Unifin, Inc. Phone Harassment?
Is Unifin, Inc. (UI) calling you? Stop Unifin, Inc. phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop UI phone harassment. You also have the right to respond to debt collection attempts, and it is important to respond appropriately to protect your rights.
When you receive communications from Unifin, Inc. or any debt collector, responding promptly and carefully is crucial to ensure your rights are not violated. If you want Unifin, Inc. to stop contacting you, you can make a formal request or send a cease and desist letter.
If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. If Unifin, Inc. continues to harass you or violates your rights, you may need to pursue legal action to protect yourself.
Is Unifin, Inc. a Scam?
According to the Better Business Bureau website, Unifin, Inc. has been in business for 7 years. There have been 16 complaints filed against UI with the BBB. Unifin, Inc. is a legitimate debt collection agency based in Illinois.
Unifin, Inc. Better Business Bureau
Who is Unifin, Inc.?
Unifin is a third party debt collector located in Skokie, Illinois. Unifin is a debt collection agency based in Illinois that collects unpaid debts on behalf of other companies and creditors. They often work with the original creditor to recover debts that have not been paid. They have been sued in federal court several times for violating consumer’s rights while collecting on alleged debts. A recent Federal Court case alleges that Unifin used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 8950 Gross Point Rd
Skokie, IL 60077-1854
Phone: (888) 572-3987
Unifin, Inc. is often referred to or searched for by other names. These include:
unifin inc, unifin, unifin collection agency, unifin incorporated, unifin collections, unifin inc complaints, uni fin, unifin inc complaints, unifin incorporated, unifin collections, unifin collection agency, unifin inc
Unifin, Inc. Collection Tactics
If Unifin, Inc. engages in any of the following tactics, you may have a case:
- ➤ Unifin may use phone calls, text messages, and other forms of communication as part of their collection efforts to recover overdue payments.
- ➤ During the initial contact, Unifin is required to provide certain information about the debt; consumers should be cautious when receiving a text message from a debt collector and verify its legitimacy.
Unifin, Inc. Phone Numbers
888-572-3987, 847-897-3158, (888) 572-3987, (847) 897-3158, 8885723987, 8478973158
If the answer is yes, then you are receiving calls from a known UI number. You may be a victim of UI phone harassment. The list above is not all the numbers that UI uses. The calls can be from a different number and it still be Unifin, Inc. calling you. Unifin may be contacting you about one or more accounts, so it is important to verify that you are not the wrong person being contacted. Always confirm that you are dealing with real debt collectors before providing any personal information. Contact our office right away so we can start the process to stop UI from calling you illegally. Above all, no one should live with harassment!
Requesting Debt Validation from Unifin, Inc.
When you receive a call, letter, or even a Unifin debt collector text, it’s essential to know that you have the legal right to request debt validation. Under the Fair Debt Collection Practices Act (FDCPA), every consumer is protected from unfair practices by debt collectors, and requesting debt validation is one of the most effective ways to ensure you’re being treated fairly.
Debt validation is your opportunity to verify that the debt Unifin, Inc. is trying to collect is actually yours, that the amount is correct, and that they have the legal authority to collect it. This step is crucial for protecting your credit report and financial information, especially if you suspect you’re being contacted in error or by mistake. The Better Business Bureau and other consumer protection agencies recommend always requesting written proof before making any payments or agreements with a debt collection agency.
If you are unable to pay the full amount owed to Unifin, you have several legal options, such as filing a dispute if you believe the debt is not owed or is inaccurate, negotiating a settlement, or setting up a payment plan. When negotiating with Unifin, do not feel obligated to accept the first settlement offer—negotiate for better terms and ensure any agreement is in writing. Always keep detailed records and documentation of all communications, payments, and agreements with Unifin. If you dispute the debt, you can file a dispute with the credit bureaus and request that Unifin provide verified documentation supporting the amount owed. Protect your rights by understanding the legal protection that federal laws like the FDCPA provides, and seek legal protection or consult a professional if you are facing aggressive collection tactics; bankruptcy may be considered as a last resort to halt collection efforts. Watch for red flags of scams, and if you suspect unfair or illegal practices, contact your state’s attorney general. If you want Unifin to stop contacting you, write a clear cease and desist letter and send it in writing.
The following is a sample list of complaints filed against Unifin, Inc. in the past year and can be found on Pacer.org.
3:16-cv-00499-JZ Singleton v. Unifin Inc. et al
2:15-cv-06549-DSF-RAO Lucy Caldera v. Unifin, Inc.
2:16-cv-00190-MCE-EFB Roberts v. Unifin, Inc.
3:18-cv-01057-BJD-JRK Cascanet v. Unifin, Inc.
9:19-cv-80336-JIC Gadson v. Unifin, Inc.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Unifin, Inc. harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Unifin, Inc. call us at (877) 700-5790
Success Stories
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Amazing working with Matt G. He handled my case quickly and with ease. I got my debt and attorney fees taken care of and off my report. Matt was great at communicating and always made me feel heard. Couldn’t recommend him more!⭐⭐⭐⭐⭐
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Matthew was kind and understanding. He gave excellent service! I highly recommend Matthew and the whole firm to anyone! They settled my claim fast and efficiently to my highest satisfaction!⭐⭐⭐⭐⭐
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Consumer Rights Law Firm is amazing! Derek was A+ all the way getting a Debtor to stop harassing me & even had them pay the court costs & fees! I am flabbergasted- had to pinch myself even!!! Thank you SO much Derek! Would most definitely recommend this firm to anyone who is going through the same thing. Give them a call!⭐⭐⭐⭐⭐
Frequently Asked Questions
1. Who is Unifin, Inc.?
Unifin, Inc. is a debt collection agency that attempts to collect unpaid consumer debts on behalf of creditors.
2. Can Unifin call me repeatedly?
No. Repeated or excessive calls intended to harass or annoy you are illegal under federal law.
3. Is Unifin allowed to call me at work?
They must stop calling your workplace if you tell them your employer does not allow such calls.
4. Can Unifin threaten me with legal action?
Only if they truly intend to take legal action. False threats or misleading statements are illegal.
5. Can Unifin contact my family or friends?
They may only contact third parties to locate you and cannot discuss your debt.
6. Do I have the right to request debt validation from Unifin?
Yes. You can request written proof of the debt within 30 days of first contact.
7. Can Unifin report incorrect information to credit bureaus?
No. Reporting false or inaccurate information is a violation of consumer protection laws.
8. Can I stop Unifin from calling me?
Yes. You can send a written cease-communication request or seek legal help.
9. What laws regulate Unifin’s collection practices?
Unifin must follow the Fair Debt Collection Practices Act (FDCPA).
10. What should I do if Unifin violates my rights?
You may be entitled to compensation and should contact a consumer rights attorney.
