Rapid Recovery Solutions Phone Harassment? Stop the Calls!
Is Rapid Recovery Solutions (RRS) calling you? Stop Rapid Recovery Solutions phone harassment. Do they threaten to take legal action or garnish your wages? Are you being called repeatedly at all hours or several times a day by debt collectors? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. You have the legal right to stop RRS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. Consumer complaints can also be filed with regulatory agencies to address debt collection harassment.
Is Rapid Recovery Solutions a Scam?
Rapid Recovery Solutions is a company that operates as a debt collection agency. According to the Better Business Bureau website, Rapid Recovery Solutions has been in business for 19 years. There have been 6 complaints filed against RRS with the BBB. The company collects debts on behalf of various companies, such as credit card issuers, loan providers, healthcare providers, and retail stores. Read more here: Rapid Recovery Solutions Better Business Bureau. There have also been other claims and legal complaints filed against Rapid Recovery Solutions, including claims of misconduct and violations of consumer rights.
Who is Rapid Recovery Solutions?
Rapid Recovery Solutions is a third party debt collector located in Bohemia, New York. Rapid Recovery Solutions collects accounts on behalf of financial institutions, including banks and credit card companies. They have been a party to several federal cases based on their issuance of credit and collection of debts incurred on their credit cards. Furthermore, a recent Federal Court case alleges that Rapid Recovery Solutions used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
As part of their business, RRS is responsible for collecting outstanding accounts from debtors and reporting information reported to credit bureaus. They contact debtors through phone calls and mail to recover unpaid debts. If you believe a debt is the result of identity theft, you should take immediate action to dispute the account and prevent further damage. Once a debt is paid, the status is updated but the account may remain on your credit report for a period of time; paying or negotiating settlements can help resolve collection issues.
🏛️ Address: 25 Orville Drive Suite 101A Bohemia, NY 11716-2510 📞 Phone: (631) 776-8109
If you need to dispute a debt or verify information reported on your credit report, contact Rapid Recovery Solutions directly.
Rapid Recovery Solutions Collection Tactics
If Rapid Recovery Solutions engages in any of the following tactics, you may have a case:
- ➡️ Using profanity or abusive language
- ➡️ Calling you before 8:00 a.m. or after 9:00 p.m.
- ➡️ Calling you multiple times per week
- ➡️ Talking to others about your debt
- ➡️ Calling your workplace, contacting your employer, or threatening your job security
- ➡️ Threatening to sue you, harm you, or destroy your credit
- ➡️ Telling you or anyone else that you’ve committed a crime
- ➡️ Calling repeatedly for the wrong person
- ➡️ Failing to notify you of your right to dispute the debt
- ➡️ Trying to collect more than legally allowed
- ➡️ Making a sexually suggestive comment or impersonating a police officer during collection efforts
- ➡️ Using illegal robocalls or repeatedly calling your cellular telephones, including cases involving two cellular telephones used for personal purposes
Legal services are available to help consumers who have experienced any of these abusive tactics.
Rapid Recovery Solutions Phone Numbers
Are you being called from any of the following numbers?
- ☎️ 631-776-8109
- ☎️ 866-944-8610
- ☎️ (631) 776-8109
- ☎️ (866) 944-8610
- ☎️ 6317768109
- ☎️ 8669448610
If the answer is yes, then you are receiving calls from a known RRS number. You may be a victim of RRS phone harassment. The list above is not all the numbers that RRS uses. The calls can be from a different number and it still be Rapid Recovery Solutions calling you. Contact our office right away so we can start the process to stop RRS from calling you illegally. Above all, no one should live with harassment!
Understanding Your Consumer Rights and Protections
When you’re contacted by a debt collection agency like Rapid Recovery Solutions, it’s vital to know that you have strong protections under federal laws designed to ensure fair debt collection practices. The Fair Debt Collection Practices Act (FDCPA) is the primary law that regulates how debt collectors and collection agencies must behave when attempting to collect on consumer debt. This law prohibits abusive debt collection practices, such as harassment, threats, or providing false or misleading information.
If Rapid Recovery Solutions or any other debt collector contacts you, you have the right to request a debt validation letter. This important document should clearly state the amount you owe, the name of the original creditor, and inform you of your right to dispute the debt. If you believe the debt is not yours or the amount is incorrect, you can dispute the collection in writing. Once you dispute the debt, the collection agency must stop contacting you about the debt until they provide verification.
You also have the right to request that Rapid Recovery Solutions stop contacting you altogether. If you make this request in writing, the debt collection agency must honor it, except to notify you of specific actions like filing a lawsuit. This is a powerful tool to stop harassing phone calls and regain peace of mind.
It’s important to be aware of the statute of limitations on debt collection, which varies by state and can range from three to ten years. If a debt is too old, Rapid Recovery Solutions cannot take legal action to collect it, though they may still attempt to collect through other means. Knowing your state’s laws can help you determine your rights regarding old debts.
In addition to the FDCPA, other federal laws protect you from abusive debt collection practices. The Telephone Consumer Protection Act (TCPA) restricts the use of robocalls and automated dialing systems, while the Electronic Fund Transfer Act (EFTA) safeguards you from unauthorized electronic payments. These laws work together to ensure that debt collection agencies like Rapid Recovery Solutions follow fair and legal practices.
If you believe your rights have been violated by Rapid Recovery Solutions or any other collection agency, you can file a complaint with the (CFPB) or your state’s Attorney General’s office. You may also have the right to sue for damages, including up to $1,000 in statutory damages under the FDCPA, plus any actual damages you’ve suffered.
Remember, even though Rapid Recovery Solutions is a legitimate debt collection agency, they must still follow the law and treat you with respect. You do not have to tolerate harassment, threats, or deceptive tactics. By understanding your rights and taking action, you can protect yourself from unfair debt collection practices and ensure that your financial situation is handled fairly.
Complaints Against Rapid Recovery Solutions
The following is a sample list of complaints filed against Rapid Recovery Solutions in the past year and can be found on Pacer.gov.
- 📋 8:10-cv-01609-JLS-PLA Lohman v.
- 📋 3:10-cv-02530-FLW-TJB Hardenbrook v.
- 📋 2:09-cv-03305-ADS-WDW Ehlrich v.
- 📋 1:11-cv-01240-JG-RML Hall v.
- 📋 1:14-cv-03415-ENV-LB Levy v.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Rapid Recovery Solutions harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Rapid Recovery Solutions call us at 877-700-5790.
Success Stories
- 🏆 I was getting calls day and night from debt collectors, sometimes even on weekends. It was exhausting and affecting my mental health. Consumer Rights Law Firm PLLC stepped in and handled everything. They not only stopped the calls but also held the collection agency accountable. I finally feel like I have control over my life again.
- 🏆 When I started getting letters and threats from a collection agency for a debt I didn’t owe, I was overwhelmed. Consumer Rights Law Firm PLLC took my case seriously and proved the debt was not mine. They were professional, fast, and stayed in touch throughout the process. I couldn’t have asked for better legal support.
- 🏆 I never knew I had legal options until I spoke with Consumer Rights Law Firm PLLC. Their team explained the law in a way that made sense and gave me hope. Within weeks, the harassing calls stopped, and I was even awarded damages. If you’re being harassed by collectors, don’t wait—these people are the real deal.
- 🏆 Dealing with debt collectors made me feel powerless until I hired Consumer Rights Law Firm PLLC. They treated me with respect and handled my case like it truly mattered. Their work was efficient, and I got real results. Thanks to them, I can answer my phone without anxiety again. Highly recommended!
FAQs
Who is Rapid Recovery Solutions and why are they calling me?
Rapid Recovery Solutions is a third-party debt collection agency that purchases overdue or charged-off accounts and contacts consumers to collect payment. They are calling because they believe you owe a debt they now own or service.
Is Rapid Recovery Solutions legit or a scam?
Rapid Recovery Solutions is a legitimate debt collector that has operated since the late 1990s. However, many consumers report aggressive or misleading call tactics, which can make the calls feel deceptive even though the company itself is real.
Why do they keep calling me if I don’t see them on my credit report?
The debt may have been recently purchased and not yet reported, or the account may be incorrectly linked to you due to an error such as a recycled phone number. You have the right to request written debt validation.
Can Rapid Recovery Solutions legally harass me with phone calls?
No. The FDCPA and TCPA prohibit harassment, repeated calls, abusive language, robocalls without consent, and improper third-party contact. Violations may entitle you to legal protections and damages.
What should I do if Rapid Recovery Solutions keeps calling me?
You should document every call, request debt validation in writing, and send a cease-and-desist letter. If calls continue, complaints can be filed with regulatory agencies or legal action may be considered.
Can I dispute or remove Rapid Recovery Solutions from my credit report?
Yes. If the account is inaccurate or unverifiable, you can dispute it with credit bureaus under the FCRA. Unverified entries must be corrected or removed.
Will paying the debt remove Rapid Recovery Solutions from my report?
Paying the debt does not automatically remove it. The account may remain as a paid collection for up to seven years unless a written pay-for-delete agreement is secured.
Can I sue Rapid Recovery Solutions for phone harassment?
Yes. FDCPA or TCPA violations may allow you to pursue statutory damages, compensation for losses, and attorney’s fees.
