One Main Financial Phone Harassment? Stop the Robocalls!
Do you receive automated calls from One Main Financial? Does One Main Financial use robocalls to call you over and over again harassing you all day long? Do they threaten to take legal action, garnish your wages, or make threats of violence or intimidation? No company has the right to harass you. Stop One Main Financial Phone Harassment and take your life back. Call us right away. Above all you don’t have to live in fear of your phone.
Is One Main Financial a Scam?
According to the Better Business Bureau website, One Main Financial has been in business since 1920. There have been 825 customer complaints. The Better Business Bureau page provides detailed information, customer complaints, and reviews about OneMain Financial. Read more here: One Main Financial Better Business Bureau.
Who is One Main Financial?
One Main Financial is a large provider of personal installment loans operating across the country. They offer personal loans and other loan products to consumers. They were founded in 1912 and have branches in 44 states. The company has been serving customers for several years, with a long history of lending. One Main Financial has been a party to over 1,080 federal cases based on their issuance of credit and collection of debts incurred on their credit cards.
🏦 One Main Financial Address: 601 NW Second St. Evansville, IN 47708
📞 Telephone: (812) 424-8031
🖨️ Fax Numbers: (812) 468-5442 (812) 477-7605
Introduction to Debt Collector Practices
Dealing with debt collectors can be a stressful experience, especially when you’re unsure of your rights or the tactics being used. Companies like OneMain Financial, a well-known lender, may use persistent phone calls, messages, and other communication methods to collect debts. While it’s their job to collect on overdue accounts, it’s important to recognize the difference between standard collection practices and harassment.
The Telephone Consumer Protection Act (TCPA) was created to protect consumers from abusive practices by debt collectors. This law sets strict guidelines on how and when debt collectors, including those working for OneMain Financial, can contact you. For example, the TCPA limits the hours during which you can be called, requires debt collectors to identify themselves, and prohibits the use of robocalls or prerecorded messages without your consent.
If you feel overwhelmed by the frequency or nature of calls from a debt collector, remember that you have rights. Harassment—such as repeated calls, threats, or calls to your workplace—violates the law. Understanding these practices and your protections under the TCPA is the first step in taking control of your financial situation and stopping unwanted contact from debt collectors.
One Main Financial Phone Harassment
There are many ways companies like One Main Financial harass consumers and violate their rights and the law. Calls from OneMain Financial often concern missed payments or attempts to collect money owed. Harassment can occur even when consumers are actively paying or disputing what they owe. The TCPA limits when and how often a company like One Main Financial or their affiliates can call a consumer. The TCPA also bans the use of automatic dialing systems. Some of the key parts of the TCPA that all companies including One Main Financial must follow when making calls are below:
- ➤ Using profanity or abusive language
- ➤ Calling you before 8:00 a.m. or after 9:00 p.m.
- ➤ Calling you multiple times per week
- ➤ Talking to others about your debt
- ➤ Calling your workplace
- ➤ Threatening to sue you, harm you, or destroy your credit
- ➤ Telling you or anyone else that you’ve committed a crime
- ➤ Calling repeatedly for the wrong person
- ➤ Failing to notify you of your right to dispute the debt
- ➤ Trying to collect more than legally allowed
What are Robocalls?
Robocalls are phone calls with prerecorded messages. This also includes unwanted text messages. To Learn More visit the Federal Trade Commission (FTC) or the Federal Communications Commission (FCC).
How can I assist in my case if I believe I am receiving robocalls?
• ➡️ Make a note of the date and time of the call, the caller’s name, and their contact information.
• ➡️ Make note of any prerecorded message, or of the conversation you had if you spoke to a live representative.
• ➡️ Save copies of any relevant cell phone call logs, voicemails, text messages, and cell phone bills.
• ➡️ Keep a detailed log of all calls and communications related to the robocalls.
• ➡️ Keep a copy of any letter or online contact you send to the caller that asks them to stop calling.
If you suspect fraudulent or aggressive collection tactics, monitor your bank account for unauthorized transactions.
One Main Financial Phone Numbers
Are you receiving any harassing phone calls from this number?
- ☎️ 800-742-5465
- ☎️ 877-520-6246
- ☎️ 800-325-2147
- ☎️ 698-8332
- ☎️ 972-655-3004
If so, you may be a victim of One Main Financial phone harassment. The list above is not all the numbers that One Main Financial uses. Also, calls can be from different phone numbers and it still be One Main Financial calling you. Sometimes, these calls may be a mistake, or a case of mistaken identity, which can even lead to harassment or mistakes on your credit report. Contact our office right away so we can start the process to stop One Main Financial from calling you illegally. Above all, no one should live with harassment.
One Main Financial Complaints
The following is a sample list of complaints filed against One Main Financial and can be found on Pacer.gov.
- 🔗 1:19-cv-00004-JMS-MPB O’RILEY v. EQUIFAX INFORMATION SERVICES, LLC et al
- 🔗 2:18-cv-01874-RSM Wilmot v. Capital Management Services LP et al
- 🔗 1:18-cv-00096-RJS Morgan v. Experian Information Solutions et al
- 🔗 3:17-cv-00169-RLY-MPB DAVIS v. ONE MAIN FINANCIAL
- 🔗 5:17-cv-00303-REW Slack v. Equifax Credit Information Services, LLC et al
Consumers may be sued by OneMain Financial in a debt collection lawsuit. If you are sued, it is important to respond to the court by filing an official answer to avoid a default judgment. Courts handle these lawsuits and evaluate each claim made by both parties. A lawyer can help explain your options and guide you through the best course of action. You may have several answers or defenses available, and providing documentation to prove your case is crucial. Claims can include disputes over the amount owed, errors in credit reporting, or violations of consumer protection statutes. If you do not respond, the court may allow OneMain Financial to garnish your wages. Resolving the lawsuit may involve negotiating to settle the debt. Finally, always check the statute of limitations before proceeding. Seek answers to your legal questions and respond promptly to any lawsuit.
Understanding Debt Relief Options
If you’re struggling to keep up with payments or facing mounting debts, it’s important to know that you have options. OneMain Financial offers personal loans, but before taking on new debt, be sure to review the interest rate, late fees, and any add-on products like identity theft protection that may increase your overall cost. Sometimes, these add-on products are unnecessary and can make your financial situation more complicated.
Debt relief can take many forms, including debt settlement, credit counseling, or even negotiating directly with your lender. A free consultation with a financial advisor or attorney can help you understand which path is best for your unique situation. Always keep detailed records of your payments, communications, and any agreements you make with debt collectors or lenders. This documentation can be crucial if you need to dispute inaccurate information or file a complaint with the Better Business Bureau.
If you believe you’re being harassed or if you notice errors on your credit report, don’t hesitate to seek help. Filing a complaint or consulting with an attorney can help you resolve issues and protect your rights. Remember, as a consumer, you are not alone—there are resources and professionals ready to guide you through the debt relief process and help you regain control of your finances.
CONSUMER RIGHTS LAW FIRM PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact a legal professional to stop the One Main Financial phone harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent One Main Financial Phone Harassment, call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 “For weeks, my phone wouldn’t stop buzzing with calls from a debt collection agency. They were aggressive, rude, and even called my workplace. I was embarrassed and stressed out every single day. A coworker told me about Consumer Rights Law Firm, and I decided to give them a try. The moment I spoke with them, I felt relieved—they understood exactly what I was going through. They gathered all the details, handled the collectors directly, and the harassment ended almost overnight. I can finally answer my phone without anxiety.”
- 🏆 “I didn’t realize how much constant debt collection calls were affecting my mental health until they stopped. CRLF took my case seriously from day one, explained my legal options in plain English, and handled all the communication with the collectors. In less than a week, my phone went silent. The peace and quiet felt like a huge weight off my shoulders. They’re professional, compassionate, and genuinely care about helping people.”
- 🏆 “The collection agency calling me wouldn’t take ‘stop calling’ for an answer. I tried blocking their number, but they just used new ones. I felt trapped until I reached out to Consumer Rights Law Firm. Their team worked quickly, documented every call, and sent a strong legal message that made the harassment end immediately. I’m so grateful to them for restoring my privacy and peace of mind. If you’re dealing with the same problem, CRLF is the best solution.”
