Summit Collection Services Debt Collection Harassment
Tired of Summit Collection Services Debt Collection Harassment? Wish there was a way to make the calls stop? Is Summit Collection Services constantly calling and harassing you? Does your phone ring every day, several times per day, because Summit Collection Services is calling you to demand payment? Threatening you with legal action? Has Summit Collection Services ever used abusive or profane language when speaking with you on the phone? If so, Summit Collection Services may be violating your legal rights. Stop the harassment.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. Debt collection is governed by specific laws and regulations, such as the FDCPA, which are designed to ensure fair treatment and protect consumers. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Is Summit Collection Services a scam?
According to the Better Business Bureau website, Summit Collection Services has been in business since 1992. There have been 4 complaints closed in the last 3 years and 2 complaints closed out in the last 12 months.
Summit Collection Services Better Business Bureau
Who is Summit Collection Services?
Summit Collection Services is third party debt collector located in Reno, Nevada. They have been a party to over 40 federal cases based on their issuance of credit and collection of debts incurred on their credit cards. A recent Federal Court cases alleges that Summit Collection Services used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Summit Collection Services works with various companies and business owners to collect unpaid bills and resolve disputed accounts. They handle different types of accounts, including those with past due balances, and often negotiate settlements or payment deals with consumers. Clients rely on Summit to recover monies owed, and the company may submit legal documents or claims in court if debts remain unpaid. Consumers are sometimes required to respond to claims or submit paperwork to dispute a debt, and proper documentation is crucial. Summit AR is another service related to debt resolution, and the company emphasizes professional communication when they speak with clients and consumers. Some consumers hope to make ends meet and accept payment plans, but may face further collection efforts if a settlement is not reached. Disputes can arise over debts related to an ex husband, and the company is expected to treat people with respect throughout the process.
Address: 491 Court St Reno, NV 89501-1708 Phone: (775) 323-1898 Fax: (775) 323-1598
Summit Collection Services is often referred to or searched for by other names. These include:
summit collection services summit debt collection summit collections summit collection agency the summit collection summit collection services collection agencies in nj summit collection agency
Summit Collection Services Debt Collection Harassment Tactics
If Summit Collection Services engages in any of the following tactics, you may have a case:
- Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
- Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
- Use any profane language or any language that is harassing and abusive
- Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
- Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment
- Threaten arrest or criminal prosecution
- Send false information to the credit bureaus
- Cause a telephone to ring an unreasonable amount of times
Debt Collector Red Flags: How to Spot Unethical Practices
Dealing with a debt collection agency can be stressful, especially if you’re unsure whether the debt collector is following fair debt collection practices. Whether you’re contacted by Summit Collection Services, Summit Account Resolution, or another collection agency, it’s important to recognize the warning signs of unethical or illegal behavior.
One major red flag is aggressive collection efforts, such as threatening telling you that your wages will be garnished or using intimidating language to pressure you into making payments. Debt collectors are not allowed to threaten legal action or wage garnishment unless they actually intend to take those steps and are legally permitted to do so. If you receive such threats, strongly encourage the collector to provide everything in writing and never make a payment until you’ve received proper debt validation.
Another sign of unfair debt collection is receiving multiple phone calls from a debt collector, sometimes even multiple times a day. Repeated calls, especially after you’ve requested in writing that they stop, can be considered harassment under the Fair Debt Collection Practices Act (FDCPA). If you feel overwhelmed by the number of calls, keep a detailed log of each phone call, including the date, time, and what was said. This documentation can be crucial if you need to file a complaint with the Better Business Bureau or the Federal Trade Commission.
Misreporting debts on your credit report is another unethical tactic some collection agencies use. If Summit Collection Service or any other debt collection company reports inaccurate information to the credit bureaus, it can seriously damage your credit rating. Regularly review your credit report for errors and dispute any inaccuracies directly with the credit bureaus. Prompt action can help resolve issues before they impact your ability to get credit in the future.
Always request a debt validation letter from any debt collector who contacts you. This letter should include details about the original creditor, the amount owed, and proof that the debt is yours. If the agency cannot provide this information, you may not be legally required to pay. Keeping copies of all letters, emails, and payment records is essential for your protection.
Before dealing with any collection agency, research the company’s reputation. Check if they are BBB accredited and read reviews from other consumers. Summit Account Resolution, for example, is a BBB-accredited agency known for following fair debt collection practices, but it’s still wise to remain vigilant and document all interactions.
Business owners should also be aware of their rights and responsibilities when contacted by debt collectors about business debts. No matter your situation, you deserve to be treated with respect and professionalism. If you believe a debt collector is crossing the line, don’t hesitate to contact a professional for guidance or to file a complaint.
In summary, spotting red flags like aggressive collection efforts, threatening telling, multiple phone calls, and credit report errors can help you protect yourself from unfair debt collection tactics. Always verify debts, keep detailed records, and research the collection agency before making any payments. If you’re facing unethical practices, take action to defend your rights and ensure you’re treated fairly throughout the debt collection process.
Summit Collection Services Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
775-323-1898, 775-323-2019, 775-323-1978, 775-323-1920, 775-323-1598.
If so, you may be a victim of Summit Collection Services debt collection harassment. The list above is not all the numbers that Summit Collection Services uses. Also, calls can be from a different numbers and it still be Summit Collection Services calling you. Contact our office right away so we can start the process to stop Summit Collection Services from calling you illegally. Above all, no one should live with harassment.
Common Questions:
Is Summit Collection Services a scam? No, Summit Collection Services has been in business since 1992.
Can Summit Collection Services seize my property? Summit Collection Services can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can Summit Collection Services sue me? Yes, Summit Collection Services can sue you so long as the debt is within the statute of limitations.
Can Summit Collection Services report my debt to the collections bureaus?
Can Summit Collection Services arrest me?
The following is a sample list of complaints filed against Summit Collection Services and can be found on Pacer.org.
2:18-cv-02488-CCC-JBC DARWISH v. SUMMIT COLLECTION SERVICES INC. et al
2:17-cv-02012-MMD-PAL Heller v. Summit Collection Services
2:16-cv-05640-KM-MAH SOSINSKY v. SUMMIT COLLECTION SERVICES, INC.
2:16-cv-03969-SDW-SCM PEREZ (CALABRESE) v. SUMMIT COLLECTION SERVICES, INC.
2:16-cv-01430-ES-MAH BERBRICK v. SUMMIT COLLECTION SERVICES, INC. et al
CONSUMER RIGHTS LAW FIRM, PLLC
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Summit Collection Services debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm, PLLC Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent Summit Collection Services debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com.
“What an amazing experience I had with Consumer Rights Law firm. I kept getting constant calls from a debt collector who was asking for someone I didn’t know. After explaining over and over I was not the person they were looking for, The calls still continued , it became frustrating and very annoying. I came across this firm and just called to talk to someone to see how I could get the calls to stop. I spoke to a gentleman that was very professional and very helpful. Not only did they get the calls to stop immediately , they were able to put some money in my pocket as well , Here’s the best thing, it cost me nothing for them to help me. They come highly recommended. Thank you Consumer Rights”
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agencies in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer.”
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights.”
Check out a links below for more information:
https://consumerlawfirmcenter.com/ncc-business-services-debt-collection-harassment/
https://consumerlawfirmcenter.com/prince-parker-associates-debt-collection-harassment/
