple times they had the wrong person, but they wouldn’t stop. Consumer Rights Law Firm PLLC helped me send a cease-and-desist letter, and took legal steps to hold them accountable. I didn’t pay a dime, and the calls are gone.”
- 🏆 “My anxiety was through the roof from the constant robocalls and threats of wage garnishment. I wasn’t sure where to turn. Consumer Rights Law Firm PLLC not only put an end to the harassment but also helped me understand my rights under the FDCPA. Their team is caring, knowledgeable, and highly effective.”
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