Stop Fair Collections & Outsourcings Inc Phone Harassment!
Is Fair Collections & Outsourcings, Inc harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt, or mentioning the specific amount allegedly owed? If so what they are doing is illegal and needs to stop. You have the legal right to stop Fair Collections & Outsourcings, Inc phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. If your rights are violated, you may have an FDCPA claim against the debt collector. It is important to provide a timely response to any communication from the debt collector to protect your rights and ensure the debt is properly validated.
Is Fair Collections & Outsourcings Inc a scam?
According to the Better Business Bureau website, Fair Collections & Outsourcings, Inc is a debt collection company that has been in business since 1996. There have been 149 complaints closed in the last 3 years and 36 complaints closed out in the last 12 months. The company is considered by the Better Business Bureau and consumers based on these complaints and its business practices.
Read more here: Fair Collections & Outsourcings Inc
What is Fair Collections & Outsourcings?
The company provides collection services for apartment complexes and other clients, helping to collect unpaid debts from tenants and consumers. Their service offerings include professional assistance with debt resolution, legal filings, and negotiation processes for both apartment complex debts and other types of accounts.
Address: 12304 Baltimore Ave Ste E Beltsville, MD 20705-1314 Phone: (877) 324-7265 Fax: (240) 374-5651
Protecting Yourself from Fair Collections & Outsourcings, Inc Abuse
Dealing with a debt collection agency like Fair Collections & Outsourcings, Inc can be stressful, especially if their communication crosses the line into harassment or abuse. Fortunately, you have options and rights that protect you from unfair practices. Understanding how to respond and what steps to take can make a significant difference in your experience with any debt collector.
Your Rights Under the Law
When you’re contacted by Fair Collections & Outsourcings, Inc or any collection agency, it’s important to know your rights under the Fair Debt Collection Practices Act (FDCPA). This federal law ensures that debt collectors must treat you with fairness and respect, and it strictly prohibits abusive, harassing, or misleading tactics. You have the right to request information about the debt, dispute it if you believe it’s incorrect, and demand that the collector provide written validation.
If you feel overwhelmed or unsure, you can search for more information on the Better Business Bureau site or consult with a consumer attorney who specializes in debt collection issues. Remember, you are entitled to clear communication and protection from abuse, don’t hesitate to exercise your rights.
Steps to Take if You’re Being Harassed
If Fair Collections & Outsourcings, Inc is making repeated phone calls, using threatening language, or otherwise engaging in abusive behavior, there are concrete steps you can take. Start by keeping a detailed record of every interaction, including the date, time, and content of each call or message. This documentation can be crucial if you need to file a complaint or take legal action. You can report any abusive practices to the Better Business Bureau or the Federal Trade Commission, both of which track complaints against debt collectors.
If you want the calls to stop, consider sending a written cease and desist letter to Fair Collections & Outsourcings, Inc. It’s also wise to check your credit report to ensure the debt is being reported accurately. For more guidance, you can find helpful videos and articles online about debt collection and your rights under the FDCPA. Taking these steps can help you regain control and protect yourself from further abuse.
How to Document and Report Abusive Behavior
Proper documentation is your best defense against unfair treatment by Fair Collections & Outsourcings, Inc. Keep a log of every phone call, letter, or email you receive, noting the date, time, and details of each interaction. Ask for the name of the debt collector, the company’s name, and their phone number during your initial contact. You also have the right to request written validation of the debt, which the collector must provide within five days.
If you believe your rights have been violated, you can file a report with the FTC or your state’s Attorney General. Searching for an attorney who handles FDCPA claims can also help you understand your options and strengthen your case. Be sure to add any relevant documents, such as payment receipts or correspondence, to your file. By staying organized and proactive, you can ensure that your rights are protected and that Fair Collections & Outsourcings, Inc is held accountable for any abusive practices.
Fair Collections & Outsourcings Collection Tactics
If Fair Collections & Outsourcings, Inc engages in any of the following tactics while collecting debts, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Fair Collections & Outsourcings Phone Numbers
- (877) 324-7265
- (877) 324-7959
If the answer is yes, then you are receiving calls from a known Fair Collections & Outsourcings, Inc number. If you have received calls or documents from Fair Collections & Outsourcings, Inc, it is important to recognize and respond promptly to protect your rights. You may be a victim of Fair Collections & Outsourcings, Inc phone harassment.
The list above is not all the numbers that Fair Collections & Outsourcings, Inc uses. The calls can be from different phone numbers and it still be Fair Collections & Outsourcings, Inc calling you. If you have questions about the calls you have received or your rights, contact our office right away so we can start the process to stop Fair Collections & Outsourcings, Inc from calling you illegally. Above all, no one should live with harassment!
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Our best-in-class service delivers proven results for clients seeking relief from debt collection harassment. Rather than suffer alone, contact our office to begin the process to stop the Fair Collections & Outsourcings, Inc harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
To learn more about your options and how we can help you achieve the results you need, call us today for assistance. If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Fair Collections & Outsourcings, Inc, call us at 877-700-5790.
Success Stories
- Consumer Rights Law Firm is amazing! Scott was A+ all the way! He helped get a debt collector to stop harassing me and calling nonstop. I honestly thought it wasn’t real at first when they said there’d be no out-of-pocket costs but Scott proved me wrong! He was so easy to talk to and really cared about helping me.
- The law firm is highly regarded for its dedication to safeguarding individuals’ rights and its personalized, genuine-care approach to legal support. Attorney Derek possesses exceptional skill and extensive experience in handling consumer rights cases, while Matthew and Scott approach their work with patience and attentiveness, carefully explaining each step of the legal process to clients. I strongly endorse this firm as a trusted and compassionate resource for those seeking assistance with consumer rights matters.
- Hands down worth all 5 stars! Everything that Scott said would happen, happened! He said the calls would stop, the calls stopped. He said no money out of pocket for their services and no money out of my pocket was spent. No more harassing calls, my credit report is being updated, and I’m getting money back! It’s a win-win! Highly recommend if you get a call from this firm, answer it! So worth it!
Frequently Asked Questions
Who is Fair Collections & Outsourcing and why are they calling me?
Fair Collections & Outsourcing (FCO) is a third-party debt collection agency that collects debts on behalf of various creditors. They may contact you because they believe you owe a debt.
Is Fair Collections & Outsourcing phone harassment illegal?
Yes. If FCO makes calls with the intent to harass, threaten, make repeated or continuous calls without valid reason, or uses abusive language, that may be a violation of the Fair Debt Collection Practices Act (FDCPA).
How many times can Fair Collections & Outsourcing call me in a week?
Under the FDCPA and Regulation F, a collector placing more than seven telephone calls in seven consecutive days about the same debt, or calling within seven days after speaking with you, may be presumed to violate the law.
Can Fair Collections & Outsourcing call me early in the morning or late at night?
No. Debt collectors are prohibited from calling before 8 a.m. or after 9 p.m., unless you have given them permission or the collector knows those times are acceptable.
What can I do if Fair Collections & Outsourcing keeps calling after I have asked them to stop?
You can send them a written cease-and-desist letter. Once you do so, they may only contact you to confirm that communication will cease or to warn of legal action. If they continue, you can report them to the CFPB, state Attorney General, or take legal action.
Can Fair Collections & Outsourcing contact my employer about my debt?
Generally, no. They are not allowed to disclose your debt to your employer or co-workers. They may contact your employer only to verify certain information, but not to discuss the debt. Doing otherwise may violate FDCPA rules.
Can Fair Collections & Outsourcing threaten to take legal action or garnish wages if they haven’t filed a lawsuit?
They can make lawful notices, but false threats of lawsuits, wage garnishment, arrest, or things they cannot legally do are prohibited under the FDCPA. Threats without basis are illegal.
Do I have the right to dispute the debt with Fair Collections & Outsourcing?
Yes. You have the right under federal law to request validation of the debt in writing within 30 days of their first communication. Until they provide verification, they should not take further collection steps.
What laws protect me from Fair Collections & Outsourcing’s phone harassment?
Key laws include the Fair Debt Collection Practices Act (FDCPA), Regulation F, and the Telephone Consumer Protection Act (TCPA), which limit how, when, and how often collectors can call, require proper disclosures, and ban abusive or unwanted automated or prerecorded calls.
Can I sue Fair Collections & Outsourcing for harassment?
Yes. If Fair Collections & Outsourcing violates the FDCPA or TCPA, you may be able to sue them in federal or state court and recover damages, attorney’s fees, and possibly statutory damages.
