Rash Curtis & Associates Phone Harassment?
Are you suffering harassment from Rash Curtis & Associates? If a collection agency like Rash Curtis & Associates violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with the cost of your attorney fees, alongside other compensations depending on the extent of damage caused by Rash Curtis & Associates phone harassment. Debt collectors are allowed to call you to discuss your debts, but they aren’t allowed to harass, intimidate, or coerce you into paying. Rash Curtis & Associates must have a valid claim to the debt and, if requested, provide evidence to support their claim. If Rash Curtis & Associates or any other debt collector is harassing you, you have the legal right to stop them. You can request that Rash Curtis & Associates validate the debt, and once validation is requested, they must stop collection efforts until they provide proof.
Many people have had several complaints about Rash Curtis & Associates’ debt collection and other collection agencies. There have been complaints of these debt collectors calling them countless times, and even calling their friends, and family unnecessarily. This is unacceptable. Rash Curtis & Associates’ debt collection is supposed to be a seamless and stress-free process. If it is becoming stressful for you or it’s threatening your peace of mind, then Rash Curtis & Associates debt collection may just have crossed the line and they need to be stopped. You can send a Debt Validation Letter to stop Rash Curtis & Associates from contacting you until the debt is validated.
Rash Curtis & Associates phone harassment is prohibited by the FDCPA. If you have been putting up with it, you don’t have to do so anymore. You can choose to sue them if they don’t stop. If Rash Curtis & Associates pursues legal action, they must obtain a judgment before they can enforce collection through the courts. Contact us today to help you get the justice you deserve.
Zombie debts
Zombie debts earned its name because it comes back again and again even after you think it’s been dealt with. These debts are created because companies extract as much money as they can and then go ahead to sell the remaining debt to another company. The new company tries to get the rest from you and sells what is left to another company. Your account may be transferred multiple times, making it harder to track the original creditor.
The market of debt buying and selling is a complete mess sometimes. Many times, debts are bundled together and sold in bulk. You may have been enduring Rash Curtis & Associates’ phone harassment because your debt was one of the debts sold to Rash Curtis & Associates.
The seller may admit that there are some faults in the paperwork but the buyer still buys them because they pay just pennies on the dollar and the opportunity for returns are huge.
Zombie debt buyers usually have just the debtor’s name, number, and the amount owed. Before making any payments, you should verify exactly how much you owe on the account. They usually can not verify the debt because they lack the necessary paperwork to pursue the case in court. But they’ll never tell you that when they call. You’ll just find zombie debts popping up on your credit reports again and again. A note may be added to your credit report indicating whether the account was paid, settled, or remains outstanding.
Sometimes, it even persists even after the original statute of limitations has passed. If you make any voluntary payment, you can reset the statute of limitations, thereby accidentally validating that debt. Once a debt is paid, collection efforts should stop and your credit report should be updated accordingly.
If you receive a call from Rash Curtis & Associates about a zombie debt, do not pay it. Even if they bombard you with called and it even extends to a case of Rash Curtis & Associates phone harassment, do not be pressured into paying the debt just like that.
Check the date first to see if you’re being tricked into turning a time-barred debt into a zombie debt.
The best way to deal with a zombie debt is to make a written demand to the collection agency, asking for a verification of the debt. If the validation proves unsuccessful, you can request to have the invalid debt removed from your credit report. If you do decide to settle, you may be able to settle the debt for less than the full balance owed, but be sure to understand the minimum amount required to settle and negotiate this if possible. Settling for less than the full balance can affect your credit report, and a note may be added indicating the account was settled rather than paid in full.
Is Rash Curtis & Associates a Scam?
According to the Better Business Bureau website, Rash Curtis & Associates has been in business for 41 years. The company serves clients across multiple sectors, including retail, banking, healthcare, and government. Their employees are actively involved in debt collection and resolving complaints. Rash Curtis & Associates claims to provide the highest level of service and compliance within the industry. There have been 44 complaints filed against RCA with the BBB. Read more here: Rash Curtis & Associates Better Business Bureau
Who is Rash Curtis & Associates?
Rash Curtis & Associates is a third-party debt collector located in Vacaville, California. Rash Curtis & Associates collect debts on behalf of creditors from various industries, including medical and insurance sectors. The associates collect outstanding accounts to help improve their clients’ cash flow by recovering funds efficiently and responsibly.
Contact Information
Address: PO Box 5790
Vacaville, CA 95696-5790
Phone: (707) 454-2000
Rash Curtis & Associates Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
866-729-2722, 800-929-3935, 408-792-6300, 877-210-9239, 321-328-3823, 877-939-0919, 704-257-2179, 702-359-9579, 513-286-1853, 413-282-0166, 205-378-3613, 304-500-9104, 630-914-8911, 786-233-6794, 843-788-9589, 203-848-6406, 470-204-6010, 206-858-9032, 317-999-6266, 402-408-7750, 773-897-3574, 309-323-6748, 971-256-5073, 571-451-1175, 440-683-5605, 913-535-1523, 707-454-2010, 707-454-2000, (866) 729-2722, (800) 929-3935, (408) 792-6300, (877) 210-9239, (321) 328-3823, (877) 939-0919, (704) 257-2179, (702) 359-9579, (513) 286-1853, (413) 282-0166, (205) 378-3613, (304) 500-9104, (630) 914-8911, (786) 233-6794, (843) 788-9589, (203) 848-6406, (470) 204-6010, (206) 858-9032, (317) 999-6266, (402) 408-7750, (773) 897-3574, (309) 323-6748, (971) 256-5073, (571) 451-1175, (440) 683-5605, (913) 535-1523, (707) 454-2010, (707) 454-2000, 8667292722, 800929-3935, 4087926300, 8772109239, 3213283823, 8779390919, 7042572179, 7023599579, 5132861853, 4132820166, 2053783613, 3045009104, 6309148911, 7862336794, 8437889589, 2038486406, 4702046010, 2068589032, 3179996266, 4024087750, 7738973574, 3093236748, 9712565073, 5714511175, 4406835605, 9135351523, 7074542010, 7074542000,
If the answer is yes, then you are receiving calls from a known RCA number. You may be a victim of RCA phone harassment. Call us immediately at 877-700-5790 to stop any form of harassment you may be receiving.
The following is a sample list of complaints filed against Rash Curtis & Associates in the past year and can be found on Pacer.org.
5:14-cv-00186-VAP-SP Mary K Greenlee v. Rash Curtis & Associates et al
2:10-cv-00106-MCE-JFM Walker et al v. Rash Curtis & Associates
2:10-cv-01079-MCE-DAD McEndree v. Rash Curtis & Associates
2:10-cv-01173-MCE-KJM Lopez v. Rash Curtis & Associates
2:10-cv-01536-JAM-KJN Hildebrand v. Rash Curtis & Associates
Collection Agency Regulations
When dealing with a debt collection agency like Rash Curtis and Associates, it’s crucial to understand the regulations that govern their conduct. Collection agencies are required by law to follow strict guidelines designed to protect consumers from unfair, deceptive, or abusive practices. At the federal level, the Fair Debt Collection Practices Act (FDCPA) sets the standard for how debt collectors must interact with consumers. This law prohibits debt collectors from using harassing language, making false statements, or contacting you at unreasonable hours. It also ensures that you have the right to request information about your debt and dispute any inaccuracies.
The Better Business Bureau (BBB) plays an important role in holding collection agencies accountable. Through the BBB, consumers can file complaints about a debt collection company’s behavior, and the BBB works to resolve these disputes. If a company like Rash Curtis fails to meet the BBB’s standards for ethical business practices, it risks losing its accreditation, which can have a negative impact on its reputation.
Another key regulation is the Fair Credit Reporting Act (FCRA), which ensures that your credit report is accurate and up-to-date. Debt collection agencies must report information correctly and respond to consumer requests to correct any errors. If a debt collector like Rash Curtis and Associates reports unverified debts or outdated information, you have the right to dispute these claims and request corrections.
The Telephone Consumer Protection Act (TCPA) further regulates how collection agencies can contact you. This law requires agencies to obtain your consent before using automated dialing systems or pre-recorded messages for phone calls. If you receive unwanted or excessive calls from Rash Curtis, you can request that they stop calling, and you may have grounds for legal action if they fail to comply.
In California, where Rash Curtis and Associates is based, additional state laws provide even more protection. The California Fair Debt Collection Practices Act gives consumers the right to request validation of a debt and dispute any errors on their credit report. These state-specific regulations work alongside federal laws to ensure that collection agencies operate with transparency and respect.
For a debt collection company, compliance with these laws is not optional. Agencies that fail to provide exemplary customer service or violate fair debt collection practices risk facing consumer complaints, legal action, and damage to their reputation with the BBB and within the industry. As a consumer, knowing your rights under these laws empowers you to manage your debts confidently and ensures that you are treated fairly throughout the debt collection process.
If you believe Rash Curtis and Associates or any other collection agency is not following these regulations, you have the right to file a complaint with the BBB, dispute errors on your credit report, and seek legal assistance to protect your interests. By staying informed and proactive, you can ensure that your rights are respected and that you are not subjected to unfair or harassing collection practices.
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Rash Curtis & Associates debt collection agency. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at 877-700-5790 for immediate assistance.
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff was very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
“At the moment I reached out, I felt truly supported and relieved by the help I received from the firm. They helped me negotiate a fair settlement and manage my payments online, making the process much easier than I expected.”
Clients can expect transparent communication and support throughout the process. The firm offers online resources and support for clients to manage their cases efficiently. We are committed to serve our clients with professionalism and respect. Your information is handled securely, with advanced data protection measures including dual authentication.
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