Thunderbird Collection Specialists Phone Harassment?
Is Thunderbird Collection Specialists (TCS) calling you? Stop Thunderbird Collection Specialists phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing constitutes debt harassment under the law and needs to stop. You have the legal right to stop TCS debt harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Thunderbird Collection Specialists a Scam?
According to the Better Business Bureau website, Thunderbird Collection Specialists has been in business for 54 years. There have been 19 complaints filed against TCS with the BBB, and in several cases, the plaintiff filed lawsuits or legal actions against Thunderbird Collection Specialists.
Thunderbird Collection Specialists Better Business Bureau
Who is Thunderbird Collection Specialists?
Thunderbird Collection Specialists is a third party debt collector located in Scottsdale, Arizona. They have been a party to over 80 federal cases involving multiple parties, including debtors and collection agencies, based on their issuance of credit and collection of debts incurred on their credit cards. In many of these lawsuits, Thunderbird Collection Specialists has been named as a defendant by debtors alleging violations of debt collection laws. Many of these cases were litigated in the United States District Court. A recent Federal Court case alleges that Thunderbird Collection Specialists used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. For example, in the case of Maria Hernandez, the court examined whether Thunderbird Collection Specialists provided proper initial disclosures and complied with legal requirements, highlighting the importance of legal compliance and transparency in communications with debtors.
Address: 3200 N Hayden Rd #110
Scottsdale, AZ 85251-6766
Phone: (480) 946-3299
Thunderbird Collection Specialists is often referred to or searched for by other names. These include:
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Thunderbird Collection Specialists Collection Tactics
Thunderbird Collection Specialists, as a debt collection agency, uses a variety of methods to collect debts from consumers. These tactics often include sending collection letters, making persistent phone calls, and contacting consumers through multiple channels. As a debt collector, Thunderbird Collection Specialists is required to follow fair debt collection practices as outlined by the Fair Debt Collection Practices Act (FDCPA). This means that in their initial communication, collection specialists must provide specific disclosures, such as the total amount of the debt and the name of the original creditor.
In some cases, Thunderbird Collection Specialists may use automated dialing systems to place repeated phone calls to debtors. While collection agencies are allowed to contact consumers about debts, the Telephone Consumer Protection Act (TCPA) places limits on how and when these calls can be made. Excessive or harassing calls, especially those made outside of permitted hours or using robocalls, may violate federal law.
If you feel that Thunderbird Collection Specialists is harassing you or not providing the required information, you have the right to seek assistance from a law firm experienced in debt collection harassment, such as Lemberg Law. Legal professionals can help you understand your rights, stop the harassment, and even recover money if your rights have been violated. Remember, debt collectors must treat consumers with respect and follow the law when attempting to collect debts.
Thunderbird Collection Specialists Collection Tactics
If Thunderbird Collection Specialists engages in any of the following tactics to communicate with debtors, you may have a case:
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling your workplace
These collection tactics are part of the services offered by Thunderbird Collection Specialists as they attempt to recover debts.
Thunderbird Collection Specialists Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
480-946-3299, 480-455-4520, 877-488-1829, (480) 946-3299, (480) 455-4520, (877) 488-1829, 4809463299, 4804554520, 8774881829
If the answer is yes, then you are receiving calls from a known TCS number. You may be a victim of TCS phone harassment. The list above is not all the numbers that TCS uses. The calls can be from a different number and it still be Thunderbird Collection Specialists calling you. In addition to phone calls, TCS may also send you a letter or collection letter as part of their debt collection efforts. Contact our office right away so we can start the process to stop TCS from calling you illegally. Above all, no one should live with harassment!
Credit Report Implications of Thunderbird Collection Specialists
When Thunderbird Collection Specialists reports a debt to the major credit bureaus, it can have a significant impact on your credit report and overall financial health. A collection account from Thunderbird Collection Specialists may lower your credit score, making it more challenging to qualify for loans, credit cards, or even certain jobs. As a consumer, it’s important to know that you have rights under the FDCPA when it comes to how debts are reported and how you can respond.
If you discover that Thunderbird Collection Specialists has reported a debt on your credit report, you have the right to dispute the debt and request verification. The company is required to provide written notice of your rights, including the ability to dispute the debt within a certain timeframe. If you believe the debt is inaccurate or not yours, you should contact both the credit bureau and Thunderbird Collection Specialists directly to initiate a dispute.
Regularly monitoring your credit report is essential to ensure all information is accurate and up-to-date. In some cases, you may be able to negotiate a payment plan or settlement with Thunderbird Collection Specialists, which could result in the removal of the negative entry from your credit report. If you’re dealing with credit report issues related to Thunderbird Collection Specialists, a law firm that specializes in debt collection and credit disputes can provide valuable assistance and help protect your rights as a consumer.
Common Questions
Is TCS a scam? No, Thunderbird Collection Specialists has been in business for 54 years.
Can Thunderbird Collection Specialists garnish my wages? Yes, TCS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts. If your debt has not been paid, wage garnishment may be used to collect payments.
Can TCS sue me? Yes, TCS can sue you so long as the debt is within the statute of limitations. If you are sued, you may be responsible for court costs, and the case could result in a district court’s summary judgment.
Can TCS report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can TCS arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Thunderbird Collection Specialists in the past year and can be found on Pacer.org.
2:16-cv-04494-ROS Scott v. Thunderbird Collection Specialists Incorporated
2:17-cv-00172-SPL Torrado v. Thunderbird Collection Specialists Incorporated
2:02-cv-00236-EHC Hipolito v. Thunderbird Collect
2:02-cv-00820-VAM Longone v. Thunderbird Collectn, et al
2:02-cv-01074-DKD Kimbro v. Thunderbird Collectn, et al
Some of these cases involved appeals, and courts have sometimes ruled in favor of the consumer. For example, in Scott v. Thunderbird Collection Specialists, the district court’s summary judgment was reviewed on appeal. In lawsuits, debt collectors must disclose specific information in their communications, even when collecting the same debt. Law firm Williams is an example of a law firm involved in debt collection cases. Some cases also involve finance companies or debts related to automobile purchase agreements. Attorneys may act on behalf of consumers in these disputes.
For additional information about your rights or about the cases mentioned, please consult official resources or legal counsel.
About Us
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Thunderbird Collection Specialists harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Thunderbird Collection Specialists call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumerlawfirmcenter.com/armada-corp-phone-harassment/
https://consumerlawfirmcenter.com/stop-arc-management-group-collection-calls/
https://consumerlawfirmcenter.com/pmab-debt-collection-harassment/
