Team Recovery Debt Collection Harassment
Tired of Team Recovery Debt Collection Harassment? Wish there was a way to make the calls stop? Is Team Recovery constantly calling and harassing you? Does your phone ring every day, several times per day, because Team Recovery is calling you to demand payment? Threatening you with legal action? Has Team Recovery ever used abusive or profane language when speaking with you on the phone? If so, Team Recovery may be violating your legal rights. Stop the harassment. Many consumers feel overwhelmed and experience frustration when repeatedly contacted by debt collection companies attempting to collect debts through aggressive tactics.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. Consumers are protected from being contacted by debt collectors who are attempting to collect debts in violation of the law. If a collector violates the FDCPA, you can sue the collector in court. Lawsuits have been filed against debt collection companies, including Team Recovery, for violations of consumer protection laws, and in some cases, a lawsuit filed has resulted in settlements or dismissals. If you believe a company has committed a violation, you can file a complaint with regulatory agencies or consider filing legal action. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs. Debt collection companies and creditors must also follow legal requirements when reporting debts to credit bureaus, so it is important to verify and monitor your credit reports for accuracy. Debt collectors may contact third parties, such as family members or employers, but there are strict limits on what information can be shared with those parties. Team Recovery and similar companies offer debt collection services, so consumers should research the company before responding to any collection attempts.
Is Team Recovery a scam?
According to the Better Business Bureau website, Team Recovery has been in business since 1998 and provides debt collection services as a company in this industry. There have been 6 customer complaints filed.
Complaints and lawsuits have been filed against debt collection companies for improper reporting to credit bureaus and other violations. Consumers can file complaints with the Better Business Bureau or regulatory agencies if they believe a company has engaged in improper practices.
Team Recovery Better Business Bureau
Who is Team Recovery?
Team Recovery is a third party debt collector located in Stow, Ohio. The company works with various creditors, including healthcare providers, to recover unpaid debts on their behalf. These companies may transfer or sell debts to Team Recovery, which then attempts to collect the amounts owed.
They have been a party to several federal cases based on their issuance of credit and collection of debts incurred on their credit cards. Some cases involve consumers being contacted about debts that have already been settled or paid, and improper reporting of such debts can occur. It is important to note that paying a debt does not always result in its removal from credit reports, and consumers should verify the status of any paid or settled debts. A recent Federal Court case alleges that Team Recovery used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 3928 Clock Pointe Trl Ste 101 Stow, OH 44224-6964 Phone: (330) 916-7030 Fax: (330) 916-7035
Team Recovery is often referred to or searched for by other names. These include:
team recovery team recovery inc team recovery collection agency team recovery collection agency team recovery inc
Team Recovery Debt Collection Harassment Tactics
If Team Recovery engages in any of the following tactics, you may have a case:
Team Recovery may be attempting to contact you or third parties, such as family members or employers, in violation of the law. Debt collectors are only allowed to request limited information from third parties and cannot disclose details about the debt. If you or your family members are contacted repeatedly or inappropriately by Team Recovery or their agents, this may constitute a violation of your rights.
Team Recovery Phone Number
Are you receiving any harassing phone calls from this number?
330-916-7030.
If so, you may be a victim of Team Recovery debt collection harassment. The list above is not all the numbers that Team Recovery uses. Also, calls can be from a different numbers and it still be Team Recovery calling you. Contact our office right away so we can start the process to stop Team Recovery from calling you illegally. Above all, no one should live with harassment.
Is Team Recovery a scam? No, Team Recovery has been in business since 1998.
Can Team Recovery seize my property? Team Recovery can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can Team Recovery sue me? Yes, Team Recovery can sue you so long as the debt is within the statute of limitations. Lawsuits have been filed against Team Recovery and other debt collectors for improper debt collection practices, including violations of the Fair Debt Collection Practices Act (FDCPA).
Can Team Recovery report my debt to the collections bureaus? Yes, debt collectors are allowed to place the collection account on your credit report. Team Recovery may report debts to all three major credit bureaus. It is important to verify the accuracy of any reporting by checking your credit reports from each bureau. If you find debts that have already been paid or settled, you should dispute them with the credit bureaus. Verifying and disputing inaccurate or false reporting can help protect your credit score.
Can Team Recovery arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
Debt collectors are limited in what they can communicate to third parties, such as employers or family members. Improper contact with these parties may be a violation of the law, including the FDCPA.
The following is a sample list of complaints filed against Team Recovery and can be found on Pacer.org.
5:18-cv-01121-JRA Meeker v. Team Recovery, Inc.
5:16-cv-02453-SL Lambert v. Team Recovery, Inc.
5:15-cv-00240-JRA Madsen v. Team Recovery, Inc.
5:14-cv-02791-JRA Miller v. Team Recovery, Inc.
Documenting Team Recovery Harassment
Dealing with constant harassment and aggressive collection tactics from Team Recovery Inc can leave you feeling overwhelmed and frustrated. One of the most effective ways to protect yourself against illegal debt collection practices is to document every interaction you have with the collection agency. Keeping a detailed record of all phone calls—including dates, times, phone numbers, and the content of each conversation—can be crucial if you need to prove that Team Recovery or any debt collector is violating consumer protection laws.
Under federal laws like the Fair Debt Collection Practices Act (FDCPA), debt collectors are required to follow fair debt collection practices. This means they cannot use abusive language, make threats, or provide misleading information in their attempts to collect debts. If you receive a call from Team Recovery, make note of any aggressive tactics or abusive language used. Save all voicemails, letters, and emails, and keep copies of any debt validation letters you receive. Remember, debt collectors must send you a debt validation letter within five days of their first contact, outlining the amount owed, the name of the creditor, and your rights as a consumer.
If you believe Team Recovery Inc is violating your rights or engaging in illegal debt collection practices, you have the right to file a complaint with the Better Business Bureau or the Federal Trade Commission. These organizations investigate complaints against collection agencies and can help hold them accountable for violating consumer protection laws. You can also seek professional help from a consumer protection attorney, who can offer a free consultation to discuss your concerns and guide you through the process of dealing with debt collectors.
It’s also important to be aware of the statute of limitations on old debts. Debt collectors may attempt to collect on debts that are no longer legally enforceable, and you should never feel pressured to pay a debt you do not owe or that is beyond the statute of limitations. In some cases, if a lawsuit is filed and a judgment is obtained, wage garnishment may become a risk—another reason why documenting every step and seeking legal assistance is so important.
By keeping thorough records and understanding your rights, you can take control of the debt collection process and protect yourself from constant harassment and aggressive tactics. Don’t hesitate to reach out for professional help if you need assistance with Team Recovery Inc or any other collection agency. Your documentation could be the key to stopping the calls and holding debt collectors accountable.
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Team Recovery debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent even more Team Recovery debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com.
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
Check out a links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
https://consumerlawfirmcenter.com/gatestone-co-debt-collection-harassment/
https://consumerlawfirmcenter.com/msw-capital-debt-collection-harassment/
