Titan Revenue Solutions Debt Collection Harassment?
Is Titan Revenue Solutions harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop them phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. Debt collectors adhere to federal regulations such as the FDCPA, which are designed to protect consumers from harassment and abusive practices. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Are they a scam?
According to the Better Business Bureau website, They have been in business since 2011. Titan Revenue Solutions is a legitimate company and a legitimate debt collection agency, operating in compliance with industry standards. There have been 7 complaints closed in the last 3 years and 5 complaints closed out in the last 12 months.
Titan Revenue Solutions Better Business Bureau
What is Titan Revenue Solutions?
They are a professional collection agency that helps collect debts and provides comprehensive debt recovery services. Titan Revenue Solutions works with a wide range of service companies and financial institutions, including banks, healthcare providers, and telecommunication companies, to recover delinquent debts. Their services include debt recovery, check collection, pre collect services, and commercial debt collection for businesses, organizations, and individuals, often collaborating directly with original creditors and service providers.
Address: 942 Enterprise Dr Ste C Sacramento, CA 95825-3900 Phone: (888) 390-0147 Fax: (888) 415-8306
Titan Revenue Solutions Phone Harassment Examples
If they engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Known Titan Revenue Solutions Collection Call Numbers
Are you receiving any harassing phone calls from any of the following numbers?
(888) 390-0147 (916) 226-5483
If the answer is yes, then you are receiving calls from a known Titan Revenue Solutions number. You may be a victim of Titan Revenue Solutions phone harassment. The list above is not all the numbers that Titan Revenue Solutions uses. The calls can be from a different number and it still be Titan Revenue Solutions calling you. Contact our office right away so we can start the process to stop them from calling you illegally. Above all, no one should live with harassment!
Collection Accounts and Credit Reports
When Titan Revenue Solutions reports a collection account to the major credit bureaus, it can have a significant impact on your credit report and overall financial well-being. Collection accounts, whether from commercial debt collection or personal debts, can lower your credit score and make it more difficult to qualify for favorable interest rates or new lines of credit. Under the Fair Credit Reporting Act (FCRA), you have the right to ensure that all information on your credit reports is accurate and up to date.
If you discover a collection account from Titan Revenue Solutions on your credit report, your first step should be to request verification of the debt. Debt collectors and debt collection agencies are required by federal law to provide written notice of the debt, including the amount owed and the name of the original creditor. If you believe the debt is not yours or contains errors, you can dispute the debt directly with the credit bureaus. The bureaus are then obligated to investigate and remove any inaccurate or unverifiable information, helping you protect your credit standing.
Should the debt be valid, you may consider negotiating a payment plan or settlement with Titan Revenue Solutions. Be sure to get any agreement in writing and keep records of all communications. While most collection agencies, including legitimate debt collection agencies like Titan Revenue Solutions, must adhere to fair debt collection practices, it’s important to remain vigilant against abusive debt collection practices or false or misleading statements. If you feel your rights are being violated, seek legal assistance to stop debt collection harassment and ensure compliance with state and federal laws.
Regularly monitoring your credit report is essential for maintaining your financial health. You are entitled to a free credit report from each of the three major credit bureaus—Experian, Equifax, and TransUnion—once every year. Reviewing your credit reports allows you to spot any collection accounts, including those reported by Titan Revenue Solutions, and take prompt action to dispute debts or correct inaccuracies.
If Titan Revenue Solutions continues to contact you after you’ve requested they stop, you have the right to send a cease and desist letter. This can help stop unwanted phone calls and collection efforts, but remember, it does not erase the debt itself. The debt collection company may still pursue legal action, such as filing a lawsuit or seeking wage garnishment, to recover money owed.
To further protect yourself, be aware of the signs of debt collection scams and identity theft. Always verify the legitimacy of any debt collection agency contacting you, and never provide personal or financial information unless you are certain of their identity. If you need help removing Titan Revenue Solutions from your credit report or managing outstanding debts, consider working with a reputable credit repair company or law firm experienced in debt recovery and credit report status disputes.
Persistence and knowledge are key when dealing with collection agencies. By understanding your rights under the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, monitoring your credit reports, and seeking professional help when needed, you can take control of your financial situation and work toward removing negative collection accounts from your credit history. Remember, your financial health and credit standing are worth protecting—don’t hesitate to take action if you believe Titan Revenue Solutions or other debt collectors are violating your rights.
Common Questions:
Is Titan Revenue Solutions a scam? No, they have been in business since 2011. Titan Revenue Solutions collects delinquent and unpaid debts on behalf of creditors, and their actions must not violate consumer protection laws.
Can they seize my property? They can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtained a judgment against you, the debt collector may be able to take certain property as permitted by the court. The collection process may involve various steps, and paying debts or negotiating settlements can sometimes help remove collection accounts from your credit report. Consumers can also take steps to remove Titan Revenue Solutions from their credit report by disputing inaccuracies or negotiating with the agency.
Can they sue me? Yes, they can sue you so long as the debt is within the statute of limitations. The legal process for debt collection lawsuits can include court appearances, settlement negotiations, and potential wage garnishments if a judgment is obtained.
Can they report my debt to the collections bureaus? Yes, debt collectors are allowed to place the collection account on your credit report. Unpaid debts can remain on your credit report for up to seven years, and collection accounts reported by Titan Revenue Solutions can hurt your credit score. If you are being contacted by several collection agencies about the same debt, you should verify the debt and understand your rights.
Can they arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets. Titan Revenue Solutions must collect debts in compliance with the law, and violations of your rights can be reported to authorities.
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Titan Revenue Solutions harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Titan Revenue Solutions, call us at
Success Stories
“What an amazing experience I had with Consumer Rights Law firm. I kept getting constant calls from a debt collector who was asking for someone I didn’t know. After explaining over and over I was not the person they were looking for, the calls still continued, it became frustrating and very annoying. I came across this firm and just called to talk to someone to see how I could get the calls to stop. I spoke to a gentleman that was very professional and very helpful. Not only did they get the calls to stop immediately, they were able to put some money in my pocket as well, Here’s the best thing, it cost me nothing for them to help me. They come highly recommended. Thank you Consumer Rights”
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agencies in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer.”
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights.”
Some consumers attempt to use a goodwill letter or goodwill letters to request the removal of collection accounts from their credit reports, especially after paying off a debt or due to extenuating circumstances. However, most collection agencies rarely accept goodwill letters, so this approach is often unsuccessful.
Government agencies such as the Federal Trade Commission (FTC) and the (CFPB) oversee debt collection practices and provide resources for consumers facing issues with debt collectors. Additionally, some agencies use advanced tools like Virtual Collector to facilitate the debt resolution process in a secure and user-friendly way.
Check out a links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
https://consumerlawfirmcenter.com/alexander-rose-associates-phone-harassment/
https://consumerlawfirmcenter.com/western-mass-credit-corp-phone-harassment/
https://consumerlawfirmcenter.com/the-thomas-agency-debt-collection-harassment/