Sierra Receivables Management Debt Collection Harassment?
Is Sierra Receivables Management harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. This behavior is considered debt harassment under the law. You have the legal right to stop them phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the , you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Is Sierra Receivables Management a scam?
According to the Better Business Bureau website, They have been in business since 1985. There have been 4 complaints closed in the last 3 years and 1 complaints closed out in the last 12 months.
Sierra Receivables Management Better Business Bureau
What is Sierra Receivables Management?
They are a Collection Agency located in Redding, CA. It provides services like Collection Calls, Skip Tracing, Pre-Collection Letter Service, Legal etc.
Address: 2500 Goodwater Ave Redding, CA 96002-1562 Phone: (800) 237-3205
Sierra Receivables Management
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
- Sending collection notices or embarrassing information through the mail
The reason this is prohibited under the FDCPA is to protect your privacy and prevent disclosure of sensitive information.
Known Sierra Receivables Management Collection Call Numbers
(800) 237-3205 (530) 224-1360
If the answer is yes, then you are receiving calls from a known Sierra Receivables Management number. You may be a victim of Sierra Receivables Management phone harassment. The list above is not all the numbers that Sierra Receivables Management uses. The calls can be from a different number and it still be Sierra Receivables Management calling you. Contact our office right away so we can start the process to stop them from calling you illegally. Above all, no one should live with harassment!
Understanding Debt Collection Harassment
Debt collection harassment is a widespread issue that can cause significant stress and confusion for consumers. It’s important to understand that not all contact from debt collection agencies is illegal, but certain behaviors cross the line into harassment. Under fair debt collection practices, agencies like Sierra Receivables Management and other third party collection agencies must follow strict guidelines set by the Fair Debt Collection Practices Act (FDCPA). This federal law is designed to protect consumers from illegal and abusive tactics used by debt collectors. If you are dealing with calls or actions from Sierra Receivables Management or any other receivables management company, knowing your rights is the first step in addressing the issue and stopping harassment.
What Constitutes Harassment by Debt Collectors?
Harassment by debt collectors can take many forms, and it’s crucial for consumers to recognize when a collector’s actions become illegal. Common examples include receiving repeated or excessive calls, being subjected to abusive or threatening language, or facing threats of actions that the collector cannot legally take, such as arrest or wage garnishment without a court order. The FDCPA makes it illegal for debt collectors to engage in these abusive practices. If you are experiencing harassment, you have the right to demand that the calls stop. Should a debt collector violate the FDCPA, you may be entitled to statutory damages of up to $1,000, as well as reimbursement for attorney fees and court costs. Taking action against illegal harassment not only protects your rights but can also hold debt collectors accountable for their actions.
Your Rights Under the Law
As a consumer, you are protected by the FDCPA from abusive and unfair treatment by debt collectors. You have the right to dispute a debt, request written verification, and demand that a debt collector stop contacting you. If you believe a debt collector is violating your rights, you can contact a law firm experienced in debt collection harassment to guide you through the process. Understanding your rights empowers you to take control of the situation, whether that means disputing the debt, stopping further harassment, or seeking legal action. Don’t hesitate to reach out for help if you feel overwhelmed—there are professionals who can assist you in asserting your rights and stopping abusive collection practices.
Common Tactics Used in Debt Collection Harassment
Debt collectors often use a variety of tactics to pressure consumers into paying, some of which may cross the line into harassment. These can include making frequent or harassing phone calls, sending intimidating letters, or even contacting your neighbors or employer to discuss your debt. In some cases, collectors may use abusive language or make false threats, such as claiming they will garnish your wages or sue you without proper legal grounds. Sierra Receivables Management has been the subject of complaints to the Better Business Bureau and other organizations for such practices. If you are receiving calls or facing harassment from Sierra Receivables Management or any other collection agency, it’s important to document every interaction, including dates, times, and the nature of the communication. You can file complaints with the BBB or the , and seek assistance from a reputable law firm. Taking these steps can help you stop the harassment, protect your credit report, and ensure your rights as a consumer are upheld.
Is Sierra Receivables Management a scam? No, They have been in business since 1985.
Can they seize my property? They can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can they sue me? Yes, they can sue you so long as the debt is within the statute of limitations.
Can they report my debt to the credit bureaus? Yes, debt collectors are allowed to report collection accounts to credit bureaus. Information provided by Sierra Receivables Management may appear on your credit report, and you have the right to dispute any inaccurate or illegal reporting with the credit bureaus.
Can they arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
What if I am unable to resolve my debt issue on my own? If you are unable to resolve a debt issue with Sierra Receivables Management, seeking legal help can make a difference. Many consumers have found that after being unable to get results themselves, legal assistance helped them reach a solution.
Can you give an example of a violation of the FDCPA by a debt collector? An example of a violation would be if a debt collector contacts you at your workplace after you have told them not to, or if they report false information to the credit bureaus. These actions are prohibited under the FDCPA.
The following is a sample list of complaints filed against Sierra Receivables Management and can be found on Pacer.org. The FDCPA protects individuals from illegal debt collection practices.
2:13-cv-02257-JAM-CMK Lewis et al v. Sierra Receivables Management, Inc.
2:10-cv-00709-GEB-KJM Hill v. Sierra Receivables Management, Inc.
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop them harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Sierra Receivables Management , call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
https://consumer.ftc.gov/articles/debt-collection-faqs
https://consumerlawfirmcenter.com/stop-universal-recovery-corporation-phone-harassment/
https://consumerlawfirmcenter.com/stop-zenta-recoveries-phone-harassment/
