Stop Recovery Management Services Phone Harassment!
Is Recovery Management Services harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? If you are being called repeatedly by Recovery Management Services, it is important to recognize these calls as potential harassment. Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. We understand that dealing with debt collection harassment can be a challenging time for you and your loved ones. You have the legal right to stop Recovery Management Services phone harassment and take action to stop harassment from debt collectors. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Recovery Management Services a scam?
According to the Better Business Bureau website, Recovery Management Services has been in business since 1998. Recovery Management Services is BBB established, with an official profile and accreditation from the Better Business Bureau, highlighting its legitimacy and established reputation. There have been 9 customer complaints filed on the BBB site. Read more here: Recovery Management Services.
What is Recovery Management Services?
RMS also DBA as RMS- Recovery Management Services, Inc.
🏛️ Address: 4200 Cantera Dr Warrenville, IL 60555-3039
☎️ Phone: (800) 900-3944
🖨️ Fax: (630) 836-2413
As a third party collection agency, Recovery Management Services works with a wide range of creditors to recover outstanding debts through a comprehensive process that includes account placement, secure management of student receivables, and a focus on collecting delinquent student loans. RMS specializes in higher education debt collections, including institutional loans, Perkins Loans, and health profession loans, leveraging their expertise to achieve some of the highest recovery rates in the industry. RMS is known for offering borrowers convenient options to pay online, change demographic information, and update demographic information through secure online portals. Clients and borrowers benefit from report access via a secure FTP site, reflecting that RMS considers technology a top priority in their operations. The company is recognized for exceptional customer service, a well trained staff, and advanced technology, ensuring effective and compliant debt recovery solutions.
Recovery Management Services Harassment Examples
If RMS engages in any of the following tactics, you may have a case:
- ▶️ Using profanity or abusive language
- ▶️ Calling you before 8:00 a.m. or after 9:00 p.m. (these are considered unusual times and are prohibited)
- ▶️ Making more than seven debt collector calls within seven days, which is considered harassment under the law
- ▶️ Calling you multiple times per week
- ▶️ Placing excessive or repeated telephone calls or engaging in harassing telephone conversations
- ▶️ Using different forms of communication, such as text messages or emails, in a way that violates legal protections (these forms are also regulated)
- ▶️ Talking to others about your debt
- ▶️ Calling your workplace, especially if you have informed them not to receive personal calls there—borrowers have the right to request that debt collectors stop contacting them at work
- ▶️ Threatening to sue you, harm you, or destroy your credit
- ▶️ Telling you or anyone else that you’ve committed a crime
- ▶️ Calling repeatedly for the wrong person
- ▶️ Failing to notify you of your right to dispute the debt
- ▶️ Trying to collect more than legally allowed
Consumer Rights and Protections
When dealing with a debt collection agency like Recovery Management Services, Inc., understanding your rights is your best defense against debt collection harassment and unfair practices. Federal laws such as the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) are designed to protect consumers from abusive, deceptive, or harassing behavior by debt collectors.
The FDCPA sets strict guidelines for how debt collectors, including third-party collection agencies like Recovery Management Services, can contact and communicate with you. Under this federal law, debt collectors are prohibited from using abusive language, making threats, or calling you at inconvenient times. They must also provide you with a written notice detailing the amount of the debt, the name of the original creditor, and your right to dispute the debt. If you request verification of the debt, the collection agency must stop all collection activities until they provide the necessary information.
The FCRA further protects you by regulating how collection agencies report delinquent student loans and other debts to credit bureaus. If Recovery Management Services or any other collection agency reports inaccurate information on your credit report, you have the right to dispute it. The agency is then required to investigate and correct any errors, helping you protect your credit standing.
If a debt collector violates your rights under the FDCPA or FCRA, you may be entitled to statutory damages, attorney fees, and court costs. Keeping detailed records of all communication with debt collectors—including dates, times, and the content of calls or letters—can be crucial if you need to take legal action.
The Better Business Bureau (BBB) is another valuable resource for consumers. By checking the BBB profile page for Recovery Management Services, you can review complaints, see how the business responds, and even file your own complaint if you believe your rights have been violated. The BBB helps hold collection agencies accountable and provides consumers with information to make informed decisions.
Remember, you have the right to stop debt collection harassment and to demand fair debt collection practices from any collection agency. By knowing your rights, requesting written notice, disputing inaccurate information, and seeking help when needed, you can protect yourself from unfair practices and ensure that debt collectors comply with federal laws. Don’t let debt collection harassment go unchecked—take action to safeguard your rights and your financial future.
Recovery Management Services Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📞 (630) 657-5054
- 📞 (800) 900-3944
If the answer is yes, then you are receiving calls from a known Recovery Management Services (RMS) number. You may be a victim of RMS phone harassment. Recognizing the specific phone numbers used by RMS is important so you can identify and respond to their contact attempts appropriately. The list above is not all the numbers that RMS uses. The calls can be from a different number and it still be RMS calling you. RMS uses various methods to contact consumers about their debts, so it’s important to be aware of all possible communication channels. Contact our office right away so we can start the process to stop RMS from calling you illegally. Above all, no one should live with harassment!
Complaints Filed Against RMS
The following is a sample list of complaints filed against RMS and can be found on Pacer.gov.
- 📋 1:19-cv-02610 Quinn v.
- 📋 2:18-cv-00760-KJM-EFB Rodriguez v.
- 📋 1:18-cv-00111 Trischler v.
- 📋 2:17-cv-04385-ADS-GRB Migliara v.
- 📋 1:17-cv-02675 Lyons v.
Legal actions against RMS may result in monetary compensation for consumers, and some cases have helped individuals recover money lost due to harassment or illegal collection practices. Lemberg Law is a consumer law firm that specializes in helping victims of collection harassment recover money and stop abusive debt collector behavior.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping client clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the RMS harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from RMS, call us at 877-700-5790.
Success Stories
- 🏆 I had a great experience with this law firm. They helped immediately stop the harassment from creditors I was receiving, and they guaranteed no out-of-pocket expenses in writing. I would recommend anyone being harassed by creditors contact this law firm. They are the best.
- 🏆 I’m so Thankful I found this law firm. They were very professional. They answered all of my questions and put my mind at ease. They guaranteed in writing that there would be no out of pocket cost from me at all. I would recommend this firm to anyone. They get the job done.
- 🏆 So happy to have found this law firm! Even being states away, they were able to help me! Someone was always there to answer my questions. I was promised in writing no out of pocket cost on my end which was 100% true! I’m now stress free and it did not cost me a thing!!! Highly recommend them!!!! They really are here to help!
Frequently Asked Questions
1. Who is Recovery Management Services?
Recovery Management Services is a third-party debt collection agency that collects overdue debts on behalf of creditors or institutions, often related to educational or financial services.
2. Why is Recovery Management Services calling me repeatedly?
They may be trying to recover a debt. However, repeated or aggressive calls, especially at odd hours, could constitute harassment under the Fair Debt Collection Practices Act (FDCPA).
3. Is it legal for Recovery Management Services to harass me with phone calls?
No. Harassing phone calls, threats, or misleading claims from debt collectors are prohibited under the FDCPA. You have the right to request written communication and dispute the debt.
4. What can I do if Recovery Management Services is harassing me?
You can send a cease and desist letter, dispute the debt, and file complaints with the FTC or CFPB. Legal help may be available if your consumer rights were violated.
5. Can Consumer Rights Law Firm PLLC help with Recovery Management Services harassment?
Yes. Consumer Rights Law Firm PLLC can assess whether your rights were violated and may help you stop the harassment and pursue damages under the FDCPA.
6. Can Recovery Management Services call me at work?
Debt collectors like Recovery Management Services cannot call you at work if you inform them that your employer prohibits such calls. You can request written communication instead.
7. Does Recovery Management Services have to prove the debt?
Yes. You have the right to request a debt validation letter within 30 days of first contact. Recovery Management Services must provide proof before continuing collection efforts.
8. Can Recovery Management Services report me to credit bureaus?
They can report unpaid debts to credit bureaus, but the information must be accurate. If you dispute the debt, the agency must verify it before reporting or must correct inaccurate entries.
9. How do I report Recovery Management Services for harassment?
You can file complaints with the (CFPB), the Federal Trade Commission (FTC), and your state attorney general if Recovery Management Services violates your rights.
10. Who can help me stop Recovery Management Services phone harassment?
A consumer rights law firm can help stop harassment, protect your rights, and recover damages if Recovery Management Services violates federal or state debt collection laws.
