
TK Credit Recovery Debt Collection Harassment?
Is TK Credit Recovery harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop them phone harassment. In the debt collection industry, ethical practices are required by law, and agencies are expected to respect debtor rights and prioritize ethical practices at every stage. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
The Fair Debt Collection Practices Act (FDCPA), protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. Maintaining positive relationships and a client centric approach are key to client satisfaction and are hallmarks of ethical debt collection. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Is TK Credit Recovery a scam?
According to the Better Business Bureau website, They have been in business since 2004.
TK Credit Recovery is recognized as a leading debt collection agency with a proven track record and industry leading services. TK Credit Recovery’s commitment to ethical practices and client satisfaction sets them apart in the industry.
TK Credit Recovery Better Business Bureau
What is TK Credit Recovery?
They are founded by a dedicated team of experienced professionals who utilize advanced technology and innovative solutions to enhance your collection efforts. TK Credit Recovery offers tailored solutions and collection strategies, including Early Stage Collections, Contingency Services, Legal Services, and more, all designed to recover outstanding debts and manage receivables effectively. Their collection process leverages innovative technology and is focused on effectively recovering debts for their clients.
Address: 2701 Del Paso Rd Ste 130-245 Sacramento, CA 95835-2305 Phone: (866) 207-9075 Fax: (815) 642-0954
Alternate Business NameSmith Associates
TK Credit Recovery Phone Harassment Examples
If they engages in any of the following tactics, you may have a case:
- ➤ Using profanity or abusive language
- ➤ Calling you before 8:00 a.m. or after 9:00 p.m.
- ➤ Calling you multiple times per week
- ➤ Talking to others about your debt
- ➤ Calling your workplace
- ➤ Threatening to sue you, harm you, or destroy your credit
- ➤ Telling you or anyone else that you’ve committed a crime
- ➤ Calling repeatedly for the wrong person
- ➤ Failing to notify you of your right to dispute the debt
- ➤ Trying to collect more than legally allowed
Ethical agencies avoid these practices and instead focus on a smooth recovery process through personalized communication, maintaining goodwill, and fostering positive relationships with debtors.


Known TK Credit Recovery Collection Call Numbers
Are you receiving any harassing phone calls from any of the following numbers?
(866) 207-9075 (510) 724-2602
If the answer is yes, then you are receiving calls from a known TK Credit Recovery Collection number. You may be a victim of TK Credit Recovery Collection phone harassment. The list above is not all the numbers that TK Credit Recovery Collection uses. The calls can be from a different number and it still be TK Credit Recovery Collection calling you. Contact our office right away so we can start the process to stop them Collection from calling you illegally. Above all, no one should live with harassment!
TK Credit Recovery’s success in recovering outstanding debts is built on proven techniques, legal expertise, and impressive performance, resulting in high debt recovery rates. Recent statistics reveal their debt recovery rates are significantly higher than traditional collection agencies, and recent analysis shows that their team’s unique approach, use of AI driven tools, and targeted outreach enhances results. TK Credit Recovery prioritizes ethical practices, creating win win situations and maintaining completeness, legality or reliability in all services. As businesses continue to face economic challenges, TK Credit Recovery enhances their collection strategies to provide exceptional service and tailored solutions for clients seeking to recover outstanding debts. President Eric Kaasa explains the company’s commitment to innovative technology, client satisfaction, and industry leadership. Based in Youngstown OH United States, with Eric Kaasa Youngstown as a local leader, their news content is distributed via platforms like EIN Presswire and is not affiliated with Nexstar Media, Nexstar Media Inc, or advertisers or Nexstar Media. TK Credit Recovery emphasizes the importance of content images videos licenses completeness and videos licenses completeness legality in their marketing and informational materials.
Key highlights of their leadership in the debt collection landscape include advanced technology, tailored solutions, high client satisfaction, and a client-centric approach.
The following is a sample list of complaints filed against TK Credit Recovery and can be found on Pacer.org.
5:18-cv-00132-HRL de la Cruz v. TK Credit Recovery et al
2:09-cv-03602-FCD-EFB Walker v. TK Credit Recovery


Consumer Rights Law Firm PLLC
If you’re dealing with harassment or aggressive collection tactics from TK Credit Recovery, you’re not alone. Federal debt collection laws protect consumers from abusive practices such as repeated phone calls, misleading statements, threats, and improper third-party contact. Debt collectors are required to follow strict rules, and you have rights they must respect.
At Consumer Rights Law Firm PLLC , we help consumers stop unlawful debt collection behavior from agencies like TK Credit Recovery. Our attorneys understand debt collection laws and use that knowledge to protect you from harassment and hold collectors accountable. Since 2010, we’ve helped thousands of clients regain financial peace—and we proudly maintain an A+ rating with the Better Business Bureau.
If you want to learn more about your rights or need help stopping TK Credit Recovery’s collection harassment, call (877) 700-5790 for immediate assistance or visit our website to get started.
Success Stories
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Matthew was kind and understanding. He gave excellent service! I highly recommend Matthew and the whole firm to anyone! They settled my claim fast and efficiently to my highest satisfaction!⭐⭐⭐⭐⭐
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Consumer Rights Law Firm is amazing! Derek was A+ all the way getting a Debtor to stop harassing me & even had them pay the court costs & fees! I am flabbergasted- had to pinch myself even!!! Thank you SO much Derek! Would most definitely recommend this firm to anyone who is going through the same thing. Give them a call!⭐⭐⭐⭐⭐
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Matt was very helpful, quick, and very informative with my case. I am super appreciative for his help! He asked for the details and then did all the work for me, I didn’t even have to lift a finger!⭐⭐⭐⭐⭐
Frequently Asked Questions
1. Who is TK Credit Recovery?
TK Credit Recovery is a debt collection agency that attempts to collect unpaid consumer debts.
2. Can TK Credit Recovery legally harass me?
No. Federal law strictly prohibits harassment, threats, or abusive behavior by debt collectors.
3. What counts as harassment by TK Credit Recovery?
Repeated phone calls, threats, abusive language, misleading statements, or contacting third parties improperly.
4. Can TK Credit Recovery call me multiple times a day?
No. Excessive or repeated calls intended to annoy or pressure you are illegal.
5. Can TK Credit Recovery contact my family or employer?
They may only contact others to find your location and cannot discuss your debt.
6. Can TK Credit Recovery threaten lawsuits or arrest?
No. False threats of legal action or arrest are violations of federal law.
7. Do I have the right to request debt validation from TK Credit Recovery?
Yes. You can request written proof of the debt within 30 days of first contact.
8. Can I tell TK Credit Recovery to stop contacting me?
Yes. You can request that they stop contacting you or limit communication to writing only.
9. What should I do if TK Credit Recovery violates the law?
You may document the behavior and seek help from a consumer rights attorney.
10. Can I take legal action against TK Credit Recovery?
Yes. If they violate debt collection laws, you may be entitled to compensation.


