RGS Financial Phone Harassment?
Is RGS Financial (RGS) calling you? Stop RGS Financial phone harassment. Do they threaten to take legal action, make threats, or use abusive language? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? Such actions can be considered harassment and may constitute abuse under federal laws. If so what they are doing is illegal and needs to stop. Repeated or intimidating collection calls are considered harassment and are prohibited by federal laws such as the FDCPA. Debt collectors are not allowed to harass, abuse, or use threats when attempting to collect a debt. You have the legal right to stop RGS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is RGS Financial a Scam?
According to the Better Business Bureau website, RGS Financial has been in business for 14 years. There have been 35 complaints filed against RGS with the BBB.
RGS Financial Better Business Bureau
Who is RGS Financial?
RGS Financial is a third party debt collector located in Richardson, Texas, and is one of many collection agencies that work to collect debts on behalf of creditors. RGS has been a party to a Federal Court case over 115 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. Engaging in harassing or abusive tactics is prohibited for collection agencies and creditors alike.
Creditors may attempt to collect debts directly, but often sell or transfer unpaid accounts to collection agencies like RGS Financial, who then pursue collection efforts. The process to collect debts involves communication between the original creditor, the collection agency, and the consumer, with each party having specific legal rights and responsibilities.
Address: 1700 Jay Ell Dr Ste 200
Richardson, TX 75081
Phone: (469) 791-4700
RGS Financial is often referred to or searched for by other names. These include:
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RGS Financial Collection Tactics
If RGS Financial engages in any of the following tactics, you may have a case:
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling your workplace
Repeated collection calls or debt collection calls, especially those involving obscene language or made in an effort to intimidate or harass you, are prohibited by law. If you feel harassed, you have the right to request that debt collectors stop calling you.
RGS Financial Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
469-791-4700, 866-941-8600, 855-227-9292, (469) 791-4700, (866) 941-8600, (855) 227-9292, 4697914700, 8669418600, 8552279292
If the answer is yes, then you are receiving calls from a known RGS number. You may be a victim of RGS phone harassment. The list above is not all the numbers that RGS uses. The calls can be from a different number and it still be RGS Financial calling you, as RGS may be contacting you by phone or even in person. Contact our office right away so we can start the process to stop RGS from calling you illegally. It is important to respond promptly to any collection attempts to protect your rights. Above all, no one should live with harassment!
Credit Report Concerns
Dealing with debt collectors like RGS Financial can have a significant impact on your credit report. When a debt collection agency reports a collection account to the credit bureau, it can lower your credit score and affect your financial future. Under the Fair Debt Collection Practices Act (FDCPA), debt collectors must follow fair debt collection practices, including how they report debts and communicate with consumers.
If you’re receiving calls from RGS Financial or see their name on your credit report, it’s important to know your rights and take steps to protect your credit. Here’s what you can do:
- Pull your credit report: Start by obtaining a copy of your credit report from all three major credit bureaus. This will help you identify any collection accounts or errors related to RGS Financial or any other collection agency.
- Dispute errors: If you find inaccurate information or debts you don’t recognize, file a dispute with the credit bureau. Provide any supporting documentation to help resolve the issue and ensure your credit report is accurate.
- Verify debts: Debt collectors like RGS Financial are required by law to send you a written notice within five days of first contact, detailing the amount owed and your rights as a consumer. If you have doubts about the debt, request debt validation in writing. The collection agency must stop collection efforts until they provide verification.
- Negotiate with RGS Financial: If the debt is valid, consider negotiating a payment plan or settlement directly with RGS Financial. Resolving the debt can help prevent further damage to your credit and may even result in the collection account being updated or removed from your credit report.
- Seek professional assistance: If you feel overwhelmed or unsure about how to handle credit report concerns, don’t hesitate to contact a law firm or credit repair professional. They can help you address violations, negotiate with collectors, and protect your rights under the FDCPA.
Remember, as a consumer, you have the right to fair debt collection practices and to dispute any information you believe is inaccurate. If RGS Financial or any other debt collection agency has violated your rights, you may be entitled to statutory damages and attorney fees. Taking proactive steps can help you resolve credit report concerns, stop harassing calls, and regain control of your financial health. If you need help, reach out to a professional who can guide you through the process and ensure your rights are protected.
Common Questions
Is RGS a scam? No, RGS Financial has been in business for 14 years.
Can RGS garnish my wages? Yes, RGS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can RGS sue me? Yes, RGS can sue you so long as the debt is within the statute of limitations. Consumers have the right to settle or negotiate debts, and settling a debt may impact your credit report.
Can RGS report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report. The date of delinquency is important for credit reporting and dispute purposes, as it determines how long the account will remain on your credit report and can affect your strategy for credit repair.
Can RGS arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against RGS Financial in the past and can be found on Pacer.org. Some complaints may involve identity theft or violations of federal laws such as the FDCPA, including issues like harassment or improper collection practices.
3:15-cv-01436-L Jefferson v. RGS Financial
3:15-cv-01300-D Brown v. RGS Financial
3:12-cv-01736-N Gardner et al v. RGS Financial
5:11-cv-00853-W Williamson v. RGS Financial
1:15-cv-07136-ENV-CLP Ostreicher v. RGS Financial
About Us
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the RGS Financial harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from RGS Financial. call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
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