Receivable Solutions Phone Harassment?
Is Receivable Solutions (RS) calling you? Stop Receivable Solutions phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Such calls may violate your rights under federal law. Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. Such actions are a violation of the FDCPA. You have the legal right to stop RS phone harassment. There are restrictions on when and how debt collectors can contact you, including limits on call times and communication methods. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. Consumers can make claims for damages if their rights are violated. Additionally, you may consider taking further legal steps, such as filing a complaint with the CFPB or seeking court action. Debt collectors can be sued for violations of your consumer rights.
Is Receivable Solutions a Scam?
According to the Better Business Bureau website, Receivable Solutions has been in business for 18 years. Many businesses rely on receivable management services like those offered by Receivable Solutions to handle unpaid accounts. There have been 26 complaints filed against RS with the BBB. Many of these complaints involve disputes over specific accounts managed by Receivable Solutions. Read more here: Receivable Solutions Better Business Bureau.
Who is Receivable Solutions?
Receivables Solutions is a third party debt collector located in Columbia, South Carolina. Receivable Solutions offers designed receivable solutions to help creditors collect outstanding debts. They have been a party to several federal cases based on their issuance of credit and collection of debts incurred on their credit cards, with these cases often involving disputes over the collection process and the rights of the parties involved. These lawsuits typically include multiple parties, such as consumers, creditors, and Receivable Solutions as the collection agency. In their role, Receivable Solutions works to collect debts on behalf of creditors, ensuring compliance with legal guidelines throughout the collection process. Creditors often rely on Receivable Solutions to manage accounts and pursue collection actions. A recent Federal Court case alleges that Receivables Solutions used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. Receivable Solutions also works with consumers to resolve outstanding debts.
Address: 800 Dutch Square Blvd. Ste. 140 Columbia, SC 29210-7323
Phone: (803) 790-0446
Receivable Solutions Collection Tactics
If Receivable Solutions engages in any of the following tactics, you may have a case:
- ➢ Repeatedly called you with harassing or unwanted phone calls, especially outside of permitted hours.
- ➢ Contacted you after you requested no further communication, ignoring your request to cease contact.
- ➢ Attempted to contact you without your express consent, or continued communication after you revoked consent.
- ➢ Sent formal correspondence demanding payment or continued harassment despite your written requests to stop.
- ➢ Used threatening, abusive, or profane language.
- ➢ Disclosed your debt to third parties without your permission.
- ➢ Misrepresented the amount or legal status of your debt.
- ➢ Threatened legal action they cannot take or do not intend to pursue.
Receivable Solutions Phone Numbers
- 📱 803-790-0446
- 📱 843-861-1664
- 📱 803-744-1808
- 📱 314-590-7218
- 📱 866-505-7419
- 📱 (803) 790-0446
- 📱 (843) 861-1664
- 📱 (803) 744-1808
- 📱 (314) 590-7218
- 📱 (866)505-7419
- 📱 8037900446
- 📱 8438611664
- 📱 8037441808
- 📱 3145907218
- 📱 8665057419
If the answer is yes, then you are receiving calls from a known RS number. You may be a victim of RS phone harassment. The list above is not all the numbers that RS uses. The calls can be from different phone numbers and it still be Receivable Solutions calling you. Contact our office right away so we can start the process to stop RS from calling you illegally. You should also send a written note to Receivable Solutions requesting that all calls cease, and be sure to include your contact information in the note. Above all, no one should live with harassment!
Protecting Your Rights Against Debt Collection Harassment
Dealing with debt collectors like Receivable Solutions can be intimidating, especially when their collection tactics cross the line into harassment. As a consumer, you have important legal rights that protect you from abusive or unfair debt collection practices. The Fair Debt Collection Practices Act (FDCPA) is a federal law designed to regulate how collection agencies and debt collectors communicate with you about your debts.
Under the FDCPA, debt collectors—including those from Receivable Solutions and other receivable management services—are prohibited from using threats, repeated harassing calls, or misleading statements to pressure you into paying a debt. This law also restricts when and how often collectors can contact you, ensuring that you are not subjected to calls at unreasonable hours or excessive communication.
If you believe a collection agency violates your rights, you have the power to take action. Start by keeping detailed records of all communications, including phone numbers, dates, and the nature of each call or letter. You can request that the debt collector provide written notice of the debt, and you have the right to dispute the debt if you believe it is not valid. If harassment continues, you may file a complaint with the Better Business Bureau or your state’s attorney general office, and consider consulting an attorney who specializes in debt collection law.
Remember, you do not have to tolerate harassment from any collection agency. Knowing your rights and the protections provided by law is the first step in resolving your debt issues and stopping unwanted communications. If you need help dealing with Receivable Solutions or any other debt collector, reach out to a qualified professional who can guide you through the process and help you protect your legal rights.
Complaints Against Receivable Solutions
The following is a sample list of complaints filed against Receivable Solutions in the past year and can be found on Pacer.gov.
- 📋 5:99-cv-00248-DCB Wesley v.
- 📋 8:16-cv-01893-BHH Moore v.
- 📋 3:98-cv-00442-CFD Boyes v.
- 📋 5:95-cv-20701-JW Rice, et al v.
- 📋 6:16-cv-00851-GAP-TBS Higgs v.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Receivable Solutions harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Transworld, Inc. call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 I can’t believe how friendly and fast Matt acted on my behalf. The collection calls stopped quickly and my debit for that card is GONE. The firm got the card company to forgive my balance and even pay their fees. I didn’t have to pay anything. The best call I could have made. Thank you
- 🏆 Had a scammer call me today trying to scam me out of almost $3k for a past bill for my ex-husband. After calling and emailing me all afternoon with the demand I pay it I contacted the Consumer Rights Law Firm for guidance. I received quick and helpful advice which confirmed my suspensions that it was a scam. Thank you for your quick and reassuring advice!
- 🏆 Absolutely amazing experience, Matt really helped me to get one of my bills removed due to the harassment I received from said company of the bill. Phone calls stopped, didn’t cost me anything out of pocket! I would highly recommend using this service. Real deal y’all!
Frequently Asked Questions
Q1: Who is Receivable Solutions?
A: Receivable Solutions (often abbreviated RSI) is a third-party debt collection agency that collects delinquent medical or healthcare debts on behalf of providers. Some consumers report aggressive collection tactics and phone harassment.
Q2: What constitutes phone harassment by Receivable Solutions?
A: Phone harassment includes repeated calls intended to annoy or abuse, calling outside allowed hours, threatening language, contacting you at your workplace after being asked not to, or demanding payment without validating the debt. These tactics may violate the FDCPA.
Q3: Can Receivable Solutions call me multiple times a day?
A: No. Debt collectors may not make excessive calls designed to harass you. Making multiple calls per day can be considered harassment under federal law.
Q4: Is it legal for Receivable Solutions to call me at work?
A: Only under limited conditions. They may contact your workplace to verify your employment, but they are not permitted to disclose details of your debt to your employer or co-workers. Repeated workplace calls after being told to stop may be illegal harassment.
Q5: What should I do if Receivable Solutions is harassing me by phone?
A: You should document every call (date, time, caller ID, what was said), save voicemails or call logs, and send them a written cease and desist letter or debt validation letter. If harassment continues, you may consider contacting a consumer law attorney.
Q6: Can I ask Receivable Solutions to stop calling me?
A: Yes. Under the FDCPA, you may send a written request telling them to cease further contact. Once they receive it, they may only contact you to notify you about limited actions (e.g., suit filed).
Q7: Can Receivable Solutions threaten legal action or wage garnishment?
A: They may threaten legal action only if they truly intend and have the legal right to do so. If they make false threats (e.g. arrest, garnishment when not allowed), that could be a violation of the FDCPA.
Q8: Can I dispute a debt that Receivable Solutions says I owe?
A: Yes. After their initial contact, you have 30 days to dispute the debt in writing. They must pause collection and provide validation (proof) before continuing.
Q9: Am I liable for a debt if Receivable Solutions can’t validate it?
A: If they are unable to provide proper verification (documentation, statements, creditor info), you may have grounds to dispute the debt entirely, and potentially avoid paying.
Q10: Can I sue Receivable Solutions for phone harassment?
A: Yes. If you can show they violated the FDCPA or other applicable laws (e.g. TCPA), you may sue for statutory damages (often up to $1,000, plus any actual damages and attorney’s fees).