Protecting Yourself Against Nelson & Kennard
Nelson & Kennard is a law firm specializing in debt collection, representing creditors such as banks, credit card companies, and financing firms.
If you’ve been contacted by Nelson & Kennard regarding a debt, it’s crucial to understand your rights under the Fair Debt Collection Practices Act (FDCPA) to protect yourself from potential unfair practices.
Contact Information for Nelson & Kennard
California Office
- 📍Address: 5011 Dudley Boulevard, Building 250, Bay G, McClellan, CA 95652
- 📱Phone: (866) 920-2295
- ✉ Fax: (916) 920-0682
- 🌐 Website
Colorado Office
- 📍Address: 12596 W Bayaud Ave, Lakewood, CO 80228
- Massachusetts Office
- 📍Address: 100 Trade Center, Suite G-700, Woburn, MA 01801
- New Mexico Office
- 📍Address: 500 Marquette Ave NW, Suite 1200, Albuquerque, NM 87102
- Hawaii Office
- 📍Address: P.O. Box 4109, Honolulu, HI 96812-4109
Understanding Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) is a federal law that safeguards consumers from abusive debt collection practices. Key protections include:
- ➤Prohibited Practices: Debt collectors cannot engage in harassment, make false statements, or use unfair practices.
- ➤Communication Restrictions: They cannot contact you at inconvenient times or places, such as before 8 a.m. or after 9 p.m., without your consent.
- ➤Validation of Debt: You have the right to request verification of the debt within 30 days of the initial contact.
For a comprehensive overview, visit the Federal Trade Commission’s FDCPA resource.
Steps to Take If Contacted by Nelson & Kennard
If you are approached by Nelson & Kennard regarding a debt, consider the following actions:
- ✅ Request Debt Validation: Within 30 days of the initial contact, ask for written verification of the debt.
- ✅ Keep Records: Document all communications, including dates, times, and the nature of each contact.
- ✅ Know Your Rights: Familiarize yourself with the protections offered by the FDCPA.
- ✅ Consult an Attorney: If you believe your rights have been violated, seek legal counsel to explore your options.
Recognizing Unlawful Debt Collection Practices
Be vigilant for the following illegal behaviors by debt collectors:
- 👉 Harassment: Repeated calls intended to annoy or abuse.
- 👉 False Representations: Misleading statements about the amount owed or the collector’s identity.
- 👉 Unfair Practices: Attempting to collect unauthorized fees or interest.
For more details, refer to the ’s guide on debt collection practices.
Seek Legal Assistance & Stop Harassment
If anyone violates your rights under the FDCPA, it’s crucial to take action. Consumer Rights Law Firm PLLC specializes in defending consumers against unfair debt collection practices.
- ☎️ Call: 877-700-5790
- 🌐 Website: Consumer Rights Law Firm PLLC
Take control of your financial well-being today!
Note: This information is for educational purposes and should not be considered legal advice. Consult us directly for guidance related to your specific situation.