Stop Recovery Management Services Phone Harassment!
Is Recovery Management Services harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? If you are being called repeatedly by Recovery Management Services, it is important to recognize these calls as potential harassment. Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. We understand that dealing with debt collection harassment can be a challenging time for you and your loved ones. You have the legal right to stop Recovery Management Services phone harassment and take action to stop harassment from debt collectors. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Recovery Management Services a scam?
According to the Better Business Bureau website, Recovery Management Services has been in business since 1998. Recovery Management Services is BBB established, with an official profile and accreditation from the Better Business Bureau, highlighting its legitimacy and established reputation. There have been 9 customer complaints filed on the BBB site.
What is Recovery Management Services?
RMS also DBA as RMS- Recovery Management Services, Inc.
Address: 4200 Cantera Dr Warrenville, IL 60555-3039 Phone: (800) 900-3944 Fax: (630) 836-2413
Recovery Management Services is often referred to or searched for by other names. These include:
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As a third party collection agency, Recovery Management Services works with a wide range of creditors to recover outstanding debts through a comprehensive process that includes account placement, secure management of student receivables, and a focus on collecting delinquent student loans. RMS specializes in higher education debt collections, including institutional loans, Perkins Loans, and health profession loans, leveraging their expertise to achieve some of the highest recovery rates in the industry. RMS is known for offering borrowers convenient options to pay online, change demographic information, and update demographic information through secure online portals. Clients and borrowers benefit from report access via a secure FTP site, reflecting that RMS considers technology a top priority in their operations. The company is recognized for exceptional customer service, a well trained staff, and advanced technology, ensuring effective and compliant debt recovery solutions.
Recovery Management Services
If RMS engages in any of the following tactics, you may have a case:
Consumer Rights and Protections
When dealing with a debt collection agency like Recovery Management Services, Inc., understanding your rights is your best defense against debt collection harassment and unfair practices. Federal laws such as the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) are designed to protect consumers from abusive, deceptive, or harassing behavior by debt collectors.
The FDCPA sets strict guidelines for how debt collectors, including third-party collection agencies like Recovery Management Services, can contact and communicate with you. Under this federal law, debt collectors are prohibited from using abusive language, making threats, or calling you at inconvenient times. They must also provide you with a written notice detailing the amount of the debt, the name of the original creditor, and your right to dispute the debt. If you request verification of the debt, the collection agency must stop all collection activities until they provide the necessary information.
The FCRA further protects you by regulating how collection agencies report delinquent student loans and other debts to credit bureaus. If Recovery Management Services or any other collection agency reports inaccurate information on your credit report, you have the right to dispute it. The agency is then required to investigate and correct any errors, helping you protect your credit standing.
If a debt collector violates your rights under the FDCPA or FCRA, you may be entitled to statutory damages, attorney fees, and court costs. Keeping detailed records of all communication with debt collectors—including dates, times, and the content of calls or letters—can be crucial if you need to take legal action.
The Better Business Bureau (BBB) is another valuable resource for consumers. By checking the BBB profile page for Recovery Management Services, you can review complaints, see how the business responds, and even file your own complaint if you believe your rights have been violated. The BBB helps hold collection agencies accountable and provides consumers with information to make informed decisions.
Remember, you have the right to stop debt collection harassment and to demand fair debt collection practices from any collection agency. By knowing your rights, requesting written notice, disputing inaccurate information, and seeking help when needed, you can protect yourself from unfair practices and ensure that debt collectors comply with federal laws. Don’t let debt collection harassment go unchecked—take action to safeguard your rights and your financial future.
Known Recovery Management Services Collection Call Numbers
Are you receiving any harassing phone calls from any of the following numbers?
(630) 657-5054 (800) 900-3944
If the answer is yes, then you are receiving calls from a known Recovery Management Services (RMS) number. You may be a victim of RMS phone harassment. Recognizing the specific phone numbers used by RMS is important so you can identify and respond to their contact attempts appropriately. The list above is not all the numbers that RMS uses. The calls can be from a different number and it still be RMS calling you. RMS uses various methods to contact consumers about their debts, so it’s important to be aware of all possible communication channels. Contact our office right away so we can start the process to stop RMS from calling you illegally. Above all, no one should live with harassment!
Is RMS a scam? No, RMS has been in business since 1998.
Can RMS seize my property? RMS can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can RMS sue me? Yes, RMS can sue you so long as the debt is within the statute of limitations.
Can RMS report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can RMS arrest me?
The following is a sample list of complaints filed against RMS and can be found on Pacer.org.
1:19-cv-02610 Quinn v. Recovery Management Services, Inc.
2:18-cv-00760-KJM-EFB Rodriguez v. Recovery Management Services Inc.
1:18-cv-00111 Trischler v. Recovery Management Services, Inc.
2:17-cv-04385-ADS-GRB Migliara v. Recovery Management Services, Inc.
1:17-cv-02675 Lyons v. Recovery Management Services, Inc.
Legal actions against RMS may result in monetary compensation for consumers, and some cases have helped individuals recover money lost due to harassment or illegal collection practices. Lemberg Law is a consumer law firm that specializes in helping victims of collection harassment recover money and stop abusive debt collector behavior.
is a law firm that specializes in helping client clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the RMS harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm, PLLC Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from RMS, call us at
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