Stop FMA Alliance, Ltd. Phone Harassment!Â
Is FMA Alliance, Ltd. harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at any hour of the day or night, or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop FMA Alliance, Ltd. phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is FMA Alliance, Ltd. a scam?
According to the Better Business Bureau website, FMA Alliance, Ltd. has been in business since 1983. There have been 13 customer complaints filed on the BBB page, and the BBB provides details about the nature and resolution of these complaints.
Read more here: FMA Alliance, Ltd. Better Business Bureau
What is FMA Alliance, Ltd. ?
According to their website FMA Alliance, Ltd. (FMA) is a privately owned receivables management company originally formed in 1983 and headquartered in Houston, Texas.
Address: 12339 Cutten Rd Houston, TX 77066-1807 Phone: (281) 931-5050 Fax: (281) 444-1004
FMA Alliance, Ltd. operates a call center in Houston, Texas, which handles customer service and debt recovery operations.
Understanding Debt Collection Regulations
Navigating the world of debt collection can be overwhelming, but understanding the regulations that govern debt collectors is key to protecting your rights. The Fair Debt Collection Practices Act (FDCPA) sets strict standards for companies like FMA Alliance, Ltd., ensuring that consumers are treated fairly throughout the debt collection process. Under the FDCPA, debt collectors must provide clear and accurate information about the debt, including the amount owed and the name of the original creditor. They are prohibited from using deceptive, abusive, or threatening tactics to collect payments.
If you believe a debt collector has violated your rights, you have the power to file a complaint and request verification of the debt in writing. Compliance with these regulations is not just a legal requirement for debt collectors, itâs essential for maintaining trust and a positive reputation in the industry. FMA Alliance, Ltd. is committed to upholding these standards, working closely with government agencies and industry partners to ensure that every collection attempt meets the highest level of compliance.
For consumers, staying informed about your rights and the debt collection process can make a significant difference. By understanding the rules that debt collectors must follow, you can respond confidently to collection attempts and protect yourself from unfair practices. FMA Alliance, Ltd. also provides resources and support for both consumers and businesses, helping to foster growth and compliance within the industry. As regulations continue to evolve, FMA Alliance, Ltd. remains dedicated to providing transparent, ethical, and effective debt collection services that meet the needs of clients and customers alike.
FMA Alliance Ltd Collection Tactics
If FMA engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that youâve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
If you experience any issue with these tactics, you may have grounds for legal action.
Known FMA Alliance Ltd Phone Numbers
- 281-975-2631
- (281) 931-5050
If the answer is yes, then you are receiving calls from a known FMA. You may be a victim of FMA phone harassment. The list above is not all the numbers that FMA uses. The calls can be from different phone numbers and it still be FMA calling you. FMA Alliance, Ltd. uses multiple phone numbers and various communication channels to reach consumers regarding their accounts. Contact our office right away so we can start the process to stop FMA from calling you illegally. Above all, no one should live with harassment!
Complaints Against FMA Alliance
The following is a sample list of complaints filed against FMA and can be found on Pacer.gov.
| Case Number | Case Name |
|---|---|
| 7:19-cv-05494-NSR | Singer v. FMA Alliance, Ltd., et al. |
| 1:18-cv-06151-FB-CLP | Magomedov v. FMA Alliance, Ltd., et al. |
| 2:18-cv-01808-JS-AYS | Golub v. FMA Alliance, Ltd. |
| 5:18-cv-00324-BKS-DEP | Muldowney v. FMA Alliance, Ltd. |
| 7:18-cv-00563-KMK | Ruiz v. FMA Alliance, Ltd. |
These lawsuits were filed in various state and federal courts, depending on the jurisdiction involved.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the FMA harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from FMA, call us at 877-700-5790. If you have any questions about your rights or the debt collection process, please contact our office.
Success Stories
- Amazing working with Matt G. He handled my case quickly and with ease. I got my debt and attorney fees taken care of and off my report. Matt was great at communicating and always made me feel heard. Couldnât recommend him more!
- I had an excellent experience with this law firm and want to give a special shout-out to Matthew for his outstanding work. From the very beginning, Matthew was professional, knowledgeable, and genuinely committed to helping me understand my rights. He communicated clearly every step of the way, answered all my questions, and made a stressful situation much easier to handle. Thanks to his dedication and expertise, I felt supported and confident throughout the process. I highly recommend this firmâespecially Matthewâto anyone in need of top-notch consumer rights representation!
- I give Consumer Rights Law Firm Beyond Billboard and a thousand stars -Dereck has provided exceptional guidance and support throughout my case. His expertise, professionalism, and dedication were outstanding! He listened attentively to my concerns, explained complex legal concepts clearly, and worked tirelessly to achieve the very best possible outcome. I highly recommend Consumer Rights Law Firm to everyone for their phenomenal help and commitment to myself and their their clients
Frequently Asked Questions
Who is FMA Alliance Ltd and why are they calling me?
FMA Alliance Ltd is a legitimate debt collection agency founded in 1983. They collect debts for creditors including government agencies, healthcare providers, and others. If you are getting calls, itâs likely they believe you owe a past-due debt.
Is FMA Alliance Ltd a scam or are they legit?
FMA Alliance is not a scam. It is a real debt collection company; however, their calls may feel harassing. You have rights under laws such as the Fair Debt Collection Practices Act (FDCPA).
What counts as phone harassment by FMA Alliance Ltd?
Phone harassment may include repeated calls (especially many in one day), threats or abusive language, calling outside permissible hours (before 8 a.m. or after 9 p.m.), contacting you at work after you asked them not to, or calls demanding personal data without proper context.
How many times can FMA Alliance call me before itâs harassment?
There is no fixed number in all cases, but multiple calls per day or repeated calls after you have requested them to stop may qualify as harassment. Some complaints mention several calls within a few hours.
Can FMA Alliance contact my employer about my debt?
Generally, no. Debt collectors are prohibited from discussing your debt with third parties, including your employer, except in limited situations such as obtaining your contact information. Revealing details of your debt to your employer would typically violate consumer protection laws.
What can I do if FMA Alliance Ltd wonât stop calling me?
You can send a written cease-and-desist letter requesting that they stop contacting you. Document all calls, including dates, times, and content. You may also file complaints with the FTC, CFPB, or your state attorney general and request debt validation.
Can FMA Alliance Ltd report to credit bureaus and affect my score?
Yes. FMA Alliance can report collection accounts to credit reporting agencies, which may lower your credit score. However, you have the right to dispute inaccurate information.
If I donât owe the debt, can I dispute it with FMA Alliance Ltd?
Yes. Under the FDCPA, you have the right to request debt validation. If requested within 30 days of first contact, FMA Alliance must provide documentation proving you owe the debt and must stop collection efforts until validation is provided.
Can I be sued by FMA Alliance Ltd for the debt they are calling about?
Yes. FMA Alliance can sue if the debt is valid and within the statute of limitations. If you are served with a lawsuit, you should respond rather than ignore it to avoid a default judgment.
What legal protections do I have against FMA Alliance Ltdâs phone harassment?
You are protected by the Fair Debt Collection Practices Act (FDCPA) and, in some states, additional consumer protection laws. These laws limit when, how often, and how collectors can contact you. If the laws are violated, you may have grounds to sue.
