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Recovery Management Solutions Harassment?

Are you in debt and your creditor has contacted a debt collection agency like Recovery Management Solutions and you don’t know what to do? The Recovery Management Solutions brings a balance between the creditor and the debtor. As a debtor you may be getting calls from are Recovery Management Solutions talking about a debt. 

Recovery Management Solution debt collection helps both the debtor and creditor resolve the delinquent debt through proper communication to reach an agreement. The Recovery Management Solutions debt collection is aimed at working out reasonable and affordable options for the debtor to pay off debts, considering the debtor’s financial situation.

However, you may find Recovery Management Solutions doing something else in the process. They may begin to harass you.

If you are experiencing Recovery Management Solutions phone harassment, don’t panic. It happens to a lot of people. Debt collectors may get desperate sometimes and begin to take desperate steps in their debt collection process. This is why you may be experiencing Recovery Management Solutions phone harassment. 

One thing you must always remember during Recovery Management Solutions debt collection is that you have rights and if they harass or threaten you, they have violated that right.

The FDCPA strongly kicks against Recovery Management Solutions phone harassment, threats, and deceit. They should not harass you, threaten you, or lie to you. Either about their identity, the debt or the creditor. If they do any of these, they have violated your rights and you can choose to sue them. Contact us today to help you. 

Real vs Fake debt collectors 

In every industry, there are people trying to deceive and scam people. The debt collection industry is not left out. It is important to be cautious when you receive a debt collection call because not every debt collector is legit. Some calls may be from fake debt collectors trying to collect on debts you do not owe or debts that do not even exist.

The tips below would help you recognize fake debt collectors. 

  • You don’t recognize them or the debt. 

This is the first classical sign. When the debt collector calls, neither the debt nor the creditor will sound familiar to you.

  • Their approach. 

A fake debt collector is likely to be more impatient than a real debt collector. They will put unnecessary pressure on you and even try to make you make instant payments. They may even begin to ask for your personal financial details. This is a big red flag. Fake debt collectors will try to get money from you as soon as possible before they are detected. They will also begin to threaten you with arrest and jail term if you’re not responding favorably to them. When you notice this, it is time to look more closely

  • Withholding information

One of the FDCPA laws says that debt collectors must provide you with sufficient information when they call. They are expected to tell you their name, address, debt amount, and creditors name. This is to prove to you that they are legit. A fake debt collector does not have access to such information, so they won’t be able to give it. If a debt collector is withholding information from you and refusing to answer your questions, you need to deal carefully with them. You can even tell them to stop calling you and only communicate with you in writing.

You can do this by sending a cease and desist letter.

Is Recovery Management Solutions a scam?

According to the Better Business Bureau website, Recovery Management Solutions has been in business since 2015. There have been 6 customer complaints filed on the BBB site.

Recovery Management Solutions BBB

 

What is Recovery Management Solutions?

Address: 485 Cayuga Rd, Ste #402
Cheektowaga, NY 14225-1368
Phone: (888) 906-2259
Fax: 888) 641-6829

Alternate Business Name
RMS
RMS LLC

Known Recovery Management Solutions Collection Call Numbers

Are you receiving any harassing phone calls from any of the following numbers?

888-906-2259, 716-714-4271, 888-641-6829, 855-764-8843, 844-661-2147, 806-240-9508, 716-271-0637

If the answer is yes, then you are receiving calls from a known Recovery Management Solutions (RMS) number. You may be a victim of RMS phone harassment.  The list above is not all the numbers that RMS uses. The calls can be from a different number and it still be RMS calling you.  Contact our office right away so we can start the process to stop RMS from calling you illegally. Above all, no one should live with harassment!

Common Questions:

Is RMS a scam? No, RMS has been in business since 2015.

Can RMS seize my property? RMS can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.

Can RMS sue me? Yes, RMS can sue you so long as the debt is within the statute of limitations.

Can RMS report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report

Can RMS arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against RMS and can be found on Pacer.org.

1:19-cv-05290 Busko v. Recovery Management Solutions LLC

1:18-cv-00178-WS-B Brown v. Recovery Management Solutions, LLC et al

3:17-cv-11851-MAS-TJB GALICIA v. RECOVERY MANAGEMENT SOLUTIONS, LLC

6:17-cv-01225-GTS-TWD Sequin et al v. Recovery Management Solutions, Inc. et al

5:16-cv-00966-OLG Shaw v. Recovery Management Solutions, LLC

CONSUMER RIGHTS LAW FIRM, PLLC

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the RMS  harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm, PLLC Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent harassment from RMS, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com

Success Stories

“What an amazing experience I had with Consumer Rights Law firm. I kept getting constant calls from a debt collector who was asking for someone I didn’t know. After explaining over and over I was not the person they were looking for, The calls still continued , it became frustrating and very annoying. I came across this firm and just called to talk to someone to see how I could get the calls to stop. I spoke to a gentleman that was very professional and very helpful. Not only did they get the calls to stop immediately , they were able to put some money in my pocket as well , Here’s the best thing, it cost me nothing for them to help me. They come highly recommended. Thank you Consumer Rights”

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agencies in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer.”

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights.”

Check out a links below for more information:

https://consumer.ftc.gov/articles/debt-collection-faqs

New York Attorney General

Consumer Financial Protection Bureau