Understanding Weltman Weinberg & Reis
Weltman Weinberg & Reis is a law firm that specializes in debt collection and creditor rights. They may contact individuals via phone to discuss outstanding debts or other financial matters. Weltman Weinberg & Reis often sends collection letters to inform consumers about outstanding debts. If you’re receiving calls from 614-408-5779, it’s possible that Weltman Weinberg & Reis is attempting to reach you regarding a debt or other financial obligation.
Common Complaints About Weltman Weinberg & Reis
Weltman Weinberg & Reis, a debt collection law firm, has been the subject of numerous complaints from consumers. Some of the most common complaints include:
Harassing phone calls and letters: Many consumers have reported receiving repeated and aggressive phone calls and letters from Weltman Weinberg & Reis, which can be stressful and intimidating. These persistent communications can feel overwhelming, especially when they occur multiple times a day.
Unlawful debt collection practices: Some consumers have alleged that Weltman Weinberg & Reis has engaged in unlawful debt collection practices, such as making false or misleading statements, or failing to provide required disclosures. These actions can violate the Fair Debt Collection Practices Act (FDCPA) and other consumer protection laws.
Failure to verify debt: Consumers have reported that Weltman Weinberg & Reis has failed to verify the debt they are trying to collect, which can lead to incorrect or outdated information being used to collect the debt. This lack of verification can result in attempts to collect debts that are not owed or have already been paid.
Misrepresentation of debt: Some consumers have alleged that Weltman Weinberg & Reis has misrepresented the amount or nature of the debt, which can be confusing and lead to incorrect payments. Misrepresentation can include inflating the amount owed or mischaracterizing the debt’s origin.
Understanding these common complaints can help you better navigate interactions with Weltman Weinberg & Reis and protect your rights.
Weltman Weinberg, & Reis phone harassment
Is Weltman, Weinberg & Reis harassing you with calls? The first time you get a call from Weltman Weinberg & Reis, you may not know what to do. Most times, calls from debt collectors come unexpectedly and could throw you off balance. Calls from Weltman Weinberg & Reis are no different.
What you should know is that getting a call from Weltman Weinberg & Reis does not automatically mean that you owe. They could be calling to get the number of a close friend or family member from you. However, some debt collectors still try to harass people over the phone whether they owe or not. Weltman Weinberg & Reis’s phone harassment is wrong and illegal. They are violating your rights if they engage in any form of harassment over the phone. Additionally, they may resort to measures like freezing a bank account once a judgment is obtained.
When you get a call to talk about your debt, it does not mean you should immediately pay them or admit to owing the debt. The debt may not actually be yours because mix-ups happen all the time. Also, the debt may have passed the statute of limitations, meaning that you can no longer get sued over it.
Weltman Weinberg & Reis debt collection is normal and lawfully permitted. So do not be surprised or thrown off balance when they contact you. Instead, be careful not to become intimidated and succumb to what they say. Keep your emotions under control and speak logically to them. The knowledge of your rights under the FDCPA will help you feel confident in your communication with a debt collector. Filing bankruptcy can be a viable option to protect against debt collection harassment.
The FDCPA protects you from any form of harassment that debt collectors may bring your way, and this includes Weltman Weinberg & Reis phone harassment. You have the right to report them and get awarded up to $1,000 in statutory damages. Call us now on 877-700-5790 for immediate assistance. Harassment should be reported to the relevant authorities.
How to deal with Debt Collectors
Debt collectors are not some mystical beings that you can not approach. When experiencing Weltman Weinberg & Reis debt collection, as much as you may feel overwhelmed, alone, and helpless, you must recognize the fact that you still have rights. You should not be subjected to torture simply because you owe a debt.
However, not knowing what to do in the face of a debt collector may lead to you making costly mistakes that may spell doom for your finances. Some people receive several calls per day from debt collectors, which can be overwhelming.
A few helpful tips for dealing with debt collectors include:
Always sound confident: Cowering in fear will do you no good. Once a debt collector perceives that you are afraid, you have given them power over you and they may try to intimidate you.
Be aware of your rights: You have rights and when they are violated, you can take action. Federal laws like the FDCPA and TCPA protect you from harassment from debt collectors. Being aware of these rights gives you an edge.
Never admit that you owe a debt: Doing this can implicate you by “resurrecting” dead or zombie debts. Even if you think the debt collector is right about your debt, do not admit it to them.
Avoid disclosing personal information: Don’t give a debt collector any financial information that you wouldn’t give to a stranger.
Do not react in anger: Always be calm and in charge of your emotions.
Keep records of your conversations: File documents that you receive from Waltman Weinberg and Reese, record your phone calls with them, and save their mails. You may need it if a court case arises.
Don’t ignore debt collectors or their lawsuits: Ignoring debt collectors is a bad idea because it doesn’t make your debts go away and it hurts your credit score. Ignoring a Weinberg & reis lawsuit also spells doom because that gives them an automatic judgment against you and this can lead to wage garnishment. Understanding your rights in debt collection lawsuits is crucial for a strong defense.
Negotiate: Negotiating with a debt collector is a good option if you are not financially buoyant enough to pay everything you owe.
Debt settlement can be an effective way to reduce the total amount owed.
Write down your agreement: Every agreement you make with a debt collector should be put down in writing.
What is Weltman Weinberg & Reis not allowed to do to you?
After knowing what is expected of you during debt collection, it is also important to be aware of the things that debt collectors are not allowed to do to you. According to the FDCPA, debt collectors should not violate your consumer rights in any way. If during Weltman Weinberg & Reis debt collection, any of these are done to you, your rights may have been violated:
Threaten or harass you over a debt: Debt collectors are allowed to call you to discuss your debts and its settlement. But they are prohibited by law from harassing or threatening you in any way. A debt collector should never threaten to send you to jail over a debt, or use profane words on you when they call as both of these are only a few examples of Weltman Weinberg & Reis debt collection harassment.
Tell third parties about your debt: The FDCPA allows debt collectors to contact your friends or family when they’re unable to reach you. But they are only allowed to ask for your number or address. They are not allowed to disclose information about your debt to them. Doing that would be violating your rights.
Call you at odd hours: Your personal life should not have to suffer severely because you owe. You shouldn’t be waking up to a debt collection call or having your night sleep disrupted by it. Thus, the FDCPA prohibits debt collectors from calling outside of the hours of 8 am to 9 pm.
Lie to you: According to the FDCPA, the use of deceptive means in debt collection is illegal. If a debt collector lies to you about your debt, they are wrong. Also, if they lie and claim to be who they are not, they have violated the laws of the FDCPA.
An advisory jury found in favor of Weltman Weinberg & Reis in a case involving the CFPB.
The fact that you have a debt is enough. You do not have to put up with harassment in any form. Contact us now at 877-700-5790 if you feel threatened or harassed during any Weltman Weinberg & Reis debt collection activity.
Lawsuits against Weltman Weinberg & Reis have been filed in federal district court.
Who is the debt collection law firm Weltman, Weinberg, & Reis?
Weltman Weinberg, & Reis, Co. LPA, commonly referred to as WWR, is a third-party debt collector based in Cleveland, Ohio with offices in Michigan, Pennsylvania, Illinois, and Florida. WWR collects on various types of debts, including installment loan contracts and mortgage loans. WWR has been sued in Federal Court over 1,800 times. In April of 2017, the Federal Government filed a lawsuit against WWR for several illegal collection tactics. That lawsuit alleged that one of the illegal collection tactics that WWR was using was implying that attorneys were actively working on cases to scare consumers into making payments. In reality, no attorney had reviewed or looked at the consumer’s file.
Contact Information
Address: PO Box 93784
Cleveland, OH 44101-5784
Phone: (888) 624-2335 & 8008370603
Why You’re Receiving Calls
You may be receiving calls from 614-408-5779 for several reasons:
Debt collection: Weltman Weinberg & Reis may be contacting you to discuss an outstanding debt or to request payment. Weltman Weinberg & Reis is known for collecting debts through various means, including phone calls and letters.
Security and access: The firm may be calling to verify your identity or to confirm your access to a particular account or service.
Review and respond: You may need to review and respond to a notice or document related to a debt or financial matter. Dealing with credit card debt through negotiated settlements can be more beneficial than facing judgments.
Blocked numbers: If you’ve previously blocked the number 614-408-5779, you may still receive calls from Weltman Weinberg & Reis if they’re using a different number or if the block has expired.
Course of business: As a law firm, Weltman Weinberg & Reis may be contacting you as part of their normal course of business, such as to discuss a new development in a case or to provide an update on a matter.
It’s essential to note that receiving calls from 614-408-5779 doesn’t necessarily mean that you owe a debt or that there’s a problem with your account. If you’re unsure about the reason for the calls, it’s best to contact Weltman Weinberg & Reis directly to speak with a representative and get more information.
Remember to always prioritize your security and be cautious when responding to calls from unknown numbers. If you’re concerned about the legitimacy of the calls, you can join a call-blocking service or report the number to a relevant authority.
What to Do When Debt Collectors Come for You for a Debt That Isn’t Yours
It can be annoying getting harassed with telephone calls and letters in the mail from Weltman Weinberg, & Reis, Co when you have no recollection of owing the debt. No, you didn’t forget about the debt, you have no recollection because you are sure you don’t owe that debt. It could be a case of mistaken identity, or a mistake made when entering the data of the debtor, but you are certain you don’t owe the debt. However, this won’t stop the harassment by the debt collector that serves as a constant reminder that you are being disturbed for a debt you do not owe.
Receiving a collection letter can be the first step in addressing a debt you do not owe.
The case of mistaken identity by debt collectors can happen to anyone. However, it is not wise to ignore such an error, because that can be damaging to your credit score eventually. It is advisable to take the necessary steps to settle the matter and extract yourself from such a debt. Taking the right steps can be the best thing to protect your credit score and peace of mind.
Some steps to take when Debt Collectors Come for You for a Debt That Isn’t Yours are outlined below:
Pick up the calls of the debt collection agency to clarify the mix-up that must have occurred. It is usually advisable to be polite and be as patient as possible until the error is clarified. Explain adequately why you believe you are not the individual that owes the debt, be clear, and help them rectify the error patiently to prevent the issue from escalating to a possible court case. It is better to be agreeable and cooperative.
Request for details of the debt collector and the debt collection agency involved to ensure it is not a scammer trying to deprive you of your hard-earned money. Request for the telephone number and address of the debt collection agency to ascertain their legitimacy. Until you are sure the debt collection agency is legitimate, do not provide them with any personal information or correct any wrong details of yours that they might possess.
After confirming legitimacy, it is advisable that you send a letter to the debt collection agency requesting a validation notice for the debt. The debt collector is required to send a validation notice to the debtor within 5 days after making contact. This validation notice usually contains the information and details, such as the amount of the debt owed, including the details of the creditor. After receiving the validation notice, and you are assured you have nothing to do with the debt, you can now respond to it by letter informing them of the discrepancy in the information of the debtor and yourself. The validation notice should contain the debtor’s address or credit card details that will not match your details. This can be used as evidence to disprove the debt.
It is advisable that you go through your credit report carefully and check your credit score to ensure the details of the mistaken debt does not end up on your credit report. This can pose a problem for you later in getting loans because having debt can reduce your credit score even though it is a case of mistaken identity.
Do not be intimidated or threatened to pay a debt you do not owe. Paying up the debt shows that you agree to be the debtor and the effect of this can cause a problem to your credit score. You should not be forced to pay a debt you do not owe, you can, however, have a conversation with your legal representative or financial advisor to know how to proceed with the harassment by debt collectors. Filing bankruptcy can provide legal protection against debt collection harassment.
If the debt collector however refuses to listen to reason and continuously harasses you for the debt you do not owe, you can take legal action against the debt collector. The FDCPA is a federal law that protects debtors or clients against harassment from debt collectors, therefore, report to appropriate law enforcement authority. Any action that counts as harassment is illegal and can be a basis for a lawsuit if evidence of harassment can be provided.
Weltman Weinberg & reis debt collection’s duty is to collect debts from debtors. Unfortunately, due to certain errors or mistakes, a wrong person might get contacted for a debt they do now owe, and that person might be you. It is advisable to be cautious and take the necessary steps to prevent being forced to pay a debt not owed. Ignoring the error can be damaging eventually, so one has to understand that errors can occur, be patient, cautious, and exercise your rights when necessary.
Is Weltman Weinberg, & Reis a Scam?
According to the Better Business Bureau website, Weltman, Weinberg & Reis has been in business for 89 years. There have been 53 complaints filed against WWR with the BBB by dissatisfied consumers. Read more about it here: Weltman, Weinberg, & Reis Better Business Bureau
Additional information about Weltman, Weinberg, & Reis, Co.
weltman weinberg reis is one of the oldest certified third-party collection agencies. weltman weinberg reese collects delinquent debts on behalf of original lenders.
If you are getting calls from a weltman weinberg & reis phone number, then it means that weltman weinberg & reis co has either bought your debt or been hired to pursue it. weltman weinberg & reis debt collection is a process that not many consumers like to be in, and there have been several weltman weinberg and reis complaints filed with the BBB.
If you are getting harassed during your contact with a weltman weinburg reis representative, contact the CFPB or a certified consumer rights attorney to ensure the protection of your rights. weltman weinber has been in business for 89 years.
Weltman, Weinberg, & Reis Contact Numbers
888-624-0603, 866-935-8626, 216, 739-5227, 800-884-4128, 216-685-1000, 800-837-0603, (888) 624-0603, (866)935-8626, (216) 739-5227, (800) 884-4128, (216) 685-1000, (800) 837-0603, 8886240603, 8669358626, 2167395227, 8008844128, 2166851000, 8008370603, (614) 801-2781, 216-739-5116, 800-334-0257, (614) 801-2656, 216-290-4662
If the answer is yes, then you are receiving calls from a known WWR number. You may be a victim of WWR phone harassment. Call us now on 877-700-5790 for immediate assistance.
The following is a sample list of complaints filed against Weltman, Weinberg, & Reis in the past year and can be found on Pacer.org.
3:18-cv-01616-VLB Ziegler v. Weltman, Weinberg & Reis Co LPA
1:18-cv-02019-SO Helmith v. Weltman, Weinberg & Reis Co., L.P.A et al
1:13-cv-01328-RJJ Verburg v. Weltman, Weinberg & Reis Co., L.P.A. et al
2:18-cv-00213-ALM-EPD Hand v. Weltman, Weinberg & Reis Co., L.P.A.
8:18-cv-01647-RWT Parker v. Weltman, Weinberg & Rees Co., LPA
is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Weltman, Weinberg & Reis. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at for immediate assistance.
Your Rights Under the Fair Debt Collection Practices Act
The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates the behavior of debt collectors, including debt collection law firms like Weltman Weinberg & Reis. Under the FDCPA, consumers have the right to:
Be treated with respect and dignity: Debt collectors are prohibited from using abusive or harassing language, or making threats of violence or harm. You should never feel threatened or demeaned during any interaction with a debt collector.
Receive clear and accurate information: Debt collectors must provide consumers with clear and accurate information about the debt, including the amount, the creditor, and the deadline for payment. This transparency is crucial for understanding and managing your financial obligations.
Dispute the debt: Consumers have the right to dispute the debt, and debt collectors must provide a written response to the dispute. If you believe there is an error, you can challenge the debt and request a thorough review.
Request validation of the debt: Consumers have the right to request validation of the debt, which includes documentation of the debt and the creditor. This ensures that the debt is legitimate and that the collector has the right to collect it.
Sue for damages: Consumers who are victims of unlawful debt collection practices can sue for damages, including actual damages, statutory damages, and attorney’s fees. This legal recourse is available to hold debt collectors accountable for their actions.
It’s important to note that the FDCPA only applies to debt collectors, not to creditors or original lenders. If you are being contacted by a debt collector, it’s important to know your rights and to seek help if you are being treated unfairly or unlawfully. Understanding and exercising your rights can protect you from abusive practices and ensure fair treatment during the debt collection process.