Premiere Credit of North America Phone Harassment?
Does it feel like Premiere Credit of North America wouldn’t stop calling?
Are you in debt? Does it feel like this is one of the most stressful situations you have faced? Are you being called and messaged all day by a collection agency? Do they call, message and pester you all day long? They probably told you that you are breaking the law or that they can get you arrested? If you are faced with a situation where you are being hounded for the debt you owe, the first thing to do is to calm down. Being in debt is not the end of the world no matter how frustrating it is, and no, being in debt is not a criminal offence and therefore cannot get you arrested. It is not uncommon for debt collection agencies such as Premiere Credit of North America, which is based in Indianapolis, Indiana, to go to extreme measures while trying to recover a debt.
Third-party Debt collection agencies are in business because people owe, getting such people to pay up is the sole aim of their business, therefore they take recovering debt very seriously and often try different means to pressure you into paying your debt.
The term third party debt collection refers to a company who pursue consumers or debtors on behalf of the original creditor. This means that you might be contacted by Premiere Credit of North America to pay a debt which was not originally owed to them. Sometimes, creditors sell your debt to collection agencies.
If you are facing any sort of harassment during these calls you may be receiving from Premiere Credit of North America, do not hesitate to reach out to a qualified professional on 877-700-5790.
Introduction to Debt Collection
Debt collection is a process where third-party agencies, such as Premiere Credit of North America, work on behalf of original creditors to recover outstanding debts. These debts can originate from a variety of sectors, including healthcare, government, financial services, and higher education markets. As a leading national ARM (Accounts Receivable Management) firm, Premiere Credit of North America is recognized for its proven receivables management solutions that help maximize clients’ revenues. By leveraging industry leading technology and a customer-focused approach, the company’s overarching mission is to assist clients in recovering debts efficiently and ethically. Whether working with government agencies, educational institutions, or healthcare providers, Premiere Credit of North America is committed to delivering results while maintaining high standards of service and compliance.
About the FDCPA
While it is not against the law for a debt collection agency to try to recover debt, the measures taken to recover a debt can be unethical. Under the Fair Debt Collection Practices Act, a debt collection agency is not permitted to call you at odd hours usually before 8 am and after 9 pm. A collection agency should also not use abusive words while addressing you, should not threaten bodily harm to you or your loved ones or tell you that they would repossess your property. Doing any of these is maybe considered an offense under the FDCPA which was put in place by Congress to ensure that debt collection agencies like Premiere Credit of North America don’t abuse the rights of consumers like you. If you believe any of these laws have been broken, seek legal advice. Get in touch with an A+ accredited consumer rights lawyer on 877-700-5790.
Can I stop debt harassment by ignoring the calls?
Trying to ignore calls from a debt collection agency in hopes of wearing them out is like trying to wish you won a lottery that covers all your living expenses. Chances of that happening a very slim. Debt collection agencies make their money from your ability to pay your debt, therefore wishing they would stop calling because you ignored them is most unlikely. If you ignore a collector’s calls any of these would most likely happen:
- They wouldn’t stop hounding you with calls and messages
- Negative credit record. The collector would continue to report delinquency to credit bureaus and this would, in the long run, affect your credit score.
- Inability to find out the validity of your debt. If you continue to ignore creditors, you might not be able to find out if the debt is actually yours or if the figures are correct.
- Your debt might increase. Ignoring collectors sometimes attract addition of interests and collection costs.
- You might get sued. A collection agency has the right to sue you as a last resort to recover a debt. If you don’t show up to the hearing, the collector automatically wins. If this happens be sure to seek legal advice from a consumer rights attorney.
Who is Premier Credit of North America?
Premiere Credit of North America is a third-party debt collector located in Indianapolis, Indiana. They manage 450 million accounts belonging to 1.3 million consumers worth over 14 billion dollars. The company employs hundreds of employees and is known for its structured work environment. Consumers have sued Premier Credit in federal court over 250 times for violating their rights while collecting on alleged debts. You have the right to stop the calls.
Address: 220 Wellesley Blvd, #100
Indianapolis, IN 46219
Phone: (317) 322-3630
Credit of North America Services
Credit of North America, also known as Premiere Credit of North America, offers a comprehensive suite of services designed to support both businesses and individuals in managing and recovering debts. Their offerings include debt collection, accounts receivable management, and revenue cycle management, all powered by industry leading technology and a dedicated team of professionals. The company’s expertise allows clients to streamline their financial operations, improve cash flow, and focus on their core business activities. Whether you are a business seeking to recover overdue accounts or an individual navigating the complexities of debt repayment, Credit of North America provides tailored solutions to meet your needs. Their commitment to effective communication and ethical practices ensures that clients receive the support they need throughout the debt collection process.
Is Premiere Credit of North America a Scam?
No, the agency is not a fraudulent one. According to the Better Business Bureau website, Premiere Credit of North America has been in business for 19 years. There have been 89 complaints filed against PCNA with the BBB. Read more about it here:
Premiere Credit of North America is often referred to or searched for by other names. These include:
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Premiere Credit of North America Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
317-322-3630, 317-375-6553, 866-808-7118, 317-322-3616, 888-445-0604, (317) 322-3630, (317) 375-6553, (866) 808-7118, (317) 322-3616, (888) 445-0604, 3173223630, 3173756553, 8668087118, 3173223616, 8884450604
If the answer is yes, then you are receiving calls from a known PCNA number. You may be a victim of PCNA phone harassment. Be sure to call us for assistance on the numbers listed above.
The following is a sample list of complaints filed against Premiere Credit of North America in the past year and can be found on Pacer.org.
3:16-cv-00007-GNS-CHL Stephens v. Premiere Credit of North America, LLC
1:18-cv-03032-JPH-DLP WILDRICK v. PREMIERE CREDIT OF NORTH AMERICA, LLC
1:18-cv-01132-RGA Jacobs v. Premiere Credit of North America, LLC et al
1:17-cv-01519-SEB-DLP NEISWINGER v. PREMIERE CREDIT OF NORTH AMERICA LLC
1:17-cv-02505 Elverton v. Premiere Credit of North America, LLC
In addition to these legal cases, complaints and reviews often mention a lack of support for employees’ family lives, the value of friendships among co-workers, and various issues experienced by workers at the company.
Reporting Phone Harassment
If you are experiencing phone harassment from a debt collection agency like Premiere Credit of North America, it is important to take action. You have the right to report any abusive or harassing behavior to the appropriate authorities. Start by filing a complaint with the Federal Trade Commission (FTC) or the Better Business Bureau (BBB), both of which monitor and address consumer complaints against debt collectors. Additionally, consider reaching out to a consumer rights lawyer who can advise you on how to respond and protect your rights. Remember, you should never feel pressured or threatened by a debt collection agency—Premiere Credit and other agencies are required to treat you with respect and follow the law. Taking these steps can help ensure that your concerns are addressed and that you are not subjected to further harassment.
Prevention of Phone Harassment
Preventing phone harassment from debt collection agencies begins with understanding your rights as a consumer. One effective step is to register your phone number with the National Do Not Call Registry, which can help reduce unwanted calls. You also have the right to request that a debt collector, such as Premiere Credit of North America, communicate with you only by mail or email—once you make this request in writing, they are legally obligated to comply. It’s wise to keep detailed records of all communications, including dates, times, and the content of conversations, to protect yourself in case of future disputes. By staying informed and proactive, you can minimize the risk of harassment and ensure that any debt collection efforts are conducted in a fair and respectful manner.
Conclusion and Recommendations
In summary, while debt collection is a necessary part of the financial ecosystem, it should always be conducted with fairness and respect for consumer rights. Premiere Credit of North America, as a leading national ARM firm, offers proven receivables management solutions to help clients maximize their revenues. However, it is essential for consumers to be aware of their rights and to take action if they experience phone harassment. Reporting issues to organizations like the BBB or FTC, and seeking guidance from consumer rights lawyers, can help protect you from abusive practices. Whether you are a business or an individual, responding to debt collection in an informed and responsible way is key. For more information, you can visit the company’s page on platforms like LinkedIn, org, or co, and consult resources provided by the BBB and other consumer protection organizations. Always prioritize your well-being and don’t hesitate to seek help if you need it—your rights matter, and support is available.
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Premiere Credit of North America. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at (877)700-5790 for immediate assistance.
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
Indiana Attorney General