Pierce Hamilton Stone Collections Debt Collection Harassment?

Pierce Hamilton Stone Collections Phone Harassment?

Is Pierce Hamilton Stone Collections (PHSC) calling you? Stop Pierce Hamilton Stone Collections phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. You have the legal right to stop PHSC phone harassment and request that they stop calling. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Is Pierce Hamilton Stone Collections a Scam?

According to the Better Business Bureau website, Pierce Hamilton Stone Collections has been in business for 6 years. Pierce Hamilton Stone Collections is registered as a limited liability company (LLC) with the Ohio Secretary of State, which highlights its legal and regulatory status. The company’s profile page on the Better Business Bureau website provides detailed information about its business practices. There have been 6 complaints filed against PHSC with the BBB.

Who is Pierce Hamilton Stone Collections?

Pierce Hamilton Stone Collections is a third party debt collector located in Whitehall, Ohio. They have had complaints filed several times for violating consumer’s rights while collecting on alleged debts. Pierce Hamilton Stone Collections has also been named as a co-defendant in several legal actions and complaints, with allegations including the use of illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Address: 5310 E Main St Whitehall, OH 43213-2598

Phone: (614) 407-0801

Pierce Hamilton Stone Collections Collection Tactics

If Pierce Hamilton Stone Collections engages in any of the following tactics, you may have a case:

• Using profanity or abusive language
• Calling you before 8:00 a.m. or after 9:00 p.m.
• Calling you multiple times per week
• Talking to others about your debt
• Calling your workplace
• Threatening to sue you, harm you, or destroy your credit
• Telling you or anyone else that you’ve committed a crime
• Calling repeatedly for the wrong person
• Failing to notify you of your right to dispute the debt
• Trying to collect more than legally allowed

The group at Pierce Hamilton Stone Collections is known for employing a variety of these tactics in their collection efforts.

Collection agencies are regulated by the Fair Debt Collection Practices Act (FDCPA), which sets guidelines on their actions.

How Do FDCPA Apply to Pierce Hamilton Stone Collections?

Fair debt collection practices are essential to ensure that debt collectors, like Hamilton Stone Collections, treat consumers with respect and dignity. The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates the behavior of debt collectors and prohibits them from engaging in unfair, deceptive, or abusive practices. Some complaints about Hamilton Stone Collections have involved university employees and students, showing that disputes can also arise in a university setting. This law is designed to protect consumers from harassment and ensure that debt collection is conducted in a fair and transparent manner. If you are dealing with Hamilton Stone Collections or any other collection agency, it is crucial to understand your rights under the FDCPA to safeguard yourself from potential abuse.

What FDCPA Complaints Exist Against Pierce Hamilton Stone Collections?

Hamilton Stone Collections has received numerous complaints from consumers alleging violations of the FDCPA. In addition to general debt collection, Hamilton Stone Collections also handles auto recovery cases, specializing in the recovery of overdue automotive loans or leases. These complaints often include allegations of harassment, false or misleading representations, and other unfair practices. For instance, some consumers have reported being threatened with legal action or wage garnishment without proper legal procedures being followed. If you believe that Hamilton Stone Collections has violated your rights under the FDCPA, you may be entitled to damages and other relief. It is important to document any instances of harassment or unfair practices and seek legal advice to protect your rights.

Can Pierce Hamilton Stone Collections Sue or Garnish My Wages?

Like other debt collectors, Hamilton Stone Collections may attempt to sue you to collect a debt. However, they must follow the proper legal procedures and obtain a court judgment before they can garnish your wages or take other actions to collect the debt. If you receive a lawsuit from Hamilton Stone Collections, it is essential to respond promptly and seek the advice of an attorney. Ignoring the lawsuit can result in a default judgment against you, which can lead to wage garnishment or other legal consequences. By responding and seeking legal counsel, you can ensure that your rights are protected throughout the legal process.

How Can I Stop Pierce Hamilton Stone Collections Harassment?

If you are being harassed by Hamilton Stone Collections or any other debt collector, you have the right to stop the harassment. One effective way to do this is by sending a cease and desist letter to the debt collector, asking them to cease all communication with you. This request should be sent via certified mail with a return receipt requested, so you have proof that the debt collector received it. Additionally, you can file a complaint with the Federal Trade Commission (FTC) or your state’s Attorney General’s office. These agencies can investigate the debt collector’s practices and take action if they are found to be in violation of the FDCPA.

What Are My Rights Against Pierce Hamilton Stone Collections?

As a consumer, you have the right to be treated with respect and dignity by debt collectors. Under the FDCPA, you have the right to dispute a debt, request validation of a debt, and seek the advice of an attorney. You also have the right to stop debt collection harassment and seek damages if a debt collector violates your rights. Understanding and exercising these rights is crucial to protecting yourself from abusive debt collection practices. If you believe your rights have been violated, do not hesitate to seek legal assistance to address the issue and hold the debt collector accountable.

How Does Pierce Hamilton Stone Collections Affect My Credit Report?

Debt collection and credit reports are closely linked, as collection agencies like Pierce Hamilton Stone Collections often report outstanding debts to major credit bureaus. When a debt is sent to collections, it can appear on your credit report and impact your credit score, making it harder to secure loans or favorable interest rates. The Fair Debt Collection Practices Act (FDCPA) regulates how debt collection agencies, including Hamilton Stone Collections, report debts to ensure accuracy and fairness.

Can I Dispute Pierce Hamilton Stone Collections on My Credit Report?

If you notice a collection account from Pierce Hamilton Stone or any other agency on your credit report, you have the right to request detailed information and verification of the debt. The Better Business Bureau (BBB) and other consumer protection organizations recommend that you dispute any debts you believe are inaccurate or do not belong to you. Under the FDCPA, collection agencies must provide verification of the debt if you request it in writing. If the agency cannot verify the debt, or if the debt is found to be invalid, it must be removed from your credit report.

Where Can I Get Help With Pierce Hamilton Stone Collections?

Consumers in Ohio and across the country can protect their rights by contacting Consumer Rights Law Firm PLLC, a law firm experienced in debt collection defense and consumer protection law. Our legal team can help you understand your options, dispute inaccurate debts, and take action against unlawful collection practices. While resources like the Better Business Bureau offer general guidance on credit reports and disputes, working with Consumer Rights Law Firm PLLC provides direct legal advocacy to stop inaccurate reporting, protect your credit, and hold collection agencies like Hamilton Stone Collections accountable. If you are facing harassment or unfair collection actions, reaching out to Consumer Rights Law Firm PLLC can help you review your case, enforce your rights, and pursue relief under federal and state consumer protection laws.

Pierce Hamilton Stone Collections Phone Numbers

If the answer is yes, then you are receiving calls from a known PHSC number. You may be a victim of PHSC phone harassment.  The list above is not all the numbers that PHSC uses. The calls can be from a different number and it still be Pierce Hamilton Stone Collections calling you.  Contact our office right away so we can start the process to stop PHSC from calling you illegally. Above all, no one should live with harassment!

Consumer Rights Law Firm PLLC

Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. We have helped thousands of clients facing similar harassment. Rather than suffer alone, contact our office to begin the process to stop the Pierce Hamilton Stone Collections harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

If you are interested in learning more about how to safeguard yourself and prevent harassment from Pierce Hamilton Stone Collections, call us at 877-700-5790.

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