Klima Peters & Daly Debt Collection Harassment❓
Klima Peters & Daly Debt Collection Harassment does not have to stress you out. Does your phone ring every day, several times per day? Has Klima Peters & Daly threatened you with legal action? Finally, do you wish there was a way to make the calls stop? You came to the right place. The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Introduction to Debt Collection
Debt collection is a process that involves pursuing payments of debts owed by individuals or businesses. When a debt remains unpaid for a certain period, creditors may hire debt collectors or collection agencies to recover the owed amount. This process can be stressful for consumers, especially if they are unaware of their rights and the legal boundaries within which debt collectors must operate. Understanding the basics of debt collection can help you navigate this challenging situation more effectively and protect yourself from potential harassment.
Understanding the Basics of Debt Collection
Debt collection typically begins when a creditor, such as a bank or credit card company, fails to receive payment on an outstanding debt. The creditor may then attempt to collect the debt themselves or hire a third-party debt collector. Debt collectors are required to follow specific rules and regulations, such as those outlined in the Fair Debt Collection Practices Act (FDCPA), which aims to prevent abusive, unfair, or deceptive practices.
As a consumer, it’s crucial to know that you have rights when dealing with debt collectors. For instance, debt collectors are prohibited from using abusive language, making threats, or calling you at unreasonable hours. They must also provide you with a written notice detailing the amount you owe, the name of the creditor, and your right to dispute the debt. By understanding these basics, you can better protect yourself and ensure that debt collectors treat you fairly.
Is Klima Peters & Daly a Scam❓
According to the Better Business Bureau website, Peroutka, Miller, Klima, Peters & Daly has been in business since 1983. There have been 16 complaints closed in the last 3 years and 9 complaints closed out in the last 12 months.
What is Klima Peters & Daly❓
KP&D law group is a Maryland law firm that effectively and ethically collects delinquent consumer debt. The firm operates in Maryland, Virginia, Delaware, and Washington, DC, ensuring comprehensive coverage in these regions. Address:
🏛️ Klima Peters & Daly Address: 8028 Ritchie Hwy Ste 300 Pasadena, MD 21122-1360
📞 Phone: (410) 768-2424
📠 Fax: (410) 553-9491
Company Profile
Klima Peters & Daly, P.A. is a Maryland-based collection law firm that effectively represents creditors and ethically collects delinquent consumer debt in Maryland, Virginia, Delaware, and Washington, D.C. As a reputable law firm, they are licensed through the Maryland Department of Labor, Licensing and Regulation, and all their collectors are certified by the American Collectors Association, International. With a strong commitment to ethical practices, the firm is also insured and bonded, ensuring the highest level of professionalism in their debt collection services. Their expertise in handling delinquent consumer debt has earned them a reputation as a trusted partner for creditors seeking to recover outstanding debts.
Klima Peters & Daly Phone Harassment Examples
If Klima Peters & Daly engages in any of the following tactics, you may have a case:
- 🚫 Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 📞 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, destroy your credit, or use illegal tactics to extract payments
- ❌ Telling you or anyone else that you’ve committed a crime
- 🔁 Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- 💰 Trying to collect more than legally allowed
Klima Peters & Daly Phone Number
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 (410) 768-2424
If the answer is yes, then you are receiving calls from a known Klima Peters & Daly number. You may be a victim of Klima Peters & Daly phone harassment. The list above is not all the numbers that Klima Peters uses. The calls can be from different numbers and it still be Klima Peters and Daly calling you. Contact our office right away so we can start the process to stop Klima, Peters & Daly, P.A. from calling you illegally. Above all, no one should live with harassment!
Reporting Harassment and Seeking Help
If you find yourself being harassed by a debt collector, it’s crucial to take immediate action to protect your rights. The first step is to document all interactions with the collector, noting dates, times, and details of each conversation. This documentation can be invaluable if you need to file a complaint or take legal action.
Steps to Take if Harassed
- 📜 Document Everything: Keep a detailed record of all communications with the debt collector, including phone calls, letters, and emails. Note the date, time, and content of each interaction.
- 🎯 Know Your Rights: Familiarize yourself with the Fair Debt Collection Practices Act (FDCPA), which outlines your rights and the rules that debt collectors must follow. This law prohibits harassment, abuse, and deceptive practices.
- 📝 File a Complaint: If you believe your rights have been violated, you can file a complaint with the Federal Trade Commission (FTC) or contact a consumer protection agency, such as Sue the Collector. These organizations can provide guidance and support in addressing your concerns.
- 📢 Seek Help from Relevant Authorities: Reach out to the American Collectors Association, International, or the Maryland Department of Labor, Licensing and Regulation to report any unethical behavior by a debt collector. These organizations can investigate your complaint and take appropriate action.
- ⚖️ Consult a Lawyer: If the harassment continues or if you need legal advice, consider consulting a lawyer who specializes in consumer rights. They can help you understand your options and take legal action if necessary.
Remember, you have the right to be treated with respect and dignity. There are resources available to help you navigate the debt collection process and protect yourself from harassment.
Common Questions:
Is Klima Peters & Daly a scam❓
No, Klima, Peters & Daly, P.A. has been in business since 1983.
Can Klima Peters seize my property❓
Klima, Peters & Daly, P.A. can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can Klima Peters sue me❓
Yes, Klima Peters Daly can sue you so long as the debt is within the statute of limitations.
Can Klima Peters and Daly report my debt to the collections bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report
Can Klima Peters & Daly arrest me❓
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Klima Peters Daly and can be found on Pacer.gov.
- 📋 1:19-cv-02676-ELH Foster v.
- 📋 1:18-cv-01109-MJG Holmes-Bey v.
- 📋 8:17-cv-01271-PJM Wack et al v.
- 📋 3:16-cv-01030-BJD-MCR Miller v.
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Klima Peters & Daly harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Klima Peters & Daly, call us at 877-700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 “Klima, Peters & Daly kept demanding payment for a debt I didn’t owe, refusing to validate it despite my requests. I reached out to Consumer Rights Law Firm after finding their FDCPA expertise online. They proved the debt was invalid and forced the collector to remove it from my credit report. The firm also sued for false representation under the FDCPA, winning me damages and attorney fees. Their knowledge of consumer rights is unmatched, I’m forever grateful!”
- 🏆 “The worst part? Klima, Peters & Daly called my workplace repeatedly, embarrassing me in front of my boss. Consumer Rights Law Firm confirmed this violated FDCPA rules about third-party contact. They negotiated a settlement that included written apologies from the agency and compensation for emotional distress. The harassment stopped cold, and my employer even agreed to block all future calls. These attorneys are miracle workers!”
- 🏆 “I was bombarded with daily calls from Klima, Peters & Daly, sometimes before 8 a.m. and after 9 p.m., which I later learned violated the FDCPA. The collectors even threatened wage garnishment without a court order, which terrified me. Consumer Rights Law Firm stepped in immediately, they documented every call, sent a cease-and-desist letter, and filed a claim for harassment. Not only did the calls stop within days, but I also received a $1,000 settlement under the FDCPA. Their team was professional and relentless. If you’re being harassed, don’t wait call them!”
