Premiere Credit of North America Phone Harassment?
Does it feel like Premiere Credit of North America wouldn’t stop calling?
Are you in debt? Does it feel like this is one of the most stressful situations you have faced? Are you being called and messaged all day by a collection agency? Do they call, message and pester you all day long? They probably told you that you are breaking the law or that they can get you arrested? If you are faced with a situation where you are being hounded for the debt you owe, the first thing to do is to calm down. Being in debt is not the end of the world no matter how frustrating it is, and no, being in debt is not a criminal offence and therefore cannot get you arrested. It is not uncommon for debt collection agencies such as Premiere Credit of North America to go to extreme measures while trying to recover a debt.
Third-party Debt collection agencies are in business because people owe, getting such people to pay up is the sole aim of their business, therefore they take recovering debt very seriously and often try different means to pressure you into paying your debt.
The term third party debt collection refers to a company who pursue consumers or debtors on behalf of the original creditor. This means that you might be contacted by Premiere Credit of North America to pay a debt which was not originally owed to them. Sometimes, creditors sell your debt to collection agencies.
If you are facing any sort of harassment during these calls you may be receiving from Premiere Credit of North America, do not hesitate to reach out to a qualified professional on 877-700-5790.
About the FDCPA
While it is not against the law for a debt collection agency to try to recover debt, the measures taken to recover a debt can be unethical. Under the Fair Debt Collection Practices Act, a debt collection agency is not permitted to call you at odd hours usually before 8 am and after 9 pm. A collection agency should also not use abusive words while addressing you, should not threaten bodily harm to you or your loved ones or tell you that they would repossess your property. Doing any of these is maybe considered an offense under the FDCPA which was put in place by Congress to ensure that debt collection agencies like Premiere Credit of North America don’t abuse the rights of consumers like you. If you believe any of these laws have been broken, seek legal advice. Get in touch with an A+ accredited consumer rights lawyer on 877-700-5790.
Can I stop debt harassment by ignoring the calls?
Trying to ignore calls from a debt collection agency in hopes of wearing them out is like trying to wish you won a lottery that covers all your living expenses. Chances of that happening a very slim. Debt collection agencies make their money from your ability to pay your debt, therefore wishing they would stop calling because you ignored them is most unlikely. If you ignore a collector’s calls any of these would most likely happen:
- They wouldn’t stop hounding you with calls and messages
- Negative credit record. The collector would continue to report delinquency to credit bureaus and this would, in the long run, affect your credit score.
- Inability to find out the validity of your debt. If you continue to ignore creditors, you might not be able to find out if the debt is actually yours or if the figures are correct.
- Your debt might increase. Ignoring collectors sometimes attract addition of interests and collection costs.
- You might get sued. A collection agency has the right to sue you as a last resort to recover a debt. If you don’t show up to the hearing, the collector automatically wins. If this happens be sure to seek legal advice from a consumer rights attorney.
Who is Premier Credit of North America?
Premiere Credit of North America is a third-party debt collector located in Indianapolis, Indiana. They manage 450 million accounts belonging to 1.3 million consumers worth over 14 billion dollars. Consumers have sued Premier Credit in federal court over 250 times for violating their rights while collecting on alleged debts. You have the right to stop the calls.
Address: 220 Wellesley Blvd, #100
Indianapolis, IN 46219
Phone: (317) 322-3630
Is Premiere Credit of North America a Scam?
No, the agency is not a fraudulent one. According to the Better Business Bureau website, Premiere Credit of North America has been in business for 19 years. There have been 89 complaints filed against PCNA with the BBB. Read more about it here:
Premiere Credit of North America is often referred to or searched for by other names. These include:
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Premiere Credit of North America Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
317-322-3630, 317-375-6553, 866-808-7118, 317-322-3616, 888-445-0604, (317) 322-3630, (317) 375-6553, (866) 808-7118, (317) 322-3616, (888) 445-0604, 3173223630, 3173756553, 8668087118, 3173223616, 8884450604
If the answer is yes, then you are receiving calls from a known PCNA number. You may be a victim of PCNA phone harassment. Be sure to call us for assistance on the numbers listed above.
The following is a sample list of complaints filed against Premiere Credit of North America in the past year and can be found on Pacer.org.
3:16-cv-00007-GNS-CHL Stephens v. Premiere Credit of North America, LLC
1:18-cv-03032-JPH-DLP WILDRICK v. PREMIERE CREDIT OF NORTH AMERICA, LLC
1:18-cv-01132-RGA Jacobs v. Premiere Credit of North America, LLC et al
1:17-cv-01519-SEB-DLP NEISWINGER v. PREMIERE CREDIT OF NORTH AMERICA LLC
1:17-cv-02505 Elverton v. Premiere Credit of North America, LLC
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Premiere Credit of North America. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at (877)700-5790 for immediate assistance.
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
Indiana Attorney General
