Nationwide Debt Management Solutions Debt Collection Harassment
Tired of Nationwide Debt Management Solutions Debt Collection Harassment? Wish there was a way to make the calls stop? Is Nationwide Debt Management Solutions constantly calling and harassing you? Does your phone ring every day, several times per day, because Nationwide Debt Management Solutions is calling you to demand payment? Threatening you with legal action? Has Nationwide Debt Management Solutions ever used abusive or profane language when speaking with you on the phone? If so, Nationwide Debt Management Solutions may be violating your legal rights. Stop the harassment. Consumers are not required to agree to any written communication or obligation that is not legally mandated, and any agreement or consent should be provided in writing and only when required by law.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the , you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Is Nationwide Debt Management Solutions a scam?
According to the Better Business Bureau website, Nationwide Debt Management Solutions has been in business since 2011. The company was founded in 2011 and is proud of its track record and reputation. There have been 24 complaints closed in the last 3 years and 5 complaints closed out in the last 12 months.
Read more here: Nationwide Debt Management Solutions Better Business Bureau.
Who is Nationwide Debt Management Solutions?
Nationwide Debt Management Solutions is a third party debt collector located in Sacramento, California.
Address: 2440 Gold River Rd Ste 250 Rncho Cordova, CA 95670-4482
Phone: (866) 245-2296
Fax: (916) 369-6594
Nationwide Debt Management Solutions has a dedicated team of professionals with extensive experience in the debt collection industry, ensuring effective solutions tailored to the unique needs of each client.
Nationwide Debt Management Solutions Harassment Tactics
If Nationwide Debt Management Solutions engages in any of the following tactics, you may have a case: These tactics often involve specific accounts and can increase the risk of financial harm or legal consequences for consumers.
- ➢ Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call (FDCPA 15 U.S.C. 1692c)
- ➢ Talking to others about your debt (FDCPA 15 U.S.C. 1692b)
- ➢ Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work. (FDCPA 15 U.S.C. 1692c)
- ➢ Use any profane languageor any language that is harassing and abusive (FDCPA 15 U.S.C. 1692d)
- ➢ Engage in any conduct, the natural consequence of which is to harass, abuse or oppress. (FDCPA 15 U.S.C. 1692d)
- ➢ Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment( FDCPA 15 U.S.C. 1692e)
- ➢ Threaten arrest or criminal prosecution ( FDCPA 15 U.S.C. 1692e)
- ➢ Send false information to the credit bureaus ( FDCPA 15 U.S.C. 1692e)
- ➢ Cause a telephone to ring an unreasonable amount of times ( FDCPA 15 U.S.C. 1692d)
Nationwide Debt Management Solutions Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
- 📲 866-245-2296
- 📲 916-369-6594
If so, you may be a victim of Nationwide Debt Management Solutions debt collection harassment. The list above is not all the numbers that Nationwide Debt Management Solutions uses. Also, calls can be from different phone numbers and it still be Nationwide Debt Management Solutions calling you. Contact our office right away so we can start the process to stop Nationwide Debt Management Solutions from calling you illegally. Above all, no one should live with harassment.
The Hidden Impact of Debt Collection Harassment on Your Credit Report
Dealing with debt collection harassment from companies like Nationwide Debt Management Solutions can do more than just disrupt your daily life—it can also have a lasting impact on your credit report. When debt collectors engage in aggressive tactics, such as repeated calling or providing inaccurate information to credit bureaus, your credit score can suffer. This can make it more difficult to qualify for loans, secure a mortgage, or even get approved for a new credit card.
The Fair Debt Collection Practices Act (FDCPA) sets clear rules for how debt collectors must conduct themselves, including how they report debts to credit bureaus. If a collector fails to follow these rules, it can result in errors or negative entries on your credit report. That’s why it’s so important to regularly review your credit report for any signs of inaccurate or outdated information. If you’re struggling with debt collection issues, taking control of your credit report is a crucial step toward protecting your financial future.
How to Regain Control of Your Credit Report
One effective way to regain control is by enrolling in a debt management plan through a reputable, non-profit credit counseling agency. These services can help you create a realistic budget, negotiate with creditors to reduce your monthly payments and fees, and set you on a path to paying off your debts. By working with experts who understand the process, you can find solutions that fit your income and financial goals, while also improving your credit report over time.
Before choosing any debt management service, it’s wise to check their standing with the Better Business Bureau (BBB). The BBB provides valuable information about a company’s business practices, complaint history, and overall trustworthiness. By searching the BBB website, you can find out if a business has a history of unresolved complaints or if they’re known for delivering quality service. This step can help you avoid scams and ensure you’re working with a company that values compliance and client satisfaction.
Protecting Your Rights and Correcting Credit Report Errors
If you discover errors on your credit report—such as debts that don’t belong to you or incorrect account statuses—you have the right to dispute them directly with the credit bureaus. The process is straightforward: contact the credit bureau in writing, provide documentation, and request a review. Many non-profit credit counseling agencies also offer guidance on how to dispute errors and improve your credit standing.
Remember, you are protected by law from abusive debt collection practices. If you believe a collector has violated your rights, you can file a complaint with the Federal Trade Commission (FTC), your state’s Attorney General, or the BBB. Taking these steps not only helps you but also holds debt collectors accountable for their actions.
Ultimately, the key to overcoming debt collection harassment and its impact on your credit report is to stay informed, take action, and seek help from trusted sources. By monitoring your credit, understanding your options, and working with reputable organizations, you can create a plan that puts you back in control of your finances and helps you achieve your long-term goals. Don’t hesitate to reach out for support—there are solutions available to help you end the cycle of harassment and protect your financial well-being.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Nationwide Debt Management Solutions debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent even more Nationwide Debt Management Solutions debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
🏆 I had a collection from PenFed and ARS had bought it. They harrassed me everyday with phone calls….up to 10 a day. It became annoying so I contacted Consumer Rights Law Firm and talked with Matt. He got back to me right away and by the next day, the phone calls had stopped…this is all I asked for was to have them stop harrassing me. Fast forward a couple weeks and Matt informs me that my debt is cleared and I do not owe them a single penny. They are paying the legal fees and it will be off my credit report within 30 days. How freaking great is this. This firm is AMAZING!! I highly recommend them if you have any issues like mine. 100% top notch.
🏆 Scott was soo very helpful in getting this resolved for me. I had a nasty collection agency call me & harass me & my family. I reached out to this company & he got it resolved in no time. They also never asked me for any money out of pocket what so ever either which was a bonus. What did I have to loose?! Check them out if being harassed or threatened by a collection agency. Thank you again Scott for all your help. Stay safe!!!!
🏆 Absolutely amazing experience, Matt really helped me to get one of my bills removed due to the harassment I received from said company of the bill. Phone calls stopped, didn’t cost me anything out of pocket! I would highly recommend using this service. Real deal y’all!
Frequently Asked Questions
Who is Nationwide Debt Management Solutions?
Nationwide Debt Management Solutions, LLC is a collection agency and master servicer based in California that handles various phases of debt collection, including litigation and post-judgment enforcement.
What does ‘phone harassment’ by Nationwide Debt Management Solutions look like?
Phone harassment by Nationwide Debt Management Solutions may include repeated or excessive calls, calls at unusual hours, contacting you after you asked them to stop, or threatening language aimed to intimidate.
Can Nationwide Debt Management Solutions call me multiple times a day?
No. Under the FDCPA and other laws, a debt collector cannot call multiple times a day with intent to harass or annoy you — if Nationwide Debt Management Solutions does, it could be a violation.
Is it legal for Nationwide Debt Management Solutions to call me at work?
If you notify Nationwide Debt Management Solutions that your employer forbids such calls, they should stop contacting you at work. Continuing to call at your workplace may violate your rights under the FDCPA.
What should I do if Nationwide Debt Management Solutions keeps calling my cell with robocalls?
If you receive robocalls from Nationwide Debt Management Solutions without your prior written consent, this could be a violation of the TCPA. You should document the calls and consider legal options.
Can I dispute the debt that Nationwide Debt Management Solutions is contacting me about?
Yes. If you believe the debt is inaccurate or not yours, send a written dispute to Nationwide Debt Management Solutions within 30 days of their first contact. They must validate the debt before further collection.
How can I stop Nationwide Debt Management Solutions from calling me again?
You can send a written cease-and-desist letter to Nationwide Debt Management Solutions requesting that all further communication be in writing only. Once they receive it, they must stop most phone contact under the FDCPA.
What laws protect me from harassment by Nationwide Debt Management Solutions?
You are protected by the FDCPA and the TCPA, among other state laws. These regulate when and how a debt collector like Nationwide Debt Management Solutions may contact you.
Can I sue Nationwide Debt Management Solutions for phone harassment?
Yes. If Nationwide Debt Management Solutions violates the FDCPA or TCPA (for example by harassing you through calls or robocalls), you may have the right to sue and recover statutory damages, attorney fees and other costs.
How should I document calls from Nationwide Debt Management Solutions if I want to take legal action?
Keep a detailed log of all calls: date, time, caller number, what was said. Save voicemails and texts. Keep all written correspondence. This documentation will help you build your case against Nationwide Debt Management Solutions.
