RUI Credit Services Phone Harassment?
Is RUI Credit Services (RUI) calling you? Stop RUI Credit Services phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop RUI phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is RUI Credit Services a Scam?
According to the Better Business Bureau website, RUI Credit Services has been in business for 11 years. There have been 4 complaints filed against RUI with the BBB.
RUI Credit Services Better Business Bureau
Who is RUI Credit Services?
RUI Credit Services is third party debt collector located in Melville, New York. RUI has been a party to a Federal Court case over 15 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: PO Box 1349
Melville, NY 11747-0421
Phone: (800) 507-4271
RUI Credit Services is often referred to or searched for by other names. These include:
rui credit services, rui collection agency, rui credit services melville ny,rui credit services Melville, rui collection, rui attorneys, rui management services
RUI Credit Services Collection Tactics
If RUI Credit Services engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
RUI Credit Services Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
800-507-4271, (800) 507-4271, 8005074271
If the answer is yes, then you are receiving calls from a known RUI number. You may be a victim of RUI phone harassment. The list above is not all the numbers that RUI uses. The calls can be from a different number and it still be RUI Credit Services calling you. Contact our office right away so we can start the process to stop RUI from calling you illegally. Above all, no one should live with harassment!
Common Questions
Is RUI a scam? No, RUI Credit Services has been in business for 11 years.
Can RUI garnish my wages? Yes, RUI can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can RUI sue me? Yes, RUI can sue you so long as the debt is within the statute of limitations
Can RUI report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can RUI arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against RUI Credit Services in the past and can be found on Pacer.org.
3:14-cv-01791-WQH-WVG Peterson v. RUI Credit Services
1:19-cv-11254-DJC Peterson v. RUI Credit Services
2:13-cv-03669-SJF-ARL Manopla v. RUI Credit Services
1:12-cv-01481-WFK-VMS Kuzecki v. RUI Credit Services, Inc
1:13-cv-01571-ARR-RER Lowenbein v. RUI Credit Services, Inc
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the RUI Credit Services harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from RUI Credit Services. call us at (877)700-5790 for immediate assistance or visit our website at consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff was very courteous and helpful, and they were familiar with the Collection Agency in question and the harassment calls stopped, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, and knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
FAQ:
1. What is RUI Credit Services calling me?
RUI Credit Services is a third-party debt collector contacting you about an alleged debt. Calls may be frequent, at odd hours, or include threats, which can violate your rights under the FDCPA.
2. How to stop harassing phone calls from debt collectors?
You can send a written cease communication request to the collector. Debt collectors must stop calling once you request it, except to provide verification of the debt or inform you of legal action.
3. How can Consumer Rights Law Firm PLLC assist with RUI Credit Services?
Consumer Rights Law Firm PLLC helps stop harassment, protect your legal rights, and recover damages if RUI Credit Services violates the FDCPA, including covering attorney fees and statutory damages up to $1,000.
4. Is RUI Credit Services a scam?
No. RUI Credit Services is a legitimate licensed debt collector in Melville, NY, in business for 11 years, with some complaints filed to the BBB. They are authorized to collect debts legally.
5. Can RUI garnish my wages?
Yes, RUI can garnish wages only if they have a judgment from a court or for certain federal debts, such as a student loan. They cannot seize property arbitrarily.
6. Can RUI sue me?
Yes, RUI can file a lawsuit to recover a debt, provided it is within the statute of limitations. You have rights to dispute the debt or negotiate with legal assistance.
7. Can RUI report my debt to collections bureaus?
Yes, debt collectors like RUI are allowed to report unpaid debts to credit reporting agencies. Reporting must be accurate and compliant with the Fair Credit Reporting Act (FCRA).
8. Can RUI arrest me?
No, debt collectors cannot arrest you. Arrests can only occur if you violate a court order, like failing to appear in court, or for certain legal obligations like unpaid child support.
9. What tactics are illegal for RUI Credit Services?
Illegal tactics include repeated calls at inconvenient times, using abusive language, threatening arrest or criminal charges, contacting family or coworkers, and collecting more than legally owed.
10. How do I know if I am a victim of harassment by RUI?
If RUI calls multiple times a day, at odd hours, or uses threats and abusive language, or talks to others about your debt, you may be a victim and can take legal action under the FDCPA.