If you’re here because PFG of Minnesota Inc (sometimes shown as “Pinnacle Financial Group”) is calling you, the fastest way to protect yourself is to slow the process down and force written clarity. One reason people get rattled by this specific operation is the style of outreach described in court filings like a prerecorded message that tells you to keep listening to “acknowledge” your identity before you can even learn what the call is about.
This guide stays focused on stopping pressure, getting proof, and avoiding mistakes especially if you don’t recognize the account or you’re seeing multiple numbers. If you want one simple goal: Move everything into writing and keep a clean paper trail.
Table of Contents
- Who PFG of Minnesota, Inc. Appears To Be (And Why Names Get Confusing)
- Verified Contact Reference: Address + Phone Numbers
- What PFG of Minnesota Harassment Usually Sounds Like (With A Real Example)
- The Fastest Way To Stop Calls Without Triggering New Problems
- How To Demand Proof (Validation) The Right Way
- If The Debt Is Real: Safe Ways To Resolve It Without Getting Burned
- If They Mention “Legal Action”
- 2026 Updates: What Changed In Calls, Voicemails, And Compliance
Who PFG of Minnesota Inc. Appears To Be (And Why Names Get Confusing)
PFG of Minnesota Inc shows up in public records as connected to the cross-reference name Pinnacle Financial Group Incorporated, with addresses tied to Minneapolis, Minnesota.
Two important “identity checks” matter before you respond:
- Name Variation: You may see “PFG of Minnesota,” “PFG of Minnesota Inc.,” or “Pinnacle Financial Group.” A federal court filing explicitly uses “PFG OF MINNESOTA INC. d/b/a PINNACLE FINANCIAL GROUP INCORPORATED.”
- Registration Status: Some state records show the entity as inactive/withdrawn in a specific jurisdiction (for example, Florida’s Sunbiz record shows an inactive/withdrawal status). That does not automatically mean you won’t get contacted—only that you should be extra careful verifying who is actually calling and under what name.
If your letter or caller doesn’t match the address + identifiers below, treat it as high scam risk and don’t share personal data.
Read more about: Can a process server come to my house is i post no trespassing sign?
Verified Contact Reference
This is the section most people want when searching PFG of Minnesota Inc Phone Number.
Address Signals (Match These First)
Court filings list a principal place of business at:
Suite 310, 7825 Washington Avenue South, Minneapolis, MN 55439
Public registration records also show addresses tied to:
7825 Washington Ave. S., Minneapolis, MN 55439 (including Suite references).
Phone Number
| Category | Number | Where It Appears | What To Do With It |
| BBB-listed phone | (800) 334-2814 | BBB profile listing for a business showing “PFG of Minnesota Inc” as an alternate name | Use for callback only after you have paperwork in hand |
| BBB-listed phone | (816) 949-8632 | Same BBB listing | Treat as a possible department/alternate line |
| BBB-listed phone | (651) 346-0475 | Same BBB listing | Treat as another possible outbound/inbound line |
| BBB-listed fax | (952) 996-0655 | Same BBB listing | Useful if you must send documents quickly (keep confirmation) |
| Court-filed voicemail callback number (historical example) | 877-796-2561 | Federal court complaint quoting a prerecorded message | If you see this, log it; don’t “verify identity” on a robovoicemail |
Important: Numbers can change, rotate, or be spoofed. Your safest “verification rule” is: Trust paper, not caller ID. Use written notices + matching address details before you discuss anything sensitive.
What PFG of Minnesota Inc Harassment Usually Sounds Like (With A Real Example)
PFG of Minnesota Harassment isn’t just “they called.” It’s when contact becomes pressure-first and clarity-last—especially when you’re asked to confirm identity before you even know what the account is.
A Real Recorded-Message Example (From A Court Filing)
A federal court complaint describes a prerecorded message like this (paraphrased, with a short excerpt): it told the consumer that continuing to listen “acknowledged” identity and then said, “This is… an attempt to collect a debt… Please contact me… at 877-796-2561.”
Why this matters for you right now:
- If a voicemail is designed to pull you into identity confirmation first, your best move is to stop the phone loop and demand written details.
- If you receive multiple calls from a PFG of Minnesota Inc Debt Collection effort but they won’t clearly identify the creditor and amount in writing, that’s a major red flag.
A Real-World Consumer Post Example (Not Verified, But Useful For Pattern Recognition)
Some consumer-posted reports online describe confusion about alleged balances tied to school/education accounts and collection outreach under the PFG name. These aren’t official findings, but they can help you recognize the “this doesn’t match my records” scenario.
Here is: Consumer Post Example
The Fastest Way To Stop Calls Without Triggering New Problems
Here’s the “do this in order” plan—written specifically for PFG of Minnesota Inc style outreach.
Step 1: Stop Feeding The Phone Loop
If you keep answering live, you lose control. Do this instead:
- Let Calls Go To Voicemail
- Screenshot Your Call History
- Save Every Voicemail
This builds a clean timeline if the contact becomes excessive.
Step 2: Create One “Master Record” (So You Don’t Miss Key Proof)
Use one note (phone or paper) and log:
- Date
- Time
- Number
- What The Message Said
- Any Deadline Or Threat Language
- Whether They Identified The Creditor
This is especially important because Regulation F (CFPB’s debt collection rule) treats repeated contact patterns seriously when the cumulative effect is harassing or abusive.
Step 3: Send A Written Validation Request (This Is Your “Control Lever”)
Your goal is to force them to put in writing:
- Who The Original Creditor Is
- What The Balance Is
- Why You Owe It
- Why They’re The Right Party To Collect
The CFPB explains consumers can request information, dispute debts, and take steps when collectors are calling nonstop.
Step 4: Set A Communication Boundary In Writing
If calls are overwhelming, your letter can say:
- “Do Not Call Me. Communicate Only By Mail.”
- “Do Not Call My Workplace.” (If applicable)
FDCPA limits harassment/abuse and restricts how collectors communicate.
Step 5: Escalate If The Behavior Continues
If pressure continues after you demand proof, file complaints:
How To Demand Proof (Validation) The Right Way
If you’re dealing with PFG of Minnesota Inc Debt Collection, the cleanest way to stop confusion is a short written request.
Ask for:
- Original Creditor Name
- Account Number Reference
- Itemized Balance (Principal, Interest, Fees)
- Date Of Default / Charge-Off (If Applicable)
- Proof The Debt Is Yours
- Proof They Have Authority To Collect
If they can’t produce basics in writing, don’t let a phone rep push you into “today” decisions.
If The Debt Is Real: Safe Ways To Resolve It Without Getting Burned
Sometimes the account is legitimate. If that’s your situation, you can still avoid common traps.
Before paying:
- Request A Written Payoff Or Settlement Letter
- Confirm Where The Payment Will Be Applied
- Confirm Whether The Account Will Be Marked Paid/Settled
- Keep Receipts And Confirmation Screenshots
If you’re asked to pay before they will send details, treat that as unsafe.
If They Mention “Legal Action”
If Oxford-style threats are what you’re worried about, here’s the simple filter.
- Summons for a Debt
- File a Complaint
- Court Name
- Case Number
- Deadline To Respond
Phone pressure like “this may move forward” is not the same thing. If you get actual court papers, respond on time—default judgments are preventable when you act promptly.
For harassment and deception rules generally, the FDCPA’s harassment section and the CFPB’s Regulation F harassment rule are the core references.
2026 Updates: What Changed In Calls, Voicemails, And Compliance
Debt collection outreach keeps evolving, and in 2026 the biggest practical changes consumers notice are:
- Rotating Outbound Numbers
- Short “Limited Content” Voicemails
- More Text/Email Attempts (depending on account and consent)
- Faster Follow-Up Cycles
CFPB Regulation F continues to emphasize that the cumulative effect of calls and other communications can become harassment, even if each single contact seems “polite.”
If you think the contact is fake or abusive (especially arrest threats or weird payment methods), the FTC recommends hanging up and reporting.
Get Help With Harassment
If you’ve documented repeated calls, confusing messages, or pressure that won’t stop—and you want help turning your records into an action plan—Consumer Rights Law Firm PLLC can help you understand your rights and next steps.
Consumer Rights Law Firm PLLC
133 Main Street, Second Floor, North Andover, MA 01845
Phone: 877 700 5790
Email: help@consumerlawfirmcenter.com
Success Stories
“For weeks, my phone wouldn’t stop buzzing with calls from a debt collection agency. They were aggressive, rude, and even called my workplace. I was embarrassed and stressed out every single day. A coworker told me about Consumer Rights Law Firm, and I decided to give them a try. The moment I spoke with them, I felt relieved—they understood exactly what I was going through. They gathered all the details, handled the collectors directly, and the harassment ended almost overnight. I can finally answer my phone without anxiety.”
“I didn’t realize how much constant debt collection calls were affecting my mental health until they stopped. CRLF took my case seriously from day one, explained my legal options in plain English, and handled all the communication with the collectors. In less than a week, my phone went silent. The peace and quiet felt like a huge weight off my shoulders. They’re professional, compassionate, and genuinely care about helping people.”
“The collection agency calling me wouldn’t take ‘stop calling’ for an answer. I tried blocking their number, but they just used new ones. I felt trapped until I reached out to Consumer Rights Law Firm. Their team worked quickly, documented every call, and sent a strong legal message that made the harassment end immediately. I’m so grateful to them for restoring my privacy and peace of mind. If you’re dealing with the same problem, CRLF is the best solution.”
