Praxis Financial Solutions Phone Harassment? Stop the Calls!
*Is Praxis Financial Solutions (PFS) calling you?*Stop Praxis Financial Solutions phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, the use of deceptive or abusive practices by Praxis Financial Solutions is illegal and needs to stop. You have the legal right to stop PFS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Praxis Financial Solutions a Scam?
According to the Better Business Bureau website, Praxis Financial Solutions has been in business for 12 years. There have been 3 complaints filed against PFS with the BBB.
Praxis Financial Solutions Better Business Bureau
Who is Praxis Financial Solutions?
Praxis Financial Solutions is third party debt collector located in Lincolnwood, Illinois. They have been a party to over 60 federal cases based on their issuance of credit and collection of debts incurred on their credit cards. Furthermore, a recent Federal Court cases alleges that Praxis Financial Solutions used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. In some cases, a court may issue an order that impacts the company’s ability to collect debts or maintain its licensing status.
Address: 7301 N Lincoln Ave Ste 202
Lincolnwood, IL 60712-1730
Phone: (847) 676-1111
Praxis Financial Solutions is often referred to or searched for by other names. These include:
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These names are often used in online search queries, and user search behavior helps identify the various ways Praxis Financial Solutions may appear in consumer reports or complaints.
Introduction to Debt Collection
Dealing with debt collection can be a stressful experience, especially when companies like Praxis Financial Solutions Inc start reaching out. Debt collection is the process by which creditors or third-party agencies, such as Praxis Financial Solutions, attempt to recover money owed on overdue accounts. If you’ve fallen behind on payments, your original creditor may hire or sell your debt to a collection agency like Praxis, which then takes over the responsibility of collecting the outstanding balance.
Praxis Financial Solutions, based in Lincolnwood, Illinois, is one of many financial solutions companies that specialize in debt collection services. Their job is to contact consumers by phone, mail, or other means to recover unpaid debts. While debt collectors have the right to seek repayment, they must follow strict laws and guidelines, including those set by the Fair Debt Collection Practices Act (FDCPA), to ensure consumers are treated fairly. Understanding how debt collection works and knowing your rights is the first step in protecting yourself from potential harassment and taking control of your financial situation.
Praxis Financial Solutions Collection Tactics
If Praxis Financial Solutions engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Praxis Financial Solutions Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
847-676-1111, 866-611-3411, (847) 676-1111, (866) 611-3411, 8476761111, 8666113411
If the answer is yes, then you are receiving calls from a known PFS number. You may be a victim of PFS phone harassment. The list above is not all the numbers that PFS uses. The calls can be from a different number and it still be Praxis Financial Solutions calling you. Contact our office right away so we can start the process to stop PFS from calling you illegally. Above all, no one should live with harassment!
Consequences of Debt Collection Harassment
Debt collection harassment by companies like Praxis Financial Solutions can have serious consequences for consumers. Repeated, unwanted calls, threatening language, or abusive tactics can cause significant emotional distress, leading to anxiety, stress, and even depression. Harassment can also disrupt your daily life, affect your relationships, and create a sense of fear or embarrassment, especially if debt collectors contact your family, friends, or workplace.
Financially, aggressive debt collection practices can damage your credit score if negative information is reported to credit bureaus, making it harder to secure loans, rent an apartment, or even get a job. In some cases, consumers may feel pressured into making payments they cannot afford, leading to further financial hardship. Importantly, debt collectors who violate the FDCPA or other consumer protection laws may face legal action, and you may be entitled to compensation for damages, including attorney fees. Knowing the consequences of debt collection harassment underscores the importance of standing up for your rights and seeking help if you feel threatened or abused by a debt collector.
Common Questions
Is PFS a scam? No, Praxis Financial Solutions has been in business for 12 years.
Can Praxis Financial Solutions garnish my wages? Yes, PFS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can PFS sue me? Yes, PFS can sue you so long as the debt is within the statute of limitations
Can PFS report my debt to the collections bureaus?
Can PFS arrest me?
The following is a sample list of complaints filed against Praxis Financial Solutions in the past year and can be found on Pacer.org.
4:13-cv-10581-MAG-RSW Bowling et al v. Praxis Financial Solutions
1:11-cv-00323-HSO-RHW Rickoll v. Praxis Financial Solutions
1:10-cv-00080-SM Braley v. Praxis Financial Solutions
3:10-cv-00627-ARC Hoffman v. Praxis Financial Solutions
3:09-cv-01374-MRK Rodriguez v. Praxis Financial Solutions
Deleting Praxis Financial Solutions Debt from Your Credit Report
If Praxis Financial Solutions has reported a debt to your credit report, it can negatively impact your credit score and financial future. However, there are steps you can take to address and potentially remove this information. Start by obtaining a copy of your credit report from all three major credit bureaus—Equifax, Experian, and TransUnion—and carefully review the entry from Praxis Financial Solutions Inc for accuracy. If you find any errors or outdated information, you have the right to dispute the debt directly with the credit bureau. Provide documentation to support your claim, and the bureau is required by law to investigate and respond within 30 days.
In some cases, you may be able to negotiate a pay-for-delete agreement with Praxis Financial Solutions, where they agree to remove the collection account from your credit report in exchange for payment. Be sure to get any agreement in writing before making a payment. If the debt is not valid or Praxis cannot verify it, you can request its removal under the Fair Credit Reporting Act (FCRA). Regularly monitoring your credit report and taking prompt action can help protect your credit and ensure that only accurate, up-to-date information is used by lenders and other financial services. If you need assistance, consider reaching out to a consumer protection attorney or credit repair service for guidance.
About Us
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Praxis Financial Solutions harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Praxis Financial Solutions call us at for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumerlawfirmcenter.com/radius-global-solutions-debt-collection-harassment-2/
https://consumerlawfirmcenter.com/united-recovery-solutions-debt-collection-harassment/
https://consumerlawfirmcenter.com/acb-receivables-management-debt-collection-harassment/
https://consumerlawfirmcenter.com/absolute-credit-phone-harassment/
https://consumerlawfirmcenter.com/commercial-acceptance-company-phone-harassment/
https://consumerlawfirmcenter.com/continental-credit-control-phone-harassment/
https://consumerlawfirmcenter.com/pmab-debt-collection-harassment/
