Stop Core Recoveries Debt Collection Harassment!
Is Core Recoveries harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. Debt collectors are not allowed to harass, threaten, or intimidate you. You have the legal right to stop their phone harassment. If a collection agency commits a violation of the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. A violation of the FDCPA can result in legal action and payments to consumers who have been harmed by illegal debt collection practices. Consumers must prove the violation in order to receive compensation.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector commits a violation of the FDCPA, you can file a lawsuit against the collector in court for harassment and other violations. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Are Core Recoveries a Scam?
According to the Better Business Bureau website, Core Recoveries is a company that has been in business since 2012. There have been 1 complaint closed in the last 3 years and 0 complaints closed out in the last 12 months.
Read more here: Core Recoveries Better Business Bureau.
What is Core Recoveries?
According to their website, Core Recoveries is a Woman-Owned Business incorporated in the Commonwealth of Kentucky, and located in Louisville. We are licensed nationwide as a third-party collection agency. It is important to note that Core Recoveries is not licensed to operate in Indiana.
Address: 2600 Eastpoint Parkway, #101 Louisville, KY 40223 Phone: (502) 690-5674 Fax: (502) 742-2174
Core Recoveries Phone Harassment Examples
If they engage in any of the following tactics, you may have a case:
- ➤ Contacting you repeatedly or at odd hours
- ➤ Using multiple numbers to contact a person and evade call blocking
- ➤ Contacting or harassing your family members or neighbors about your debt, which is often a violation of your rights
- ➤ Pressuring you to pay immediately through threats or false claims
- ➤ Threatening legal action or arrest
- ➤ Using abusive or profane language
Core Recoveries Collection Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 (502) 690-5674
If the answer is yes, then you are being contacted by a known Core Recoveries number. You may be a victim of Core Recoveries phone harassment. The list above is not all the numbers that Core Recoveries uses. Core Recoveries may use multiple numbers to contact a person and evade call blocking. The calls can be from different phone numbers and it still be Core Recoveries calling you. Contact our office right away so we can start the process to stop their from calling you illegally. Above all, no one should live with harassment!
Understanding the FDCPA
The Fair Debt Collection Practices Act (FDCPA) is a crucial federal law designed to protect consumers from unfair debt collection practices. Under the FDCPA, debt collectors—including collection agencies and law firms—must follow strict guidelines when attempting to collect debts. This law prohibits harassment, threats, and misrepresentations, ensuring that collectors treat consumers with respect and honesty. For example, debt collectors cannot threaten legal action they do not intend to take, or use abusive language to pressure you into paying a debt. The FDCPA also requires collectors to provide clear and accurate information about the debt, such as the amount owed and the name of the original creditor. If you believe a collector has violated these fair debt collection practices, you have the right to take legal action, and you may be entitled to damages. Understanding your rights under this law is the first step in protecting yourself from harassment and unfair practices.
Dealing with a Debt Collector
When a debt collector contacts you, it’s important to stay calm and know your rights as a consumer. Start by requesting written verification of the debt, which should include the amount owed and the name of the creditor. If you do not recognize the debt or believe it is incorrect, you have the right to dispute it. You can also send a cease and desist letter to the collector, instructing them to stop contacting you. If the harassment continues after you’ve sent this letter, keep a detailed record of every communication—including dates, times, and the content of each call or letter. This documentation can be vital if you need to file a complaint with the (CFPB) or your state attorney general. Remember, you do not have to tolerate abusive or harassing behavior from any collector, and you can seek help from an attorney if needed.
Collection Agency Regulations
Every collection agency is required to follow the rules set out by the FDCPA, as well as any additional state regulations. These agencies are not allowed to use false, deceptive, or misleading tactics when collecting debts. For instance, they cannot misrepresent the amount you owe, threaten consequences that are not legally permitted, or use harassment to pressure you into paying. Collection agencies must also be properly registered and licensed in the state where you live. If you’re unsure whether a collection agency is operating legally, you can check their registration status with your state’s attorney general or the CFPB. Knowing these regulations can help you identify when a collection agency is crossing the line and protect yourself from unfair debt collection practices.
Debt Collection Practices to Avoid
Consumers should be aware of certain debt collection practices that are not only unfair but also illegal. These include repeated or excessive phone calls, threats of arrest or legal action that the collector cannot actually take, and providing false information about the debt or the consequences of not paying. Some debt collectors may even try to collect debts that are not owed, have already been paid, or are past the statute of limitations. If you experience any of these tactics, keep a detailed record of all calls and communications, including phone numbers and the names of the people you speak with. Never ignore such threats or harassment—being aware of your rights and the proper practices can help you take control of the situation. If you feel overwhelmed or unsure, consider reaching out to a lawyer or consumer protection agency for guidance.
Complaints Against Core Recoveries
The following is a sample list of complaints filed against Core Recoveries and can be found on Pacer.gov. These include cases involving consumers and businesses, and reference legal actions in states such as New York and Illinois. In these cases, it is important to figure out the total amount owed or in dispute.
🔗 1:19-cv-07147-KAM-SMG Joseph v.
CONSUMER RIGHTS LAW FIRM PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Core Recoveries harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
We offer a free consultation and case review for those experiencing debt collection harassment.
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Core Recoveries, call us at (877)700-5790 for immediate assistance or visit our website. You can also search online for additional information and resources on debt collection harassment if you need further help.
Success Stories
🏆 I ran into several financial hardships over the last few years. Constantly harassed by a company to pay up on fees owed that I wasn’t entirely sure were owed… because I was so overwhelmed. Scott and his crew came to my rescue. I was a bit unsure first wondering if it was a scam.:. But it was not! Scott got my close to $1,000 debt dropped and had the company pay the lawyer fees. I also haven’t received anymore harassing phone calls from the company that was trying to collect the debt. Thank you so much Scott!
🏆 Scott was soo very helpful in getting this resolved for me. I had a nasty collection agency call me & harass me & my family. I reached out to this company & he got it resolved in no time. They also never asked me for any money out of pocket what so ever either which was a bonus. What did I have to loose?! Check them out if being harassed or threatened by a collection agency. Thank you again Scott for all your help. Stay safe!!!!
🏆 I wish there was an option to select more stars. I was getting harassed by a debt collector. They would call me (and my mother?!), threaten to sue me and overall extremely unprofessional. I found CRLF on Google, read the reviews and immediately texted them. This was around 11pm. Scott texted back within 10 minutes!!!!!!!!!!!! He was extremely patient with me, reassured me when I was crying on the phone, and quite literally took a weight off my shoulders. I had no idea this was even possible with what they deal with, but Scott was/is a God-sent. Please let them help you! You will NOT regret it.
Frequently Asked Questions
Q1: Why is Core Recoveries contacting me?
A1: Core Recoveries may be contacting you to collect a debt on behalf of a creditor or lender. They are a third-party debt collection agency that recovers overdue accounts.
Q2: What is considered Core Recoveries debt collection harassment?
A2: Harassment includes repeated or excessive phone calls, threats, use of abusive language, calling outside allowed hours, or contacting you after you’ve asked them to stop in writing.
Q3: Are Core Recoveries robocalls or automated messages legal?
A3: Robocalls from Core Recoveries may be illegal if you never gave written consent. This can violate the Telephone Consumer Protection Act (TCPA).
Q4: Can I stop Core Recoveries from contacting me?
A4: Yes. You can send Core Recoveries a written cease-and-desist letter. Under the FDCPA, they must stop most communications with you once the request is received.
Q5: What if I don’t owe the debt Core Recoveries claims I owe?
A5: You can dispute the debt in writing within 30 days of receiving notice. Core Recoveries must verify the debt before continuing collection efforts.
Q6: Can I sue Core Recoveries for debt collection harassment?
A6: Yes. If Core Recoveries violates the FDCPA or TCPA, you may be able to sue them for damages and stop all illegal collection activities.
Q7: What should I do if Core Recoveries threatens me?
A7: Document all threats and report them to the (CFPB) or a consumer rights lawyer. Threats are a violation of federal law.
Q8: How can I document Core Recoveries phone harassment?
A8: Keep detailed records of calls, note dates and times, save voicemails, and retain written communication. This evidence supports your case if legal action is needed.
Q9: Does Core Recoveries have the right to contact my employer or family?
A9: Under the FDCPA, Core Recoveries cannot discuss your debt with anyone except you, your attorney, or your spouse. Contacting others about your debt is illegal.
Q10: Who can help me stop Core Recoveries debt collection harassment?
A10: You can contact Consumer Rights Law Firm PLLC or another consumer protection lawyer to help stop harassment and explore your legal options.