🚨Machol & Johannes Debt Collection Harassment
Tired of Machol & Johannes Debt Collection Harassment? Do you wish there was a way to make the calls stop? Is Machol & Johannes constantly calling and harassing you, collecting on a debt? Does your phone ring every day, several times per day, because Machol & Johannes is calling you to demand payment? Threatening you with legal action? Has Machol & Johannes ever used abusive or profane language when speaking with you on the phone? If so, Machol & Johannes may be violating your legal rights. Stop the harassment.
The Fair Debt Collection Practices Act (FDCPA), also known as the FDCPA, protects consumers’ rights in debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
🔍Is Machol & Johannes a scam❓
According to the Better Business Bureau website, the collection agency Machol & Johannes has been in business since 1968. There have been 39 complaints closed in the last 3 years and 15 complaints closed out in the last 12 months.
🔍Who is Machol & Johannes Debt Collector❓
Machol & Johannes is a third-party debt collector located in Denver, Colorado. Like many collection agencies, Machol & Johannes must adhere to the Fair Debt Collection Practices Act (FDCPA). They have been a party to over 660 federal cases based on their issuance of credit and collection of debts incurred on their credit cards. Furthermore, a recent Federal Court case alleges that Machol & Johannes used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 700 17th St Ste 200 Denver, CO 80202-3317 Phone: (303) 830-0075 Fax: (303) 893-2657
📢Definition of Machol & Johannes Debt Collection Harassment
Machol & Johannes Debt Collection refers to the use of abusive, unfair, or deceptive practices by debt collectors to collect debts from consumers. This can include a range of behaviors, such as:
- Repeatedly calling or contacting consumers at inconvenient times or places
- Using threatening or intimidating language to try to collect a debt
- Making false or misleading statements about the debt or the consumer’s rights
- Failing to provide clear and accurate information about the debt or the collection process
- Charging excessive fees or interest on the debt
- Reporting inaccurate information to credit bureaus
Machol & Johannes Debt Collection is illegal under the Fair Debt Collection Practices Act (FDCPA), which regulates the behavior of debt collectors and provides consumers with protection against abusive practices. If you are experiencing any of these tactics, it’s important to know that you have rights and there are steps you can take to stop Machol & Johannes Debt Collection harassment.
📜Machol & Johannes Debt Collection Harassment Tactics
If Machol & Johannes engages in any of the following tactics, you may have a case:
- Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call (FDCPA 15 U.S.C. 1692c)
- Talking to others about your debt (FDCPA 15 U.S.C. 1692b)
- Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work. (FDCPA 15 U.S.C. 1692c)
- Use any profane language or any language that is harassing and abusive (FDCPA 15 U.S.C. 1692d)
- Engage in any conduct, the natural consequence of which is to harass, abuse or oppress. (FDCPA 15 U.S.C. 1692d)
- Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment( FDCPA 15 U.S.C. 1692e)
- Threaten arrest or criminal prosecution ( FDCPA 15 U.S.C. 1692e)
- Send false information to the credit bureaus ( FDCPA 15 U.S.C. 1692e)
- Cause a telephone to ring an unreasonable amount of times ( FDCPA 15 U.S.C. 1692d)
- Improperly applying garnishment to your wages or bank accounts without providing the required legal exemptions (FDCPA 15 U.S.C. 1692f)
📞Machol & Johannes Contact Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
866-729-3328, 866-857-7527
If so, you may be a victim of Machol & Johannes debt collection harassment. The list above does not all the numbers that Machol & Johannes uses. Also, calls can be from different numbers and it still be Machol & Johannes calling you. Contact our office right away so we can start the process to stop Machol & Johannes from calling you illegally. Above all, no one should live with harassment.
🛡Options for Stopping Machol & Johannes Debt Collection Harassment
If you are being harassed by Machol & Johannes or any other debt collector, there are several options you can take to stop Machol & Johannes Debt Collection harassment:
- Contact the debt collector: Reach out to Machol & Johannes and ask them to stop contacting you. You can do this by phone, email, or mail. Make sure to keep a record of your communication.
- Send a cease and desist letter: Write a letter to Machol & Johannes telling them to stop contacting you. This letter should include your name, address, and account number, as well as a clear statement that you want them to stop contacting you.
- File a complaint with the FTC: The Federal Trade Commission (FTC) is responsible for enforcing the FDCPA. You can file a complaint with the FTC online or by phone.
- Contact a consumer protection attorney: If you believe that Machol & Johannes has violated the FDCPA, you may want to contact a consumer protection attorney. They can help you understand your rights and options and may be able to file a lawsuit on your behalf.
- Seek assistance from a credit counseling agency: Non-profit credit counseling agencies can provide you with free or low-cost advice and assistance with managing your debt.
Remember, you have the right to be treated fairly and respectfully by debt collectors. Don’t hesitate to reach out for help if you are being harassed by Machol & Johannes or any other debt collector. Taking these steps can help you regain control and stop Machol & Johannes debt collection harassment.
💡Common Questions:
Is Machol & Johannes a scam❓
No, Machol & Johannes has been in business since 1968.
Can Machol & Johannes seize my property❓
Machol & Johannes can’t seize your property, but there are some exceptions. If the debt was tied to the property or certain accounts, the collector may be able to repossess it. Additionally, if the collector has sued and obtained a judgment against you, the debt collector may be able to take certain property as permitted by the court. It’s important to note that some funds in your accounts may be protected from garnishment, and debt collectors must provide sufficient notice regarding these protections.
Can Machol & Johannes sue me❓
Yes, Machol & Johannes can sue you so long as the debt is within the statute of limitations.
Can Machol & Johannes report my debt to the collections bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report
Can Machol & Johannes arrest me❓
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Machol & Johannes which can be found on Pacer.gov.
2:19-cv-00259-RB-SMV Griffith v. Machol & Johannes LLLP
1:18-cv-02665-KLM Jimenez v. Machol & Johannes, LLC
1:18-cv-02291-CMA-KMT Blanks v. Machol & Johannes, LLC
1:17-cv-01178-WJ-KK Adams v. Machol & Johannes, LLLP
2:17-cv-01347-JLR Wall v. Machol & Johannes, LLC,
⚖️CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in providing services to clients who are facing Machol & Johannes Debt Collection harassment in any form, including telephone communication. Contact a legal professional to stop Machol & Johannes debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent Machol & Johannes debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website.
🏆Success Stories
“I just want to say, Thank You so much, Matt! I’m grateful to God that He directed me to click on the website. I was overwhelmed with the constant harassment from a debt collector. Thank you so much for all your help. Matt worked all so quickly and was able to help me to stop the harassment.
I recommend this law firm because they care about the people.”.
“They worked quickly to not only get the account removed from my credit report but also get me a settlement on top of that. Of course, this was my result – yours may differ. I didn’t have to pay a single dime for the service. All my questions were answered thoroughly and in a very timely manner. Do not hesitate to put your trust in this law firm.”
“Matthew was unbelievably helpful and made me feel so much better about my situation. And he helped me get rid of four of my outstanding debtors which helped relieve my load so much. I highly recommend working with this firm as they have your interests first and foremost.”
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