Thunderbird Collection Specialists Phone Harassment?
Is Thunderbird Collection Specialists (TCS) calling you? Stop Thunderbird Collection Specialists phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing constitutes debt harassment under the law and needs to stop. You have the legal right to stop TCS debt harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Thunderbird Collection Specialists a Scam?
According to the Better Business Bureau website, Thunderbird Collection Specialists has been in business for 54 years. There have been 19 complaints filed against TCS with the BBB, and in several cases, the plaintiff filed lawsuits or legal actions against Thunderbird Collection Specialists. Read more here: Thunderbird Collection Specialists Better Business Bureau.
Who is Thunderbird Collection Specialists?
Thunderbird Collection Specialists is a third party debt collector located in Scottsdale, Arizona. They have been a party to over 80 federal cases involving multiple parties, including debtors and collection agencies, based on their issuance of credit and collection of debts incurred on their credit cards. In many of these lawsuits, Thunderbird Collection Specialists has been named as a defendant by debtors alleging violations of debt collection laws. Many of these cases were litigated in the United States District Court. A recent Federal Court case alleges that Thunderbird Collection Specialists used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. For example, in the case of Maria Hernandez, the court examined whether Thunderbird Collection Specialists provided proper initial disclosures and complied with legal requirements, highlighting the importance of legal compliance and transparency in communications with debtors.
Address: 3200 N Hayden Rd #110 Scottsdale, AZ 85251-6766
Phone: (480) 946-3299
Thunderbird Collection Specialists Collection Tactics
Thunderbird Collection Specialists, as a debt collection agency, uses a variety of methods to collect debts from consumers. These tactics often include sending collection letters, making persistent phone calls, and contacting consumers through multiple channels. As a debt collector, Thunderbird Collection Specialists is required to follow fair debt collection practices as outlined by the Fair Debt Collection Practices Act (FDCPA). This means that in their initial communication, collection specialists must provide specific disclosures, such as the total amount of the debt and the name of the original creditor.
In some cases, Thunderbird Collection Specialists may use automated dialing systems to place repeated phone calls to debtors. While collection agencies are allowed to contact consumers about debts, the Telephone Consumer Protection Act (TCPA) places limits on how and when these calls can be made. Excessive or harassing calls, especially those made outside of permitted hours or using robocalls, may violate federal law.
If you feel that Thunderbird Collection Specialists is harassing you or not providing the required information, you have the right to seek assistance from a law firm experienced in debt collection harassment, such as Lemberg Law. Legal professionals can help you understand your rights, stop the harassment, and even recover money if your rights have been violated. Remember, debt collectors must treat consumers with respect and follow the law when attempting to collect debts.
Thunderbird Collection Specialists Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- ☎️ 480-946-3299
- ☎️ 480-455-4520
- ☎️ 877-488-1829
- ☎️ (480) 946-3299
- ☎️ (480) 455-4520
- ☎️ (877) 488-1829
- ☎️ 4809463299
- ☎️ 4804554520
- ☎️ 8774881829
If the answer is yes, then you are receiving calls from a known TCS number. You may be a victim of TCS phone harassment. The list above is not all the numbers that TCS uses. The calls can be from different phone numbers and it still be Thunderbird Collection Specialists calling you. In addition to phone calls, TCS may also send you a letter or collection letter as part of their debt collection efforts. Contact our office right away so we can start the process to stop TCS from calling you illegally. Above all, no one should live with harassment!
Credit Report Implications of Thunderbird Collection Specialists
When Thunderbird Collection Specialists reports a debt to the major credit bureaus, it can have a significant impact on your credit report and overall financial health. A collection account from Thunderbird Collection Specialists may lower your credit score, making it more challenging to qualify for loans, credit cards, or even certain jobs. As a consumer, it’s important to know that you have rights under the FDCPA when it comes to how debts are reported and how you can respond.
If you discover that Thunderbird Collection Specialists has reported a debt on your credit report, you have the right to dispute the debt and request verification. The company is required to provide written notice of your rights, including the ability to dispute the debt within a certain timeframe. If you believe the debt is inaccurate or not yours, you should contact both the credit bureau and Thunderbird Collection Specialists directly to initiate a dispute.
Regularly monitoring your credit report is essential to ensure all information is accurate and up-to-date. In some cases, you may be able to negotiate a payment plan or settlement with Thunderbird Collection Specialists, which could result in the removal of the negative entry from your credit report. If you’re dealing with credit report issues related to Thunderbird Collection Specialists, a law firm that specializes in debt collection and credit disputes can provide valuable assistance and help protect your rights as a consumer.
Complaints Against Thunderbird Collection Specialists
The following is a sample list of complaints filed against Thunderbird Collection Specialists in the past year and can be found on Pacer.gov.
- 🔗 2:16-cv-04494-ROS Scott v.
- 🔗 2:17-cv-00172-SPL Torrado v.
- 🔗 2:02-cv-00236-EHC Hipolito v.
- 🔗 2:02-cv-00820-VAM Longone v.
- 🔗 2:02-cv-01074-DKD Kimbro v.
Some of these cases involved appeals, and courts have sometimes ruled in favor of the consumer. For example, in Scott v. Thunderbird Collection Specialists, the district court’s summary judgment was reviewed on appeal. In lawsuits, debt collectors must disclose specific information in their communications, even when collecting the same debt. Law firm Williams is an example of a law firm involved in debt collection cases. Some cases also involve finance companies or debts related to automobile purchase agreements. Attorneys may act on behalf of consumers in these disputes.
For additional information about your rights or about the cases mentioned, please consult official resources or legal counsel.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Thunderbird Collection Specialists harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Thunderbird Collection Specialists call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 I worked closely with Scott and Jeff at Consumer Rights Law Firm PLLC and they went above and beyond. They ensured the process was as smooth as possible and took care of everything. They guaranteed that they would never ask for any money out of pocket and they stood by that and kept their word.
- 🏆 I can’t say enough good things about Consumer Rights Law Firm PLLC! After several frustrating attempts to correct an error on a tradeline that was severely damaging my credit, I finally reached out to Matthew and his amazing team. They quickly took action and were able to settle the matter in my favor. Not only did I receive a monetary benefit, but as part of the negotiation, the tradeline was completely removed from my credit report. This resulted in an impressive boost of nearly 50 points to my credit score! Their professionalism, efficiency, and dedication to resolving my issue exceeded all expectations. Highly recommend!
- 🏆 All I can say is this team is amazing from the beginning to the end! I let Mr. Scott know how I was being harassed and showed him all the proof with the messages and phone calls! And he went to work on my behalf! I did not know where to turn at first, the best decision was making this phone call. Thank you and your team again! I did not know if this was scam or was going to work out, this is not scam give them a call if you are being harassed even if you may not know let them know what is happening, they will take it from there!!! Again, I want to thank you all so much. There is not any out-of-pocket cost. They get a million stars from me
Frequently Asked Questions
Q1: Who is Thunderbird Collection Specialists?
A: No. Under federal law, debt collectors may not place repeated or continuous calls with the intent to harass you. A rule presumes a violation if the collector calls more than seven times in seven days regarding the same debt.
A: Yes. A debt collector generally cannot call you before 8 a.m. or after 9 p.m. (local time) unless you agree. They also must respect any time or place you specify as inconvenient.
A: They may contact your employer only to verify employment or location, but they may not disclose your debt. If you tell them not to call you at work, they must stop doing so.
A: Document each call (date, time, caller name/ID, what was said), keep voicemails, and send a written “cease communication” letter asking them to stop calls. If harassment persists, consult a consumer rights attorney.
A: No. Debt collectors cannot make false or misleading threats. They may only threaten legal action if they actually intend to sue. Making empty threats is prohibited under the Fair Debt Collection Practices Act (FDCPA).
A: Yes. You have the right to dispute the debt in writing (typically within 30 days of their initial validation notice). They must cease collection until they provide verification.
A: Yes. Under the FDCPA you may seek damages (often up to $1,000 plus costs and attorney’s fees) if TCS violates your rights. Some state laws may allow additional recovery.
A: Yes, but only after certain conditions. They must allow you a reasonable period to dispute the debt. If the debt is reported, you can challenge the accuracy via your credit report rights.
A: You may file a complaint with the (CFPB), your state attorney general’s office, and the Better Business Bureau (BBB). Submit documentation of the harassment.