A Precision Recovery Analytics, Inc. lawsuit can show up as a summons and complaint, a bank account freeze, or a wage garnishment notice tied to an old judgment. If you think any of that is happening, the safest first step is to confirm the case in the court system and respond on time so you do not lose by default.
This guide focuses on real, verifiable details about Precision Recovery Analytics Inc, what “being sued” usually means in NY or NJ, and how to handle their harassment or scam-like contact without making the situation worse.
Table of Contents
- Who is Precision Recovery Analytics, Inc.?
- Phone number and address
- Why you may be sued by this collection business
- PRA lawsuit: what to do first
- What Precision Recovery Analytics, Inc. must prove in court
- What a Bank Freeze or Wage Garnishment Means
- Precision Recovery Analytics harassment
- 2026 collection tactics
Who is Precision Recovery Analytics, Inc.?
Precision Recovery Analytics, Inc. is a debt buyer and collection business based in Austin, Texas. Public business listings and registration records connect the company to debt collection activity and list Austin-area addresses.
If you believe you are dealing with this collection business, name history matters. A 2010 industry press release describes Collins Financial Services, Inc. rebranding under the name Precision Recovery Analytics, Inc.
If you think a caller is using a different version of the name, that may be normal or it could indicate impersonation. Public records and court documents can list related names (including Collins Financial Services and Paragon Way in some litigation contexts), so you should match the exact plaintiff name in your court paperwork rather than guessing from a voicemail.Learn Can a debt collector threaten to serve me with paperwork? before responding.
Precision Recovery Analytics phone number and address you can verify
The fastest identity check is matching the phone number and address to multiple public sources, not just caller ID. Public directories and business registry pages commonly list the numbers and addresses below, but scammers can spoof any number, so treat this as verification help, not proof.
Contact Details & Address
| Item | What is publicly listed | Why it matters | Source |
| Phone number | (512) 347-1492 | Commonly listed | D&B; NH registry |
| Phone number (toll-free) | (800) 570-5007 | Appears in an industry press release | insideARM |
| Phone number (toll-free) | (888) 570-5007 | Appears in a business directory listing | AllBiz |
| Other numbers reported in directories | (512) 329-2084; (512) 615-1917 | Shows how multiple outbound or listed numbers can exist | AllBiz |
| Fax numbers reported in directories | (512) 347-1501; (512) 329-2174 | Helpful for matching letterhead | AllBiz; LawCrossing |
| Address commonly listed (Austin) | 7500 Rialto Blvd., Bldg. 1, Ste. 100, Austin, TX 78735 | Appears across multiple public sources | NY DOS dataset; D&B; insideARM |
| Address shown in some state filings | 1250 Capital of Texas Hwy South, Bldg III, Ste. 400, Austin, TX 78746 | Appears in multiple state registry records | Florida Sunbiz; NH registry |
| Address shown in some listings | 2101 W Ben White Blvd., Ste. 103, Austin, TX 78704 | Appears in some registration/directory listings | NY DOS dataset; AllBiz |
Why are you sued by Precision Recovery Analytics, Inc.
Most people find Precision Recovery Analytics Inc after one of these events:
- A process server delivers a summons and complaint
- A bank freeze happens because a judgment is being enforced in New York
- A wage garnishment notice appears (often called an “income execution” in NY)
If you believe the situation involves an older case, you may be dealing with enforcement of a judgment entered years earlier, not a brand-new lawsuit. That difference changes what you do next.
Precision Recovery Analytics lawsuit
If you were served with court papers, your first job is to avoid a default judgment. A default can give the plaintiff stronger tools to freeze accounts or garnish wages.
Step 1: Confirm whether this is a new case or an old judgment
- Check the summons/complaint caption for the plaintiff name and court.Learn more in Do Collection Agencies Sue and What to Do Next if I am Sued?
- If you got a bank restraint or marshal notice, ask for the case index/docket number and the creditor name listed on the paperwork. In New York, judgment enforcement tools are governed under CPLR Article 52 (often involving restraining notices).
Step 2: Track your response deadline
- New Jersey: NJ courts guidance for Special Civil Part explains that defendants typically must file an answer within the number of days stated in the summons (commonly 35 days).
- New York: New York answer deadlines vary by service method (often described as 20 days for personal service and 30 days for other service methods under CPLR rules).
If you think service was improper, that could indicate a defense, but missing the deadline can still hurt you.Learn what to do if you were served a summons for a debt.
Step 3: Do not “solve” a Precision Recovery Analytics lawsuit on the phone
A payment made under pressure can be hard to unwind if the debt is not yours, the amount is wrong, or the case is misidentified. Keep the focus on written proof and court documents.
Step 4: Consider talking to a consumer attorney quickly
If you believe your case involves incorrect identity, wrong balance, time-barred claims, or improper service, a consumer protection lawyer may help you respond strategically instead of guessing.
What Precision Recovery Analytics, Inc. must prove in court
In a Precision Recovery Analytics lawsuit, the plaintiff generally must prove three things:
- They have the legal right to sue you (ownership/assignment of the account)
- The debt is yours (identity and account linkage)
- The amount claimed is correct (principal, interest, fees, credits)
Debt buyer cases often turn on documentation and admissible business records, not just a spreadsheet entry. Court decisions discussing debt buyer proof issues commonly focus on whether records are properly supported by a knowledgeable witness and whether the documents establish the claim.
If you believe the paperwork is thin, inconsistent, or missing chain-of-title documents, that could indicate the case is contestable depending on your facts.
What a Bank Freeze or Wage Garnishment Means
A frozen bank account or wage garnishment notice usually indicates a judgment or active enforcement process, not just a collection call.
If your bank account was frozen in New York
New York court decisions describe how judgment enforcement can include restraining a judgment debtor’s bank account to secure funds for later collection steps.Learn what to do if you missed your court date and now have a judgment against you.
What to do next:
- Ask your bank for the restraint paperwork details (case name, index number, creditor).
- Match that info to the court record.
- If you believe exempt funds were restrained, consider getting legal help quickly.
If you received a wage garnishment notice in New York
NY wage garnishment is often tied to “income executions” under CPLR 5231.
What to do next:
- Read the notice carefully for the court/judgment information.
- Do not ignore employer paperwork, because timelines can move fast once payroll withholding starts.
Precision Recovery Analytics harassment
This collection agency harassment usually means repeated pressure contact, confusing identity claims, or misleading threats. Not every annoying call is unlawful, but conduct may cross the line if you believe it involves harassment, deception, or unfair tactics.
Examples that could indicate Precision Recovery Analytics harassment depending on the facts:
- Calls that continue after you request written communication only
- Threats of arrest or criminal consequences for consumer debt
- Pressure to pay immediately without mailed validation details
- A collector refusing to identify the company’s mailing address
Federal law (FDCPA) restricts harassment and false or misleading representations in consumer debt collection.
Regulation F also created a rebuttable presumption tied to call-frequency patterns, which can matter if you are documenting repeated contact.
If you believe Precision Recovery Analytics harassment is happening, start a log with date/time/number/what was said, and keep voicemails.
2026 collection tactics
In 2026, the biggest risk is not just collection pressure, but impersonation scams that use real company names. The FTC has repeatedly warned that business and government impersonation scams remain top fraud categories.
Red flags that could indicate an impersonator
- They demand payment by gift card, crypto, or unusual transfers
- They threaten immediate arrest or claim a “warrant” for consumer debt
- They refuse to mail proof but insist you “pay now”
FTC consumer guidance explains how gift card scams work and why urgency + gift card demands are a scam signal.
The OCC also describes debt collection fraud as impersonators posing as legitimate collectors and using threats to force payment.
If you think it is a scam
Report suspected fraud to the FTC at ReportFraud.ftc.gov.
How Consumer Rights Law Firm PLLC Helps Protect You
Consumer Rights Law Firm PLLC helps consumers respond to aggressive or uncooperative debt collectors, including cases involving Precision Recovery Analytics, Inc. If you believe you are facing a lawsuit or harassment, an experienced consumer rights attorney may be able to communicate on your behalf, demand written proof, challenge incorrect charges, and address inaccurate credit reporting depending on the facts.
Legal support can also help when the account history is complicated or when a collector claims a judgment exists. If the company continues improper behavior, attorneys can escalate the matter and enforce your rights under federal law when appropriate.
Consumer Rights Law Firm PLLC
133 Main Street, Second Floor
North Andover, Massachusetts 01845
+1 877-700-5790
help@consumerlawfirmcenter.com
This firm helps consumers nationwide stop harassment, dispute inaccurate accounts, and regain control over their financial situations.
Attorney Profile: Derek DePetrillo, Managing Partner
Derek DePetrillo is a consumer protection attorney with 15+ years of experience handling debt collection harassment, robocalls, and credit reporting disputes. If you believe your situation involves unlawful collection tactics, he may be able to help evaluate next steps.
(978) 212-3300
attorneyderekd@consumerlawfirmcenter.com
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Common Questions About Precision Recovery Analytics
Why am I seeing Precision Recovery Analytics Inc on court papers?
A listing on court papers usually means the company is named as the plaintiff in a debt collection case or judgment enforcement matter. Verify the docket number in the court system before you respond.
What is a Precision Recovery Analytics lawsuit?
A lawsuit is a civil court case where the company claims you owe a consumer debt and asks the court for a judgment. Learn do collection agencies file lawsuits? If you believe you were served, responding on time may prevent a default.
What is the Precision Recovery Analytics phone number & Address?
The phone number most commonly listed in public business directories is (512) 347-1492. Other toll-free numbers also appear in public listings, so match the number to your letterhead and court documents.
Can they freeze my bank account?
A bank account freeze typically requires a judgment and enforcement paperwork, especially in New York where restraining notices are part of judgment enforcement. If you believe your account was restrained, confirm the court case information immediately.
Can they garnish my wages in New York?
Wage garnishment in New York is often handled through an income execution process under CPLR 5231 after a judgment. If you think an income execution is involved, read the notice carefully and consider legal advice.
What can their harassment look like?
Precision Recovery Analytics harassment can include repeated calls, pressure without written proof, or misleading threats. If you believe the conduct is abusive or deceptive, it might violate the Fair Debt Collection Practices Act (FDCPA) depending on the facts.
How do I verify the company is real and not a scam?
Match the Precision Recovery Analytics phone number and address to multiple public sources, then demand validation in writing. If someone demands gift cards or urgent payment, that could indicate impersonation fraud.
What should I do if I was never served but a judgment exists?
If you think a judgment exists without proper service, that could indicate a serious procedural issue. Court records can show what was filed, how service was claimed, and what you can do next.
Are there public records showing name changes for this collection business?
Yes. Public sources describe a 2010 rebranding from Collins Financial Services, Inc. to Precision Recovery Analytics, Inc.
Can Consumer Rights Law Firm PLLC help with a precision recovery analytics lawsuit?
Yes. If you believe the claim is wrong, the balance is inaccurate, or the contact feels abusive, Consumer Rights Law Firm PLLC may help you review paperwork, organize evidence, and decide next steps. Call +1 877-700-5790.
