Stop Collection Agency Debt Harassment.

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Stop Collection Agency Debt Harassment.

“I fell behind on my bills, now what? When you fall behind on your debts, you can take solace in that you are not alone. Thousands of Americans each year have a debt placed in collections for various reasons.  Once a consumer finds themselves in this situation there are two main things to deal with: addressing the debt and dealing with the collection efforts.  It is important to know that while collection companies and collecting agents have the right to try to collect on a valid debt, there are rules that control how the collectors can go about collecting on the debt.

All too often everyday Americans deal with bill collector harassment.  Debt collection harassment is often used by collectors to harass a payment from a consumer.  Many times, the consumer does not even realize what the collector is doing is illegal.  Collections harassment is a real thing and something that consumers should not have to deal with.


Debt Collection Harassment Examples

The Federal Debt Collection Protection Act, also known as the FDCPA, makes it illegal for a debt collector to harass, oppress, or abuse anyone else they contact regarding the loan. If the debt collector engages in any of the following tactics, you may have a case:

Using profanity or abusive language

Calling you before 8:00 a.m. or after 9:00 p.m.

Calling you multiple times per week

Talking to others about your debt

Calling your workplace

Threatening to sue you, harm you, or destroy your credit

Telling you or anyone else that you’ve committed a crime

Calling repeatedly for the wrong person

Failing to notify you of your right to dispute the debt

Trying to collect more than legally allowed


Common Questions

Is Defaulting on a debt a serious issue. Defaulted debt or defaulting on a debt can be serious and have a major impact on your credit score and financial future.

Can a debt collector garnish my wages? Yes, a collector can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can a debt collector sue me? Yes, a collector can sue you so long as the debt is within the statute of limitations

Can the debt collector report my debt to the collection bureaus?  Yes, Debt collectors are allowed to place the collection account on your credit report

Can a debt collector arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

What can I do if I am being harassed by a collector for a debt? Contact a legal professional to make sure your rights are not being violated.

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent harassment from Transworld, Inc. call us at (877)700-5790 for immediate assistance or visit our website at consumerlawfirmcenter.com


Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:



Massachusetts Attorney General

Consumer Finance

Rausch, Sturm, Israel, Enerson & Hornik Phone Harassment

Comenity Bank Phone Harassment

A.I.T. Credit Services Phone Harassment

Harassing Phone Calls from 832-973-8068

Harassing Phone Calls from 832-973-8068







Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.