Recovery Management Solutions Harassment?
Are you in debt and your creditor has contacted a debt collection agency like Recovery Management Solutions and you don’t know what to do? The Recovery Management Solutions brings a balance between the creditor and the debtor. As a debtor, you may be getting calls from Recovery Management Solutions talking about a debt. It is important to be aware of the behaviors and tactics used by debt collectors, such as identifying their phone numbers and understanding your rights.
Recovery Management Solution debt collection helps both the debtor and creditor resolve the delinquent debt through proper communication to reach an agreement. The Recovery Management Solutions debt collection is aimed at working out reasonable and affordable options for the debtor to pay off debts, considering the debtor’s financial situation.
However, you may find Recovery Management Solutions doing something else in the process. They may begin to harass you.
If you are experiencing Recovery Management Solutions phone harassment, don’t panic. It happens to a lot of people. Debt collectors may get desperate sometimes and begin to take desperate steps in their process of collecting debts. This is why you may be experiencing Recovery Management*** Solutions phone harassment.*** There are valid concerns about harassment and unfair practices, so it is important to know your rights and how to respond.
One thing you must always remember during Recovery Management Solutions debt collection is that you have rights and if they harass or threaten you, they have violated that right. The debt collection practices act protects consumers from harassment and unfair debt collection tactics. In addition, federal laws regulate debt collection and provide important protections for consumers.
The FDCPA strongly kicks against Recovery Management Solutions phone harassment, threats, and deceit. They should not harass you, threaten you, or lie to you. Either about their identity, the debt or the creditor. If they do any of these, they are violating your rights and you can choose to sue them. Contact us today to help you.
Real vs Fake debt collectors
In every industry, there are people trying to deceive and scam people. The debt collection industry is not left out. It is important to be cautious when you receive a debt collection call because not every debt collector is legit. Some calls may be from fake debt collectors trying to collect on debts you do not owe or debts that do not even exist. Before responding to any requests, it is crucial to identify whether the debt collector is legitimate to avoid falling victim to scams.
The tips below would help you recognize fake debt collectors.
- You don’t recognize them or the debt.
This is the first classical sign. When the debt collector calls, neither the debt nor the creditor will sound familiar to you.
- Their approach.
A fake debt collector is likely to be more impatient than a real debt collector. They will put unnecessary pressure on you and even try to make you make instant payments. They may even begin to ask for your personal financial details. This is a big red flag. Fake debt collectors will try to get money from you as soon as possible before they are detected. They will also begin to threaten you with arrest and jail term if you’re not responding favorably to them. When you notice this, it is time to look more closely**.**
- Withholding information
One of the FDCPA laws says that debt collectors must provide you with sufficient information when they call. They are expected to tell you their name, address, debt amount, and creditors name. This is to prove to you that they are legit. A fake debt collector does not have access to such information, so they won’t be able to give it. If a debt collector is withholding information from you and refusing to answer your questions, you need to deal carefully with them. You can even tell them to stop calling you and only communicate with you in writing.
You can do this by sending a cease and desist letter.
Is Recovery Management Solutions a scam?
According to the Better Business Bureau website, Recovery Management Solutions has been in business since 2015. There have been 6 customer complaints filed on the BBB site. Reporting complaints can help protect other consumers from experiencing similar issues by raising awareness and encouraging action.
Recovery Management Solutions BBB
What is Recovery Management Solutions?
Address: 485 Cayuga Rd, Ste #402 Cheektowaga, NY 14225-1368
Phone: (888) 906-2259
Fax: (888) 641-6829
The main contact number for Recovery Management Solutions is (888) 906-2259. Always verify the contact number before responding to calls to ensure you are dealing with the correct company.
Alternate Business Name
RMS
RMS LLC
Known Recovery Management Solutions Collection Call Numbers
Are you receiving any harassing phone calls from any of the following numbers?
888-906-2259, 716-714-4271, 888-641-6829, 855-764-8843, 844-661-2147, 806-240-9508, 716-271-0637
If the answer is yes, then you are receiving calls from a known Recovery Management Solutions (RMS) number. You may be a victim of RMS phone harassment. The list above is not all the numbers that RMS uses. The calls can be from a different number and it still be RMS calling you. It is important to manage all communications with RMS carefully and keep records of every interaction. Under the law, you have the right to limit or stop further communication from RMS. If you feel harassed, you should request in writing that RMS cease further communication. Contact our office right away so we can start the process to stop RMS from calling you illegally. Above all, no one should live with harassment!
Credit Report and Debt
When you’re dealing with a debt collection agency like Recovery Management Solutions, it’s important to understand how their collection efforts can affect your credit report. If you have an outstanding balance that Recovery Management Solutions is trying to collect, they may report this debt to the major credit bureaus. This can result in a collection account appearing on your credit report, which often leads to a drop in your credit score and can impact your ability to get approved for loans, credit cards, or even housing.
The Fair Credit Reporting Act (FCRA) sets strict guidelines for how debt collectors and collection agencies can report debts. Under this federal law, you have the right to dispute any inaccurate information that appears on your credit report. If you notice a debt amount or account details that don’t match your records, or if you suspect identity theft, you should act quickly. Start by requesting a written notice or validation letter from Recovery Management Solutions. This letter should include the name of the original creditor, the amount owed, and other key details about the debt. Verifying this information helps ensure you’re not paying for debts you don’t owe and protects you from potential scams.
If you find that Recovery Management Solutions has reported inaccurate information or is engaging in debt collection harassment—such as constant calls, threats, or contacting your family members—you have the right to take action. Keep detailed records of all communication, including phone calls, letters, and emails. This documentation can be crucial if you need to file a formal complaint with the Better Business Bureau or pursue legal action for FDCPA violations.
To stop unwanted phone calls or further contact, you can send a cease and desist letter to Recovery Management Solutions, requesting that all communication be in writing. This is a powerful tool for taking control of the situation and reducing stress from constant calls. If you’re unsure about your next steps or feel overwhelmed by the process, consider seeking legal advice from a law firm that specializes in consumer rights and fair debt collection practices. They can help you understand your rights, negotiate with the debt collector, and even pursue statutory damages if your rights have been violated.
Remember, you are not alone—many consumers have faced similar challenges with debt collectors and have successfully resolved their issues by being proactive and informed. By understanding your rights under the FDCPA and FCRA, keeping thorough records, and seeking help when needed, you can protect your credit report, stop debt collection harassment, and work toward a healthier financial future.
Common Questions:
Is RMS a scam? No, RMS has been in business since 2015.
Can RMS seize my property? RMS can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can RMS sue me? Yes, RMS can sue you so long as the debt is within the statute of limitations.
Can RMS report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can RMS arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against RMS and can be found on Pacer.org.
1:19-cv-05290 Busko v. Recovery Management Solutions LLC
1:18-cv-00178-WS-B Brown v. Recovery Management Solutions, LLC et al
3:17-cv-11851-MAS-TJB GALICIA v. RECOVERY MANAGEMENT SOLUTIONS, LLC
6:17-cv-01225-GTS-TWD Sequin et al v. Recovery Management Solutions, Inc. et al
5:16-cv-00966-OLG Shaw v. Recovery Management Solutions, LLC
If you believe you are experiencing harassment or unfair practices, filing a complaint with regulatory agencies like the CFPB or filing a lawsuit against RMS can help protect your rights. Recognizing a potential case of harassment or FDCPA violation is important, as it may allow you to seek legal remedies and strengthen your position against debt collectors.
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. We also assist clients who have experienced harassment from recovery management services and similar debt collectors. Rather than suffer alone, contact our office to begin the process to stop the RMS harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm, PLLC Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from RMS, call us at
Success Stories
“What an amazing experience I had with Consumer Rights Law firm. I kept getting constant calls from a debt collector who was asking for someone I didn’t know. After explaining over and over I was not the person they were looking for, The calls still continued , it became frustrating and very annoying. I came across this firm and just called to talk to someone to see how I could get the calls to stop. I spoke to a gentleman that was very professional and very helpful. Not only did they get the calls to stop immediately , they were able to put some money in my pocket as well , Here’s the best thing, it cost me nothing for them to help me. They come highly recommended. Thank you Consumer Rights”
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agencies in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer.”
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights.”
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