MSW Capital Debt Collector Harassment?
Is MSW Capital (MSW) calling you? Stop MSW Capital phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. Many consumers have called MSW Capital to resolve disputes or clarify account status, but still experienced ongoing harassment.
You have the legal right to stop MSW phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. MSW Capital has a history of failure to resolve many complaints and is known for its unresponsiveness to consumer concerns.
Addressing debt collection issues proactively is crucial to protect your rights and credit.
Is MSW Capital a Scam?
According to the Better Business Bureau website, MSW Capital has been in business for 6 years. There have been 11 complaints filed against MSW with the BBB.
MSW Capital Better Business Bureau
MSW Capital is a third party debt collector located in Basking Ridge, New Jersey. The company is registered in New York and operates in multiple states. MSW Capital works with various companies, including banks, healthcare providers, and utility firms, to collect debts on their behalf. As a debt buyer, MSW Capital purchases delinquent accounts from creditors, such as credit card issuers, banks, and other service providers, for collection. They often acquire debts from the original creditor, and it is important for consumers to understand who the original creditor is when disputing or validating a debt. Although MSW Capital is listed as a financial planning consultant by the Better Business Bureau, this classification is misleading since it primarily operates as a debt buyer and collection agency. They have been a party to over 70 federal cases based on their issuance of credit and collection of debts incurred on their credit cards. A recent Federal Court case alleges that MSW Capital used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 26 Cannon Ct
Basking Ridge, NJ 07920-3842
Phone: (800) 613-3924
MSW Capital is often referred to or searched for by other names. These include:
msw capital llc, msw capital, msw capital debt collector, msw capital llc collection, msw capital llc collection, msw capital, msw capital debt collector, msw capital llc
MSW Capital Collection Tactics
MSW Capital LLC, like many debt buyers and collection agencies, uses a variety of collection tactics in their efforts to recover unpaid debts. These tactics often include persistent phone calls, sending collection letters, and even contacting consumers via email. In some cases, MSW Capital may escalate their efforts by partnering with debt collection law firms to pursue legal action, such as obtaining court judgments or wage garnishments against debtors.
It’s important for consumers to recognize the difference between fair debt collection practices and aggressive collection tactics that cross the line. The Fair Debt Collection Practices Act (FDCPA) was established to prohibit debt collectors from using abusive, deceptive, or unfair methods to collect debts. This means MSW Capital LLC and any law firm or collection agency working on their behalf cannot use threats, obscene language, or contact you multiple times a day in an attempt to collect. If you feel overwhelmed by repeated calls or believe the company is violating your rights, you can file a complaint with the Better Business Bureau (BBB) or seek legal action to protect yourself.
Understanding your rights under the FDCPA is crucial when dealing with any debt collection business. If MSW Capital or their representatives are contacting you in ways that feel harassing or unlawful, you have the power to demand fair treatment and hold them accountable. Remember, you do not have to tolerate threats, repeated calls, or any form of harassment from debt collectors—there are laws in place to protect you.
MSW Capital Collection Tactics
If MSW Capital engages in any of the following tactics as part of their effort to collect on unpaid debt, you may have a case:
- ➡️ Using profanity or abusive language
- ➡️ Calling you before 8:00 a.m. or after 9:00 p.m.
- ➡️ Calling you multiple times per week
- ➡️ Talking to others about your debt
- ➡️ Calling your workplace
- ➡️ Threatening to sue you, harm you, or destroy your credit
- ➡️ Telling you or anyone else that you’ve committed a crime
- ➡️ Calling repeatedly for the wrong person
- ➡️ Failing to notify you of your right to dispute the debt
- ➡️ Trying to collect more than legally allowed, which may include attempting to collect more than what is actually owed
MSW Capital Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
800-613-3924, 877-774-7570, (800) 613-3924, (877) 774-7570, 8006133924, 8777747570,
If the answer is yes, then you are receiving calls from a known MSW number. You may be a victim of MSW phone harassment. The list above is not all the numbers that MSW uses. The calls can be from a different number and it still be MSW Capital calling you. Contact our office right away so we can start the process to stop MSW from calling you illegally. Above all, no one should live with harassment!
Consumer Rights and Protections
When dealing with debt collectors like MSW Capital LLC, it’s essential to know your rights under both the Fair Debt Collection Practices Act (FDCPA) and the Credit Reporting Act (FCRA). The FDCPA is designed to protect consumers from debt collector harassment, false statements, and other unfair debt collection practices. Under this law, debt collectors are required to treat you with respect and honesty, and they must provide detailed information about the debt they are attempting to collect. If you believe MSW Capital LLC has violated your rights, you may be entitled to statutory damages and attorney’s fees.
The FCRA, on the other hand, ensures that any information reported to credit bureaus is accurate and up-to-date. If MSW Capital reports a collection account to your credit report, you have the right to dispute any inaccuracies and request that the debt be validated. This process can help protect your credit and give you peace of mind as you work toward financial stability.
If you are contacted by MSW Capital or any debt collection agency, you have the right to request verification of the debt and to dispute any information you believe is incorrect. You can also negotiate with the company to settle your debt or request a “pay for delete” agreement, which may help improve your credit score. Should you experience ongoing harassment or unfair practices, don’t hesitate to contact the Better Business Bureau (BBB) or a consumer protection agency for assistance.
By understanding your rights and taking proactive steps, you can protect yourself from unfair debt collection practices and work toward financial peace. Remember, you are not alone—there are resources and legal protections available to help you address and resolve issues with debt collectors like MSW Capital LLC.
The following is a sample list of complaints filed against MSW Capital in the past year and can be found on Pacer.org.
1:17-cv-00566-LPS Welsh v. MSW Capital LLC et al
3:13-cv-04229-L Aquino v. MSW Capital LLC et al
1:12-cv-06940 MacKenzie v. MSW Capital, LLC
1:14-cv-06659 Resendez v. MSW Capital, LLC
1:14-cv-07567 Eddins v. MSW Capital, LLC
Consumer Rights Law Firm PLLC
At Consumer Rights Law Firm PLLC, is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the MSW Capital harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from MSW Capital 📞call us at (877) 700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
- I was being harassed by a debtor collector that wouldn’t provide me any information whatsoever. I contacted the firm the guaranteed my issue would be resolved and I wouldn’t have to pay anything out pocket! They when the case and the debt is gone and I did spend a dime! Thank you so much!⭐⭐⭐⭐⭐
- I had an amazing experience with Consumer Rights Law Firm. They handled my case with professionalism, clarity, transparency, and ease, not to mention with such speed! I definitely recommend their services.⭐⭐⭐⭐⭐
- Consumer Rights Law Firm was excellent to work with! They are very professional, knowledgeable, timely, and thorough. From submitting the online consultation form to signing a settlement offer took only 20 days. I highly recommend them!⭐⭐⭐⭐⭐
Frequently Asked Questions
1. What is MSW Capital phone harassment?
MSW Capital phone harassment refers to repeated, aggressive, or abusive calls that violate consumer protection laws.
2. Is MSW Capital allowed to call me multiple times a day?
No. Repeated calls intended to annoy, harass, or pressure you are illegal.
3. Can MSW Capital call me early in the morning or late at night?
No. Debt collectors cannot call before 8 a.m. or after 9 p.m.
4. Can MSW Capital contact my family or employer?
They may only contact third parties to get your location information and cannot discuss your debt.
5. Can MSW Capital threaten me with legal action?
They cannot make false threats or claim legal action they do not intend to take.
6. Can I ask MSW Capital to stop calling me?
Yes. You can request communication in writing only, and they must respect that request.
7. Does MSW Capital have to prove the debt is mine?
Yes. You have the right to request written debt validation.
8. Can MSW Capital use abusive or threatening language?
No. Using profanity, threats, or intimidation is illegal under federal law.
9. What laws protect me from MSW Capital phone harassment?
The Fair Debt Collection Practices Act (FDCPA) protects consumers from abusive collection practices.
10. What should I do if MSW Capital keeps harassing me?
You may file a complaint or contact a consumer rights attorney for legal help.
