Who is the Professional Bureau of Collections?

The Professional Bureau of Collections is a third-party debt collection agency that contacts consumers for overdue debts. Some people report aggressive and possibly illegal collection practices by them.

What counts as debt collection harassment by Professional Bureau of Collections?

Harassment may include repeated or excessive calls designed to annoy you, threatening or abusive language, calls at illegal times (before 8 a.m. or after 9 p.m.), contacting you at work if you’ve asked them not to, or making false statements about legal consequences.

Are there limits on how often Professional Bureau of Collections can call me?

Yes. Under the FDCPA, debt collectors can’t call you repeatedly with the intent to harass or abuse you. Making many phone calls in a short period may be illegal harassment. :contentReference[oaicite:0]{index=0}

Can a debt collector call me before 8 a.m. or after 9 p.m.?

No, such calls are generally prohibited by the FDCPA unless you have given prior consent to be contacted at those times. :contentReference[oaicite:1]{index=1}

Can they contact my workplace about the debt?

They may contact your employer only in limited ways, for instance to verify your employment, but they cannot disclose your debt to your coworkers or use your workplace to harass you once you’ve asked them not to. :contentReference[oaicite:2]{index=2}

What information must Professional Bureau of Collections give me about the debt?

They must provide a written validation notice, typically within five days of first contacting you, detailing who the creditor is, how much you owe (including fees and interest), and your right to dispute the debt. :contentReference[oaicite:3]{index=3}

What should I do if Professional Bureau of Collections threatens legal action falsely?

Document what they said (dates/times), send a cease-and-desist or dispute letter in writing, and consider consulting a lawyer. False threats violate the FDCPA. :contentReference[oaicite:4]{index=4}

How do I dispute or verify a debt with Professional Bureau of Collections?

You can send a written dispute/validation request within 30 days of first contact. They must then provide proof before continuing collection efforts. :contentReference[oaicite:5]{index=5}

What laws protect me from harassment by debt collectors like Professional Bureau of Collections?

The Fair Debt Collection Practices Act (FDCPA) and other state laws protect you. These laws restrict when and how collectors may contact you and prohibit abuse, threats, false statements, and unfair or deceptive practices. :contentReference[oaicite:6]{index=6}

Can I take legal action against Professional Bureau of Collections for harassment?

Yes. If they violate the FDCPA or other applicable laws, you can file complaints (e.g. with the CFPB, FTC, or your state's attorney general) or sue them. You may be entitled to damages, including for emotional distress or other harm. :contentReference[oaicite:7]{index=7}

Professional Bureau of Collections Debt Collection Harassment?

Are debt collectors contacting your family, friends, or co-workers about debts you supposedly owe?
Is a debt collector demanding payment without providing proof that the debt is valid?
If so, we’ll take immediate action to stop the harassing calls!
You could be eligible for up to $1,000 in statutory damages.
Remember, you won’t be responsible for any legal fees.

Free Case Review, you will never be charged legal fees. We will respond within 15 minutes via text or email.

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Professional Bureau of Collections, Inc. of Maryland Debt Collection Harassment

Tired of Professional Bureau of Collections, Inc. of Maryland Debt Collection Harassment? Wish there was a way to make the calls stop? Is Professional Bureau of Collections, Inc. of Maryland constantly calling and harassing you? Does your phone ring every day, several times per day, because Professional Bureau of Collections, Inc. of Maryland is calling you to demand payment? Threatening you with legal action? Professional Bureau of Collections, Inc. of Maryland may use aggressive methods such as intimidation or fear-based tactics to pressure you into paying. Has Professional Bureau of Collections, Inc. of Maryland ever used abusive or profane language when speaking with you on the phone? Such behavior may constitute abusive debt collection practices prohibited by law. If so, Professional Bureau of Collections, Inc. of Maryland may be violating your legal rights. Stop the harassment from collection calls by sending a written request to cease these calls. Consumers have the right to stop debt collectors from engaging in these behaviors.

The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. The FDCPA protects you from illegal practices, including possible harassment tactics used by debt collectors. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.

Is Professional Bureau of Collections, Inc. of Maryland a scam?

According to the Better Business Bureau website, Professional Bureau of Collections, Inc. of Maryland is a legitimate debt collection agency that has been in business since 2006 and complies with regulations. There have been 62 complaints closed in the last 3 years and 40 complaints closed out in the last 12 months.

Professional Bureau of Collections, Inc. of Maryland Better Business Bureau

Who is Professional Bureau of Collections, Inc. of Maryland?

Professional Bureau of Collections, Inc. of Maryland is a third party debt collector located in Greenwood Village, Colorado. It also operates as a collection service bureau and is sometimes referred to as a professional service bureau or professional services bureau. They have been a party to over 180 federal cases based on their issuance of credit and collection of debts incurred on their credit cards. Many collection agencies, including Professional Bureau of Collections, Inc. of Maryland, have faced similar legal scrutiny. Furthermore, a recent Federal Court case alleges that Professional Bureau of Collections, Inc. of Maryland used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

In many cases, the original creditor may be a credit card company, which can also contact debtors directly regarding collection efforts.

Under the Fair Credit Reporting Act (FCRA), consumers have the right to dispute inaccuracies on their credit reports, which can help address mistakes that may negatively impact their financial lives.

Address: 5295 DTC Parkway Greenwood Village, CO 80111-2752 Phone: (800) 270-9685

Professional Bureau of Collections, Inc. of Maryland is often referred to or searched for by other names. These include:

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Professional Bureau of Collections, Inc. of Maryland Debt Collection Harassment Tactics

If Professional Bureau of Collections, Inc. of Maryland engages in any of the following tactics, including aggressive practices or unfair debt collection practices, you may have a case:

Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call (FDCPA 15 U.S.C. 1692c)
Talking to others about your debt (FDCPA 15 U.S.C. 1692b)
Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work. (FDCPA 15 U.S.C. 1692c)
Use any profane language, obscene language, or any language that is harassing and abusive (FDCPA 15 U.S.C. 1692d)
Engage in any conduct, the natural consequence of which is to harass, abuse or oppress. (FDCPA 15 U.S.C. 1692d)
Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment( FDCPA 15 U.S.C. 1692e)
Threaten arrest or criminal prosecution ( FDCPA 15 U.S.C. 1692e)
Send false information to the credit bureaus ( FDCPA 15 U.S.C. 1692e)
Cause a telephone to ring an unreasonable amount of times ( FDCPA 15 U.S.C. 1692d)
Make incessant calls, which are considered a form of harassment and an aggressive practice under the FDCPA.

Professional Bureau of Collections, Inc. of Maryland Phone Numbers

Are you receiving any harassing phone calls from any of these numbers?

800-270-9685, 720-200-0326, 1 800 270 9685,

If so, you may be a victim of Professional Bureau of Collections, Inc. of Maryland debt collection harassment. The list above is not all the numbers that Professional Bureau of Collections, Inc. of Maryland uses. Also, calls can be from a different numbers and it still be Professional Bureau of Collections, Inc. of Maryland calling you. Contact our office right away so we can start the process to stop Professional Bureau of Collections, Inc. of Maryland from calling you illegally. Above all, no one should live with harassment.

Common Questions:

Is Professional Bureau of Collections, Inc. of Maryland a scam? No, Professional Bureau of Collections, Inc. of Maryland has been in business since 2006. Many collection agencies and other debt collectors operate under similar regulations.

Can Professional Bureau of Collections, Inc. of Maryland seize my property? Professional Bureau of Collections, Inc. of Maryland can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtained a judgment against you, the debt collector may be able to take certain property as permitted by the court. After obtaining a court judgment, the agency may also be able to garnish wages through a legal process known as wage garnishment, where a portion of your paycheck is withheld to collect debts.

Can Professional Bureau of Collections, Inc. of Maryland sue me? Yes, Professional Bureau of Collections, Inc. of Maryland can sue you so long as the debt is within the statute of limitations. Like any other debt collector, they can file a lawsuit to collect debts if the debt is valid and within the legal timeframe.

Can Professional Bureau of Collections, Inc. of Maryland report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report. Before taking any action, it is important to request verification and written validation of the debt to ensure its accuracy and legal validity.

Can Professional Bureau of Collections, Inc. of Maryland arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets. If a collection agency violates the law, such as the FDCPA, consumers have legal recourse and may be entitled to statutory damages.

CONSUMER RIGHTS LAW FIRM, PLLC

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Professional Bureau of Collections, Inc. of Maryland debt collection harassment.

If you are interested in learning more about how to safeguard yourself and prevent Professional Bureau of Collections, Inc. of Maryland debt collection harassment, call us at for immediate assistance or visit our website at consumerlawfirmcenter.com.

Success Stories

“What an amazing experience I had with Consumer Rights Law firm. I kept getting constant calls from a debt collector who was asking for someone I didn’t know. After explaining over and over I was not the person they were looking for, The calls still continued, it became frustrating and very annoying. I came across this firm and just called to talk to someone to see how I could get the calls to stop. I spoke to a gentleman that was very professional and very helpful. Not only did they get the calls to stop immediately, but they were also able to put some money in my pocket as well, Here’s the best thing, it cost me nothing for them to help me. They come highly recommended. Thank you Consumer Rights”

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agencies in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer.”

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights.”

Check out a links below for more information:

Colorado Attorney General

https://consumerlawfirmcenter.com/overton-russell-doerr-and-donovan-debt-collection-harassment/

https://consumerlawfirmcenter.com/rsi-enterprises-debt-collection-harassment/

Understanding Your Rights

As a consumer, it’s crucial to be aware of your rights when dealing with debt collectors. The Fair Debt Collection Practices Act (FDCPA) is a federal law designed to regulate the behavior of debt collectors and protect consumers from unfair, abusive, and deceptive practices. This law ensures that debt collection agencies operate within a framework that respects the rights of consumers.

Understanding your financial situation can help you make informed decisions when dealing with debt collectors and improve your overall credit health. If you believe your rights have been violated, it is important to take appropriate action. Additionally, keeping a detailed record of all interactions with debt collectors—including dates, times, and the content of conversations—can be crucial for identifying harassment and supporting any legal actions you may need to take.

Fair Debt Collection Practices Act (FDCPA)

The FDCPA sets clear boundaries for debt collectors, prohibiting them from engaging in certain behaviors. Here are some key prohibitions under the FDCPA:

Harassment: Debt collectors are not allowed to use abusive language, threaten violence, or make false statements to collect a debt. This includes excessive phone calls and any form of intimidation.
False or Misleading Representations: Debt collectors cannot make false or misleading statements about the debt or the consequences of not paying. This includes misrepresenting the amount owed or falsely claiming legal actions will be taken.
Unfair Practices: Debt collectors are prohibited from engaging in unfair practices, such as charging excessive fees or interest that were not agreed upon in the original contract.
Inconvenient Communication: Debt collectors cannot contact consumers at inconvenient times or places, such as early in the morning or late at night, without prior consent.

Understanding these protections can help you recognize if a debt collector is violating your rights and take appropriate action.

Steps To Stop Debt Collector Harassment

If you’re experiencing harassment from a debt collector, there are several steps you can take to stop the harassment:

Write a Letter: Send a written request to the debt collector asking them to stop contacting you. This is an effective way to get debt collectors to stop calling. Make sure to keep a copy of the letter and any responses you receive.
Document Everything: Keep a detailed log of all communications with the debt collector, including dates, times, and the content of the conversations. This documentation can be crucial if you need to file a complaint or take legal action.
File a Complaint: If the harassment continues, file a complaint with the Federal Trade Commission (FTC) or your state’s Attorney General’s office. These agencies can investigate and take action against the debt collector.
Seek Legal Advice: Consider consulting with a law firm that specializes in debt collection harassment. They can provide you with legal advice and help you take steps to stop the harassment. Many law firms offer a free consultation to discuss your case.

By taking these steps, you can protect yourself from debt collector harassment and ensure that your rights are upheld.

Dealing with Debt Collectors at Work

Dealing with debt collectors at your workplace can be both stressful and embarrassing, but you have important rights under the Fair Debt Collection Practices Act (FDCPA) that protect you from this kind of intrusion. Debt collectors are not allowed to contact you at work if they know your employer prohibits such calls. If a debt collector continues to reach out to you at your job after you’ve informed them that these communications are not allowed, they may be violating the collection practices act FDCPA, and you could be entitled to statutory damages and attorney fees.

To stop debt collectors from contacting you at work, send a written notice to the debt collection agency. In your letter, include your name, address, and a clear statement that you do not want to be contacted at your workplace. Once the debt collector receives this notice, they are legally required to stop contacting you at work. Keeping a detailed record of all communications—including dates, times, and the content of each call or message—can help you document any aggressive practices or violations of fair debt collection practices.

If the harassment continues, consider seeking legal advice from a law firm experienced in debt collection harassment. An attorney can help you understand your rights under the collection practices act FDCPA and take legal action if necessary. You may also want to notify your employer’s human resources department about the situation. HR can help you establish a policy for handling debt collector calls at work or provide guidance on how to address the issue.

Remember, debt collectors must follow fair debt collection practices and respect your right to privacy. If a debt collector refuses to stop contacting you at work or uses harassing communication tactics, you can file a complaint with the Federal Trade Commission (FTC) or your state

Legal and Financial Implications

Dealing with debt collectors can have significant legal and financial implications. It’s essential to understand your rights and the potential consequences of not addressing debt collection issues promptly. Some debt collectors may use threatening legal action as a tactic to pressure consumers into paying debts.

Can Professional Bureau of Collections Sue Me or Garnish My Wages?

Yes, Professional Bureau of Collections, like other debt collectors, can sue you if they believe you owe a debt. However, they must follow proper legal procedures and obtain a court judgment before they can garnish your wages. If you’re being sued by Professional Bureau of Collections, it’s crucial to seek legal advice from a law firm that specializes in debt collection harassment. They can help you understand your options and defend your rights in court.

Remember, understanding your rights and taking proactive steps can help you manage debt collection issues effectively and protect yourself from unfair practices.

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.