🚨Nationwide Recovery Systems Phone Harassment?
Is Nationwide Recovery Systems harassing you through phone calls? NRS is a debt collector, and they may be calling you about a debt. Everyone gets into not bad economic times once in a while which can make them fall behind on a few bills. When this happens, their creditor may send or sell their debt to a collection agency like Nationwide Recovery Services who then takes up the job of contacting the debtor and attempting to recover the debt from them.
Calls from collection agencies can be aggravating and annoying. You should know that federal laws like the FDCPA prohibits debt collectors from speaking to you in abusive and harassing ways, calling you at your place of work when they know they shouldn’t, or calling your employer. If Nationwide Recovery Systems keeps calling you many times intentionally to annoy you, that may be considered a violation under the Fair Debt Collection Practices Act. This type of harassment can adversely affect your mental health, so recognizing early warning signs of psychological distress is crucial to seek appropriate action.
If you think that they may be violating the FDCPA than you can sue them and receive up to $1,000 in statutory damages. Nobody deserves to be unfairly treated by debt collectors.
Should a Debt Collector Call Your Family Members?
It is one thing for debt collectors to pester you with calls, but when they begin to call your family members and friends concerning your debt, it could be demeaning and disgraceful.
If debt collectors are unable to reach you, they may reach for the contact address of a family member that you have shared before or they found online.
Debt collectors are permitted by law to call your friends or family to get information like your address and phone number, but they are not allowed to reveal your debt information to them.
The FDCPA prohibits debt collectors from disclosing your debt information to your family members. If Nationwide Recovery Systems already has your number and can contact you, then they have no reason to contact your family members about the debt.
Who are Nationwide Recovery Systems?
Nationwide Recovery Systems is a third-party debt collector located in Dallas, Texas. NRS has been a party to a Federal Court case over 85 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Contact Information
Address: 4635 McEwen Rd
Dallas, TX 75244-5308
Phone: (972) 798-1000
Is Nationwide Recovery Systems a Scam?
According to the Better Business Bureau website, Nationwide Recovery Systems has been in business for 40 years. There have been 49 complaints filed against NRS with the BBB.
Nationwide Recovery Systems is often referred to or searched for by other names. These include:
📲Nationwide Recovery Systems Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
972-798-1000, 972-798-1020, 833-332-6445, 904-299-5948, 833-827-4446, 972-798-1000, 972-798-1020, 833-332-6445, 904-299-5948, 833-827-4446, 972-798-1000, 972-798-1020 833-332-6445, 904-299-5948, 833-827-4446, 864-375-4999, 704-461-3512, 833-332-6445, 813-359-1417, 727-219-9490, 866-326-0997, 800-822-8383, 866-842-8857, 903-266-3955, 800-776-4600, 281-404-1275, 214-206-8072
If the answer is yes, then you are receiving calls from a known NRS number. If you are receiving any form of harassment during these calls, do not hesitate to reach out to a qualified professional at 877-700-5790 for help.
Can a Debt Collector Sue You?
Often times debts are passed over to debt collectors by your creditors. Debt collectors, by ensuring that you pay up get paid. So, it’s no surprise that they can sue you to ensure you pay up. The first step they take is to submit a lawsuit to the court. A lawsuit is basically a complaint and/or summons against you, the defendant/debtor by your creditor using a debt collector/agency. The lawsuit contains information regarding why are sued, the money you owe and interest, the time limit for the submission of your response and date of your court hearing. The debt collector goes ahead to serve you the lawsuit hence informing you a case is filed against you. If you are facing a lawsuit from a debt collector, it is important to explore your legal options to protect your rights.
Nrs collection agency has the right to sue a debtor unless the debt in question is an old debt, one that exceeded the statute of limitations. In this case, NRS collection agency, is not allowed to sue you.
However, some debt collectors try to change the date of old debts, just so they can sue. If you suspect that the debt, you’re being sued for has exceeded the statute of limitations, you should check your records to confirm the dates.
Nationwide Recovery Systems Complaints
The following is a sample list of complaints filed against Nationwide Recovery Systems in the past and can be found on Pacer.gov.
5:12-cv-05193-JLH Smith v.
1:10-cv-01415-SEB-TAB Hawkins v.
1:11-cv-03314-ELH Rooney v.
2:12-cv-13725-AJT-DRG Kersey v.
2:03-cv-05847-MMB Moyer v.
Fair Debt Collection Practices
Fair debt collection practices are essential to protect consumers from harassment and abuse by debt collectors. The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates debt collection practices and prohibits debt collectors from engaging in unfair or deceptive practices. Some of the key provisions of the FDCPA include:
- Prohibiting debt collectors from contacting consumers at inconvenient times or places
- Requiring debt collectors to provide consumers with written notice of the debt and the amount owed
- Prohibiting debt collectors from making false or misleading representations
- Prohibiting debt collectors from harassing or abusing consumers
Nationwide Recovery Systems, as a debt collection agency, is subject to the FDCPA regulations and must comply with these provisions to avoid violating consumer rights. Understanding these fair debt collection practices can empower you to recognize and report any misconduct by debt collectors.
Documenting Debt Collection Interactions
Documenting debt collection interactions is crucial to protect yourself from harassment and abuse by debt collectors. When dealing with Nationwide Recovery Systems or any other debt collection agency, it’s essential to keep a record of all interactions, including:
- Date and time of each interaction
- Name and title of the debt collector
- Phone number and extension
- Details of the conversation
- Any threats or promises made
- Any evidence of harassment
Keeping detailed records of each interaction can help you track any violations of the FDCPA and provide evidence if you need to file a complaint or lawsuit against the debt collector. This documentation can be invaluable in proving your case and stopping the harassment.
Filing a Complaint
If you believe that Nationwide Recovery Systems or any other debt collection agency has violated your rights under the FDCPA, you can file a complaint with the Federal Trade Commission (FTC) or your state’s Attorney General’s office. You can also file a lawsuit against the debt collector for damages.
To file a complaint, you’ll need to provide detailed information about the debt collector’s practices, including:
- The name and address of the debt collector
- The date and time of each interaction
- A description of the debt collector’s practices
- Any evidence of harassment or abuse
You can file a complaint online or by mail, and it’s essential to keep a copy of your complaint for your records. Taking this step can help hold debt collectors accountable and protect other consumers from similar harassment.
Protecting Your Mental Health
Debt collection harassment can take a toll on your mental health, causing anxiety, depression, and stress. It’s essential to prioritize your mental health and take steps to protect yourself from the negative effects of debt collection harassment.
Some ways to protect your mental health include:
- Seeking support from friends and family
- Practicing stress-reducing techniques, such as meditation or deep breathing
- Seeking professional help from a therapist or counselor
- Keeping a journal to track your interactions with debt collectors
- Taking breaks from debt collection interactions to focus on self-care
Remember, you don’t have to face debt collection harassment alone. There are resources available to help you protect your mental health and take action against debt collectors who violate your rights.
Getting Help from a Debt Collection Agency Lawyer
If you’re dealing with debt collection harassment from Nationwide Recovery Systems or any other debt collection agency, it’s essential to seek help from a debt collection agency lawyer. A lawyer can help you understand your rights under the FDCPA and take action against debt collectors who violate your rights.
Some benefits of working with a debt collection agency lawyer include:
- Free consultation to discuss your case
- Expert knowledge of the FDCPA and debt collection laws
- Ability to negotiate with debt collectors on your behalf
- Representation in court if necessary
- Help with filing complaints and lawsuits against debt collectors
Don’t hesitate to reach out to a debt collection agency lawyer if you’re dealing with debt collection harassment. They can help you protect your rights and take action against debt collectors who violate your rights.
Taking Action Against Nationwide Recovery Systems
If you believe that Nationwide Recovery Systems has violated your rights under the FDCPA, you can take action against them. Some steps you can take include:
- Filing a complaint with the FTC or your state’s Attorney General’s office
- Filing a lawsuit against Nationwide Recovery Systems for damages
- Seeking help from a debt collection agency lawyer
- Keeping detailed records of all interactions with Nationwide Recovery Systems
- Reporting any violations of the FDCPA to the Better Business Bureau or other consumer protection agencies
Remember, you have the right to protect yourself from debt collection harassment and take action against debt collectors who violate your rights. Don’t hesitate to reach out to a debt collection agency lawyer or consumer protection agency for help.
🏛️About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from NRS. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at (877)700-5790 for immediate assistance.
FAQs
Who is Nationwide Recovery Systems and why are they calling me?
Nationwide Recovery Systems is a third‑party debt collector that contacts individuals about overdue debts—often medical or commercial. If they’re calling, they believe you owe on a past‑due account.
Is Nationwide Recovery Systems legit or a scam?
They are a legitimate debt collection firm operating since 1979, but you should still request debt validation to confirm any claim and protect yourself from errors or potential scams.
Can Nationwide Recovery Systems legally harass me with phone calls?
No. Under the FDCPA, they cannot repeatedly call, threaten you, use abusive language, call outside 8 a.m.–9 p.m., or contact third parties about your debt.
How many phone calls count as harassment?
There’s no set number, but multiple calls per day—especially after a cease‑and‑desist letter—can qualify as harassment under FDCPA and TCPA protections.
Can they call my family or workplace?
Debt collectors may contact a third party once only to obtain your contact info, but they cannot disclose your debt or repeatedly call your family or work number.
What should I do if Nationwide Recovery Systems keeps calling me?
Document every call (time, number, content), send a written cease‑and‑desist letter, and if calls continue, file a complaint with the CFPB, FTC, or state attorney general.
Can I dispute or validate the debt they claim I owe?
Yes. Within 30 days of their first contact, you can send a debt validation letter asking for proof. They must pause collection until they provide documentation.
Can Nationwide Recovery Systems sue me or garnish my wages?
If the debt is valid and within the statute of limitations, yes—they can file a lawsuit and potentially pursue wage garnishment if they obtain a court judgment.
Can I sue Nationwide Recovery Systems for violating my rights?
Yes. If they violate laws like the FDCPA or TCPA, you may be entitled to statutory damages (up to $1,000) plus any actual damages and attorney’s fees.
Will contacting them affect my credit score?
Yes. Settled or unpaid collections can be reported to credit bureaus and may lower your credit score—though disputing incorrect debts may help clear your record.