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Medical Financial Solutions Debt Collection Harassment

Are you tired of Medical Financial Solutions Debt Collection Harassment? The debt statistics are rising every day. The numbers indicate that people are getting into debt now more than ever before and this automatically means that more debt collectors like Medical Financial Solutions are unleashed daily. Medical Financial Solutions is an third party collection agency whose job is to recover debts on behalf of creditors. There are many reasons why people fall into debts and they include but are not limited to; improper planning, poor management, reduced income, underemployment, divorce, health issues, gambling and failure to save.

Whatever the reason may be for your debt, being stuck in debt usually isn’t the best of experiences, especially when it starts leading to Medical Financial Solutions phone harassment and the seemingly endless calls and letters begin pouring in. When original creditors see that you are falling back on your payments, they usually send your debt to a third-party collection agency who now has the job of getting you to pay up. These collectors are notorious for using the most extreme methods (like Medical Financial Solutions phone harassment) to get consumers to settle their delinquent debt accounts. They usually employ unethical debt methods such as placing calls to you at hours of the day that it is inconvenient to call, talking to others about your debt, calling your place of employment even when they have been advised that calls cannot be accepted at work, and using profane language during their calls with you or calling you foul names. All of these qualify to be called Medical Financial Solutions phone harassment.

You have a right to demand that your rights are respected during Medical Financial Solutions debt collection and that all Medical Financial Solutions debt collection methods treat you with the dignity worthy of your person. If they fail to do so, you can be awarded up to $1000 and at times have your debt waived.

How to Answer Debt Collection Calls

Learn five steps to remain calm during a debt collection call:

  • Talk when you have time: Do not let your attention divided. If you cannot talk at that moment, kindly ask the debt collector to call back at a more convenient time. But if you can take the call, take it.
  • Take notes: Don’t just sit on the call saying “hmmm” at every line or yes at every question. Write out all valuable information you get from the call, like the time and date of the call, the name of the debt collection agency, the name of the agent and the creditor himself, and any other information you get from the call, especially the alleged amount they claim you owe. It can come in handy if you have to go to court or in a case of harassment.
  • Tell nothing about the debt: Allow the agent to say what you owe and then compare it with your records if you have one.
  • Take caution to say little or nothing: you must not and cannot give the collector too much information about yourself. Don’t tell the agent about your income or the debts you owe or anything at all. This could turn against you if this call is a scam call.
  • Take your time to take a decision: don’t be under pressure to make any hasty decision. You can tell the collector that you’ll get back to them, hang up and set out to make a plan on how to take care of the situation.

With these simple steps you can be sure that no amount of pressure from Accretive Health, Inc. can make you do anything you do not want to, and if the calls become too frequent and come at any time before 8am and after 9pm, then you can sue the debt collection agency for violating the Fair Debt Collection Practices Act (FDCPA) by harassing you.

Is Medical Financial Solutions a scam?

According to the Better Business Bureau website, Medical Financial Solutions has been in business since 2004. There have been 8 complaints closed in the last 3 years and 2 complaints closed out in the last 12 months.

Medical Financial Solutions Better Business Bureau


Who is Medical Financial Solutions?

Medical Financial Solutions is third party debt collector located in Kalamazoo, Michigan. They have been a party to over 40 federal cases based on their issuance of credit and collection of debts incurred on their credit cards.  A recent Federal Court cases alleges that Medical Financial Solutions used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Address: PO Box 50871
Kalamazoo, MI 49005
Phone: (269) 910-7810

Alternate Business Name
Accretive Health, Inc.

Medical Financial Solutions Phone Number             

Are you receiving any harassing phone calls from this number?


If so, you may be a victim of Medical Financial Solutions debt collection harassment. The list above is not all the numbers that Medical Financial Solutions uses. Also, calls can be from a different numbers and it still be Medical Financial Solutions calling you.  Contact our office right away so we can start the process to stop Medical Financial Solutions from calling you illegally. Above all, no one should live with harassment.


Common Questions:

Is Medical Financial Solutions a scam? No, Medical Financial Solutions has been in business since 2004.

Can Medical Financial Solutions seize my property? Medical Financial Solutions can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.

Can Medical Financial Solutions sue me? Yes, Medical Financial Solutions can sue you so long as the debt is within the statute of limitations.

Can Medical Financial Solutions report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report

Can Medical Financial Solutions arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Medical Financial Solutions and can be found on


Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Medical Financial Solutions debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm, PLLC Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent Medical Financial Solutions debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website at


Success Stories

“What an amazing experience I had with Consumer Rights Law firm. I kept getting constant calls from a debt collector who was asking for someone I didn’t know. After explaining over and over I was not the person they were looking for, The calls still continued , it became frustrating and very annoying. I came across this firm and just called to talk to someone to see how I could get the calls to stop. I spoke to a gentleman that was very professional and very helpful. Not only did they get the calls to stop immediately , they were able to put some money in my pocket as well , Here’s the best thing, it cost me nothing for them to help me. They come highly recommended. Thank you Consumer Rights”

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agencies in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer.”

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights.”

Check out a links below for more information:

Michigan Attorney General 

Consumer Financial Protection Bureau