PMAB Debt Collection Harassment
Tired of PMAB Debt Collection Harassment? Wish there was a way to make the calls stop? Is PMAB constantly calling and harassing you? Does your phone ring every day, several times per day, because PMAB has called you repeatedly to demand payment? Threatening you with legal action? Has PMAB ever used abusive or profane language when speaking with you on the phone? If so, PMAB may be violating your legal rights. Stop the harassment. Repeated and abusive calls from PMAB may constitute debt harassment under the law. Debtors are often targeted by these aggressive collection tactics.
The protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Is PMAB a scam?
According to the Better Business Bureau website, PMAB has been in business since 1988. There have been 58 customer complaints filed.
PMAB
Who is PMAB?
PMAB is a third party debt collector located in Charlotte, North Carolina. They have been a party to over 70 federal cases based on their issuance of credit and collection of debts incurred on their credit cards. Furthermore, a recent Federal Court case alleges that PMAB used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
PMAB and its parent company primarily serve healthcare providers and the pharmaceuticals industry, offering third party collection services to recover unpaid medical and pharmaceutical debts.
Address: 4135 Southstream Blvd Ste 400 Charlotte, NC 28217-4636 Phone: (704) 553-7144 Fax: (704) 643-8513
Alternate Business NameMedA/Rx PMAB, LLC Mylan Pharmaceuticals Wallace Pharmaceuticals, Inc. Meda Consumer Healthcare, Inc.
PMAB is often referred to or searched for by other names. These include:
pmab llc www payments pmab com www.payments.pmab.com pmab llc on credit report pmab srvc pmab pmab llc complaints pmab charlotte nc pmab collection agency pmab services payments pmab pmab, llc pmab charlotte pmab collections pmab llc charlotte nc pmab llc charlotte payments.pmab pmabllc pmab llc collection agency pmab services collections pmab llc debt collection pmab llc website pmab llc payment pmab llc online payment pmab debt collector pmab srvc collections pmab.com
pmab llc debt collector
pmab com payments pmab com meda/rx
collection agency charlotte nc medarx pmab certification
pmab llc complaints pmab llc online payment pmab services collections pmab llc website pmab llc on credit report pmab collections pmab llc debt collector pmab srvc collections pmab llc debt collection payments pmab debt collection attorney charlotte nc pmab llc collection agency nc collection agency what is pmab payments pmab com pmab charlotte nc pma charlotte nc pmab llc charlotte
PMAB Debt Collection Harassment Tactics
The FDCPA regulates the actions of both debt collectors and creditors to protect consumers from abusive practices.
If PMAB engages in any of the following tactics, you may have a case:
- Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call (FDCPA 15 U.S.C. 1692c)
- Talking to others about your debt (FDCPA 15 U.S.C. 1692b): Debt collectors are prohibited from disclosing information about your debt to third parties without your consent.
- Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work. (FDCPA 15 U.S.C. 1692c)
- Use any profane language or any language that is harassing and abusive (FDCPA 15 U.S.C. 1692d)
- Engage in any conduct, the natural consequence of which is to harass, abuse or oppress. (FDCPA 15 U.S.C. 1692d)
- Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment (FDCPA 15 U.S.C. 1692e). If requested, debt collectors must provide written proof to validate their claims.
- Threaten arrest or criminal prosecution ( FDCPA 15 U.S.C. 1692e)
- Send false information to the credit bureaus ( FDCPA 15 U.S.C. 1692e)
- Cause a telephone to ring an unreasonable amount of times ( FDCPA 15 U.S.C. 1692d)
PMAB Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
866-885-7622, 704-643-8418, 704 553 7146, (704) 553-7146, 800 849 0088, 8008490088, 1 800 849 0088, 1 800 849 0088 8008490088, 7045537146, 704 553 7146
If so, you may be a victim of PMAB debt collection harassment. The list above is not all the numbers that PMAB uses. Also, calls can be from a different numbers and it still be PMAB calling you. Contact our office right away so we can start the process to stop PMAB from calling you illegally. Above all, no one should live with harassment.
How PMAB Affects Your Credit Report and Credit Bureaus
When dealing with PMAB LLC, a third party debt collector, it’s important to understand how their debt collection practices can impact your credit report and your standing with credit bureaus. If PMAB is attempting to collect a debt from you, they may report the collection account to major credit reporting agencies. This action can result in a negative mark on your credit report, which may lower your credit score and make it more challenging to secure loans, credit cards, or even housing in the future.
Debt collectors like PMAB are required to follow fair debt collection practices as outlined by federal law, specifically the Fair Debt Collection Practices Act (FDCPA). This law is designed to protect consumers from deceptive debt collection practices and debt collection harassment. Under the FDCPA, a debt collector cannot use misleading information, threaten you, or provide false details about your alleged debt. If PMAB reports inaccurate or false information to a credit bureau, it could unfairly damage your credit.
Errors on your credit report can happen, especially when third party debt is involved. For example, PMAB might report a debt that doesn’t belong to you, or list an incorrect amount owed. That’s why it’s crucial to regularly review your credit reports from all three major credit reporting agencies. By law, you’re entitled to a free credit report from each agency every year. If you spot any mistakes related to PMAB or any other debt collection company, you have the right to dispute the information directly with the credit bureau. The bureau is then required to investigate and correct any verified errors.
If you’re facing harassment from PMAB or believe they are using unfair or deceptive debt collection practices, you can take action. Start by requesting written validation of the debt—PMAB must provide this within five days of their first contact. If you believe your rights have been violated, consider reaching out to a legal professional who specializes in fair debt collection practices. They can help you understand your options, whether it’s disputing a debt, negotiating a payment plan, or filing a formal complaint.
Additionally, organizations like the Better Business Bureau (BBB) and your state’s Attorney General’s office accept complaints about debt collection harassment and unfair practices. Filing a complaint can help hold PMAB accountable and may assist in resolving your issue.
In summary, PMAB’s debt collection activities can have a lasting effect on your credit and financial future. Stay proactive by monitoring your credit report, knowing your rights under the FDCPA, and seeking immediate assistance if you experience debt collection harassment. Protecting your credit and standing up to unfair debt collection practices is your right as a consumer.
Common Questions:
Is PMAB a scam? No, PMAB has been in business since 1988.
Can PMAB seize my property? PMAB can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtained a judgment against you, the debt collector may be able to take certain property as permitted by the court. In some cases, a court judgment may also allow PMAB to garnish wages as a means of debt recovery.
Can PMAB sue me? Yes, PMAB, as a creditor, can sue you so long as the debt is within the statute of limitations. The creditor initiates legal action to recover unpaid debts and related expenses.
Can PMAB report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report. If you pay the debt, the status should be updated to paid on your credit report. However, you are not obligated to pay a debt unless it is properly validated and you are the responsible party.
Can PMAB arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against PMAB and can be found on Pacer.org. Many of these cases are filed in United States District Court, which has jurisdiction over federal debt collection litigation.
3:19-cv-01396-RV-EMT MAKIN v. PMAB, LLC et al
3:19-cv-00636-JGC Chambers-Pope v. PMAB, LLC
1:19-cv-00237-LCB-JEP HARVELL v. PMAB, LLC
7:18-cv-11152-NSR Scalabrini v. PMAB, LLC et al
3:18-cv-03127-JFA Dunn v. PMAB LLC
What type of debts does PMAB collect? PMAB specializes in medical debt collection, often working with healthcare providers and related industries.
What if I have health insurance coverage? Sometimes consumers are pursued for medical debts even if they have maintained health insurance coverage. Billing errors can occur, and you may be contacted for payment even if you were unaware of a balance due or had already paid once informed. It’s important to verify the accuracy of medical billing and ensure your health insurance coverage was properly applied.
CONSUMER RIGHTS LAW FIRM, PLLC
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop PMAB debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm, PLLC Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent PMAB debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com.
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff was very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
