Receivable Solutions Phone Harassment?
Is Receivable Solutions (RS) calling you? Stop Receivable Solutions phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Such calls may violate your rights under federal law. Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. Such actions are a violation of the FDCPA. You have the legal right to stop RS phone harassment. There are restrictions on when and how debt collectors can contact you, including limits on call times and communication methods. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. Consumers can make claims for damages if their rights are violated. Additionally, you may consider taking further legal steps, such as filing a complaint with the CFPB or seeking court action. Debt collectors can be sued for violations of your consumer rights.
Is Receivable Solutions a Scam?
According to the Better Business Bureau website, Receivable Solutions has been in business for 18 years. Many businesses rely on receivable management services like those offered by Receivable Solutions to handle unpaid accounts. There have been 26 complaints filed against RS with the BBB. Many of these complaints involve disputes over specific accounts managed by Receivable Solutions.
Receivable Solutions Better Business Bureau
Who is Receivable Solutions?
Receivables Solutions is a third party debt collector located in Columbia, South Carolina. Receivable Solutions offers designed receivable solutions to help creditors collect outstanding debts. They have been a party to several federal cases based on their issuance of credit and collection of debts incurred on their credit cards, with these cases often involving disputes over the collection process and the rights of the parties involved. These lawsuits typically include multiple parties, such as consumers, creditors, and Receivable Solutions as the collection agency. In their role, Receivable Solutions works to collect debts on behalf of creditors, ensuring compliance with legal guidelines throughout the collection process. Creditors often rely on Receivable Solutions to manage accounts and pursue collection actions. A recent Federal Court case alleges that Receivables Solutions used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. Receivable Solutions also works with consumers to resolve outstanding debts.
Address: 800 Dutch Square Blvd. Ste. 140
Columbia, SC 29210-7323
Phone: (803) 790-0446
Receivable Solutions is often referred to or searched for by other names. These include:
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Receivable Solutions Collection Tactics
If Receivable Solutions engages in any of the following tactics, you may have a case:
- Repeatedly called you with harassing or unwanted phone calls, especially outside of permitted hours.
- Contacted you after you requested no further communication, ignoring your request to cease contact.
- Attempted to contact you without your express consent, or continued communication after you revoked consent.
- Sent formal correspondence demanding payment or continued harassment despite your written requests to stop.
- Used threatening, abusive, or profane language.
- Disclosed your debt to third parties without your permission.
- Misrepresented the amount or legal status of your debt.
- Threatened legal action they cannot take or do not intend to pursue.
Receivable Solutions Phone Numbers
803-790-0446, 843-861-1664, 803-744-1808, 314-590-7218, 866-505-7419,(803) 790-0446, (843) 861-1664, (803) 744-1808, (314) 590-7218, (866)505-7419,8037900446, 8438611664, 8037441808, 3145907218, 8665057419
If the answer is yes, then you are receiving calls from a known RS number. You may be a victim of RS phone harassment. The list above is not all the numbers that RS uses. The calls can be from a different number and it still be Receivable Solutions calling you. Contact our office right away so we can start the process to stop RS from calling you illegally. You should also send a written note to Receivable Solutions requesting that all calls cease, and be sure to include your contact information in the note. Above all, no one should live with harassment!
Is RS a scam? No, Receivable Solutions has been in business for 18 years.
Can Receivable Solutions garnish my wages? Yes, RS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can RS sue me? Yes, RS can sue you so long as the debt is within the statute of limitations.
Can RS report my debt to the collections bureaus?
Can RS arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
Can I negotiate a payment plan with Receivable Solutions? Yes, you can contact Receivable Solutions to negotiate a payment plan. This allows you to pay the debt in manageable monthly installments instead of paying the full amount at once.
How can I request Receivable Solutions to prove the validity of a debt? You have the right to ask Receivable Solutions to prove the debt is valid. Send a written request for debt validation, and they must provide documentation showing you legally owe the debt.
What can Receivable Solutions collect? RS can collect the principal amount you owe, and in some cases, interest and other charges such as late fees or administrative costs may be added to the total debt.
How do I know what I actually owe? Always verify the amount owed by reviewing the documentation provided by Receivable Solutions. Make sure the debt amount is accurate and that you are legally responsible for it.
What should I do if I already paid the debt? If you have already paid the debt, provide Receivable Solutions with proof of payment. This can help resolve any attempts to collect a debt that has already been paid.
How should I respond to a lawsuit or collection notice from Receivable Solutions? If you receive a lawsuit or collection notice, respond promptly and in writing. Failing to respond can result in a default judgment against you.
Can you give an example of a typical debt collection scenario? For example, if you fall behind on a medical bill, Receivable Solutions may contact you to collect the amount owed. You can request proof of the debt, negotiate a payment plan, or dispute the debt if you believe it is not valid.
Are there legal actions involving Receivable Solutions in Illinois? Yes, there have been legal cases in Illinois where Receivable Solutions was involved in lawsuits related to alleged violations of debt collection laws. Illinois courts enforce strict standards for debt collectors, and consumers have rights under state statutes.
Are there legal actions involving Receivable Solutions in Texas? Yes, Receivable Solutions has faced legal actions in Texas for attempting to collect debts without proper legal authority or in violation of Texas state statutes. Texas law provides protections for consumers against improper debt collection practices.
The following is a sample list of complaints filed against Receivable Solutions in the past year and can be found on Pacer.org.
5:99-cv-00248-DCB Wesley v. Receivable Solutions
8:16-cv-01893-BHH Moore v. Receivable Solutions
3:98-cv-00442-CFD Boyes v. Receivable Solutions
5:95-cv-20701-JW Rice, et al v. Receivable Solutions
6:16-cv-00851-GAP-TBS Higgs v. Receivable Solutions
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Receivable Solutions harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Transworld, Inc. call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
https://consumer.ftc.gov/articles/debt-collection-faqs
South Carolina Attorney General
https://consumerlawfirmcenter.com/kansas-counselors-debt-collection-harassment/
https://consumerlawfirmcenter.com/augusta-collection-agency-debt-collection-harassment/
https://consumerlawfirmcenter.com/revenue-enterprises-debt-collection-harassment/
https://consumerlawfirmcenter.com/harris-harris-debt-collection-harassment-stop-the-calls/
https://consumerlawfirmcenter.com/absolute-credit-phone-harassment/
Protecting Your Rights Against Debt Collection Harassment
Dealing with debt collectors like Receivable Solutions can be intimidating, especially when their collection tactics cross the line into harassment. As a consumer, you have important legal rights that protect you from abusive or unfair debt collection practices. The Fair Debt Collection Practices Act (FDCPA) is a federal law designed to regulate how collection agencies and debt collectors communicate with you about your debts.
Under the FDCPA, debt collectors—including those from Receivable Solutions and other receivable management services—are prohibited from using threats, repeated harassing calls, or misleading statements to pressure you into paying a debt. This law also restricts when and how often collectors can contact you, ensuring that you are not subjected to calls at unreasonable hours or excessive communication.
If you believe a collection agency violates your rights, you have the power to take action. Start by keeping detailed records of all communications, including phone numbers, dates, and the nature of each call or letter. You can request that the debt collector provide written notice of the debt, and you have the right to dispute the debt if you believe it is not valid. If harassment continues, you may file a complaint with the Better Business Bureau or your state’s attorney general office, and consider consulting an attorney who specializes in debt collection law.
Remember, you do not have to tolerate harassment from any collection agency. Knowing your rights and the protections provided by law is the first step in resolving your debt issues and stopping unwanted communications. If you need help dealing with Receivable Solutions or any other debt collector, reach out to a qualified professional who can guide you through the process and help you protect your legal rights.
