Monarch Recovery Management Phone Harassment?
When a debt collector like Monarch Recovery Management (MRM) first starts getting in touch with you, they are obligated to let you know what your validation rights are. Your validation right, simply put, is your right to know what the debt is about and who the original creditor is. You do not owe Monarch Recovery Management (MRM) unless they can provide verification of the debt. They are a collection agency based in Pennsylvania and are considered a legitimate collection agency, collecting debts on behalf of debt buyers and property managers, including personal loans and utility debts. This means they possibly bought your delinquent account or were given access to it by your original creditor. Thus, after first contacting you, MRM has to first send you a written notice that says that you have the right to dispute the debt within the first 30 days of getting the letter.
You also have the right to seek validation of the debt within the first 30 days even if they failed to tell you about your right to dispute it. When you seek validation for the debt, all Monarch Recovery Management debt collection activities should be stopped immediately until they have validated the debt. Under the Fair Debt Collection Practices Act (FDCPA), the debt collection practices act, and the collection practices act FDCPA, you have the right to request debt validation, and the agency must provide verification of the debt upon request.
Once they receive your debt validation request, they have two options: either to stop the collection altogether or send you sufficient proof of the debt.
It is also important for you to know that there are rights that protect you from Monarch Recovery Management (MRM) debt collection harassment. These federal laws, along with state laws, debt collection laws, and consumer protection laws, provide remedies if Monarch Recovery Management violated these laws. If MRM is threatening you, using profane and obscene words, engaging in deceptive practices, making harassing phone calls, or repeatedly calling you or your family members, they are harassing you and that is a violation of your rights. The Telephone Consumer Protection Act also protects you from abusive phone calls.
You have the legal right to stop debt collection harassment and stop Monarch Recovery Management phone harassment. If a collection agency violates your rights under federal law such as the FDCPA, you may be eligible to recover damages, including up to $1000.00 in statutory damages, legal fees, attorney’s fees, and court costs. Many consumers have filed consumer complaints about Monarch Recovery Management’s collection efforts, including contacting family members and reporting inaccurate information on credit reports. If you believe Monarch Recovery Management violated the law, you should seek legal advice, which may start with a free consultation, and you may be able to achieve debt relief as a result.
Tips for dealing with debt collectors
Dealing with Monarch Recovery Management debt collection does not have to be an arduous task. With the right knowledge, you will handle the situation well without having to go through stress.
- Be aware of your rights. This singular tip helps boost your confidence. When you know that there are rights that protect you from harassment, you will be bolder in speaking with debt collectors.
- Never lose your cool. Debt collectors can sometimes be a pain. But you shouldn’t let them get to you. Keep your emotions under control and speak logically with them. If there’s a case of Monarch Recovery Management phone harassment, don’t let it scare you. They are the ones on the wrong side of the law.
- Always document your phone conversations during Monarch Recovery Management debt collection. By law, they should identify themselves when they call you. Write down the name of the debt collection representative, the agency name, and contact information. Ask for the name of the original creditor, the original balance amount, and the current balance amount. You should also document the time, date, and duration of each call. Remember, you have the right to request debt validation, and the collector must provide verification of the debt upon your request.
- Another thing you should document is any suspected debt law violation. If it’s a case of MRM phone harassment, write the time, and date that it occurred. If the violation occurred in a voicemail, be sure to save the voicemail. You may be able to sue, counter sue, or use it as leverage when you’re negotiating on that debt.
- Never pay off a debt without having written evidence. Of course, you should pay a debt that you legitimately owe, however, never pay a dime if there is no written document. Particularly if the debt collector has agreed to a settlement. Ensure that you have the document showing that they have agreed to the settlement and you have paid it, just in case you need to defend it in the future.
- If you experience persistent or abusive contact, seek legal advice to stop debt collection harassment.
Is Monarch Recovery Management a Scam?
MRM is a legitimate collection agency based in Pennsylvania and is nationally recognized for its debt collection services. Monarch Recovery Management collects debts on behalf of debt buyers and property managers, handling a variety of accounts for these entities. According to the Better Business Bureau website, Monarch Recovery Management has been in business for 45 years. Many consumers have filed consumer complaints about their practices, with 28 complaints filed against MRM with the BBB. Read all about it here: Monarch Recovery Management Better Business Bureau
Who is Monarch Recovery Management?
Monarch Recovery Management is a third-party debt collector located in Philadelphia, Pennsylvania.
You can contact Monarch Recovery Management at the following address and phone number.
Contact information
Address: 3260 Tillman Dr Ste 75
Bensalem, PA 19020-2059
Phone number: (215) 281-7500
When Monarch Recovery Management receives a new account, they may contact you by phone or mail within the first week.
MRM Phone Numbers
The following is a list of phone numbers associated with Monarch Recovery Management. If you receive a call from any of these phone numbers, it may indicate contact from the agency:
215-281-7500, 800-220-0605, 844-280-6824, 844-205-2138, 215-320-0424, 215-613-1212, 800-441-6881, 800-640-9072, 866-227-0605, 855-880-6086, 855-880-6084, 855-881-0745, (215) 281-7500, (800) 220-0605, (844) 280-6824, (844) 205-2138, (215) 320-0424, (215) 613-1212, (800) 441-6881, (800) 640-9072, (866) 227-0605, (855) 880-6086, (855) 880-6084, (855) 881-0745, 2152817500, 8002200605, 8442806824, 8442052138, 2153200424, 2156131212, 8004416881, 800-6409072, 8662270605, 855-8806086, 8558806084, 8558810745
If the answer is yes, then you are receiving calls from a known MRM phone number. You may be a victim of MRM phone harassment. Do not hesitate to reach out to us now at 877-700-5790 if you have been a victim of debt collection harassment during any of the phone calls you have received from MRM.
The following is a sample list of complaints filed against Monarch Recovery Management in the past year and can be found on Pacer.org.
These cases involve allegations that Monarch Recovery Management violated debt collection laws. In some situations, Monarch Recovery Management may sue consumers for unpaid debts. If a consumer does not respond to the lawsuit, the court may issue a default judgment, which can result in wage garnishments or liens on property. Successful lawsuits against Monarch Recovery Management may allow consumers to recover damages.
2:18-cv-02400-TLN-AC Jefferson v. Monarch Recovery Management
1:12-cv-21446-UU Hoover v. Monarch Recovery Management
1:11-cv-03378-JHR-KMW Shute v. Monarch Recovery Management
1:11-cv-05317-JG-JO McPhatter v. Monarch Recovery Management
2:12-cv-04921-JFB-AKT Leriche v. Monarch Recovery Management
Signs of Debt Collection Harassment
Dealing with debt collectors like Monarch Recovery Management can be stressful, but it’s important to recognize when their actions cross the line into debt collection harassment. Under fair debt collection practices, you have rights that protect you from abusive or deceptive behavior by any debt collection agency.
is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Aspen National Financial, Inc. We offer a free consultation to discuss your case, and you may be eligible for debt relief. In many cases, attorney’s fees and costs may be covered if your case is successful. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at 877-700-5790 for immediate assistance.
Check out the links below for more information:
https://consumerlawfirmcenter.com/receivables-management-partners-phone-harassment/
https://consumerlawfirmcenter.com/stop-arc-management-group-collection-calls/
https://consumerlawfirmcenter.com/absolute-credit-phone-harassment/
https://consumerlawfirmcenter.com/mountain-land-collections-debt-collection-harassment/
https://consumerlawfirmcenter.com/windham-professionals-phone-harassment/
