National Principal Group Phone Harassment?
Is National Principal Group (NPG) calling you? Stop National Principal Group phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. Repeated and harassing telephone calls, including multiple calls per day, are a violation of the FDCPA. Debt collectors are prohibited from attempting to collect debts using false or misleading representations, and information about a debt may be obtained by the collector from various sources. Payday loans are a common type of debt involved in collection disputes, and National Principal Group may also operate under the name Lakefront Processing Solutions. Collecting debts from businesses and individuals requires proper licensing and compliance, and debt collection services must adhere to legal standards. Government agencies provide service and services to help consumers understand their rights.
You have the legal right to stop NPG phone harassment. Consumers should respond promptly to any initial communication from a debt collector, especially within thirty days, to dispute the debt or request verification. If a consumer’s written request is made, the debt collector must provide information about the original creditor and the claim. Consumers should verify whether the debt is a legitimate claim and whether it has already been paid. Debt collectors cannot collect any fee or interest unless it is authorized by the agreement or law. Some debts may be time barred debt, meaning the statute of limitations has expired and legal actions cannot be taken to collect. If a debt is disputed, or if there are disputed debts, the collector must cease collection attempts until verification is provided. Identity theft and fraud can result in erroneous debts being reported or collected. Lawsuits and legal actions can be filed against debt collectors for violations of the law. The and the state attorney general’s office are agencies where consumers can file complaints about violations. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is National Principal Group a Scam?
According to the Better Business Bureau website, National Principal Group has been in business for 4 years. National Principal Group also collects debts from businesses and may operate under the name Lakefront Processing Solutions. The company offers a range of services, including debt collection, portfolio management, location services, judgment recovery, and legal enforcement. There have been 95 complaints filed against NPG with the BBB.
National Principal Group Better Business Bureau
Who is National Principal Group?
National Principal Group is third party debt collector located in Buffalo, New York. National Principal Group is involved in collecting debts from consumers and businesses. They have been sued in federal court several times for violating consumer’s rights while collecting on alleged debts. These lawsuits often arise from disputes over how debts were obtained and collected. A lawsuit may be filed if a consumer disputes the validity of a debt or the manner in which it was obtained. A recent Federal Court cases alleges that National Principal Group used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 3014 Delaware Ave
PO Box #4147
Buffalo, NY 14217-7099
Phone: (877) 311-7429
National Principal Group Collection Tactics
If National Principal Group engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Making multiple calls or repeated telephone calls to you per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
- Repeated attempts to contact you or attempting to collect a debt through harassing means are prohibited
National Principal Group Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
877-311-7429, 877-794-5562, 855-810-3589, 877-462-4481, 877-507-6711, 855-205-3053, 855-207-6522, 877-314-3371, 877-346-5419, 844-443-4402. 877-462-4481, 855-201-8938, 855-203-4140, 844-289-2117, 866-236-3146, 866-245-2864, 866-236-4578, 855-205-4005, 877-457-0365, 888-792-6966, 877-801-9505, (877) 311-7429, (877) 794-5562, (855) 810-3589, (877) 462-4481, (877) 507-6711, (855) 205-3053, (855) 207-6522, (877) 314-3371, (877) 346-5419, (844) 443-4402. (877) 462-4481, (855) 201-8938, (855) 203-4140, (844) 289-2117, (866) 236-3146, (866) 245-2864, (866) 236-4578, (855) 205-4005, (877) 457-0365, (888) 792-6966, (877) 801-9505, 8773117429, 8777945562, 8558103589, 8774624481, 8775076711, 8552053053, 8552076522, 8773143371, 8773465419, 8444434402, 8774624481, 8552018938, 8552034140, 8442892117, 8662363146, 8662452864, 8662364578, 8552054005, 8774570365, 8887926966, 8778019505
If the answer is yes, then you are receiving calls from a known NPG number. You may be a victim of NPG phone harassment. The list above is not all the numbers that NPG uses. The calls can be from a different number and it still be National Principal Group calling you. Consumers may be contacted by NPG through these numbers as part of their debt collection service. Contact our office right away so we can start the process to stop NPG from calling you illegally. Above all, no one should live with harassment!
Understanding Your Consumer Rights
When dealing with debt collectors like National Principal Group, it’s crucial to know your rights under federal laws designed to protect consumers from unfair debt collection practices. The Fair Debt Collection Practices Act (FDCPA) and the Consumer Financial Protection Act (CFPA) are key laws that set strict rules for how debt collectors and third party debt collectors can contact you and collect debts.
As a consumer, you have the right to fair debt collection practices. If a debt collector contacts you about a debt owed, you can dispute the debt and request written verification. Once you make a written request, the debt collector must provide proof of the debt before continuing to collect. You also have the right to ask the debt collector to stop contacting you, and by law, they must honor your request.
Debt collectors are prohibited from using false or misleading representations, such as threatening legal action they cannot take or making misleading statements about the debt. They cannot use profane language, make repeated phone calls intended to harass, or contact you at inconvenient times. If a debt collector violates these rules, you may be entitled to recover damages, including statutory damages and attorney fees.
Federal agencies like the Federal Trade Commission (FTC) and the National Credit Union Administration (NCUA) enforce these laws and protect consumers from illegal collection practices. If you believe you are a victim of abusive debt collection practices or debt collection harassment, you can file a complaint with these agencies or your state attorney general’s office. These organizations investigate consumer complaints and can take enforcement actions against companies that break the law.
In addition to federal protections, many states have their own laws regulating debt collection practices. Some require collection agencies to be licensed, while others set additional rules about how and when debt collectors can contact you. It’s important to be aware of both federal and state laws to fully protect yourself.
If you’re struggling with outstanding debts, consider reaching out to your creditors directly or seeking help from a reputable credit counseling agency. Remember, you have the right to be treated with respect and fairness throughout the debt collection process. Don’t hesitate to seek legal assistance from a law firm if you feel your rights have been violated. By understanding your consumer financial protection rights, you can take control of your situation and stop abusive debt collection practices in their tracks.
Common Questions
Is NPG a scam? No, National Principal Group has been in business for 4 years.
Can National Principal Group garnish my wages? Yes, NPG can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can NPG sue me? Yes, NPG can sue you so long as the debt is within the statute of limitations.
Can NPG pursue a legal claim against me? Yes, if NPG believes you owe a debt, they may file a legal claim to recover the amount. It is important to verify the legitimacy of any claim before taking action.
Can NPG collect on payday loans? Yes, NPG may collect on various types of debts, including payday loans, credit cards, and personal loans.
Can NPG report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report.
Can NPG have me arrested or pursue criminal prosecution? Debt collectors don’t have the authority to have you arrested for a debt, and criminal prosecution is not typically involved in debt collection. However, if fraud or writing bad checks is involved, law enforcement or prosecutors may pursue criminal prosecution. Also, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against National Principal Group in the past year and can be found on Pacer.org.
2:17-cv-01944-JCM-PAL Compton v. National Principal Group
2:18-cv-00420-TLN-EFB King et al v. National Principal Group
2:18-cv-00732-PBT SEVIN-Sullivan v. National Principal Group LLC
1:18-cv-00886-YK Geist v. National Principal Group LLC
1:16-cv-01761 Wiley v. National Principal Group, LLC
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Our legal services include representing consumers in cases of debt collection harassment, assisting with judgment recovery issues, and ensuring compliance with all relevant legal standards. In addition to our legal services, we also provide public service information to help consumers understand their rights and navigate debt collection laws. Rather than suffer alone, contact our office to begin the process to stop the National Principal Group harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from National Principal Group call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
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