Nationwide Debt Management Solutions Debt Collection Harassment
Tired of Nationwide Debt Management Solutions Debt Collection Harassment? Wish there was a way to make the calls stop? Is Nationwide Debt Management Solutions constantly calling and harassing you? Does your phone ring every day, several times per day, because Nationwide Debt Management Solutions is calling you to demand payment? Threatening you with legal action? Has Nationwide Debt Management Solutions ever used abusive or profane language when speaking with you on the phone? If so, Nationwide Debt Management Solutions may be violating your legal rights. Stop the harassment. Consumers are not required to agree to any written communication or obligation that is not legally mandated, and any agreement or consent should be provided in writing and only when required by law.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the , you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Is Nationwide Debt Management Solutions a scam?
According to the Better Business Bureau website, Nationwide Debt Management Solutions has been in business since 2011. The company was founded in 2011 and is proud of its track record and reputation. There have been 24 complaints closed in the last 3 years and 5 complaints closed out in the last 12 months.
Nationwide Debt Management Solutions Better Business Bureau
Who is Nationwide Debt Management Solutions?
Nationwide Debt Management Solutions is a third party debt collector located in Sacramento, California.
Address: 2440 Gold River Rd Ste 250 Rncho Cordova, CA 95670-4482 Phone: (866) 245-2296 Fax: (916) 369-6594
Nationwide Debt Management Solutions has a dedicated team of professionals with extensive experience in the debt collection industry, ensuring effective solutions tailored to the unique needs of each client.
Nationwide Debt Management Solutions Debt Collection Harassment Tactics
If Nationwide Debt Management Solutions engages in any of the following tactics, you may have a case: These tactics often involve specific accounts and can increase the risk of financial harm or legal consequences for consumers.
- Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call (FDCPA 15 U.S.C. 1692c)
- Talking to others about your debt (FDCPA 15 U.S.C. 1692b)
- Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work. (FDCPA 15 U.S.C. 1692c)
- Use any profane language or any language that is harassing and abusive (FDCPA 15 U.S.C. 1692d)
- Engage in any conduct, the natural consequence of which is to harass, abuse or oppress. (FDCPA 15 U.S.C. 1692d)
- Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment( FDCPA 15 U.S.C. 1692e)
- Threaten arrest or criminal prosecution ( FDCPA 15 U.S.C. 1692e)
- Send false information to the credit bureaus ( FDCPA 15 U.S.C. 1692e)
- Cause a telephone to ring an unreasonable amount of times ( FDCPA 15 U.S.C. 1692d)
Nationwide Debt Management Solutions Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
866-245-2296, 916-369-6594
If so, you may be a victim of Nationwide Debt Management Solutions debt collection harassment. The list above is not all the numbers that Nationwide Debt Management Solutions uses. Also, calls can be from a different numbers and it still be Nationwide Debt Management Solutions calling you. Contact our office right away so we can start the process to stop Nationwide Debt Management Solutions from calling you illegally. Above all, no one should live with harassment.
How Debt Collection Harassment Can Impact Your Credit Report
Dealing with debt collection harassment from companies like Nationwide Debt Management Solutions can do more than just disrupt your daily life—it can also have a lasting impact on your credit report. When debt collectors engage in aggressive tactics, such as repeated calling or providing inaccurate information to credit bureaus, your credit score can suffer. This can make it more difficult to qualify for loans, secure a mortgage, or even get approved for a new credit card.
The Fair Debt Collection Practices Act (FDCPA) sets clear rules for how debt collectors must conduct themselves, including how they report debts to credit bureaus. If a collector fails to follow these rules, it can result in errors or negative entries on your credit report. That’s why it’s so important to regularly review your credit report for any signs of inaccurate or outdated information. If you’re struggling with debt collection issues, taking control of your credit report is a crucial step toward protecting your financial future.
One effective way to regain control is by enrolling in a debt management plan through a reputable, non-profit credit counseling agency. These services can help you create a realistic budget, negotiate with creditors to reduce your monthly payments and fees, and set you on a path to paying off your debts. By working with experts who understand the process, you can find solutions that fit your income and financial goals, while also improving your credit report over time.
Before choosing any debt management service, it’s wise to check their standing with the Better Business Bureau (BBB). The BBB provides valuable information about a company’s business practices, complaint history, and overall trustworthiness. By searching the BBB website, you can find out if a business has a history of unresolved complaints or if they’re known for delivering quality service. This step can help you avoid scams and ensure you’re working with a company that values compliance and client satisfaction.
If you discover errors on your credit report—such as debts that don’t belong to you or incorrect account statuses—you have the right to dispute them directly with the credit bureaus. The process is straightforward: contact the credit bureau in writing, provide documentation, and request a review. Many non-profit credit counseling agencies also offer guidance on how to dispute errors and improve your credit standing.
Remember, you are protected by law from abusive debt collection practices. If you believe a collector has violated your rights, you can file a complaint with the Federal Trade Commission (FTC), your state’s Attorney General, or the BBB. Taking these steps not only helps you but also holds debt collectors accountable for their actions.
Ultimately, the key to overcoming debt collection harassment and its impact on your credit report is to stay informed, take action, and seek help from trusted sources. By monitoring your credit, understanding your options, and working with reputable organizations, you can create a plan that puts you back in control of your finances and helps you achieve your long-term goals. Don’t hesitate to reach out for support—there are solutions available to help you end the cycle of harassment and protect your financial well-being.
Common Questions:
Is Nationwide Debt Management Solutions a scam? No, Nationwide Debt Management Solutions has been in business since 2011.
Can Nationwide Debt Management Solutions seize my property? Nationwide Debt Management Solutions can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can Nationwide Debt Management Solutions sue me? Yes, Nationwide Debt Management Solutions can sue you so long as the debt is within the statute of limitations.
Can Nationwide Debt Management Solutions report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can Nationwide Debt Management Solutions arrest me? Debt collectors don’t have the authority to arrest you for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
Nationwide Debt Management Solutions offers debt relief services designed to help clients reduce their monthly payment obligations and pay off debts more efficiently. Their fee and charge structure is performance-based, so clients are only charged a fee once results are delivered. The company focuses on meeting each client’s unique financial needs and delivering value through customized debt relief solutions. Clients deposit funds into a dedicated account, which are then used to negotiate with creditors. You can access additional resources to learn more about the debt relief process and how Nationwide Debt Management Solutions can help you achieve your financial goals.
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Nationwide Debt Management Solutions debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent even more Nationwide Debt Management Solutions debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com.
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