Unifin, Inc. Phone Harassment?
Is Unifin, Inc. (UI) calling you? Stop Unifin, Inc. phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop UI phone harassment. You also have the right to respond to debt collection attempts, and it is important to respond appropriately to protect your rights.
When you receive communications from Unifin, Inc. or any debt collector, responding promptly and carefully is crucial to ensure your rights are not violated. If you want Unifin, Inc. to stop contacting you, you can make a formal request or send a cease and desist letter.
If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. If Unifin, Inc. continues to harass you or violates your rights, you may need to pursue legal action to protect yourself.
Is Unifin, Inc. a Scam?
According to the Better Business Bureau website, Unifin, Inc. has been in business for 7 years. There have been 16 complaints filed against UI with the BBB. Unifin, Inc. is a legitimate debt collection agency based in Illinois.
Unifin, Inc. Better Business Bureau
Who is Unifin, Inc.?
Unifin is a third party debt collector located in Skokie, Illinois. Unifin is a debt collection agency based in Illinois that collects unpaid debts on behalf of other companies and creditors. They often work with the original creditor to recover debts that have not been paid. They have been sued in federal court several times for violating consumer’s rights while collecting on alleged debts. A recent Federal Court case alleges that Unifin used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 8950 Gross Point Rd
Skokie, IL 60077-1854
Phone: (888) 572-3987
Unifin, Inc. is often referred to or searched for by other names. These include:
unifin inc, unifin, unifin collection agency, unifin incorporated, unifin collections, unifin inc complaints, uni fin, unifin inc complaints, unifin incorporated, unifin collections, unifin collection agency, unifin inc
Unifin, Inc. Collection Tactics
If Unifin, Inc. engages in any of the following tactics, you may have a case:
- Unifin may use phone calls, text messages, and other forms of communication as part of their collection efforts to recover overdue payments.
- During the initial contact, Unifin is required to provide certain information about the debt; consumers should be cautious when receiving a text message from a debt collector and verify its legitimacy.
Unifin, Inc. Phone Numbers
888-572-3987, 847-897-3158, (888) 572-3987, (847) 897-3158, 8885723987, 8478973158
If the answer is yes, then you are receiving calls from a known UI number. You may be a victim of UI phone harassment. The list above is not all the numbers that UI uses. The calls can be from a different number and it still be Unifin, Inc. calling you. Unifin may be contacting you about one or more accounts, so it is important to verify that you are not the wrong person being contacted. Always confirm that you are dealing with real debt collectors before providing any personal information. Contact our office right away so we can start the process to stop UI from calling you illegally. Above all, no one should live with harassment!
Requesting Debt Validation from Unifin, Inc.
When you receive a call, letter, or even a Unifin debt collector text, it’s essential to know that you have the legal right to request debt validation. Under the Fair Debt Collection Practices Act (FDCPA), every consumer is protected from unfair practices by debt collectors, and requesting debt validation is one of the most effective ways to ensure you’re being treated fairly.
Debt validation is your opportunity to verify that the debt Unifin, Inc. is trying to collect is actually yours, that the amount is correct, and that they have the legal authority to collect it. This step is crucial for protecting your credit report and financial information, especially if you suspect you’re being contacted in error or by mistake. The Better Business Bureau and other consumer protection agencies recommend always requesting written proof before making any payments or agreements with a debt collection agency.
Is UI a scam? No, Unifin, Inc. has been in business for 7 years.
Can Unifin, Inc. garnish my wages? Yes, UI can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can UI sue me? Yes, UI can sue you so long as the debt is within the statute of limitations.
Can UI report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report.
Can UI arrest me? No, you cannot be arrested for owing a debt.
If you are unable to pay the full amount owed to Unifin, you have several legal options, such as filing a dispute if you believe the debt is not owed or is inaccurate, negotiating a settlement, or setting up a payment plan. When negotiating with Unifin, do not feel obligated to accept the first settlement offer—negotiate for better terms and ensure any agreement is in writing. Always keep detailed records and documentation of all communications, payments, and agreements with Unifin. If you dispute the debt, you can file a dispute with the credit bureaus and request that Unifin provide verified documentation supporting the amount owed. Protect your rights by understanding the legal protection that federal laws like the FDCPA provides, and seek legal protection or consult a professional if you are facing aggressive collection tactics; bankruptcy may be considered as a last resort to halt collection efforts. Watch for red flags of scams, and if you suspect unfair or illegal practices, contact your state’s attorney general. If you want Unifin to stop contacting you, write a clear cease and desist letter and send it in writing.
The following is a sample list of complaints filed against Unifin, Inc. in the past year and can be found on Pacer.org.
3:16-cv-00499-JZ Singleton v. Unifin Inc. et al
2:15-cv-06549-DSF-RAO Lucy Caldera v. Unifin, Inc.
2:16-cv-00190-MCE-EFB Roberts v. Unifin, Inc.
3:18-cv-01057-BJD-JRK Cascanet v. Unifin, Inc.
9:19-cv-80336-JIC Gadson v. Unifin, Inc.
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Unifin, Inc. harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Unifin, Inc. call us at
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
