🚨Stop Plaza Services Debt Collection Harassment Now❗
Stop Plaza Services Debt Collection Harassment Now! Wish there was a way to make the calls stop? Is Plaza Services constantly calling and harassing you? Does your phone ring every day, several times per day, because Plaza Services is calling you to demand payment? Threatening you with legal action? Has Plaza Services ever used abusive or profane language when speaking with you on the phone? If so, Plaza Services may be violating your legal rights. Stop the harassment.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
⚠️Is Plaza Services a Legitimate Company❓
According to the Better Business Bureau website, Plaza Services has been in business since 2014. There have been 96 customer complaints filed on the Better Business Bureau site.
🔎Who are Plaza Services❓
Plaza Services is a portfolio investment firm headquartered in Atlanta, Georgia, specializing in purchasing and managing consumer credit accounts. They leverage a systematic approach to enhance operational efficiency and compliance, utilizing proprietary technology to affirm the company’s commitment to best practice throughout their operations. Their services combine quick portfolio evaluations with seamless transaction execution, ensuring reliable solutions for both performing and distressed accounts.
They have extensive experience partnering with creditors and collaborate with a network of firms and collection agencies to manage consumer accounts effectively. By working with third-party service providers, they deliver reliable solutions and maintain strong partnerships that enhance their ability to manage accounts and provide a positive consumer experience. Their commitment to ethical practices and legal standards in debt collection underscores their dedication to delivering quality service in accounts receivable management.
Address: 110 Hammond Dr STE 110 Atlanta, GA 30328-4806 Phone: (877) 475-1103 Fax: (877) 991-3462 & (847) 925-2050
🎯Plaza Services Debt Collection Harassment Tactics
If Plaza Services engages in any of the following tactics, you may have a case:
- Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call (FDCPA 15 U.S.C. 1692c)
- Talking to others about your debt (FDCPA 15 U.S.C. 1692b)
- Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work. (FDCPA 15 U.S.C. 1692c)
- Use any profane language or any language that is harassing and abusive (FDCPA 15 U.S.C. 1692d)
- Engage in any conduct, the natural consequence of which is to harass, abuse or oppress. (FDCPA 15 U.S.C. 1692d)
- Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment(FDCPA 15 U.S.C. 1692e)
- Threaten arrest or criminal prosecution (FDCPA 15 U.S.C. 1692e)
- Send false information to the credit bureaus (FDCPA 15 U.S.C. 1692e)
- Cause a telephone to ring an unreasonable number of times ( FDCPA 15 U.S.C. 1692d)
📋Credit Report Implications
If you have a collection account with Plaza Services, it may appear on your credit report, potentially affecting your credit score and your ability to secure loans or other financial opportunities. It’s crucial to understand that simply paying off the debt may not remove it from your credit report. However, if the information is incorrect, erroneous, or fraudulent, there may be options to have it removed. We urge consumers to review their credit reports regularly and contact us if they have any questions or concerns. Staying informed and proactive can help you manage your credit health effectively.
📜Understanding Your Rights
As a consumer, you have the right to dispute any debt that Plaza Services is trying to collect. Governed by the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA), these laws provide significant power to you if you know how to use them. We are committed to providing a positive experience for consumers and actively work with them to resolve outstanding balances. Understanding your rights can empower you to take control of your financial situation and ensure that you are treated fairly.
📞Plaza Services Phone Number
Are you receiving any harassing phone calls from this number?
877-475-1103
If so, you may be a victim of Plaza Services debt collection harassment. The list above is not all the numbers that Plaza Services uses. Also, calls can be from different numbers, and it still be Plaza Services calling you. Contact our office right away so we can start the process to stop Plaza Services from calling you illegally. Above all, no one should live with harassment.
📉Negotiating a Settlement
Negotiating a settlement with Plaza Services may be an option for consumers who are unable to pay the full amount of the debt. It’s important to understand that settling a debt can have both positive and negative effects on your credit score. We recommend that consumers seek professional advice before negotiating a settlement to fully understand the implications and to ensure that the settlement is in their best interest. Professional guidance can help you navigate the complexities of debt settlement and make informed decisions.
📵Removing Plaza Services from Your Credit Report
In some cases, it may be possible to remove Plaza Services from your credit report if the information is incorrect, erroneous, or fraudulent. We recommend that consumers contact us directly to discuss their options and determine the best course of action. Additionally, consumers can also seek the help of a credit repair professional to analyze their credit report and identify any errors or inaccuracies. Taking these steps can help you maintain a clean credit report and improve your overall financial health.
🏷️Frequently Asked Questions:
Is Plaza Services a scam❓
No, Plaza Services has been in business since 2014.
Can Plaza Services seize my property❓
Plaza Services can’t seize your property, but there are some exceptions. If the debt was tied to the property, the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can Plaza Services sue me❓
Yes, Plaza Services can sue you so long as the debt is within the statute of limitations.
Can Plaza Services report my debt to the collection’s bureaus?
Yes, Debt collectors are allowed to place the collection account on your credit report
Can Plaza Services arrest me❓
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g., an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
In this frequently asked questions section, we address common inquiries about Plaza Services, LLC. Plaza Services is an accounts receivable portfolio investment firm, not a traditional collection agency. They emphasize transparency and ethical practices, ensuring consumer trust and resolution without legal action. For more information, refer to the codes 11 25t14 36 26, 54 58 04 00, 25t14 34 22 05, and 29 25 05 00.
🏛️Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Plaza Services debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent even more Plaza Services debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website.
🏆Success Stories
“Plaza Services bombarded me with automated calls at all hours—even after I told them to stop. Consumer Rights Law Firm PLLC sued them for violating the TCPA (robocall law) and got me a $3,500 settlement! The calls stopped immediately, and I didn’t pay a dime in fees. These lawyers fight HARD for you!”
“Plaza Services kept harassing me about a debt I didn’t owe and even reported it to credit bureaus. The firm demanded debt validation, and when Plaza couldn’t prove it, they deleted the debt entirely and fixed my credit! My score jumped 98 points in weeks. If Plaza is lying about your debt, CALL THESE ATTORNEYS!”
“Plaza Services threatened to sue me over an old medical bill. Consumer Rights Law Firm PLLC sent a cease-and-desist letter citing FDCPA violations—Plaza stopped ALL contact within 48 hours and closed the account. No lawsuit, no stress. Fast, affordable, and LIFE-CHANGING help!”
