Who is Rapid Recovery Solutions and why are they calling me?

Rapid Recovery Solutions is a third‑party debt collection agency that purchases overdue accounts and contacts individuals to collect. If they’re calling, they likely believe you owe a debt they’ve acquired.

Is Rapid Recovery Solutions legit or a scam?

They are a legitimate debt collector operating since the late 1990s. However, many consumers report aggressive or questionable practices, and calls may feel deceptive even though the company itself is real. :contentReference[oaicite:1]{index=1}

Why do they keep calling me if I don’t see them on my credit report?

They may have recently purchased your debt but haven’t reported it yet, or the account may be inaccurately attributed—for instance, a recycled phone number. You have the right to request debt validation within five days. :contentReference[oaicite:2]{index=2}

Can Rapid Recovery Solutions legally harass me with phone calls?

No. Under the FDCPA and TCPA, harassment—like repeated calls, abusive language, third‑party contact, or robocalls without consent—is illegal. You are entitled to cease‑and‑desist protections and may be owed damages. :contentReference[oaicite:3]{index=3}

What should I do if Rapid Recovery Solutions keeps calling me?

Document all contact (dates, times, numbers, messages), send a written request for debt validation, and a cease‑and‑desist letter. If calls persist, file complaints with the FTC, CFPB or your state Attorney General and consider legal help. :contentReference[oaicite:4]{index=4}

Can I dispute or remove Rapid Recovery Solutions from my credit report?

Yes. You can dispute the entry with credit bureaus under the FCRA if it’s inaccurate or unverifiable. You may also request debt validation and dispute unverified information. :contentReference[oaicite:5]{index=5}

Will paying the debt remove Rapid Recovery Solutions from my report?

Not necessarily. Paying may change the status to “paid,” but the negative entry usually remains for up to seven years. ‘Pay‑for‑delete’ agreements are not guaranteed and should be secured in writing if offered. :contentReference[oaicite:6]{index=6}

Can I sue Rapid Recovery Solutions for phone harassment?

Yes. If they violate the FDCPA or TCPA—by using deceptive, harassing, or unauthorized methods—you may be able to sue for statutory damages (e.g. up to $1,000 under FDCPA) plus your actual losses and attorney’s fees. :contentReference[oaicite:7]{index=7}

Rapid Recovery Solutions Debt Collection Harassment? Stop the Calls!

Are debt collectors contacting your family, friends, or co-workers about debts you supposedly owe?
Is a debt collector demanding payment without providing proof that the debt is valid?
If so, we’ll take immediate action to stop the harassing calls!
You could be eligible for up to $1,000 in statutory damages.
Remember, you won’t be responsible for any legal fees.

Free Case Review, you will never be charged legal fees. We will respond within 15 minutes via text or email.

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Rapid Recovery Solutions Phone Harassment? Stop the Calls!

Is Rapid Recovery Solutions (RRS) calling you? Stop Rapid Recovery Solutions phone harassment. Do they threaten to take legal action or garnish your wages? Are you being called repeatedly at all hours or several times a day by debt collectors? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. You have the legal right to stop RRS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. Consumer complaints can also be filed with regulatory agencies to address debt collection harassment.

Is Rapid Recovery Solutions a Scam?

Rapid Recovery Solutions is a company that operates as a debt collection agency. According to the Better Business Bureau website, Rapid Recovery Solutions has been in business for 19 years. There have been 6 complaints filed against RRS with the BBB. The company collects debts on behalf of various companies, such as credit card issuers, loan providers, healthcare providers, and retail stores. Read more here: Rapid Recovery Solutions Better Business Bureau. There have also been other claims and legal complaints filed against Rapid Recovery Solutions, including claims of misconduct and violations of consumer rights.

Who is Rapid Recovery Solutions?

Rapid Recovery Solutions is a third party debt collector located in Bohemia, New York. Rapid Recovery Solutions collects accounts on behalf of financial institutions, including banks and credit card companies. They have been a party to several federal cases based on their issuance of credit and collection of debts incurred on their credit cards. Furthermore, a recent Federal Court case alleges that Rapid Recovery Solutions used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

As part of their business, RRS is responsible for collecting outstanding accounts from debtors and reporting information reported to credit bureaus. They contact debtors through phone calls and mail to recover unpaid debts. If you believe a debt is the result of identity theft, you should take immediate action to dispute the account and prevent further damage. Once a debt is paid, the status is updated but the account may remain on your credit report for a period of time; paying or negotiating settlements can help resolve collection issues.

🏛️ Address: 25 Orville Drive Suite 101A Bohemia, NY 11716-2510 📞 Phone: (631) 776-8109

If you need to dispute a debt or verify information reported on your credit report, contact Rapid Recovery Solutions directly.

Rapid Recovery Solutions Collection Tactics

If Rapid Recovery Solutions engages in any of the following tactics, you may have a case:

➡️ Using profanity or abusive language
➡️ Calling you before 8:00 a.m. or after 9:00 p.m.
➡️ Calling you multiple times per week
➡️ Talking to others about your debt
➡️ Calling your workplace, contacting your employer, or threatening your job security
➡️ Threatening to sue you, harm you, or destroy your credit
➡️ Telling you or anyone else that you’ve committed a crime
➡️ Calling repeatedly for the wrong person
➡️ Failing to notify you of your right to dispute the debt
➡️ Trying to collect more than legally allowed
➡️ Making a sexually suggestive comment or impersonating a police officer during collection efforts
➡️ Using illegal robocalls or repeatedly calling your cellular telephones, including cases involving two cellular telephones used for personal purposes

Legal services are available to help consumers who have experienced any of these abusive tactics.

Rapid Recovery Solutions Phone Numbers

Are you being called from any of the following numbers?

☎️ 631-776-8109
☎️ 866-944-8610
☎️ (631) 776-8109
☎️ (866) 944-8610
☎️ 6317768109
☎️ 8669448610

If the answer is yes, then you are receiving calls from a known RRS number. You may be a victim of RRS phone harassment. The list above is not all the numbers that RRS uses. The calls can be from a different number and it still be Rapid Recovery Solutions calling you. Contact our office right away so we can start the process to stop RRS from calling you illegally. Above all, no one should live with harassment!

Understanding Your Consumer Rights and Protections

When you’re contacted by a debt collection agency like Rapid Recovery Solutions, it’s vital to know that you have strong protections under federal laws designed to ensure fair debt collection practices. The Fair Debt Collection Practices Act (FDCPA) is the primary law that regulates how debt collectors and collection agencies must behave when attempting to collect on consumer debt. This law prohibits abusive debt collection practices, such as harassment, threats, or providing false or misleading information.

If Rapid Recovery Solutions or any other debt collector contacts you, you have the right to request a debt validation letter. This important document should clearly state the amount you owe, the name of the original creditor, and inform you of your right to dispute the debt. If you believe the debt is not yours or the amount is incorrect, you can dispute the collection in writing. Once you dispute the debt, the collection agency must stop contacting you about the debt until they provide verification.

You also have the right to request that Rapid Recovery Solutions stop contacting you altogether. If you make this request in writing, the debt collection agency must honor it, except to notify you of specific actions like filing a lawsuit. This is a powerful tool to stop harassing phone calls and regain peace of mind.

It’s important to be aware of the statute of limitations on debt collection, which varies by state and can range from three to ten years. If a debt is too old, Rapid Recovery Solutions cannot take legal action to collect it, though they may still attempt to collect through other means. Knowing your state’s laws can help you determine your rights regarding old debts.

In addition to the FDCPA, other federal laws protect you from abusive debt collection practices. The Telephone Consumer Protection Act (TCPA) restricts the use of robocalls and automated dialing systems, while the Electronic Fund Transfer Act (EFTA) safeguards you from unauthorized electronic payments. These laws work together to ensure that debt collection agencies like Rapid Recovery Solutions follow fair and legal practices.

If you believe your rights have been violated by Rapid Recovery Solutions or any other collection agency, you can file a complaint with the (CFPB) or your state’s Attorney General’s office. You may also have the right to sue for damages, including up to $1,000 in statutory damages under the FDCPA, plus any actual damages you’ve suffered.

Remember, even though Rapid Recovery Solutions is a legitimate debt collection agency, they must still follow the law and treat you with respect. You do not have to tolerate harassment, threats, or deceptive tactics. By understanding your rights and taking action, you can protect yourself from unfair debt collection practices and ensure that your financial situation is handled fairly.

Complaints Against Rapid Recovery Solutions

The following is a sample list of complaints filed against Rapid Recovery Solutions in the past year and can be found on Pacer.gov.

📋 8:10-cv-01609-JLS-PLA Lohman v.
📋 3:10-cv-02530-FLW-TJB Hardenbrook v.
📋 2:09-cv-03305-ADS-WDW Ehlrich v.
📋 1:11-cv-01240-JG-RML Hall v.
📋 1:14-cv-03415-ENV-LB Levy v.

About Us

Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Rapid Recovery Solutions harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

If you are interested in learning more about how to safeguard yourself and prevent harassment from Rapid Recovery Solutions call us at 877-700-5790.

Success Stories

🏆 I was getting calls day and night from debt collectors, sometimes even on weekends. It was exhausting and affecting my mental health. Consumer Rights Law Firm PLLC stepped in and handled everything. They not only stopped the calls but also held the collection agency accountable. I finally feel like I have control over my life again.
🏆 When I started getting letters and threats from a collection agency for a debt I didn’t owe, I was overwhelmed. Consumer Rights Law Firm PLLC took my case seriously and proved the debt was not mine. They were professional, fast, and stayed in touch throughout the process. I couldn’t have asked for better legal support.
🏆 I never knew I had legal options until I spoke with Consumer Rights Law Firm PLLC. Their team explained the law in a way that made sense and gave me hope. Within weeks, the harassing calls stopped, and I was even awarded damages. If you’re being harassed by collectors, don’t wait—these people are the real deal.
🏆 Dealing with debt collectors made me feel powerless until I hired Consumer Rights Law Firm PLLC. They treated me with respect and handled my case like it truly mattered. Their work was efficient, and I got real results. Thanks to them, I can answer my phone without anxiety again. Highly recommended!

Common Questions

Is RRS a scam?

No, Rapid Recovery Solutions has been in business for 19 years.

Can Rapid Recovery Solutions garnish my wages?

Yes, RRS can garnish your wages only if the debt is legally owed and they obtain a judgment from the courts. Wage garnishment requires proof that the debt is owed and a valid court order.

Can RRS sue me?

Yes, Rapid Recovery Solution can sue you, but it is generally unlikely unless they have a strong claim and the debt is within the statute of limitations. Most often, RRS does not sue unless they believe they can prove the claim in court.

Can RRS report my debt to the collections bureaus?

Yes, debt collectors are allowed to place collection accounts on your credit report. These accounts can remain on your credit report for up to seven years from the date of first delinquency. Having collection accounts may result in higher interest rates or make it more difficult to secure loans. Credit bureaus are responsible for maintaining this information, and making timely payments or disputing inaccurate claims can help improve your credit. If you believe the debt is not owed or is inaccurate, you have the right to dispute the claim with both the debt collector and the credit bureaus.

Can RRS arrest me?

Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

Can I negotiate a settlement with RRS?

Yes, you can negotiate settlements with Rapid Recovery Solutions. Consumers have the option to negotiate a lower payoff amount or pay the debt in full. If you settle or pay the debt, the status of the account may be updated to “paid” on your credit report, but the account can still appear for up to seven years. Negotiating settlements or paying off the debt may help improve your credit standing over time.

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.