Revenue Assistance Corporation Phone Harassment?
Is Revenue Assistance Corporation (RAC) calling you? Stop Revenue Assistance Corporation phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? Debt harassment can include multiple calls per day, persistent contacting by the caller, and situations where you are called but no message is left. If so what they are doing is illegal and needs to stop. You have the legal right to stop RAC phone harassment. You can formally request the caller to stop calling and should document all contacts, including each time you are called and whether a message is left. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Revenue Assistance Corporation a Scam?
According to the Better Business Bureau website, Revenue Assistance Corporation has been in business for 25 years. The BBB opened its file on Revenue Assistance Corporation in 1996. There have been 11 complaints filed against RAC with the BBB. Read more here: Revenue Assistance Corporation Better Business Bureau.
Who is Revenue Assistance Corporation?
Revenue Assistance Corporation is third party debt collector located in Cleveland, Ohio. RAC has been a party to a Federal Court case over 20 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
RAC provides comprehensive account receivable services as an offsite extension of their clients’ business offices, specializing in collecting and helping to reduce outstanding receivables. They offer medical billing and medical coding as part of their healthcare collections services, and also provide supply chain management solutions for various industries.
🏛️ Revenue Assistance Corporation Address: 3711 Chester Ave Ste 200 Cleveland, OH 44114-4623
📞 Phone: (216) 763-2100
Revenue Assistance Corporation Collection Tactics
If Revenue Assistance Corporation engages in any of the following tactics, you may have a case:
- ➡️ Using profanity or abusive language
- ➡️ Calling you before 8:00 a.m. or after 9:00 p.m.
- ➡️ Calling you multiple times per week
- ➡️ Talking to others about your debt
- ➡️ Calling your workplace
- ➡️ Threatening to sue you, harm you, or destroy your credit
- ➡️ Telling you or anyone else that you’ve committed a crime
- ➡️ Calling repeatedly for the wrong person
- ➡️ Failing to notify you of your right to dispute the debt
- ➡️ Trying to collect more than legally allowed
- ➡️ Refusing to provide information about the original creditor when requested
Revenue Assistance Corporation Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 216-763-2100
- 📲 800-305-5702
- 📲 216-763-2117
- 📲 (216) 763-2100
- 📲 (800) 305-5702
- 📲 (216) 763-2117
- 📲 2167632100
- 📲 8003055702
- 📲 2167632117
If the answer is yes, then you are receiving calls from a known RAC number. You may be a victim of RAC phone harassment. In addition to regular calls, RAC may also contact you through debt collection calls or even by text message. It is important to document all forms of communication you receive.
The list above is not all the numbers that RAC uses. The calls can be from a different number and it still be Revenue Assistance Corporation calling you. Contact our office right away so we can start the process to stop RAC from calling you illegally. Above all, no one should live with harassment!
How Revenue Assistance Corporation Affects Your Credit Report
When you’re contacted by Revenue Assistance Corporation, a debt collection agency, it’s important to understand how their actions can affect your credit report and overall financial health. As a third party collection agency, Revenue Assistance Corporation has the ability to report outstanding debts to the major credit bureaus. Once a collection account appears on your credit report, it can significantly lower your credit score and make it more difficult to obtain loans, credit cards, or even rent an apartment.
Debt collection agencies like RAC must follow the Fair Credit Reporting Act (FCRA), which sets strict guidelines for how debts are reported and how long negative information can remain on your credit report. If you believe that Revenue Assistance Corporation has reported inaccurate information, you have the legal right to dispute the debt with both the collection agency and the credit bureaus. Taking prompt action can help you correct errors and protect your credit standing.
In addition to credit reporting, Revenue Assistance Corporation may use persistent communication tactics, such as multiple phone calls or collection calls to your phone number. While debt collectors are allowed to contact you about outstanding receivables, the Fair Debt Collection Practices Act (FDCPA) and the Telephone Consumer Protection Act (TCPA) protect you from harassment, unwanted calls, and abusive practices. If you’re receiving repeated or aggressive calls, or if you feel overwhelmed by their attempts to collect, you can file a complaint with the (CFPB) or the Better Business Bureau.
To reduce the impact of a collection account on your credit report, consider reaching out to Revenue Assistance Corporation to discuss a payment plan or settlement. Many consumers find that negotiating directly with the collection agency or seeking help from a law firm experienced in debt collection laws can lead to effective account resolution. If you’re unsure of your rights or need assistance, organizations like Lemberg Law can guide you through the process and may even help you recover attorney fees and court costs if your rights have been violated.
It’s also wise to regularly monitor your credit report for any new entries from debt collection agencies and to keep detailed records of all communication, including dates, times, and phone numbers of collection calls. This documentation can be crucial if you need to dispute a debt or prove harassment.
Remember, you are not alone in dealing with debt collection. By understanding your rights under federal laws like the FDCPA and FCRA, and by taking proactive steps to address your debts, you can protect your credit, stop unwanted calls, and work toward a more secure financial future. If you’re struggling with debt collection or experiencing harassment from Revenue Assistance Corporation, don’t hesitate to seek assistance from a reputable law firm or consumer protection agency to help you navigate your options and achieve a positive outcome.
Revenue Assistance Corporation Complaints
The following is a sample list of complaints filed against Revenue Assistance Corporation in the past and can be found on Pacer.gov.
Many of the complaints alleged problems with RAC’s billing and collection practices.
- 📋 0:16-cv-01283-JNE-HB Gonko v.
- 📋 0:12-cv-02869-JRT-JSM Farrington v.
- 📋 0:11-cv-03746-DSD-AJB Kuechle v.
- 📋 0:16-cv-60807-RNS Palma v.
- 📋 0:14-cv-62890-FAM Ramcharitar et al v.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Revenue Assistance Corporation harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Revenue Assistance Corporation. call us at 877-700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 “I was overwhelmed with nonstop calls from a debt collector, and it was affecting my mental health. After reaching out to Consumer Rights Law Firm PLLC, they took immediate action. Within a few days, the harassing calls stopped completely. Their team was professional, responsive, and truly cared about my situation. I finally feel at peace.”
- 🏆 “The collector was threatening me and using tactics I knew weren’t right. I contacted Consumer Rights Law Firm PLLC, and they confirmed my rights were being violated. They explained everything in simple terms, filed a case on my behalf, and held the collector accountable. I was even awarded compensation. I’m so glad I found them.”
- 🏆 “From the first call, I felt like I was in good hands. The team at Consumer Rights Law Firm PLLC helped me understand how the Fair Debt Collection Practices Act (FDCPA) protects me. They handled everything quickly and efficiently, and the harassment stopped. I highly recommend them to anyone dealing with abusive debt collectors.”
- 🏆 “I used to dread picking up the phone because of constant robocalls and threats from debt collectors. Consumer Rights Law Firm PLLC helped me take control of the situation. They filed the right legal documents, negotiated with the collector, and got the calls to stop. It felt empowering to have a legal team on my side that really knows how to fight back.”
FAQs
Who is Revenue Assistance Corporation and why are they calling me?
Revenue Assistance Corporation (RAC) is a legitimate third-party debt collection agency based in Cleveland, Ohio. They are commonly hired to collect unpaid healthcare or consumer debts and may be calling because they believe you owe a past-due balance.
Is Revenue Assistance Corporation a scam or a legitimate company?
Revenue Assistance Corporation is a legitimate debt collector founded in the mid-1990s. However, consumer complaints about aggressive tactics exist, so it’s important to verify any debt in writing before responding or paying.
What constitutes phone harassment by RAC under the FDCPA?
Harassment includes repeated calls meant to annoy or pressure you, the use of profane or abusive language, threats of actions they cannot legally take, or failure to properly identify themselves during calls.
Can RAC call me multiple times a day or at odd hours?
Debt collectors are only allowed to call between 8 a.m. and 9 p.m. local time. Multiple calls in one day or calls at inconvenient hours may violate federal consumer protection laws.
What should I do if RAC keeps calling me?
Maintain a detailed log of every call, including the date, time, and content. Send a written cease-and-desist letter requesting they stop calling. If the calls continue, consider filing formal complaints or seeking legal advice.
Can I request written verification of the debt from RAC?
Yes. You can request debt validation within 30 days of their first contact. RAC must provide proof that the debt is valid and that they are authorized to collect it.
Can RAC report the debt to credit bureaus and affect my credit score?
Yes. RAC may report unpaid debts to credit bureaus, which can negatively affect your credit score. Any inaccurate or unverifiable debt can be disputed.
Can RAC sue me, garnish wages or threaten arrest?
They may sue if the debt is valid and within the statute of limitations. Wage garnishment requires a court judgment. Threatening arrest without legal authority is not allowed.
Can I sue RAC if they harass me with calls?
Yes. If RAC violates the FDCPA through harassment, threats, or abusive behavior, you may be able to sue for statutory damages, actual damages, and attorney’s fees.
What are my options for reporting RAC?
You can submit complaints to the CFPB, FTC, and your state attorney general. Consulting a consumer-rights attorney is also an option if violations continue.
